April 22, 2025 • 38 mins
Celebrating a milestone of one million podcast downloads, this episode dives deep into the world of financial literacy and business funding with Herman Dolce, founder of Bella Sloan Enterprises and creator of the Execute Podcast.
As a first-generation Haitian-American entrepreneur, Herman brings a refreshing perspective to financial education, breaking down complex concepts into understandable components. His comparison of credit reports to "adult report cards" perfectly captures his teaching philosophy - making financial literacy accessible to everyone regardless of background.
What makes this conversation particularly valuable is Herman's insider knowledge of business funding strategies that allow entrepreneurs and real estate investors to access capital without impacting their personal credit. He reveals how his clients secure up to $50,000 in 0% interest business credit through strategic banking relationships, providing the leverage needed to launch businesses or fund real estate projects without personal financial risk.
The discussion turns especially practical when Herman explains how his company has evolved to serve over 3,000 monthly members through Bella Sloan Academy, offering weekly education, accountability systems, and practical resources for just $50 monthly. His approach combines education with implementation - teaching students not just theory but practical application through careful accountability.
Most exciting is Herman's collaboration with construction expert Charles Noonan to help 1,000 people acquire property through land banks, secure funding, complete construction, and implement profitable exit strategies. This comprehensive approach addresses the full spectrum of real estate development, providing a roadmap for beginners to enter the market with guided support.
Ready to transform your approach to credit, funding, and financial literacy? Join Herman's community at BellasLoanAcademy.com or connect with him on Instagram @Haitian_CEO. And remember his powerful parting wisdom: execution trumps knowledge every time. Start putting what you learn into action today!
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Dwan Bent-Twyford (00:02):
Hey everybody , Welcome to The Most Dwanderful
Real Estate Podcast Ever.
I am your host, DwanBent-Twyford, America's Most
Thought After Real EstateInvestor, and I have some really
exciting news about the podcast.
We just reached 1 milliondownloads.
So I am so excited and I'm sothankful to all of you for
(00:24):
listening and staying tuned in.
A million downloads, it's likewoo.
So now let's see how fast wecan get to 2 million.
That's our goal.
I have a great guest today.
We always you know, we justdive right in.
I have Herman Dolce.
Herman, how are you today?
Herman Dolce (00:39):
Dwan, I'm doing amazingly well.
How about you?
Dwan Bent-Twyford (00:42):
I'm good.
I'm good, I'm happy that youtook some time to be with us
today.
I totally realize that time isour most valuable asset and once
it's gone you can't get it back.
So I just always want everyoneto know I appreciate them taking
the time to spend with me today.
Herman Dolce (00:59):
Absolutely.
It means a lot to me for youtrusting me on your platform to
talk to your listeners.
Dwan Bent-Twyford (01:05):
So here's what we do we just throw our
guests straight into the wolves.
We have to give us like twosentences about what you do and
how to find you and then askquestions to find out how you
became to be Herman Dolce.
Herman Dolce (01:21):
Absolutely so.
Name is Herman Dolce.
I'm founder of Bella SloanEnterprises, a financial
literacy company, but we also dofunding for many different
companies, and you can find meon all social media platforms.
Haitian_ CEO.
Dwan Bent-Twyford (01:39):
Haitian_ CEO.
Herman Dolce (01:43):
Yes.
Dwan Bent-Twyford (01:43):
Okay, nice, so it means you're from Haiti,
am I assuming?
Herman Dolce (01:47):
So my family's from Haiti?
Yes, I was born in Brooklyn,new York, so I'm a
first-generation immigrant.
Dwan Bent-Twyford (01:53):
Oh, that's so exciting.
So Haitian_ CEO.
Herman Dolce (01:58):
Yes.
Dwan Bent-Twyford (01:59):
That's very easy, you know, it's funny.
So I am in South Florida, right, I used to live in Broward
County and I worked down herefor an entire decade and then,
when I got married to Bill, westarted living between Colorado
(02:20):
and Florida.
But when I lived in Florida, Ihad a real estate investing
group, a REIA group.
Herman Dolce (02:28):
And.
Dwan Bent-Twyford (02:28):
I had this investor.
Her name was Marlene.
So now Marlene is like a verytall woman.
She's like 6'1".
She's Jewish, she looks likeshe's Jewish and she's like I'm
going to learn Haitian becausethere's so many Haitian people
down here and that way, like thecreole or I right creole and
(02:49):
she's I'm gonna learn, and I waslike, all right, so she learned
creole and I mean good, and itwould be so weird to because I
went and did a couple deals withher it'd be so weird to see her
sitting there speaking inCreole to a.
Haitian family no way and she'sas white as she can be and she
has that super Jewish look.
(03:11):
You know that, like people, herfamily, she's like first
generation too, and she couldspeak fluent Creole and fluent
Spanish.
And I was always like girl youare my hero.
Herman Dolce (03:21):
Wow.
Dwan Bent-Twyford (03:22):
You went in and learned.
Instead of making them talk toyou, you learned how to talk to
them, and she was one of themost successful investors down
here in South Florida fordecades.
Herman Dolce (03:32):
Now that is a closer right there.
That is unbelievable.
Dwan Bent-Twyford (03:34):
The first time I heard her, I was like
what are you saying?
She's like oh, I learned Creoleand I'm like girl, I can't you
rock, I love it.
I should learn Spanish, andthen you know like a month in
you rock.
I love it.
I should learn Spanish.
And then you know, like a monthin, you're like oh yeah, I
forgot, I'm learning Spanish andyou know, you don't learn it.
Herman Dolce (03:48):
You don't learn it .
Dwan Bent-Twyford (03:50):
Right, right, right.
So I was always.
I always like to tell thatstory, because it's just so odd
to hear her speaking thatlanguage.
Like how she looks it was justfunny, but people loved it and
People loved it and likeliterally, she had the market on
all of the Haitian families.
Herman Dolce (04:05):
I love it.
That's exciting.
Dwan Bent-Twyford (04:07):
Yeah.
So I was like, hey, that thatis going above and beyond.
One thousand percent.
I've been learning Spanish,saying that, let's do it for
like three weeks and then Iforgot and I was like oh yeah, I
forgot, last year I waslearning Spanish.
So still, 20 years later, stillcan't speak Spanish.
So that was it, it's not toolate?
Herman Dolce (04:27):
It's not too late.
Dwan Bent-Twyford (04:28):
It's not too late.
It's not too late.
So maybe this summer I'll takeit.
I'll take it.
So now Bella Sloan.
So tell me, what do you guys do?
Herman Dolce (04:39):
So first we're a financial literacy company.
Bella Sloan Enterprises startedabout eight years ago.
I named it after my first borndaughter.
We got into the credit spacecredit restoration.
We educating people on creditbecause, believe it or not, a
lot of people don't know aboutcredit.
We help them fix it.
And then I tripped into funding, because that's another avenue
(05:00):
A lot of our clientele did notknow about when I started
teaching people how to get moneyin their business name and not
in their personal name.
And then an offshoot for thatbecame Bellastone Academy,
because so many people justwanted to be educated and not
necessarily need the services ofcredit repair and funding.
So we started Bella S_toneAcademy about four years ago.
It's a subscription-basedbusiness and we're up to 3,000
(05:23):
monthly members.
Dwan Bent-Twyford (05:24):
Nice Good for you.
Herman Dolce (05:26):
Yeah.
Dwan Bent-Twyford (05:28):
So the financial literacy.
So are you talking about peoplethat are specifically investors
or just people in general?
Are you like in?
The real estate spaceexclusively.
Herman Dolce (05:48):
So all walks of life, so people who are just
financially illiterate, we speakto those people.
Dwan Bent-Twyford (05:50):
That's everybody.
That's everybody.
Nobody graduated high schooland knows how to freaking
balance a checkbook balance acheckbook, exactly, we had a
class on that we learned how todo it too, it too, me too.
Yeah, it was called familyliving and they took the guys
and the girls and you weretogether for a semester and they
(06:11):
coupled everybody up and youhad a budget and you had to plan
a wedding, you had to figureout how to buy a house.
You had your weekly.
This was your budget.
Well, you make a week, right,right, right.
And you had to check checkbooksand all the stuff and then,
like kids today, they don't know.
(06:31):
I'm dumbfounded.
Herman Dolce (06:35):
It's amazing what they don't know.
I'm dumbfounded Right.
I'm literally teaching adultsabout credit and saying how your
credit report is your adultreport card.
Just to explain that to them.
Dwan Bent-Twyford (06:46):
I don't think I've ever heard anyone say that
.
I'm writing that down.
Your adult report card, becauseI'm going to use that.
Herman Dolce (06:55):
Yeah, it's all yours, it is your adult report
card, right?
So teaching a 35, 40 year oldwhat your FICO score is and the
components that make it up andyour scores is trash because you
maxed out your credit cards.
You got to keep it under 30%,so, um, so, yes, I'm talking to
the novice.
I'm also talking to the realestate investor or real business
owners who have bootstrappedtheir business using their
capital, using their cashflow orusing their personal credit
(07:16):
cards, which, when you maximizeit, drops your credit score.
So when I teach them, hey, onthe business side, you can get a
lot more capital.
That debt does not show up onyour personal credit report.
It was like a whole new avenueof revenue and new people to
educate, because they've neverheard of that before.
Surprisingly to me, becausewhen you're doing something for
so long, it's second nature,it's second language to you and
(07:37):
you're like what.
Dwan Bent-Twyford (07:38):
Everybody doesn't know that.
Herman Dolce (07:39):
No, everybody doesn't know that.
Dwan Bent-Twyford (07:45):
Now I know Sometimes when I teach a like
brand new and people who arejust looking to be an investor,
I'll be like oh, you know, youhave to get um, uh, uh, bop and
you have to, then you have toget that, and then they're just
like this look and they're likewhat does all that mean?
I was like oh, yeah, yeah, Iforgot.
