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September 25, 2025 16 mins

We’ve been told our whole lives that retirement happens at 65—maybe 62 if you’re lucky.

But in my experience, that traditional timeline isn’t always the reality. In fact, for many people, retirement may be much closer than they realize.

After nearly 20 years of building retirement plans, I’ve noticed a recurring theme:

Most people overestimate how much they think they need and underestimate how ready they already are.

That’s why in this episode, I’m breaking down 7 signs that could mean you’re closer to early retirement than you realize.

These aren’t about chasing some arbitrary savings target—they're practical, real-world markers that can help you rethink your timeline and gain confidence in your next chapter.

If even a few of these resonate with you, it may change the way you think about retirement and the life you’ve worked so hard to create.

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EPISODE RESOURCES:

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