Retire With Purpose - The Retirement Podcast

If you're like many retirees we meet with, you may struggle to spend confidently in retirement, even when you've saved enough. Here, we explore a potential strategy: an alternative to the annuity-based "License to Spend" model.    

In this episode, we discuss: 

• The dynamics of underspending in retirement
• How to apply the “Funded Status Metric” and “Surplus Bucket” to your income plan
• Pros and cons of leveraging this strategy
• A...

Understanding your own story is the missing link between receiving advice and applying it meaningfully. If you’ve ever felt stuck between wanting direction and feeling overwhelmed by options, this episode offers a practical path toward clarity, purpose, and peaceful resilience. 

In this episode, we discuss: 

• Advice vs. application
• A 3-step advice framework
• Advice overload
• Why incomplete context = incomplete advice

Today'...

Today, I'm speaking with Dr. Ross Andel. Dr. Andel is a gerontologist, professor, and director of the PhD program at Arizona State University. Ross has spent decades researching aging, memory, and lifestyle-related cognitive health risks. In 2023, he was elected a lifetime fellow of the American Association for his achievements in the study of risk factors for age-related cognitive decline for Alzheimer's disease and other types of...

After a sharp rebound in the market, you may still feel the lingering effects of recent volatility. But before the next tide of turmoil, now is an ideal time to deploy the "Sleeping Point" Strategy: adjusting your portfolio to a level where you can sleep soundly at night. 

In this episode, we discuss: 

• The importance of reducing risk before panic
• How to embrace proactive planning
• The danger of over-investing
• How (and when) to ...

You're encouraged to save, delay gratification, and be disciplined with your spending—but what happens when that mindset becomes a roadblock in retirement?  

In this episode, we discuss: 

• The psychology of postponement
• How to unwind a lifetime of discipline
• The “Joy Budget” concept
• Tools to reframe spending

Today's article is from The Wall Street Journal titled, The Downside of Delayed Gratification. Listen in as Founder...

What does your future retirement look like? Whether your path includes unexpected challenges, careful frugality, or joyful surprises, it's vital to prepare for known unknowns, and build a resilient future that adapts to life’s curveballs. 

In this episode, we discuss: 

• Why retirement isn’t linear
• How to plan for different potential retirement futures
• Lifequakes vs. Deep Risk
• The PESTLE framework for strategic thinking

To...

Do you ever experience those moments when something doesn’t feel quite right? Your body and spirit have ways of alerting you when it's time for recalibration, often with persistent whispers that grow louder the longer you ignore them.   

In this episode, we discuss: 

• The power of listening to your intuition
• Daily actions that can reconnect you to your purpose
• How negativity impacts you physically
• The importance of recognizing ...

Today, I'm thrilled to welcome David Blanchett back to the podcast. David is the Managing Director and Head of Retirement Research at PGIM DC Solutions and one of the most respected voices in retirement income planning today. You've likely come across his work in Morningstar, Kiplinger, and our Weekend Reading series—and for good reason. His research has earned accolades from nearly every major financial planning organization.

In o...

How can you use the recent market crisis to refine both your portfolio and your character? 

In this episode, we discuss: 

• Why times of turmoil are opportunities for personal growth
• How to reinterpret stressors as forward-thinking steps
• Inaction vs. action: How to decide which is best for your portfolio amidst times of turmoil

Today's article is from Forbes titled, Waiting Wisely: Cultivating Character Amid Market Chaos. ...

True financial and personal well-being requires alignment between your money, values, and purpose. But how do you bridge the gap between merely accumulating wealth and living a life rich with meaning? 

In this episode, we discuss: 

• The 50/30/20 Rule and how to align it with your values
• Debt ratios: Is your debt for survival or for status?
• Meaningful vs. meaningless time in retirement
• The Satisfaction Ratio and how it can help ...

Conventional financial wisdom encourages you to delay collecting Social Security benefits until age 70, but in certain cases, your “optimal” claiming age might actually be to pull benefits early.   

In this episode, we discuss: 

• Factors that benefit filing early
• Your “breakeven” number of filing early vs. later
• How your rate of return should factor into your Social Security strategy

Today's article is from Vanguard title...

If you saw the amount of time you had left to live—whether it was one day or one year—how would you spend it? What would you worry about?   

In this episode, we discuss: 

• How to let go of always trying to control your narrative
• Why the pursuit of contentment is greater than the pursuit of happiness
• 5 questions to help you find pure contentment in the present

Listen in as Founder and CEO of Howard Bailey Financial, Casey ...

Today, I’m speaking with Larry Swedroe. Larry is the former Chief Research Officer at Buckingham Strategic Wealth, an accomplished author with 18+ books on investing, and a true pioneer in evidence-based investing. He’s also a well-known advocate for cutting through the financial media noise to focus on strategies that actually work.

In Larry’s latest book, Enrich Your Future: The Keys to Successful Investing, he distills decades o...

Are you feeling uneasy right now? If market turmoil is causing you stress, it’s time to determine if your retirement plan is truly built for the unexpected.  

In this episode, we discuss: 

• How a process can give you greater investment and financial control
• How to assess your liquid/safe reserves
• Tax and inflation protection opportunities brought by market volatility

Today's article is from Morningstar titled, What Now? A...

How would you rate yourself on the retirement readiness scale? When you understand where you are and how to proceed, you are more likely to feel elevated confidence to and throughout retirement. 

In this episode, we discuss: 

• Financial vs. non-financial retirement readiness
• Why your income strategy is key
• Considerations for long term care insurance
• How to prepare for financial change in retirement

Today's article is from...

Before you make your transition into retirement, it’s important to dial in the ideal timing not just for your money, but your mind. 

In this episode, we discuss: 

• Irrational reasons to not retire
• The “3 Cs” of retirement timing
• Family, health, and social considerations in retirement

Listen in as Casey Weade is once again joined by Les McDaniel to explore the common irrational fears about retiring.

To receive your FREE WI...

Market volatility is inevitable. Whether you’re 10 months or 10 years into retirement, it’s vital to ask: is your investment strategy prepared? 

In this episode, we discuss: 

• Why market volatility is necessary
• When down markets no longer become an opportunity
• How to avoid sequence of returns risk
• 4% withdrawal rule flaws

Today's articles are from The Best Interest blog titled, Should I “Reset” Retirement Withdrawals in B...

For decades, you’ve been told that security is the key to a successful life; Work hard, save wisely, and one day, you’ll be able to retire with peace of mind. But what if the very idea of security is holding you back?   

In this episode, we discuss: 

• The power of a decision-making framework
• Pitfalls of delayed gratification
• Financial security disillusions

Listen in as Casey Weade is once again joined by Les McDaniel to d...

Today, I'm very excited to welcome Christine Benz back to the podcast. Christine is the Director of Personal Finance and Retirement Planning at Morningstar. She has become a trusted voice in the industry and has been recognized as one of Barron’s Top 100 Most Influential Women in Finance and one of the Ten Most Influential Women in Wealth Management. She’s also the co-host of The Long View and How to Retire podcasts where she bring...