Saving With Silverman

Saving With Silverman

Investing and financial planning guidance with Certified Financial Planner Professional Mark Silverman in Tucson, AZ.

Episodes

August 4, 2022 9 min

We made a list of some financial proverbs that we thought might be able to help you in your financial situation. Find out what you can glean from these wise words.

 

Key topics on this show: 

2:39 – Bird in the hand

4:02 – Rising tide

4:38 – Eggs in one basket

5:43 – One man’s trash

 

For more financial information, visit us online: https://silverman-associates.com/saving-with-silverman-podcast 

Share
Mark as Played

Everyone has a different vision for what retirement will look and knowing how you’ll spend your time will help you build your retirement plan. Today we’ll look at what retirement commonly means to retirees in Arizona and Mark will also share his thoughts on the rise of inflation.

 

Key topics on this episode: 

0:39 – Mark’s thoughts on inflation

2:42 – Want to have nothing but fun

4:23 – Want to do nothing in retirement

6:15 – Want...

Share
Mark as Played

Most people have a junk drawer at home with rubber bands, clothespins, highlighters, a tape measure, and a pair of scissors. But most people have a financial junk drawer, too. We’ll share what’s often in there and how those things might be put to better use.

 

Key topics on this show: 

1:52 – Life insurance policy

3:24 – Will or estate plan

4:34 – Social Security estimate

5:26 – 401k statements

6:46 – US savings bond

7:45 – Vacant ...

Share
Mark as Played

Today we’re sharing some details you might be overlooking as you plan for retirement. For example, have you thought about whether you’ll need to support your parents or children? We’ll share more missed details on today’s show.

 

Today's Key Points:

0:43 – Parents and kids

1:47 – Quitting your job

4:25 – Major purchases

5:31 – Death of spouse

 

For additional financial resources, visit us online: https://silverman-associates.co...

Share
Mark as Played

Should you retire early If you believe a large inheritance is coming your way? How much tax should you be withholding? Should you buy an investment property with your parents? We’re answering your mailbag questions today.

 

Today's Key Points:

0:36 – Federal crimes

2:00 – Inheritance

3:53 – Withholdings

5:05 – Property with parents

 

For additional financial resources, visit us online: https://silverman-associates.com/saving-wi...

Share
Mark as Played

A lot of people have questions about their retirement plan, but you might be asking the wrong questions. We’ll share some common wrong questions and what better questions might be.

 

Today's Key Points:

0:46 – How much to save?

1:38 – Long-term care insurance

2:49 – The highest return

4:36 – Fees

5:55 – Taxes

 

For additional financial resources, visit us online: https://silverman-associates.com/saving-with-silverman-podcast 

Share
Mark as Played

Just because you can’t plainly see all of the expenses you’ll incur during the retirement planning process, that doesn’t mean they aren’t there. We’ll share some of the hidden expenses you might uncover.

 

Today's Key Points:

 

2:00 – Mutual funds

2:47 – Variable annuities

3:57 – Inflation

5:43 – Tax increases

6:40 – Leisure activities

 

For additional financial resources, visit us online: https://silverman-associates.com/savin...

Share
Mark as Played

When looking for a financial advisor, beware of signs that they are more interested in giving you sales pitches than helping plan your financial future. We’ll share things to watch out for when selecting a professional to help with your money and tell you more about the planning process we utilize with clients.

 

What we discuss in this episode: 

1:38 – Advisor or salesperson?

2:30 – Planning process

4:37 – Mark’s process

5:48 – Wh...

Share
Mark as Played

In retirement planning, there are many things that are completely out of your control. Fortunately, the things that you can control allow you to deal with those things you can’t.

 

What we discuss in this episode: 

1:55 – Market and risk

3:40 – Life span and income

5:23 – Tax rates and future taxes

6:43 – Social Security and income plan

 

Read more and get additional financial resources here: https://silverman-associates.com/saving...

Share
Mark as Played

Creating a customized retirement plan for any individual can mean addressing some unique challenges. We’ll share some scenarios, discuss the challenges presented and share what solutions we recommend.

 

Read more and get additional resources here: https://silverman-associates.com/saving-with-silverman-podcast  

 

 

What we discuss in this episode:

 

1:53 – Age gap

2:48 – Early retirement

4:06 – Lack of liquidity

5:28 – Separate fi...

Share
Mark as Played

What are your thoughts on tax refunds, mortgages, macaroni and cheese and Star Wars? Let’s have some fun today and talk about whether these things are overrated, underrated or properly rated.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast 

 

What we discuss in this episode:

0:51 – Tax refund

1:44 – Star Wars

2:30 – Paying off mortgage

3:33 – Variable annuities

...

