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September 18, 2025 9 mins

Want to get in touch with Mark? 👉 https://silverman-associates.com/home

 

In today’s mailbag, Mark answers three real listener questions. First, when it’s time to replace a car, is it smarter to use your emergency fund, pull from an IRA, or finance with a monthly payment? Next, a recent college grad asks how much she should realistically save each month toward retirement, a home, and future travel. Finally, a listener approaching retirement wonders if having less than a million dollars saved is enough to live comfortably.

Here’s what we discuss in today’s show:

🚗 Weighing options for buying a car in retirement

💰 Why emergency funds should always be replenished

📈 Starting small and increasing savings over time

🧮 Why “a million dollars” isn’t a magic retirement number

🛠️ How a financial plan adapts to your unique life

 

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832

Mark as Played

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