Hello & welcome to The Cashflow Show in association with PRMS Ltd. I'm your host Clayton M. Coke. The Cashflow Show is the radio show disguised as a podcast. During every episode we will be talking to a business owner and entrepreneur and hearing the tales of the origins of their business, their successes & failures and their future in the business world. As well as asking for their best piece of advice. We ask our guests to pick a book /a film/ an album or single to get to know their tastes and what they enjoy in their spare time. So if that works for you..Welcome to The Cashflow Show!
In this engaging episode of The Cashflow Show, host Clayton M. Coke is joined by Kitty McCormick, Head of Wealth at Santander UK, to explore the financial challenges and opportunities for the UK’s one million Self-Made high earners. Representing 14% of top earners, this group holds £40.7 billion in idle cash savings due to low financial confidence. Kitty discusses Santander’s push for government-backed financial education,...
In this fascinating episode of The Cashflow Show, host Clayton M. Coke is joined by Helen Hardy, founder of Foudy’s, the world’s only official football retailer dedicated to women’s football. Helen shares her journey from a theatre background to launching Foudy’s in 2020, driven by the lack of accessibility to women’s football jerseys. The episode dives into the groundbreaking Missing Shirt campaign, a retro England women’...
In this insightful episode of The Cashflow Show Podcast, host Clayton M. Coke is joined by Claire Hawkins, Director of Corporate Affairs and Brand at Phoenix Group, to discuss the critical need for flexible working to support the UK’s 5.8 million unpaid carers. With 41% of working carers considering leaving their jobs due to inflexible policies, Claire highlights the risks to workforce stability, talent retention, and long...
In Part 2 of this compelling episode of The Cashflow Show Podcast, host Clayton M. Coke sits down with Fiona Graham, Chief Operating Officer of Family Business UK, to explore the devastating impact of proposed inheritance tax reforms on family-owned businesses. Fiona shares her expertise on advocating for family businesses, the economic significance of the sector, and the urgent need for policy consultation to protect jobs...
In this compelling episode of The Cashflow Show, host Clayton M. Coke sits down with Steve Rigby, co-CEO of Rigby Group PLC and Chair of Family Business UK, to unpack the alarming consequences of proposed inheritance tax reforms. With a new Family Business UK report predicting 208,000 job losses and a £15 billion drop in economic activity, Steve reveals why these changes threaten the backbone of the UK economy—family busin...
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In this episode of The Cashflow Show, host Clayton M. Coke welcomes Eric Johnson, CEO of SurveyMonkey, to discuss the growing distrust of AI among UK business leaders and the launch of SurveyMonkey’s Trust Centre. With 81% of UK leaders sceptical about AI’s decision-making and 79% concerned about biased outcomes, Eric shares insights from a recent SurveyMonkey report highlighting data privacy challenge...
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In this episode of The Cashflow Show Podcast, host Clayton M. Coke sits down with Will Scott, Real Estate Disputes Partner at Irwin Mitchell, to explore the resurgence of office demand as UK businesses adapt to staff returning to the workplace. With 45% of UK businesses planning to expand office space in the next 12-18 months, Will unpacks the drivers behind this trend, the challenges of limited Grade ...
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In this vibrant episode of The Cashflow Show, host Clayton M. Coke is joined by Kelly Wolgamott, Vice President of Pure Michigan, to explore why Michigan is a top destination for UK travellers. From Detroit’s Motown legacy and professional sports to natural wonders like the Great Lakes and Mackinac Island, Kelly highlights Michigan’s cultural, culinary, and tourism offerings. She discusses how business...
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In this episode of The Cashflow Show, host Clayton M. Coke is joined by Emma Carr, Commercial Disputes Partner at Gowling WLG, to explore the impact of tariff disruptions, particularly under the Trump administration’s trade policies. Emma discusses how sectors like fast-moving consumer goods, retail, and manufacturing are vulnerable due to tight margins and fixed pricing. She offers practical advice on...