Share
Mark as Played

If you want a successful retirement, we’re sharing some of the foundational building blocks you need to have in place. For example, is your income plan ready to go?

 

What we discuss in this episode: 

1:15 – Income plan

1:57 – Money that lasts

3:12 – Being unprepared

4:25 – Steps to take

5:38 – Success stories

 

Read more: https://silverman-associates.com/saving-with-silverman-podcast

Share
Mark as Played

Today we’re sharing some crucial financial questions. How do you know how much income you’ll need in retirement? Are you taking too much risk on in your investments? We’ll answer these questions and more.

 

What we discuss in this episode: 

0:44 – How much income will you need?

2:03 – How much money in savings?

3:00 – How much life insurance?

4:19 – How much risk

6:06 – Are fees too high?

7:13 – Is an advisor a good fit?

 

Read mor...

Share
Mark as Played

As a financial professional, there are things that Mark wishes everyone knew and understood about the financial industry. Today he’s going to share some of the tricks that sometimes get played and how to spot them.

 

What we discuss in this episode: 

0:56 – Tricks

3:06 – Fees

3:50 – Risk potential

5:13 – Credentials

7:02 – Taxes

 

Read more: https://silverman-associates.com/saving-with-silverman-podcast

Share
Mark as Played

Delayed gratification is a difficult skill to master and that’s just as true with financial matters as it is in the other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-46-how-delayed-gratification-can-help-your-finances

 

Wh...

Share
Mark as Played

Psychologists have determined that retirement is the 10th most stressful event that you can experience in life. Today we’re sharing some ways to proactively deal with that stress.

 

Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-45-how-to-deal-with-financial-stress-in-retirement 

 

What we discuss in this episode: 

1:06 – Lifestyle changes

2:08 – Retiring ear...

Share
Mark as Played

In today’s mailbag, we’re answering your questions. Carl wants to know if he can gift $150,000 to his daughter. Laura wonders what she should do with her money after retirement. And Eddie is debating whether to hire a financial advisor.

 

Read more and get additional financial information: https://silverman-associates.com/saving-with-silverman-podcast/ep-44-mailbag-gifts-to-children-money-after-retirement-hiring-advisors

 

What we ...

Share
Mark as Played
November 18, 2021 9 min

Let’s talk about some of the red flags that people can look out for when they’re shopping for a financial advisor. Have you ever met with one of these types?

 

Read more and get additional financial information: https://silverman-associates.com/saving-with-silverman-podcast/ep-43-manufactured-anxiety-or-worth-the-worry

 

What we discuss: 

1:00 – Social Security going broke?

2:47 – National debt out of control?

3:34 – Climate change...

Share
Mark as Played
November 4, 2021 11 min

Let’s talk about some of the red flags that people can look out for when they’re shopping for a financial advisor. Have you ever met with one of these types?

 

Read more and get additional financial information: https://silverman-associates.com/saving-with-silverman-podcast/ep-42-red-flags-with-questionable-advisors

 

What we discuss: 

0:51 – Hammer

2:51 – Oxygen hog

3:55 – Car trunk

5:39 – Empty suit

6:41 – Non-answerer

8:48 – Jus...

Share
Mark as Played
October 21, 2021 9 min

Almost everyone has made investment mistakes at some point. We’ll share how to bounce back from mistakes and avoid making them again in the future.

 

Read more and get additional financial information:

https://silverman-associates.com/saving-with-silverman-podcast/ep-41-moving-on-from-investing-mistakes

 

What we discuss: 

0:58 – What caused it?

2:07 – Increase savings

3:09 – Recalibrate your goals

4:42 – Get a real plan in place

Share
Mark as Played

Popular Podcasts

    Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations.

    Crime Junkie

    If you can never get enough true crime... Congratulations, you’ve found your people.

    Stuff You Should Know

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks then look no further. Josh and Chuck have you covered.

    The Daily

    This is what the news should sound like. The biggest stories of our time, told by the best journalists in the world. Hosted by Michael Barbaro. Twenty minutes a day, five days a week, ready by 6 a.m.

    The Bobby Bones Show

    Listen to 'The Bobby Bones Show' by downloading the daily full replay.

Advertise With Us

For You

    Music, radio and podcasts, all free. Listen online or download the iHeart App.

    Connect

    © 2022 iHeartMedia, Inc.