Saving With Silverman

Saving With Silverman

Investing and financial planning guidance with Certified Financial Planner Professional Mark Silverman in Tucson, AZ.... Show More

Episodes

February 18, 2021 12 min

There’s a lot of confusion out there about annuities, probably because there are different types that do different things. We’ll explain what they are and how they work.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-25-what-are-annuities-and-how-do-they-work 

 

What we discuss on this episode: 

1:55 – Immediate annuity

3:25 – Fixed annuity

4:01 – Va...

Share
Mark as Played
February 4, 2021 13 min

This show is all about planning for retirement and making sure you’re doing it the right way so you can have the kind of retirement lifestyle you always dreamed of. Today we’ll share what the stages are.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-24-stages-of-retirement-planning 

 

What we discuss on this episode: 

1:30 – 15 years before retirement

...

Share
Mark as Played
January 21, 2021 10 min

How much do you know about taxes in retirement? It’s an important topic that can make a major difference in your finances.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-23-what-to-know-about-taxes-in-retirement 

 

What we discuss on this episode: 

1:39 – Assuming taxes will be lower

2:52 – Strategies to improve taxes down the road

4:51 – Bad tax mis...

Share
Mark as Played

Does your financial advisor look at your tax returns? What about the fees in your investments? We’ll explain how your advisor should be helping you.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-22-things-your-financial-advisor-should-be-doing-for-you 

 

What we discuss on this episode:

0:57 – Reviewing tax returns

2:49 – Evaluating fees and costs in...

Share
Mark as Played

On today’s Saving With Silverman podcast, Mark shares some of his favorite and not-so-favorite financial stocking stuffers.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-21-would-you-like-these-financial-stocking-stuffers 

 

What we discuss on this show: 

0:45 – Variable annuity

2:02 – Apple stock

2:43 – High yield bonds

3:30 – Whole life insurance...

Share
Mark as Played
December 3, 2020 13 min

On today’s Saving With Silverman podcast, Mark explains how to pick the right financial advisor. Find out why you should invest time in this crucial process.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-20-how-to-pick-the-right-financial-advisor 

 

What we discuss on this show:

1:52 – How to find the right advisor

4:37 - Warning signs

5:53 - When a...

Share
Mark as Played
November 19, 2020 12 min

On average, women outlive men and often have more financial struggles later in life. On today’s show we’ll talk about what challenges women face and how to improve their finances.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-19-financial-challenges-for-women 

 

What we discuss on this show: 

1:15 – How involved are women with retirement planning?

3:...

Share
Mark as Played
November 5, 2020 9 min

Just like technology changes and becomes outdated, so does some retirement planning strategies. Let’s look at five financial strategies that have become obsolete.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-18-five-outdated-financial-strategies 

 

What we discuss on this show:

1:21 - The 4% rule

2:04 - The 10/5/3 rule

2:49 - Move money from stocks...

Share
Mark as Played
October 15, 2020 9 min

As life spans continue to increase, so does the need for more money later in life. Find out how to plan financially for a long life.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-17-can-you-afford-to-live-a-long-life 

 

What we discuss on this show: 

1:48 – Our oldest client

2:50 – Why do we talk about longevity as a risk?

4:22 – Why most people hav...

Share
Mark as Played
October 1, 2020 9 min

Are 401K loans a good idea? What about rollovers? How much should I contribute? Get answers to these and other common 401K questions.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-16-answers-to-common-401k-questions 

 

What we discuss on the show: 

0:40 – 401K advice from company reps

1:47 – 401K loans

2:46 – 401K rollovers

3:49 – Target date funds

...

Share
Mark as Played
September 17, 2020 10 min

Let’s talk about tax planning. The subject seems to get ignored by a lot of advisors. We explain why it’s an important conversation to have. 

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-15-the-importance-of-tax-planning 

 

What we discuss on the show: 

2:42 – Roth conversions

3:41 – Social security

5:00 - Required minimum distributions

5:57 – Nat...