So you have to, like, you haveto go back to and like teach it
to people like it's kindergarten.
Herman Dolce (08:05):
Yep.
Dwan Bent-Twyford (08:06):
Because we just throw out the language and
the lingo in short term.
Oh, it's a B-R-R-R and peopleare like but that's exactly what
my CEO says.
Herman Dolce (08:14):
My CEO says not to dumb it down because we hate to
say that, but she says I wantyou to write a detailed script
of how to create a peanut butterand jelly sandwich to a second
grader and I was like what doyou mean?
She's like you would get outthe bread, put it down on the
counter, take out a knife, putit on one side, take out another
(08:35):
knife, dip it in and cut thecrust.
She was like you have to bereally specific.
And I was like that's how myteaching style happened and,
believe it or not, people say Ilove the way you teach, I can
understand it, so I alwaysremember that, I hear it all the
time.
Dwan Bent-Twyford (08:49):
My husband God love him, but he is, he's
like super investor and he wantsto teach everything really
advanced.
And we have like a two-dayworkshop.
It's a foreclosure summit.
Everyone in the audience is new, never done a deal, and he's
just like I'm going to teach himhow to do high equity.
I'm like, dude, let's startwith like here's how you find a
(09:11):
deal.
Herman Dolce (09:12):
A deal.
Dwan Bent-Twyford (09:13):
Here's what you say.
Herman Dolce (09:15):
Right.
Dwan Bent-Twyford (09:16):
Here's how you structure it.
These are the documents.
Herman Dolce (09:20):
You will need the documents, the contracts,
docusign right.
Sales team in the documents thecontracts, docu, sign right,
sales team, those little things.
Oh my god, their first deal.
Dwan Bent-Twyford (09:31):
But I hear you're going off, on on the
teaching tangent.
It's like come on, man, andit's not that you dumb it down,
but I didn't know any of theterms about anything when I
started and I remember havingconversations with people
throwing out you know all theltv and I remember thinking like
I don't know what they'retalking about, but I don't want
to ask.
Herman Dolce (09:50):
Right.
Dwan Bent-Twyford (09:50):
Be the stupid one in the room.
Herman Dolce (09:52):
In the room Right.
Dwan Bent-Twyford (09:53):
And I really took me a long time to learn
this stuff because there wasnobody training.
So it's not that you're dumbingit down, it's that these are
terms and words that peopledon't know.
Herman Dolce (10:03):
Don't know and understand.
Dwan Bent-Twyford (10:05):
Absolutely is that these are terms and words
that people don't know.
Don't know and understand.
Absolutely, it's just not inyour everyday language.
I love that you teach financialliteracy.
I feel like every single persongraduating high school and
college are just dumb when itcomes to that and it shows, and
in 20 years these people will beour presidents and senators.
Herman Dolce (10:20):
So scary times ahead.
Dwan Bent-Twyford (10:22):
I know, it's like I remember getting a credit
card when I was 18.
And even though I knew a littlebit I didn't know very much I
ran it all up.
Ran it all up, I had to like getrid of two credit cards and I
was just like what?
But then I, you know, my dadwas like hey, now you learn this
and you learn that, and youknow your credit score doesn't
say a report card, but yourcredit score, yeah, that's your
(10:43):
word.
And so then I just took thetime, I took a couple of classes
.
As an adult, it's like, ok, I'mgoing to understand money,
absolutely OK, so you teach them.
So I love that.
I really do love that, becauseI just look, I'm 66.
So I look at all the peoplethat are in their 30s and 40s
and even their 50s, and I'm justlike these people are going to
(11:05):
run the country, right, right,they're going to run the country
.
I'm like oh my God, this is thisgeneration right now, the Gen Z
XYZ, the Gen Z.
It's like, oh my God, thosekids are going to be president
someday, so hopefully by then.
Herman Dolce (11:22):
Yes, hopefully we're out of here by then.
Dwan Bent-Twyford (11:24):
Very true, oh and I don't mean that literally
, I mean I always there's peoplethat just as a whole it's like
that's where all my nieces andnephews kind of lie, because
they're right, right, right.
They're all in their.
Herman Dolce (11:40):
All right.
Dwan Bent-Twyford (11:42):
So now you teach people, so do you have
classes?
Do you do that online?
Herman Dolce (11:46):
Yeah, we do online classes.
We meet every single Wednesdaynight.
We do that type of format andwe bring different speakers on
because I don't want to borethem all the time.
It's all my credit and the samestuff.
So every single Wednesday nightand we switch it up and then we
have a private Facebook group.
All the recordings are saved inan academy.
We got the coursework, homework, the contracts, all that stuff
(12:06):
is there and we hold each otheraccountable.
So even once a month, the firstMonday in the month is the only
time we don't meet on aWednesday, and that's the
accountability call, where wehave a coach, our amazing coach,
ask a question, unless he asksyou a question.
So somebody says, hey, how doyou remove an inquiry?
Then he'll tell you.
Well, we have about four videosin the student portal that
(12:29):
teach you how to do that.
Have you pressed play yet?
Did you download any of thetemplate letters?
Did you upload them to chat GPTto edit it for you?
Did you mail off any of theletters yet?
Then, if you haven't done anyof those things, you're not
allowed to ask me a question.
Dwan Bent-Twyford (12:41):
Amen.
Now how do people get inAcademy?
Is they have to come on yoursite?
They have to fill something out?
Can they find the Facebookgroup?
Herman Dolce (12:50):
Right, right.
Dwan Bent-Twyford (12:51):
So the Facebook group is I feel like I
should send everyone I knowthere.
Herman Dolce (12:54):
I would appreciate it.
Dwan Bent-Twyford (12:55):
I will, but how do they find that besides
just well, or maybe it is justHaitian underscore?
Ceo.
Herman Dolce (13:01):
So yeah, if they go to Haitian_ CEO on Instagram,
they can check the link in thebio and they'll see it.
But they can just go tobellasloanacademy.
com and it's $50 a month and Ithink it's the ROI on that.
$50 is absolutely amazing.
Dwan Bent-Twyford (13:14):
So $600 a year.
Herman Dolce (13:16):
You could Uber for a weekend and pay for the
subscription.
You get more from them, fromyour Netflix subscription.
Dwan Bent-Twyford (13:21):
Oh yeah, yeah , I love Netflix, but sometimes
you get sucked into those daysYou're like, oh my God, I can't
wait to sit in six hours andwatch a movie.
Herman Dolce (13:28):
Right, right right .
Dwan Bent-Twyford (13:29):
I got six hours.
I'm not getting back.
Okay, Bellas on Academy.
See, I really, really, reallylike that because I deal with so
many people that are specializemore towards new investors.
If you're new and you don'tknow what you're doing, let me
help you.
I will teach you, I will showyou the way, I will show you all
the shortcuts and my husband'slike I want to deal with, like
(13:50):
the super advanced, and I waslike well, the thing about the
super advanced people is they'renot coachable and they think
they know a lot, and thenthey're like, ah, and then they
don't think that you know, andit's like I, I.
And then they don't think thatyou know, and it's like I, I
personally can't, don't likepeople like that.
Those are not my people.
Herman Dolce (14:07):
And you know what's good with the model
you're doing, you'll have alifelong client Because if
you're taking them as newbies,guess what?
When they become advanced,they're going to come back to
you anyway.
So you'll have them for anamazingly long time.
Dwan Bent-Twyford (14:19):
And those are the best loyal and amazing
customers, and they're loyaltime and those are the best
loyal and amazing customers,cause I remember being new and
not having anyone and how hardit was as a single mom and how
hard I work.
It's like, yeah, people don'tneed to do it, it doesn't need
to be that difficult.
Herman Dolce (14:33):
It doesn't need to be that difficult.
Very true All right.
Dwan Bent-Twyford (14:36):
So now then they've done some literacy, say
they want to buy.
I don't know, do you do lendingon like commercial real estate
rentals?
Herman Dolce (14:46):
And that's the amazing thing.
Dwan Bent-Twyford (14:47):
What do we lend on?
Herman Dolce (14:49):
So say, for instance, they do finish getting
their credit together andthey're lendable right now.
So I have a large network oflenders that I partner with and
I call them my.
I teach my mentees, I call themmy business partners.
So your first business partneris your job right.
You use your savings to investfirst.
(15:09):
Once you get that right, usingyour own money, then you go to
your second business partner,which is American Express, chase
and Wells Fargo.
So then I tell them to go tothese different banks.
And again, my mentees they'revast, so it's people who want to
get into real estate.
My mentees, they're vast, soit's people who want to get into
real estate, people who want toinvest in their t-shirt company
, technology company, healthcarecompany.
So I have so many clients thatcome to me because they all have
(15:30):
different dreams and as long asthey have good credit, a good
business plan, we're able tohelp them.
Dwan Bent-Twyford (15:37):
Nice, okay, so they want to start a t-shirt
company and so you do funding.
So is your funding like, hey,I'll help you buy the building
to put your company in?
It was like, hey, I'll help youfund the build the business.
Like I come down, like I wantto make these awesome t-shirts
and I I want to buy a buildingand have open up a little
(15:59):
anybody factory or I'm like Iwant to make sure I can do it
online, like how's that work?
Herman Dolce (16:04):
it's funny you say that because when somebody
comes to us, we usually do alittle bit of consulting because
we don't want people to wastethe money.
So we'll tell them well, what'syour plan?
So, if they never sold at-shirt before, buying a
building is probably not a goodidea.
So we tell them you need tostart an online business, you
need to set up your Shopify,your merchant account, your
Instagram.
You need to do those things.
But you need to buy the merchand you need to print them so we
(16:27):
could connect you with somemanufacturers, et cetera.
But no matter what, hey, theT-shirt is $5.
You want to sell it for $25,but you need the $5 time 100
T-shirts.
Let's get you $20,000, $25,000in business credit, 0% interest.