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In this episode of The Cashflow Show, host Clayton M. Coke is joined by Tim Ayling, Vice-President of Cybersecurity Solutions, EMEA at Thales UK, to unpack the 2025 Imperva Bad Bot Report, which reveals bots now account for 51% of internet traffic. Tim explains what bots are, how AI makes them more dangerous, and their impact on industries like travel and SMEs. From polymorphic bots to denial-of-ser...
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In this episode of The Cashflow Show, host Clayton M. Coke chats with Pauline Green, small business expert at Intuit QuickBooks, about how SMEs can tackle the UK’s recent National Insurance (NI) hike. Pauline discusses QuickBooks’ automation tools, insights from a 26,000-business survey showing sustained hiring, and strategies like salary sacrifice schemes to mitigate costs. She emphasizes cash flo...
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In this episode of The Cashflow Show, host Clayton M. Coke is joined by Amy Hancock, accountant, small business owner, and host of Bean Counter to Boss, to discuss how small businesses can navigate the recent National Insurance (NI) hike announced in the UK Autumn Budget. Amy shares insights from a QuickBooks poll showing SMEs are still hiring despite rising costs, explains the benefits of the Emplo...
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In this episode of The Cashflow Show, host Clayton M. Coke sits down with Richard Tang, CEO of Zen Internet, the UK’s oldest internet service provider, to explore the internet’s evolution from dial-up modems in 1995 to the AI-driven era of 2025. Richard shares Zen’s 30-year journey, the impact of smartphones and social media, and the critical need for reliable connectivity in business and daily life...
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In this episode of The Cashflow Show, host Clayton M. Coke sits down with Marion Macknonochie, Science Manager at Pukka Herbs, to explore the growing sleep crisis affecting 65% of surveyed Brits. Marion shares insights from Pukka Herbs’ research, revealing how stress, screen time, and modern lifestyles disrupt our body clock. She discusses the power of natural solutions like herbal teas, the impact of blue...
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In this engaging episode of The Cashflow Show, host Clayton M. Coke welcomes bestselling author Otegha Uwagba to discuss her innovative collaboration with Pukka Herbs, reimagining the classic fairy tale Sleeping Beauty as Sleepless Beauty. Otegha shares how she crafted a modern narrative tackling sleep issues, particularly among young women, drawing from her own struggles with insomnia. She explore...
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In this thought-provoking episode of The Cashflow Show, host Clayton M Coke sits down with Dr. Louise Morpeth, CEO of Brain in Hand, to explore the real-world impact of DEI (Diversity, Equity & Inclusion) on UK businesses in the wake of rising resistance in the U.S. They dive deep into the value of neurodiversity, the risks of political influence on corporate culture, and how inclusive business pra...
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In this eye-opening episode of The Cashflow Show, host Clayton M Coke is joined by financial psychotherapist and author Vicky Reynal, to explore how our emotional relationships with money shape our definitions of wealth. They discuss insights from the recent HSBC Premier report, how generational and cultural influences affect financial behaviour, and why wealth is no longer just about yachts and six-figur...
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In this thought-provoking episode of The Cashflow Show, host Clayton M Coke is joined by award-winning presenter, author, and BBC Sounds podcast host Toni Tone to explore the evolving meaning of wealth in modern society. From generational differences to the impact of social media, Toni shares insights from HSBC UK's latest report on financial perceptions and unpacks the often-unspoken truths behind money...
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In this eye-opening episode of The Cashflow Show, host Clayton M Coke speaks with Xian Chan, Head of Premier Wealth and Solutions at HSBC UK. Together, they unpack HSBC’s latest research revealing why £213,000 is now perceived as the minimum income required to feel wealthy in the UK. This insightful conversation explores the perception gap, cost-of-living pressures, generational views on wealth, and actio...
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In this episode of The Cashflow Show, host Clayton M Coke is joined by Katharine Photiou, Managing Director of Workplace Savings at Legal & General (L&G), to unpack the dangers of early pension withdrawals. Katharine shares powerful insights into the "lottery effect", why many retirees outlive their pension savings, and how strategic planning, education, and smarter industry reforms can help people ...
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