Roy Matlock Jr.'s Money and Business hour

Financial offense is where you take calculated risks to continually work toward and achieve a higher income. You can't save your way to financial freedom or wealth. It doesn’t matter how many paper towels you reuse or ziploc baggies you wash . If you never earn more than enough to break even each month,  you’re never going to build wealth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares crucial steps to f... Read more

It's important to realize that retirement will likely be the biggest expense of your lifetime.  So saving for retirement is a big job, especially if you envision a retirement that is flourishing with experiences: like traveling to your dream countries, spending time with your grown children and grandkids, or turning your home into a refuge for rescue animals. But, saving and investing for retirement isn’t an easy and straightfo... Read more

Planning for retirement can be overwhelming and intimidating. The best way to begin is by asking yourself a few simple questions to help you picture what you want your retirement life to look like. Once you determine the kind of lifestyle you want in retirement, you can begin to determine what that lifestyle will cost and how much you should start saving and investing to help you accomplish your retirement goals. In this episode of... Read more

In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to determine financial independence. 

While most of the country is cleaning up messes made during the holidays, many of you are preparing the usual resolutions for 2020. Getting finances in order is one of the most common resolutions. Financial resolutions could mean anything from building up a savings account, repairing credit issues, eliminating debt and more. These are tasks many people seek to accomplish but often struggle with. In this episode of The Money and Bus... Read more

Retirement can be a very challenging season of life for those who fail to save. If you don't prepare in advance for retirement, you could find yourself saying "au revoir" to your post career dreams and hello to an extended working schedule. And even worse, you could spend your retirement worrying about money and experiencing financial stress. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to ... Read more

The financial offense refers to two sets of income: your regular income and portfolio income. Regular income is the money you make by working a job. Making more money can obviously increase your financial security. However, typically, people who receive a promotion or a bump in their salary exchange it for an increase in lavish living rather than an increase their savings or investments. Portfolio income and passive income refer to... Read more

Have you thought about your financial defense? What does that even mean? Simply put: It's being frugal. It’s the pay yourself first strategy. Most of us want to save but try our best to do so at the end of the month, instead of immediately after we get paid at the beginning of the month. And most often than not, by the time we get to the end of the month, all the money has been used. A good financial defense can be difficult an... Read more

Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. continues to explain how you can develop these skills, helping you get your own finances in shape, so you can understand financial management ... Read more

Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, helping you get your own finances in shape, so you can understand financial management principles y... Read more

Life insurance is the best tool to guard against the risk of dying too soon, while annuities are the way to go to guard against the risk of living too long. Typically, purchasing life insurance is done almost routinely and without question, probably because most of us tend to think of others before we think of ourselves. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the importance of life insurance to ... Read more

There is something amazing about being ahead financially. You have more options, you're less stressed, and things don’t feel as rushed. If you feel trapped with your money situation, be sure to tune into this episode of The Money and Business Hour where Roy Matlock Jr. shares some things you can do to get financially ahead and can truly help you improve your financial life.

Everyone wants to be wealthy. Even if happiness for you is more contingent upon emotional experiences than material goods, being financially free can help you do more things; whether that's traveling as often as you would like, or donating to help those in need. But the reality is, only a small percentage of the people who aspire to be wealthy will actually be successful. There are several paths to building wealth, from investi... Read more

If you're a football fan, you probably recognize the saying, “offense sells tickets; defense wins championships.” In the game of finance, defense is all about how money is managed. Similar to football, if you want to increase the money you make and secure a strong financial future, you have to know the rules. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to have a strong defensive strategy so you ca... Read more

Everyone could use a little help with some aspect of a financial plan. Whether it’s tax planning, investing, debt management, estate planning, or a variety of other topics, money can be complicated. Seeking advice from a professional financial advisor when you need it is certainly a better choice than making a costly mistake that you won't realize is a mistake until it’s too late to correct. In this episode of The Money and Bus... Read more

There are a handful of financial questions most people should really know the answers to, but not everyone does. Simple financial education is lacking in the U.S., and many Americans couldn't answer basic fundamental financial or banking-related questions. If you consider yourself among those who could use help in this department, or at least a refresher course, then listen to this episode of The Money and Business Hour, where ... Read more

Everyone could use a little help with some aspect of a financial plan. Whether it’s tax planning, investing, debt management, estate planning, or a variety of other topics, money can be complicated. Seeking advice from a professional financial advisor when you need it is certainly a better choice than making a costly mistake that you won't realize is a mistake until it’s too late to correct. In this episode of The Money and Bus... Read more

Wouldn't it be nice to have so much money, you could do or buy the things in life you've always wanted? In this episode of The Money and Business Hour, Roy Matlock Jr. continues to share the secret on how to build a cash flow of "do nothing money".

When you're the one in charge of the money, it's best to have some understanding of basic financial concepts. But where do you start? Most people learn about personal finance the hard way on the day they go to buy a car, apply for a home loan, or attempt to rent an apartment. We learn about our mistakes only after we have made them and, in the world of finances, this is very costly. In this episode of The Money and Business... Read more