Go buy $5,000 worth ofinventory, go flip that money,
pay back the credit card andthen, once you see that your
model has worked and thebranding is good, the website
(16:49):
worked, the merchant account,you're able to deliver on that
small account.
Now you pay back the creditcard.
Now you have enough capital toreinvest back into the business
and put gasoline on the modelthat you see have worked already
.
Dwan Bent-Twyford (17:00):
Very nice.
So you give them, like sometype of a credit card like this
is how much money you have.
Herman Dolce (17:06):
Right, so what we do is right.
So what we do is we look at yourpersonal credit.
That's why we say it's soimportant for your personal
credit to be great.
So we tell we can go to thebank.
We're like hey bank, HermanDulcey has a 700 credit score
and he has a business namedBella Sloan Enterprises.
The bank was like well, wedon't know who Bella Sloan
Enterprises is.
We know who Herman is, so he'sgoing to co-sign, he's going to
(17:27):
personally guarantee and sinceHerman's has such good credit,
he has 700 credit, 680 minimum.
He's got a couple of creditcards.
Remember, your credit cardreport is your adult report card
.
So he's got a couple of creditcards over two years old, three,
four, five $10,000 limits.
What can we get on the businessside?
So we have an amazingconnection and relationship with
Chase where we could get peopleup to $50,000 on one business
(17:50):
credit card, 0% interest, withour relationship managers there
and they look at the person'scredit report, they look at that
business plan and they get themthat funding.
Dwan Bent-Twyford (18:00):
Nice, I love what you do.
I mean, it's just such a neededthing 100%, Very, very needed.
Herman Dolce (18:07):
So that's why the real estate people they love us,
because they want to get intoreal estate, and we all know
that there's many ways to getinto real estate no money down,
but you need something right.
Dwan Bent-Twyford (18:17):
You got to have something.
Herman Dolce (18:21):
So when we help them get their first 25, 30,
$50,000 in funding and they maxit out for whatever deal they
need or for construction andit's not reporting to their
personal, and then we show themhow to leverage that money,
because if you max out a $50,000credit card, 0% interest,
that's $500 a month.
Now that sounds reasonable.
While you're flipping somethingover the next six months Cash
(18:44):
out, refi, pay off the creditcard the bank wants you because
you were responsible and theywant to give you more money
after that.
Dwan Bent-Twyford (18:48):
Yep, they do, they do, I swear to you.
It seems like I get some newcredit card thing in the mail
every day.
It's like, oh my God stop.
Herman Dolce (18:56):
Yeah, what a good problem to have.
Dwan Bent-Twyford (18:59):
Yeah, no, it is.
I remember the days where thatwasn't so, but now it's like ah,
stop sending me, Just stopRight, and I don't know they're
big.
And I'm just like no, I am a.
I mean, obviously I have creditcards, but I am more of a.
I just want to pay for it withmy debit card.
(19:19):
I want to pay for stuff,Obviously.
Herman Dolce (19:30):
I have to borrow money for houses and buildings
and certain things, but I havefound personally, when I have
too many, credit cards.
Dwan Bent-Twyford (19:34):
I am not credit card responsible.
Ah, I see.
Oh well, you know yourweaknesses, I'm gonna get that.
Oh my god, and I.
Next thing, you know, it's likehow did I spend five thousand?
What the hell did I do?
I?
mean it's like a, it's like Idon't know, it's like a freaking
shopping addiction or something.
So I just I'm like, oh, did Ido?
I mean it's like a, it's like Idon't know, it's like a
freaking shopping addiction orsomething.
So I just I'm like, oh, so Imean I haven't been to use them.
But I have to really be carefulbecause even after all these
years and as much as I learned,I still can sit and just order
(19:56):
things and I think, now shit'sshowing up and I was like what?
Herman Dolce (20:01):
the hell.
What happened?
How did I get here?
I?
Dwan Bent-Twyford (20:04):
remember that .
Oh, yeah, yeah okay right I wason the thought.
So I like, bought an entireroom, you know right I mean
honestly, it's really bad.
I was like, oh, I have to, Ihave to be aware and careful
personally, because I have doneso many times like ran up really
high and then worked on payinghim down, then ran and paid him
down, and then ran up and paidhim down and then you know, but
(20:25):
then when you have good credit,people just send you so many.
It's like well, I can't have 50credit cards laying around
because I'm not responsibleenough to take care of all of
them.
Herman Dolce (20:34):
To take care of all of them exactly.
Dwan Bent-Twyford (20:38):
I actually hired a business manager that
pays all my bills.
That pays all my bills.
Herman Dolce (20:43):
I just need someone that can sit down and do
that part.
Dwan Bent-Twyford (20:44):
I'm not a paperwork kind of girl.
I have a person that does that.
Herman Dolce (20:49):
You pay for peace, I do.
I pay for the peace.
Dwan Bent-Twyford (20:52):
The first person I ever hired in my
business was to do paperwork.
Herman Dolce (20:57):
I don't like it.
Dwan Bent-Twyford (20:58):
I'm not good at it.
It gives me anxiety.
The first person I ever hiredwas that.
The second person I ever hiredwas someone to clean my house.
Oh yeah, the clean house.
Herman Dolce (21:09):
and laundry person .
Dwan Bent-Twyford (21:10):
Yeah, that is a hack, the best hack you can
ever get Right now I don't haveto pay bills, I don't have to
clean, I don't have to grocery,I don't have to do laundry.
This is amazing.
This is amazing and everybodyyou know people have different
things.
My husband, he loves paperwork.
He's like you give him a stacklike this, he's like, oh my God.
He's just like, oh, I can'twait to dig into this, I just
(21:30):
like parts just like oh.
Herman Dolce (21:33):
He is wired differently.
Dwan Bent-Twyford (21:34):
I can't breathe.
That's probably why we're agood match.
Herman Dolce (21:38):
Absolutely.
Dwan Bent-Twyford (21:40):
You help them with the funding, so, and you
so you do cause more.
I think more people than notthat listen to me are in the
real estate side, so you'rehelping people with buying, like
a rental or a rehab or they getit with hard money and you give
them the money for therehabbing.
(22:00):
Like how does that work?
Herman Dolce (22:02):
All of the above.
So some of the clients thatcome to us cause, you know, with
certain hard money lenders fora novice they probably have to
come to the table with at least20% down before they go to a
hard money lender and a lot ofthem come for me and they get
the money off of business creditcards.
So we help them get thebusiness credit cards 20, 30, 40
, $50,000 limits and we showthem how to liquidate the credit
(22:22):
cards.
Now they can have the cash intheir bank account, bring it to
the table.
So technically they really areat the table with no money out
of pocket and just have to paythe 0% interest and make
something happen.
And hopefully they have amazingmentors like you, so they're
using the money wisely and beingable to flip that money in six
to eight months.
Nice I love it, I love it.
(22:43):
And a lot of them do use, like,say, friends, they use the
platinum credit card becausethey're getting points and cash
back rewards for buying thelumber.
I even show them how to go to awebsite called Zill money Z I L
moneycom, where you canactually run payroll from your
credit card.
So, say friends, you have staff, you have workers, your your
contractors.
You can literally pay themthrough that website that is
(23:06):
connected to your credit card,which actually helps you with
getting your points.
So I motivate my clients to usethat strategy because when the
deal is done you can celebratewith all those points and take a
free trip.
Dwan Bent-Twyford (23:17):
Yeah, we use our points for vacationing.
Herman Dolce (23:23):
Vacationing exactly.
Dwan Bent-Twyford (23:24):
So Bill and I went to Hawaii a couple years
ago for first class over andback.
Stayed 10 days on the beach.
All on points.
Herman Dolce (23:33):
All on points free trip.
Dwan Bent-Twyford (23:34):
And I was like that's what I'm talking
about, all on points.
I was so excited and then I'mlike upgrade us to an oceanfront
, because we're here on points,so we're here on points Exactly.
It was amazing.
I was like, oh, that's worthall of it.
That was so great.
All right, so let's uh switchtopics for a minute.
What's your favorite band ofall time?
Herman Dolce (23:54):
my favorite what?
Band oh, my favorite bands wowof all time wow, you know I've
never been asked that questionbefore.
Dwan Bent-Twyford (24:04):
My favorite thing, because you're on the
most wonderful real estatepodcast ever.
People work with people thatthey like, so I want to know
about you.
Herman Dolce (24:11):
I would probably say like they're not a, they're
more of a singing group.
Boyz II Men.
If you have to twist my arm,boyz II Men.
Dwan Bent-Twyford (24:17):
I like Boyz II Men.
Herman Dolce (24:19):
Yeah, the group from my childhood.
Dwan Bent-Twyford (24:21):
No, you know what I get it my childhood I was
so in love with the Jackson 5and the Osmonds, and David
Cassidy and it's like, oh, Istart to hear a song and I'm
like it takes me right back tobeing a boy, and it takes you
right back, right, and then youfeel better, the endorphins get
released and you're like oh andit's like oh yeah, it's like oh
yeah, to be young again.
(24:42):
I love it.
Boys to men.
I love the boys to men.
Yeah, what's your favorite food?
Herman Dolce (24:48):
My favorite food.
This is easy Curly fries.
Curly fries.
Curly fries with a side ofketchup mixed with hot sauce.
Dwan Bent-Twyford (24:59):
Now I'm 44.
Where do you like your curlyfries from?
Herman Dolce (25:01):
Literally a mom and pop around the corner from
my house.
They season them.
It's it's unbelievable.
I'm 44 right now, so I have tobe responsible.
I probably have it once a month.
I cannot eat it all the timebecause I would eat it every day
, if I could.
Dwan Bent-Twyford (25:14):
I love curly fries, so you put them on with
some seasoning.
Herman Dolce (25:19):
Ketchup and hot sauce.
It's over.
Oh, that's good.
Dwan Bent-Twyford (25:22):
Yeah, you're the first person that's ever
said curly fries and I'm like,oh, I love curly fries.