Share
Mark as Played

Different accounts have different types of tax consequences. We’ll explain the advantages and disadvantages of the accounts and how you use them.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-14-what-are-the-tax-consequences-of-different-accounts

 

What we discuss on this episode: 

0:49 – Tax-deferred accounts

1:53 – Tax-free accounts

2:46 – Taxable...

Share
Mark as Played

What will it take to keep up with your lifestyle and goals in retirement? Income! What are some sources of predictable retirement income and what should you do with it? Let’s explore a topic that everyone feels strongly about.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-13-creating-predictable-income-in-retirement 

 

On today's show: 

1:12 - Wh...

Share
Mark as Played
August 6, 2020 11 min

Maybe it’s too many months of quarantine, too much cable news or too much social media, but people have a lot of anxiety right now. Mark explains why you should just calm down.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-12-everybody-just-calm-down 

 

On today's show: 

0:46 – Question 1: Money in the bank?

2:36 – Question 2: Money in the market...

Share
Mark as Played

While it’s easier to pretend you won’t have to worry about it, one day you or your spouse will pass away. What happens to your financial plan and assets when it does? 

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-11-what-happens-with-your-money-after-the-death-of-a-spouse 

 

Today's show schedule: 

0:46 - What is someone most concerned about fina...

Share
Mark as Played

Do you understand the ins and outs of these financial terms that have been circulating due to the impact of coronavirus? How might your own financial plan need to shift as a result?

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-10-financial-vocabulary-to-know-during-coronavirus

 

Today's show schedule: 

1:05 - What’s the difference between a reces...

Share
Mark as Played
June 18, 2020 12 min

As you near retirement, you want all of your ducks in a row instead of dealing with the mess caused by these classic financial mistakes. Are you making smart decisions?    

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-9-classic-pre-retiree-mistakes 

 

Today's show schedule: 

1:02 - Investing at 59 the same way as at 39 years old.

2:14 - Starting...

Share
Mark as Played

Whether you’ve heard his radio show on accident or know his baby steps by heart, you’ve probably heard of Dave Ramsey. But should you heed some of the advice he's giving? Let's take a look at some of the things he promotes. 

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-8-should-you-be-wary-of-dave-ramseys-advice

 

Today's show schedule: 

...

Share
Mark as Played

With all of the changes in the market and in the workplace lately, have you avoided making financial decisions? Are you still working toward your financial goals or are you facing a bit of pandemic paralysis?

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-7-are-you-suffering-from-pandemic-paralysis-with-your-finances 

 

Today's show schedule: 

1:1...

Share
Mark as Played
May 7, 2020 8 min

Do you know the difference between a traditional IRA or a Roth IRA? More importantly, do you know which one is a better fit for you and your retirement savings? We'll talk about the pros and cons of each on today's show. 

 

Read more and get additional resources here: https://silverman-associates.com/saving-with-silverman-podcast/episode-6-should-you-be-contributing-to-traditional-ira-or-roth-ira  

 

Today's show sc...

Share
Mark as Played

Chat About Saving With Silverman

Advertise With Us

Popular Podcasts

True Crime Podcast Trailers
The Breakfast Club
The Breakfast Club
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Angela Yee And Charlamagne Tha God!
Fake Doctors, Real Friends with Zach and Donald
Fake Doctors, Real Friends with Zach and Donald
You know what's long, tedious and boring? Surgery. You know what isn't? This new podcast! Join Scrubs co-stars and real-life best friends Zach Braff and Donald Faison for a weekly comedy podcast where they relive the hit TV show, one episode at a time. Each week, these BFFs will discuss an episode of Scrubs, sharing behind-the-scenes stories and reminiscing on some of their favorite memories from filming. They’ll also connect with Scrubs super fans and feature beloved show cast members for exclusive interviews.

For You

    Music, radio and podcasts, all free. Listen online or download the iHeartRadio App.

    Connect

    © 2021 iHeartMedia, Inc.