What's that?
One fast food restaurant,arby's arby's I don't like the
roast.
I mean I just I don't like anyof that.
But man, they're fries I'll gofor the curly fries 100 I've
been on like road trips and beenlike, oh, I don't want to get a
roast, but I just don't.
(25:43):
I, I don't know, I don't likesomething about the sandwiches
and I was like man, I could sureeat some curly fries.
I got a big old pep Curly fries1000%.
Curly fries like Curly friesare great.
That makes me want to go andget some curly fries today.
Great answer.
What's your favorite time ofday?
Where's your peace at?
Herman Dolce (26:04):
My favorite time of day is going to sound crazy.
My favorite time of day is 5 am, because the whole world is
sleep.
Yes, the whole world is sleep.
I get to meditate, I get towork out, I get to check emails
and then the world bothers me.
So that's the only time thatI'm truly alone, because I'm
(26:26):
very, very, very busy.
The notifications on this phoneare ridiculous, but that time
is very special to me, I likethat.
Dwan Bent-Twyford (26:35):
I know I talk to people.
It's funny.
I always like to ask peoplethat Because there's just so
many people and some are like oh, I like it at night when it's
quiet, I like it in the morning.
You know, I had a guy recently.
He's like no, I get up at likethree in the morning and I'm
thinking, oh my.
Herman Dolce (26:52):
God?
For the love of God, why in themorning?
Dwan Bent-Twyford (26:54):
I know he's like oh, I go to bed.
And I said well, what do you goto bed at like noon?
Herman Dolce (26:58):
yeah, right, right morning.
Dwan Bent-Twyford (26:59):
Why would you do this?
I don't know I get up.
I did it and I got five hoursof the stuff done before the day
starts and I'm like right butyou know that's okay.
Everybody's got their own thingand I'm always curious like
where are people's happy placesthroughout their day?
Herman Dolce (27:13):
yeah, that's, that's a good one.
Yeah, that's, that's the bestpart.
And then, right towards the endof it, I get to wake up my
girls and then we send them offto school.
So it's the best part.
Dwan Bent-Twyford (27:22):
Nice, how old are your girls?
Herman Dolce (27:23):
So I have a.
Bella is going to be eightyears old this summer, Bella
Sloan, and I have a seconddaughter Her 8, 5, and 3.
Dwan Bent-Twyford (27:40):
It's like all those ages, all those ages
they're just like, especiallygirls when they're like 8, 9, 10
.
I swear to God, it's theircutest phase.
Because you can hang out withthem and like go to a movie and
they're not like a little kid.
But they'll go and, like you,can take them to get their nails
done or whatever, and they'relike your, they become like your
(28:01):
little buddy.
Herman Dolce (28:02):
Buddy Yep, very true.
Dwan Bent-Twyford (28:03):
A five-year-old.
You're like you got to packthem a coat, something to drink,
something to eat.
Like you're packing they're ina car seat, you know, and I love
that too.
But I swear to you little girlslike eight, nine, 10, 11, 11,
12, oh, because they're justlike your buddies buddy.
Yep, very true my little 10year old.
I'm like, hey, let's go to themovie and like we go watch like
adult movie, you know, romanticcomedies and like you know, and
(28:25):
we eat and we hang out, and it'slike, oh my life is good.
Life is good so what is yournext big goal in your company
and how can the D'Wonderfulfamily help you?
Herman Dolce (28:39):
The next big goal in my um, um, um that I would
like to do is I actuallypartnered with an amazing friend
of mine.
His name is Charles Noonan Umand he and he has a mission to
help get 1000 people proppeople's pieces of land.
So what he does, he goes toland banks, land bank auctions
and he get the properties forcheap um,000, $2,000, and they
(29:01):
get the deed and everything.
And he came to me.
He's like hey, herman, let'spartner, you help people get
money for real estate.
I know construction from theground up so I teach him how to
get the property.
Herman, you get them thefunding.
He has a construction company.
So he was like let's partner,so his construction company
helps them build the properties.
Now these people get, they're indevelopment, they're learning
(29:22):
this information, and then heteaches them how to do section
eight or put like veterans inthese homes or Airbnb it so.
So now he has the exit plan,the cash out, refi, the cashflow
system when it's all done, andthey're in from the beginning,
learning the entire process.
He's like I want to do that fora thousand people.
So we recently did that inBirmingham, alabama, literally
(29:43):
like three weeks ago, and about200 people signed up and they're
going to do that project.
So what I would like to do?
We got to get another 800people, so I'm going to help
fund them and Charles is goingto help educate them on real
estate, because you and I knowthat real estate is not a get
rich quick situation.
(30:03):
It is to help you with taxesand it is a wealth building
strategy and then finally, alittle bit of cash flow at the
end.
But that's what we want to helpa thousand people do over the
next five years.
Dwan Bent-Twyford (30:14):
Well, that is a great, and so we can help you
by telling people about it.
What can we do to help youexactly?
Herman Dolce (30:22):
Absolutely.
What you can do is if anybodyneeds funding for their real
estate deals, they candefinitely reach out to us and
we can help them get funding 0%interest.
Or if they want to learn moreabout real estate, they can go
to you, because they're alreadyin the best mentorship in the
game.
But if they want to learn aboutfunding also learn about credit
they can come to BellasoneAcademy and we'll teach them how
(30:42):
to fish on their own.
Dwan Bent-Twyford (30:44):
Oh my God See , I love that If you feed a man,
a fish.
Herman Dolce (30:48):
Yeah.
Dwan Bent-Twyford (30:48):
Or Dave, teach me how to fish fish for a
lifetime.
That's one of my things that Ialways say.
In all my things I was likelisten, I'm going to teach you
how to fish how to fish.
I'm not fishing for you, I'mgoing to teach you how to fish
how to do it.
Yes, I haven't heard anybodysay that for a while and I say
that like it every time I do aclass.
Herman Dolce (31:06):
it's like I love it.
Dwan Bent-Twyford (31:08):
My heart All right.
So, folks, so there is what wecan do to help Herman be reach
his goals.
And as you reach your goals,you're helping other people
reach their goals.
And and as you reach your goals, you're helping other people
reach their goals, which you'rejust creating just tons of
win-win situations absolutely,man.
I look forward to it so everyonehaitian underscore ceo or the
(31:29):
bella sloan academy, and youneed to get involved because,
honestly, just the fact that youhelp people fix their credit,
work on their credit, understandtheir credit, lend them money,
help them through the business,teach them you've got land,
buildings like all of it.
It's a whole system for people.
Absolutely, from beginning toend, and you can help them from
(31:52):
the beginning to the end.
Herman Dolce (31:53):
To the end, absolutely.
Dwan Bent-Twyford (31:55):
Well, I love that.
Herman Dolce (31:57):
We look forward to being of service Absolutely and
tell me the name of yourpodcast.
So the name of my podcast iscalled the execute podcast, um,
and you can find that on YouTubeon my YouTube page called Bella
Sloan enterprises the name ofmy company, um, and I have long
for comic, long form content onthere where I teach you about
credit and funding anyway, butthe podcast is also on there.
(32:20):
We bring on high levelentrepreneurs to talk about the
good, bad and ugly of business,because social media has this
smoke and mirrors whereeverybody is rich and everybody
makes a million dollars a month.
So we got to bring on realentrepreneurs that talk about
the good, bad and ugly beforeyou get into this game.
Dwan Bent-Twyford (32:36):
I can't stand the shiny object syndrome.
Herman Dolce (32:39):
I hate it.
Dwan Bent-Twyford (32:40):
Okay, and I should have known the name ahead
of time, but the ExecutePodcast.
So, folks, if you have had funtoday, if you learned, if you
laughed.
You just enjoyed the two of usgetting to know each other.
I want you to go to the ExecutePodcast and the most wonderful
real estate podcast ever andleave us both a five-star review
(33:01):
, write a positive comment andsubscribe, because podcasts are
a lot of work.
It's definitely a labor of loveand we can grow and get bigger
and bigger without you.
So I'm asking you all to do thatfavor for me and also for
Herman, and I am going to be aguest on his podcast, so you can
look for me over there as well,okay.
Herman Dolce (33:24):
Last question.
Dwan Bent-Twyford (33:25):
Last question I want you to give us a word of
wisdom, but just one word.
Herman Dolce (33:32):
One word, execute, which is the name of my podcast
, because what happens is we, asyou and I, we educate a lot of
people and people leave our auraand our circle with smart
pieces of paper or smartnotepads which are smarter than
them, because they never executeon the information that we gave
(33:54):
to them.
So hurry up and fail quickly,because you're not going to get
it right the first time, secondtime or maybe not even the 10th
time, but because you executedover and over, you will be an
expert and you have some amazingmentors to thank for it.
Dwan Bent-Twyford (34:09):
I love execute.
So what I always have, mypeople, my people, my tribe is I
tell them I don't know how manyof them do it, but they're
supposed to take a little stickynote and write the word execute
and put it up on their mirrorand we have a word of the week.
So the word of the week whenyour show comes out is going to
be execute, execute, execute.
(34:30):
So when they're reading thatword, what should they be
thinking?
Herman Dolce (34:34):
They should be thinking what they need to do
today to reach that goal thatthey're trying to execute.
Three things they need to do toreach that goal.
Dwan Bent-Twyford (34:42):
I like it OK.
So, yeah, I I'm really bigabout people, you know, changing
the mindset, learning,expanding the horizons and
things that you do.
So I like having a word of theweek, but I like it to come from
the guest.
That's why I never tell anyoneahead of time.
Then people are like whatshould be my word and they're
thinking about it and you cansee people like thinking and I'm
(35:04):
like no, stop it, listen to me,it's hot, we're talking.
So I just wait again untileverybody, what's your word?
Herman Dolce (35:09):
and then it makes people think it throws them for
a loop like, hmm, that's a goodone.
Dwan Bent-Twyford (35:14):
Makes them think because I used to say
people like, give us a word ofwisdom, then they talk for 10
more minutes.
It's like no, no, no, we'regoing to one more.
We only need one word.
Down to a word.
So, I do.
Next, people go oh, execute,and that means, and then it's
like 15 minutes, it's like, oh,my God, I just so.
Now I'm right.
(35:35):
But it's more fun this way,because now we all have a word
of the week.
Well, I want to thank you somuch for being on here with me
today.
Like I told you earlier, Iappreciate your time and for all
of you that listen, you know, Ialways tell you time is your
most valuable asset and Iappreciate you spending your
time with me and also withHerman today, and we will be
(35:55):
back next week.
Same bat time, same bat channel, and remember that the truth is
in the red letters.
All right, harman, thank you,goodbye everyone thank you bye.
Hey everybody , Welcome to The Most Dwanderful
Real Estate Podcast Ever.
I am your host, DwanBent-Twyford, America's Most
Thought After Real EstateInvestor, and I have some really
exciting news about the podcast.
We just reached 1 milliondownloads.
So I am so excited and I'm sothankful to all of you for
(00:24):
listening and staying tuned in.
A million downloads, it's likewoo.
So now let's see how fast wecan get to 2 million.
That's our goal.
I have a great guest today.
We always you know, we justdive right in.
I have Herman Dolce.
Herman, how are you today?
Herman Dolce (00:39):
Dwan, I'm doing amazingly well.
How about you?
Dwan Bent-Twyford (00:42):
I'm good.
I'm good, I'm happy that youtook some time to be with us
today.
I totally realize that time isour most valuable asset and once
it's gone you can't get it back.
So I just always want everyoneto know I appreciate them taking
the time to spend with me today.
Herman Dolce (00:59):
Absolutely.
It means a lot to me for youtrusting me on your platform to
talk to your listeners.
Dwan Bent-Twyford (01:05):
So here's what we do we just throw our
guests straight into the wolves.
We have to give us like twosentences about what you do and
how to find you and then askquestions to find out how you
became to be Herman Dolce.
Herman Dolce (01:21):
Absolutely so.
Name is Herman Dolce.
I'm founder of Bella SloanEnterprises, a financial
literacy company, but we also dofunding for many different
companies, and you can find meon all social media platforms.
Haitian_ CEO.
Dwan Bent-Twyford (01:39):
Haitian_ CEO.
Herman Dolce (01:43):
Yes.
Dwan Bent-Twyford (01:43):
Okay, nice, so it means you're from Haiti,
am I assuming?
Herman Dolce (01:47):
So my family's from Haiti?
Yes, I was born in Brooklyn,new York, so I'm a
first-generation immigrant.
Dwan Bent-Twyford (01:53):
Oh, that's so exciting.
So Haitian_ CEO.
Herman Dolce (01:58):
Yes.
Dwan Bent-Twyford (01:59):
That's very easy, you know, it's funny.
So I am in South Florida, right, I used to live in Broward
County and I worked down herefor an entire decade and then,
when I got married to Bill, westarted living between Colorado
(02:20):
and Florida.
But when I lived in Florida, Ihad a real estate investing
group, a REIA group.
Herman Dolce (02:28):
And.
Dwan Bent-Twyford (02:28):
I had this investor.
Her name was Marlene.
So now Marlene is like a verytall woman.
She's like 6'1".
She's Jewish, she looks likeshe's Jewish and she's like I'm
going to learn Haitian becausethere's so many Haitian people
down here and that way, like thecreole or I right creole and
(02:49):
she's I'm gonna learn, and I waslike, all right, so she learned
creole and I mean good, and itwould be so weird to because I
went and did a couple deals withher it'd be so weird to see her
sitting there speaking inCreole to a.
Haitian family no way and she'sas white as she can be and she
has that super Jewish look.
(03:11):
You know that, like people, herfamily, she's like first
generation too, and she couldspeak fluent Creole and fluent
Spanish.
And I was always like girl youare my hero.
Herman Dolce (03:21):
Wow.
Dwan Bent-Twyford (03:22):
You went in and learned.
Instead of making them talk toyou, you learned how to talk to
them, and she was one of themost successful investors down
here in South Florida fordecades.
Herman Dolce (03:32):
Now that is a closer right there.
That is unbelievable.
Dwan Bent-Twyford (03:34):
The first time I heard her, I was like
what are you saying?
She's like oh, I learned Creoleand I'm like girl, I can't you
rock, I love it.
I should learn Spanish, andthen you know like a month in
you rock.
I love it.
I should learn Spanish.
And then you know, like a monthin, you're like oh yeah, I
forgot, I'm learning Spanish andyou know, you don't learn it.
Herman Dolce (03:48):
You don't learn it .
Dwan Bent-Twyford (03:50):
Right, right, right.
So I was always.
I always like to tell thatstory, because it's just so odd
to hear her speaking thatlanguage.
Like how she looks it was justfunny, but people loved it and
People loved it and likeliterally, she had the market on
all of the Haitian families.
Herman Dolce (04:05):
I love it.
That's exciting.
Dwan Bent-Twyford (04:07):
Yeah.
So I was like, hey, that thatis going above and beyond.
One thousand percent.
I've been learning Spanish,saying that, let's do it for
like three weeks and then Iforgot and I was like oh yeah, I
forgot, last year I waslearning Spanish.
So still, 20 years later, stillcan't speak Spanish.
So that was it, it's not toolate?
Herman Dolce (04:27):
It's not too late.
Dwan Bent-Twyford (04:28):
It's not too late.
It's not too late.
So maybe this summer I'll takeit.
I'll take it.
So now Bella Sloan.
So tell me, what do you guys do?
Herman Dolce (04:39):
So first we're a financial literacy company.
Bella Sloan Enterprises startedabout eight years ago.
I named it after my first borndaughter.
We got into the credit spacecredit restoration.
We educating people on creditbecause, believe it or not, a
lot of people don't know aboutcredit.
We help them fix it.
And then I tripped into funding, because that's another avenue
(05:00):
A lot of our clientele did notknow about when I started
teaching people how to get moneyin their business name and not
in their personal name.
And then an offshoot for thatbecame Bellastone Academy,
because so many people justwanted to be educated and not
necessarily need the services ofcredit repair and funding.
So we started Bella S_toneAcademy about four years ago.
It's a subscription-basedbusiness and we're up to 3,000
(05:23):
monthly members.
Dwan Bent-Twyford (05:24):
Nice Good for you.
Herman Dolce (05:26):
Yeah.
Dwan Bent-Twyford (05:28):
So the financial literacy.
So are you talking about peoplethat are specifically investors
or just people in general?
Are you like in?
The real estate spaceexclusively.
Herman Dolce (05:48):
So all walks of life, so people who are just
financially illiterate, we speakto those people.
Dwan Bent-Twyford (05:50):
That's everybody.
That's everybody.
Nobody graduated high schooland knows how to freaking
balance a checkbook balance acheckbook, exactly, we had a
class on that we learned how todo it too, it too, me too.
Yeah, it was called familyliving and they took the guys
and the girls and you weretogether for a semester and they
(06:11):
coupled everybody up and youhad a budget and you had to plan
a wedding, you had to figureout how to buy a house.
You had your weekly.
This was your budget.
Well, you make a week, right,right, right.
And you had to check checkbooksand all the stuff and then,
like kids today, they don't know.
(06:31):
I'm dumbfounded.
Herman Dolce (06:35):
It's amazing what they don't know.
I'm dumbfounded Right.
I'm literally teaching adultsabout credit and saying how your
credit report is your adultreport card.
Just to explain that to them.
Dwan Bent-Twyford (06:46):
I don't think I've ever heard anyone say that
.
I'm writing that down.
Your adult report card, becauseI'm going to use that.
Herman Dolce (06:55):
Yeah, it's all yours, it is your adult report
card, right?
So teaching a 35, 40 year oldwhat your FICO score is and the
components that make it up andyour scores is trash because you
maxed out your credit cards.
You got to keep it under 30%,so, um, so, yes, I'm talking to
the novice.
I'm also talking to the realestate investor or real business
owners who have bootstrappedtheir business using their
capital, using their cashflow orusing their personal credit
(07:16):
cards, which, when you maximizeit, drops your credit score.
So when I teach them, hey, onthe business side, you can get a
lot more capital.
That debt does not show up onyour personal credit report.
It was like a whole new avenueof revenue and new people to
educate, because they've neverheard of that before.
Surprisingly to me, becausewhen you're doing something for
so long, it's second nature,it's second language to you and
(07:37):
you're like what.
Dwan Bent-Twyford (07:38):
Everybody doesn't know that.
Herman Dolce (07:39):
No, everybody doesn't know that.
Dwan Bent-Twyford (07:45):
Now I know Sometimes when I teach a like
brand new and people who arejust looking to be an investor,
I'll be like oh, you know, youhave to get um, uh, uh, bop and
you have to, then you have toget that, and then they're just
like this look and they're likewhat does all that mean?
I was like oh, yeah, yeah, Iforgot.
So you have to, like, you haveto go back to and like teach it
to people like it's kindergarten.
Herman Dolce (08:05):
Yep.
Dwan Bent-Twyford (08:06):
Because we just throw out the language and
the lingo in short term.
Oh, it's a B-R-R-R and peopleare like but that's exactly what
my CEO says.
Herman Dolce (08:14):
My CEO says not to dumb it down because we hate to
say that, but she says I wantyou to write a detailed script
of how to create a peanut butterand jelly sandwich to a second
grader and I was like what doyou mean?
She's like you would get outthe bread, put it down on the
counter, take out a knife, putit on one side, take out another
(08:35):
knife, dip it in and cut thecrust.
She was like you have to bereally specific.
And I was like that's how myteaching style happened and,
believe it or not, people say Ilove the way you teach, I can
understand it, so I alwaysremember that, I hear it all the
time.
Dwan Bent-Twyford (08:49):
My husband God love him, but he is, he's
like super investor and he wantsto teach everything really
advanced.
And we have like a two-dayworkshop.
It's a foreclosure summit.
Everyone in the audience is new, never done a deal, and he's
just like I'm going to teach himhow to do high equity.
I'm like, dude, let's startwith like here's how you find a
(09:11):
deal.
Herman Dolce (09:12):
A deal.
Dwan Bent-Twyford (09:13):
Here's what you say.
Herman Dolce (09:15):
Right.
Dwan Bent-Twyford (09:16):
Here's how you structure it.
These are the documents.
Herman Dolce (09:20):
You will need the documents, the contracts,
docusign right.
Sales team in the documents thecontracts, docu, sign right,
sales team, those little things.
Oh my god, their first deal.
Dwan Bent-Twyford (09:31):
But I hear you're going off, on on the
teaching tangent.
It's like come on, man, andit's not that you dumb it down,
but I didn't know any of theterms about anything when I
started and I remember havingconversations with people
throwing out you know all theltv and I remember thinking like
I don't know what they'retalking about, but I don't want
to ask.
Herman Dolce (09:50):
Right.
Dwan Bent-Twyford (09:50):
Be the stupid one in the room.
Herman Dolce (09:52):
In the room Right.
Dwan Bent-Twyford (09:53):
And I really took me a long time to learn
this stuff because there wasnobody training.
So it's not that you're dumbingit down, it's that these are
terms and words that peopledon't know.
Herman Dolce (10:03):
Don't know and understand.
Dwan Bent-Twyford (10:05):
Absolutely is that these are terms and words
that people don't know.
Don't know and understand.
Absolutely, it's just not inyour everyday language.
I love that you teach financialliteracy.
I feel like every single persongraduating high school and
college are just dumb when itcomes to that and it shows, and
in 20 years these people will beour presidents and senators.
Herman Dolce (10:20):
So scary times ahead.
Dwan Bent-Twyford (10:22):
I know, it's like I remember getting a credit
card when I was 18.
And even though I knew a littlebit I didn't know very much I
ran it all up.
Ran it all up, I had to like getrid of two credit cards and I
was just like what?
But then I, you know, my dadwas like hey, now you learn this
and you learn that, and youknow your credit score doesn't
say a report card, but yourcredit score, yeah, that's your
(10:43):
word.
And so then I just took thetime, I took a couple of classes
.
As an adult, it's like, ok, I'mgoing to understand money,
absolutely OK, so you teach them.
So I love that.
I really do love that, becauseI just look, I'm 66.
So I look at all the peoplethat are in their 30s and 40s
and even their 50s, and I'm justlike these people are going to
(11:05):
run the country, right, right,they're going to run the country
.
I'm like oh my God, this is thisgeneration right now, the Gen Z
XYZ, the Gen Z.
It's like, oh my God, thosekids are going to be president
someday, so hopefully by then.
Herman Dolce (11:22):
Yes, hopefully we're out of here by then.
Dwan Bent-Twyford (11:24):
Very true, oh and I don't mean that literally
, I mean I always there's peoplethat just as a whole it's like
that's where all my nieces andnephews kind of lie, because
they're right, right, right.
They're all in their.
Herman Dolce (11:40):
All right.
Dwan Bent-Twyford (11:42):
So now you teach people, so do you have
classes?
Do you do that online?
Herman Dolce (11:46):
Yeah, we do online classes.
We meet every single Wednesdaynight.
We do that type of format andwe bring different speakers on
because I don't want to borethem all the time.
It's all my credit and the samestuff.
So every single Wednesday nightand we switch it up and then we
have a private Facebook group.
All the recordings are saved inan academy.
We got the coursework, homework, the contracts, all that stuff
(12:06):
is there and we hold each otheraccountable.
So even once a month, the firstMonday in the month is the only
time we don't meet on aWednesday, and that's the
accountability call, where wehave a coach, our amazing coach,
ask a question, unless he asksyou a question.
So somebody says, hey, how doyou remove an inquiry?
Then he'll tell you.
Well, we have about four videosin the student portal that
(12:29):
teach you how to do that.
Have you pressed play yet?
Did you download any of thetemplate letters?
Did you upload them to chat GPTto edit it for you?
Did you mail off any of theletters yet?
Then, if you haven't done anyof those things, you're not
allowed to ask me a question.
Dwan Bent-Twyford (12:41):
Amen.
Now how do people get inAcademy?
Is they have to come on yoursite?
They have to fill something out?
Can they find the Facebookgroup?
Herman Dolce (12:50):
Right, right.
Dwan Bent-Twyford (12:51):
So the Facebook group is I feel like I
should send everyone I knowthere.
Herman Dolce (12:54):
I would appreciate it.
Dwan Bent-Twyford (12:55):
I will, but how do they find that besides
just well, or maybe it is justHaitian underscore?
Ceo.
Herman Dolce (13:01):
So yeah, if they go to Haitian_ CEO on Instagram,
they can check the link in thebio and they'll see it.
But they can just go tobellasloanacademy.
com and it's $50 a month and Ithink it's the ROI on that.
$50 is absolutely amazing.
Dwan Bent-Twyford (13:14):
So $600 a year.
Herman Dolce (13:16):
You could Uber for a weekend and pay for the
subscription.
You get more from them, fromyour Netflix subscription.
Dwan Bent-Twyford (13:21):
Oh yeah, yeah , I love Netflix, but sometimes
you get sucked into those daysYou're like, oh my God, I can't
wait to sit in six hours andwatch a movie.
Herman Dolce (13:28):
Right, right right .
Dwan Bent-Twyford (13:29):
I got six hours.
I'm not getting back.
Okay, Bellas on Academy.
See, I really, really, reallylike that because I deal with so
many people that are specializemore towards new investors.
If you're new and you don'tknow what you're doing, let me
help you.
I will teach you, I will showyou the way, I will show you all
the shortcuts and my husband'slike I want to deal with, like
(13:50):
the super advanced, and I waslike well, the thing about the
super advanced people is they'renot coachable and they think
they know a lot, and thenthey're like, ah, and then they
don't think that you know, andit's like I, I.
And then they don't think thatyou know, and it's like I, I
personally can't, don't likepeople like that.
Those are not my people.
Herman Dolce (14:07):
And you know what's good with the model
you're doing, you'll have alifelong client Because if
you're taking them as newbies,guess what?
When they become advanced,they're going to come back to
you anyway.
So you'll have them for anamazingly long time.
Dwan Bent-Twyford (14:19):
And those are the best loyal and amazing
customers, and they're loyaltime and those are the best
loyal and amazing customers,cause I remember being new and
not having anyone and how hardit was as a single mom and how
hard I work.
It's like, yeah, people don'tneed to do it, it doesn't need
to be that difficult.
Herman Dolce (14:33):
It doesn't need to be that difficult.
Very true All right.
Dwan Bent-Twyford (14:36):
So now then they've done some literacy, say
they want to buy.
I don't know, do you do lendingon like commercial real estate
rentals?
Herman Dolce (14:46):
And that's the amazing thing.
Dwan Bent-Twyford (14:47):
What do we lend on?
Herman Dolce (14:49):
So say, for instance, they do finish getting
their credit together andthey're lendable right now.
So I have a large network oflenders that I partner with and
I call them my.
I teach my mentees, I call themmy business partners.
So your first business partneris your job right.
You use your savings to investfirst.
(15:09):
Once you get that right, usingyour own money, then you go to
your second business partner,which is American Express, chase
and Wells Fargo.
So then I tell them to go tothese different banks.
And again, my mentees they'revast, so it's people who want to
get into real estate.
My mentees, they're vast, soit's people who want to get into
real estate, people who want toinvest in their t-shirt company
, technology company, healthcarecompany.
So I have so many clients thatcome to me because they all have
(15:30):
different dreams and as long asthey have good credit, a good
business plan, we're able tohelp them.
Dwan Bent-Twyford (15:37):
Nice, okay, so they want to start a t-shirt
company and so you do funding.
So is your funding like, hey,I'll help you buy the building
to put your company in?
It was like, hey, I'll help youfund the build the business.
Like I come down, like I wantto make these awesome t-shirts
and I I want to buy a buildingand have open up a little
(15:59):
anybody factory or I'm like Iwant to make sure I can do it
online, like how's that work?
Herman Dolce (16:04):
it's funny you say that because when somebody
comes to us, we usually do alittle bit of consulting because
we don't want people to wastethe money.
So we'll tell them well, what'syour plan?
So, if they never sold at-shirt before, buying a
building is probably not a goodidea.
So we tell them you need tostart an online business, you
need to set up your Shopify,your merchant account, your
Instagram.
You need to do those things.
But you need to buy the merchand you need to print them so we
(16:27):
could connect you with somemanufacturers, et cetera.
But no matter what, hey, theT-shirt is $5.
You want to sell it for $25,but you need the $5 time 100
T-shirts.
Let's get you $20,000, $25,000in business credit, 0% interest.
Go buy $5,000 worth ofinventory, go flip that money,
pay back the credit card andthen, once you see that your
model has worked and thebranding is good, the website
(16:49):
worked, the merchant account,you're able to deliver on that
small account.
Now you pay back the creditcard.
Now you have enough capital toreinvest back into the business
and put gasoline on the modelthat you see have worked already
.
Dwan Bent-Twyford (17:00):
Very nice.
So you give them, like sometype of a credit card like this
is how much money you have.
Herman Dolce (17:06):
Right, so what we do is right.
So what we do is we look at yourpersonal credit.
That's why we say it's soimportant for your personal
credit to be great.
So we tell we can go to thebank.
We're like hey bank, HermanDulcey has a 700 credit score
and he has a business namedBella Sloan Enterprises.
The bank was like well, wedon't know who Bella Sloan
Enterprises is.
We know who Herman is, so he'sgoing to co-sign, he's going to
(17:27):
personally guarantee and sinceHerman's has such good credit,
he has 700 credit, 680 minimum.
He's got a couple of creditcards.
Remember, your credit cardreport is your adult report card
.
So he's got a couple of creditcards over two years old, three,
four, five $10,000 limits.
What can we get on the businessside?
So we have an amazingconnection and relationship with
Chase where we could get peopleup to $50,000 on one business
(17:50):
credit card, 0% interest, withour relationship managers there
and they look at the person'scredit report, they look at that
business plan and they get themthat funding.
Dwan Bent-Twyford (18:00):
Nice, I love what you do.
I mean, it's just such a neededthing 100%, Very, very needed.
Herman Dolce (18:07):
So that's why the real estate people they love us,
because they want to get intoreal estate, and we all know
that there's many ways to getinto real estate no money down,
but you need something right.
Dwan Bent-Twyford (18:17):
You got to have something.
Herman Dolce (18:21):
So when we help them get their first 25, 30,
$50,000 in funding and they maxit out for whatever deal they
need or for construction andit's not reporting to their
personal, and then we show themhow to leverage that money,
because if you max out a $50,000credit card, 0% interest,
that's $500 a month.
Now that sounds reasonable.
While you're flipping somethingover the next six months Cash
(18:44):
out, refi, pay off the creditcard the bank wants you because
you were responsible and theywant to give you more money
after that.
Dwan Bent-Twyford (18:48):
Yep, they do, they do, I swear to you.
It seems like I get some newcredit card thing in the mail
every day.
It's like, oh my God stop.
Herman Dolce (18:56):
Yeah, what a good problem to have.
Dwan Bent-Twyford (18:59):
Yeah, no, it is.
I remember the days where thatwasn't so, but now it's like ah,
stop sending me, Just stopRight, and I don't know they're
big.
And I'm just like no, I am a.
I mean, obviously I have creditcards, but I am more of a.
I just want to pay for it withmy debit card.
(19:19):
I want to pay for stuff,Obviously.
Herman Dolce (19:30):
I have to borrow money for houses and buildings
and certain things, but I havefound personally, when I have
too many, credit cards.
Dwan Bent-Twyford (19:34):
I am not credit card responsible.
Ah, I see.
Oh well, you know yourweaknesses, I'm gonna get that.
Oh my god, and I.
Next thing, you know, it's likehow did I spend five thousand?
What the hell did I do?
I?
mean it's like a, it's like Idon't know, it's like a freaking
shopping addiction or something.
So I just I'm like, oh, did Ido?
I mean it's like a, it's like Idon't know, it's like a
freaking shopping addiction orsomething.
So I just I'm like, oh, so Imean I haven't been to use them.
But I have to really be carefulbecause even after all these
years and as much as I learned,I still can sit and just order
(19:56):
things and I think, now shit'sshowing up and I was like what?
Herman Dolce (20:01):
the hell.
What happened?
How did I get here?
I?
Dwan Bent-Twyford (20:04):
remember that .
Oh, yeah, yeah okay right I wason the thought.
So I like, bought an entireroom, you know right I mean
honestly, it's really bad.
I was like, oh, I have to, Ihave to be aware and careful
personally, because I have doneso many times like ran up really
high and then worked on payinghim down, then ran and paid him
down, and then ran up and paidhim down and then you know, but
(20:25):
then when you have good credit,people just send you so many.
It's like well, I can't have 50credit cards laying around
because I'm not responsibleenough to take care of all of
them.
Herman Dolce (20:34):
To take care of all of them exactly.
Dwan Bent-Twyford (20:38):
I actually hired a business manager that
pays all my bills.
That pays all my bills.
Herman Dolce (20:43):
I just need someone that can sit down and do
that part.
Dwan Bent-Twyford (20:44):
I'm not a paperwork kind of girl.
I have a person that does that.
Herman Dolce (20:49):
You pay for peace, I do.
I pay for the peace.
Dwan Bent-Twyford (20:52):
The first person I ever hired in my
business was to do paperwork.
Herman Dolce (20:57):
I don't like it.
Dwan Bent-Twyford (20:58):
I'm not good at it.
It gives me anxiety.
The first person I ever hiredwas that.
The second person I ever hiredwas someone to clean my house.
Oh yeah, the clean house.
Herman Dolce (21:09):
and laundry person .
Dwan Bent-Twyford (21:10):
Yeah, that is a hack, the best hack you can
ever get Right now I don't haveto pay bills, I don't have to
clean, I don't have to grocery,I don't have to do laundry.
This is amazing.
This is amazing and everybodyyou know people have different
things.
My husband, he loves paperwork.
He's like you give him a stacklike this, he's like, oh my God.
He's just like, oh, I can'twait to dig into this, I just
(21:30):
like parts just like oh.
Herman Dolce (21:33):
He is wired differently.
Dwan Bent-Twyford (21:34):
I can't breathe.
That's probably why we're agood match.
Herman Dolce (21:38):
Absolutely.
Dwan Bent-Twyford (21:40):
You help them with the funding, so, and you
so you do cause more.
I think more people than notthat listen to me are in the
real estate side, so you'rehelping people with buying, like
a rental or a rehab or they getit with hard money and you give
them the money for therehabbing.
(22:00):
Like how does that work?
Herman Dolce (22:02):
All of the above.
So some of the clients thatcome to us cause, you know, with
certain hard money lenders fora novice they probably have to
come to the table with at least20% down before they go to a
hard money lender and a lot ofthem come for me and they get
the money off of business creditcards.
So we help them get thebusiness credit cards 20, 30, 40
, $50,000 limits and we showthem how to liquidate the credit
(22:22):
cards.
Now they can have the cash intheir bank account, bring it to
the table.
So technically they really areat the table with no money out
of pocket and just have to paythe 0% interest and make
something happen.
And hopefully they have amazingmentors like you, so they're
using the money wisely and beingable to flip that money in six
to eight months.
Nice I love it, I love it.
(22:43):
And a lot of them do use, like,say, friends, they use the
platinum credit card becausethey're getting points and cash
back rewards for buying thelumber.
I even show them how to go to awebsite called Zill money Z I L
moneycom, where you canactually run payroll from your
credit card.
So, say friends, you have staff, you have workers, your your
contractors.
You can literally pay themthrough that website that is
(23:06):
connected to your credit card,which actually helps you with
getting your points.
So I motivate my clients to usethat strategy because when the
deal is done you can celebratewith all those points and take a
free trip.
Dwan Bent-Twyford (23:17):
Yeah, we use our points for vacationing.
Herman Dolce (23:23):
Vacationing exactly.
Dwan Bent-Twyford (23:24):
So Bill and I went to Hawaii a couple years
ago for first class over andback.
Stayed 10 days on the beach.
All on points.
Herman Dolce (23:33):
All on points free trip.
Dwan Bent-Twyford (23:34):
And I was like that's what I'm talking
about, all on points.
I was so excited and then I'mlike upgrade us to an oceanfront
, because we're here on points,so we're here on points Exactly.
It was amazing.
I was like, oh, that's worthall of it.
That was so great.
All right, so let's uh switchtopics for a minute.
What's your favorite band ofall time?
Herman Dolce (23:54):
my favorite what?
Band oh, my favorite bands wowof all time wow, you know I've
never been asked that questionbefore.
Dwan Bent-Twyford (24:04):
My favorite thing, because you're on the
most wonderful real estatepodcast ever.
People work with people thatthey like, so I want to know
about you.
Herman Dolce (24:11):
I would probably say like they're not a, they're
more of a singing group.
Boyz II Men.
If you have to twist my arm,boyz II Men.
Dwan Bent-Twyford (24:17):
I like Boyz II Men.
Herman Dolce (24:19):
Yeah, the group from my childhood.
Dwan Bent-Twyford (24:21):
No, you know what I get it my childhood I was
so in love with the Jackson 5and the Osmonds, and David
Cassidy and it's like, oh, Istart to hear a song and I'm
like it takes me right back tobeing a boy, and it takes you
right back, right, and then youfeel better, the endorphins get
released and you're like oh andit's like oh yeah, it's like oh
yeah, to be young again.
(24:42):
I love it.
Boys to men.
I love the boys to men.
Yeah, what's your favorite food?
Herman Dolce (24:48):
My favorite food.
This is easy Curly fries.
Curly fries.
Curly fries with a side ofketchup mixed with hot sauce.
Dwan Bent-Twyford (24:59):
Now I'm 44.
Where do you like your curlyfries from?
Herman Dolce (25:01):
Literally a mom and pop around the corner from
my house.
They season them.
It's it's unbelievable.
I'm 44 right now, so I have tobe responsible.
I probably have it once a month.
I cannot eat it all the timebecause I would eat it every day
, if I could.
Dwan Bent-Twyford (25:14):
I love curly fries, so you put them on with
some seasoning.
Herman Dolce (25:19):
Ketchup and hot sauce.
It's over.
Oh, that's good.
Dwan Bent-Twyford (25:22):
Yeah, you're the first person that's ever
said curly fries and I'm like,oh, I love curly fries.
What's that?
One fast food restaurant,arby's arby's I don't like the
roast.
I mean I just I don't like anyof that.
But man, they're fries I'll gofor the curly fries 100 I've
been on like road trips and beenlike, oh, I don't want to get a
roast, but I just don't.
(25:43):
I, I don't know, I don't likesomething about the sandwiches
and I was like man, I could sureeat some curly fries.
I got a big old pep Curly fries1000%.
Curly fries like Curly friesare great.
That makes me want to go andget some curly fries today.
Great answer.
What's your favorite time ofday?
Where's your peace at?
Herman Dolce (26:04):
My favorite time of day is going to sound crazy.
My favorite time of day is 5 am, because the whole world is
sleep.
Yes, the whole world is sleep.
I get to meditate, I get towork out, I get to check emails
and then the world bothers me.
So that's the only time thatI'm truly alone, because I'm
(26:26):
very, very, very busy.
The notifications on this phoneare ridiculous, but that time
is very special to me, I likethat.
Dwan Bent-Twyford (26:35):
I know I talk to people.
It's funny.
I always like to ask peoplethat Because there's just so
many people and some are like oh, I like it at night when it's
quiet, I like it in the morning.
You know, I had a guy recently.
He's like no, I get up at likethree in the morning and I'm
thinking, oh my.
Herman Dolce (26:52):
God?
For the love of God, why in themorning?
Dwan Bent-Twyford (26:54):
I know he's like oh, I go to bed.
And I said well, what do you goto bed at like noon?
Herman Dolce (26:58):
yeah, right, right morning.
Dwan Bent-Twyford (26:59):
Why would you do this?
I don't know I get up.
I did it and I got five hoursof the stuff done before the day
starts and I'm like right butyou know that's okay.
Everybody's got their own thingand I'm always curious like
where are people's happy placesthroughout their day?
Herman Dolce (27:13):
yeah, that's, that's a good one.
Yeah, that's, that's the bestpart.
And then, right towards the endof it, I get to wake up my
girls and then we send them offto school.
So it's the best part.
Dwan Bent-Twyford (27:22):
Nice, how old are your girls?
Herman Dolce (27:23):
So I have a.
Bella is going to be eightyears old this summer, Bella
Sloan, and I have a seconddaughter Her 8, 5, and 3.
Dwan Bent-Twyford (27:40):
It's like all those ages, all those ages
they're just like, especiallygirls when they're like 8, 9, 10
.
I swear to God, it's theircutest phase.
Because you can hang out withthem and like go to a movie and
they're not like a little kid.
But they'll go and, like you,can take them to get their nails
done or whatever, and they'relike your, they become like your
(28:01):
little buddy.
Herman Dolce (28:02):
Buddy Yep, very true.
Dwan Bent-Twyford (28:03):
A five-year-old.
You're like you got to packthem a coat, something to drink,
something to eat.
Like you're packing they're ina car seat, you know, and I love
that too.
But I swear to you little girlslike eight, nine, 10, 11, 11,
12, oh, because they're justlike your buddies buddy.
Yep, very true my little 10year old.
I'm like, hey, let's go to themovie and like we go watch like
adult movie, you know, romanticcomedies and like you know, and
(28:25):
we eat and we hang out, and it'slike, oh my life is good.
Life is good so what is yournext big goal in your company
and how can the D'Wonderfulfamily help you?
Herman Dolce (28:39):
The next big goal in my um, um, um that I would
like to do is I actuallypartnered with an amazing friend
of mine.
His name is Charles Noonan Umand he and he has a mission to
help get 1000 people proppeople's pieces of land.
So what he does, he goes toland banks, land bank auctions
and he get the properties forcheap um,000, $2,000, and they
(29:01):
get the deed and everything.
And he came to me.
He's like hey, herman, let'spartner, you help people get
money for real estate.
I know construction from theground up so I teach him how to
get the property.
Herman, you get them thefunding.
He has a construction company.
So he was like let's partner,so his construction company
helps them build the properties.
Now these people get, they're indevelopment, they're learning
(29:22):
this information, and then heteaches them how to do section
eight or put like veterans inthese homes or Airbnb it so.
So now he has the exit plan,the cash out, refi, the cashflow
system when it's all done, andthey're in from the beginning,
learning the entire process.
He's like I want to do that fora thousand people.
So we recently did that inBirmingham, alabama, literally
(29:43):
like three weeks ago, and about200 people signed up and they're
going to do that project.
So what I would like to do?
We got to get another 800people, so I'm going to help
fund them and Charles is goingto help educate them on real
estate, because you and I knowthat real estate is not a get
rich quick situation.
(30:03):
It is to help you with taxesand it is a wealth building
strategy and then finally, alittle bit of cash flow at the
end.
But that's what we want to helpa thousand people do over the
next five years.
Dwan Bent-Twyford (30:14):
Well, that is a great, and so we can help you
by telling people about it.
What can we do to help youexactly?
Herman Dolce (30:22):
Absolutely.
What you can do is if anybodyneeds funding for their real
estate deals, they candefinitely reach out to us and
we can help them get funding 0%interest.
Or if they want to learn moreabout real estate, they can go
to you, because they're alreadyin the best mentorship in the
game.
But if they want to learn aboutfunding also learn about credit
they can come to BellasoneAcademy and we'll teach them how
(30:42):
to fish on their own.
Dwan Bent-Twyford (30:44):
Oh my God See , I love that If you feed a man,
a fish.
Herman Dolce (30:48):
Yeah.
Dwan Bent-Twyford (30:48):
Or Dave, teach me how to fish fish for a
lifetime.
That's one of my things that Ialways say.
In all my things I was likelisten, I'm going to teach you
how to fish how to fish.
I'm not fishing for you, I'mgoing to teach you how to fish
how to do it.
Yes, I haven't heard anybodysay that for a while and I say
that like it every time I do aclass.
Herman Dolce (31:06):
it's like I love it.
Dwan Bent-Twyford (31:08):
My heart All right.
So, folks, so there is what wecan do to help Herman be reach
his goals.
And as you reach your goals,you're helping other people
reach their goals.
And and as you reach your goals, you're helping other people
reach their goals, which you'rejust creating just tons of
win-win situations absolutely,man.
I look forward to it so everyonehaitian underscore ceo or the
(31:29):
bella sloan academy, and youneed to get involved because,
honestly, just the fact that youhelp people fix their credit,
work on their credit, understandtheir credit, lend them money,
help them through the business,teach them you've got land,
buildings like all of it.
It's a whole system for people.
Absolutely, from beginning toend, and you can help them from
(31:52):
the beginning to the end.
Herman Dolce (31:53):
To the end, absolutely.
Dwan Bent-Twyford (31:55):
Well, I love that.
Herman Dolce (31:57):
We look forward to being of service Absolutely and
tell me the name of yourpodcast.
So the name of my podcast iscalled the execute podcast, um,
and you can find that on YouTubeon my YouTube page called Bella
Sloan enterprises the name ofmy company, um, and I have long
for comic, long form content onthere where I teach you about
credit and funding anyway, butthe podcast is also on there.
(32:20):
We bring on high levelentrepreneurs to talk about the
good, bad and ugly of business,because social media has this
smoke and mirrors whereeverybody is rich and everybody
makes a million dollars a month.
So we got to bring on realentrepreneurs that talk about
the good, bad and ugly beforeyou get into this game.
Dwan Bent-Twyford (32:36):
I can't stand the shiny object syndrome.
Herman Dolce (32:39):
I hate it.
Dwan Bent-Twyford (32:40):
Okay, and I should have known the name ahead
of time, but the ExecutePodcast.
So, folks, if you have had funtoday, if you learned, if you
laughed.
You just enjoyed the two of usgetting to know each other.
I want you to go to the ExecutePodcast and the most wonderful
real estate podcast ever andleave us both a five-star review
(33:01):
, write a positive comment andsubscribe, because podcasts are
a lot of work.
It's definitely a labor of loveand we can grow and get bigger
and bigger without you.
So I'm asking you all to do thatfavor for me and also for
Herman, and I am going to be aguest on his podcast, so you can
look for me over there as well,okay.
Herman Dolce (33:24):
Last question.
Dwan Bent-Twyford (33:25):
Last question I want you to give us a word of
wisdom, but just one word.
Herman Dolce (33:32):
One word, execute, which is the name of my podcast
, because what happens is we, asyou and I, we educate a lot of
people and people leave our auraand our circle with smart
pieces of paper or smartnotepads which are smarter than
them, because they never executeon the information that we gave
(33:54):
to them.
So hurry up and fail quickly,because you're not going to get
it right the first time, secondtime or maybe not even the 10th
time, but because you executedover and over, you will be an
expert and you have some amazingmentors to thank for it.
Dwan Bent-Twyford (34:09):
I love execute.
So what I always have, mypeople, my people, my tribe is I
tell them I don't know how manyof them do it, but they're
supposed to take a little stickynote and write the word execute
and put it up on their mirrorand we have a word of the week.
So the word of the week whenyour show comes out is going to
be execute, execute, execute.
(34:30):
So when they're reading thatword, what should they be
thinking?
Herman Dolce (34:34):
They should be thinking what they need to do
today to reach that goal thatthey're trying to execute.
Three things they need to do toreach that goal.
Dwan Bent-Twyford (34:42):
I like it OK.
So, yeah, I I'm really bigabout people, you know, changing
the mindset, learning,expanding the horizons and
things that you do.
So I like having a word of theweek, but I like it to come from
the guest.
That's why I never tell anyoneahead of time.
Then people are like whatshould be my word and they're
thinking about it and you cansee people like thinking and I'm
(35:04):
like no, stop it, listen to me,it's hot, we're talking.
So I just wait again untileverybody, what's your word?
Herman Dolce (35:09):
and then it makes people think it throws them for
a loop like, hmm, that's a goodone.
Dwan Bent-Twyford (35:14):
Makes them think because I used to say
people like, give us a word ofwisdom, then they talk for 10
more minutes.
It's like no, no, no, we'regoing to one more.
We only need one word.
Down to a word.
So, I do.
Next, people go oh, execute,and that means, and then it's
like 15 minutes, it's like, oh,my God, I just so.
Now I'm right.
(35:35):
But it's more fun this way,because now we all have a word
of the week.
Well, I want to thank you somuch for being on here with me
today.
Like I told you earlier, Iappreciate your time and for all
of you that listen, you know, Ialways tell you time is your
most valuable asset and Iappreciate you spending your
time with me and also withHerman today, and we will be
(35:55):
back next week.
Same bat time, same bat channel, and remember that the truth is
in the red letters.
All right, harman, thank you,goodbye everyone thank you bye.
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