Episode Transcript
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Dwan Bent-Twyford (00:02):
Hey everybody
, welcome to another exciting
episode of Tthe most wonderfulreal estate podcast ever.
I am so excited about my guesttoday.
I'm going to try to say hername without butchering it Yamu
Dao.
That's very close, yamu.
Yamundow Canara - Yamu (00:20):
Dao.
Dwan Bent-Twyford (00:22):
Close enough.
Yes, you got it and we're goingto call her Yamu, because y'all
know I'm Dwan.
I don't like to be called Dawn,dwayne, dwen, all the things,
but I got to take a good crackat it and do my best that I can
Kanara, so I'm excited to haveher on.
She's our Wicked, smart Womanof the Day and I am Dwan Bent
Twyford.
(00:42):
I'm your host.
This is the most Dwan-derfulreal estate podcast ever and we
are very excited that you arehere with us today.
Our motto at Dwan-derful ispeople before profits, so if
there's something that resonateswith you, you're at the right
place.
I'm your girl, we're your girlsand we're going to have a lot
of fun today.
So, yamu, how are you today?
Yamundow Canara - Yamu (01:03):
I'm
doing, excited, I'm excited.
Thank you so much.
Dwan Bent-Twyford (01:09):
I'm doing
wonderful.
Thank you for having me.
Yes, I'm excited.
I just found out you live inGeorgia, so that is like such a
great place.
Yamundow Canara - Yamu (01:13):
I do.
It's warm up here.
It's very similar to Africa, soI like it.
Dwan Bent-Twyford (01:17):
Oh, yeah,
yeah, yeah, my number one cousin
I see the most.
She lives in Atlanta and youknow we do a lot of speaking out
there, so I get to see her fouror five times a year.
And my aunt, her mother, livesin Tennessee.
So when I was there about twomonths ago she had brought her
mom over, my aunt Wanda's 97 wow, spend a whole week with them
(01:38):
in Atlanta.
I was like, oh, that died me onthe heaven.
I got my favorite egg, I got myfavorite cousin.
She's got my favorite cousin,she's 97.
She still goes hiking for twomiles a day.
I was like, oh, this is thegreatest week of my life right
now.
We're so great.
Yamundow Canara - Yamu (01:51):
That's
amazing 97.
We all want to be 97 one day,yeah, and this one's 10.
Dwan Bent-Twyford (01:57):
Almost 100.
My Aunt WRhonda does not take apill for anything.
Wow, she is the healthiestperson.
Sometimes I'm just like I don'tunderstand, you know, because
we all have all these otherthings in the in the family, but
she's always eating veryvegetarian.
Okay, she cooks all of her ownfood all day.
She's always eating, alwayshealthy, always good.
(02:17):
And she walks.
She used to walk like fivemiles a day and so now she's
down to two.
She's like I don't do two miles, I'm like, but like you're 97.
Wow, the fact that you walk twomiles every day on a little
trail that's in wood is likeastounding to me.
(02:38):
but she goes I don't drink, Idon't curse, I don't smoke and
I've never done drugs.
She's like one of those puresouthern women as they come, but
she loves that sweet and allthat sugary stuff.
So I'm like, wow, that's whatit takes.
I mean, she's healthier than Iam.
Yeah, she's adorable.
Okay, so we'd like to start offwith a drink.
I am having some bi.
(02:58):
What are you having today?
I'm having just water.
Yamundow Canara - Yamu (03:01):
I'm
trying to be healthy.
Cheers.
I'm having just water, I'mtrying to be like healthy cheers
.
Dwan Bent-Twyford (03:09):
We always
like to have a little toast for
everybody that's watching.
You guys now have a drink, takea big stretch, just like, and
just shake off whatever you gotgoing on and spend the next 40
minutes or so with us, have somefun, have some laughs and
hopefully we will brighten yourday, all right.
So we basically just kind oflike to throw our guests like
(03:31):
straight up into the wolves, andso I'm just going to ask you to
tell us your name, how to reachyou on your socials yes, and
then just quickly like two centsis what you do and then we're
just going to backtrack quickly,like two cents is what you do,
and then we're just going tobacktrack and how you found out
to become Miss Yamu, who is onthe podcast with the most
Dwonderful real estate personever, of course.
Yamundow Canara - Yamu (03:53):
Thank
you for having me.
Thank you for having me.
So my name is Yamunda aara.
A lot of people cannot say myname, but thank God my friends
already cut my name short.
They call me yamu.
So every time somebody askswhat's your name, I say it's
yamunda, but call me yamu.
So that's a great nickname,though yamu is great yeah, I'm
originally from west africa andI I am a real estate investor
(04:17):
and also a data scientist okay,and how do we reach you on all
your socials?
Oh yeah, my social media.
You can reach me at BuildingWealth from Rentals on Instagram
.
You can also check on YouTube,building Wealth from Rentals,
and also on Facebook, buildingWealth from Rentals.
Dwan Bent-Twyford (04:35):
Okay, I will
make sure I follow you today.
So, building Wealth fromRentals, so I already like that.
So that means you are BuildingWealth from Rentals, that's your
thing.
So can I ask?
So that means you are buildinglots of rentals, that's your
thing.
So can I ask you how old youare?
I'm 35.
35.
Oh, my daughter is your age.
Oh look at you.
Yamundow Canara - Yamu (04:54):
You're
going to be like your favorite
aunt, yeah.
Dwan Bent-Twyford (04:59):
So it's like,
yeah, I have 33, 35, 37.
So I was a single mom for along time, so I went able to 35.
Then I married Bill.
I got two extra amazing bonuskids.
They're 33 and 37.
So it's like sometimes I'm likeI want to have a 35-year-old
child, because I still feel likeI'm 35 years old.
So that's awesome.
Okay, so you came.
(05:20):
So I don't really know.
So we're going to find out.
So you came from West Africa.
How long ago did you come?
Yamundow Canara - Yamu (05:26):
so I
came from West Africa in 2016.
I grew up in a small country,in a village in Africa called
the Gambia, and I I was raisedas an orphan.
My mom passed when I was twoand my dad when I was 11.
So in Africa, the women arealways my culture.
Women are always betrothed,like when you're born, they
(05:46):
already know who you're going tobe married to.
So my sister already knew whoshe was going to marry.
She got married early.
My dad wasn't feeling well, soshe took me and my brother with
her to her husband's villageextended family village and
that's where we live.
So we live in compounds like awhole family.
So, let's say, you and five ofyour cousins will all build
houses and have kids, two kids,wives, two wives, three wives
(06:09):
and it all grows to be a big,huge family.
So it's called a compound.
So I had to move, with mybrother and her with her, to her
husband's extended family.
So I grew up as an orphan in anabusive home and we'll get into
it today.
Okay.
Dwan Bent-Twyford (06:24):
So as an
orphan in an abusive home, and
we'll get into it today, okay,so as an orphan in an abusive
home, so then in 2016,.
So you were still like in yourlate twenties yeah, so for me.
Yamundow Canara - Yamu (06:37):
And you
said I'm moving to America.
Oh, no, no, no.
So oh, wow, it's a huge, it's along story behind it.
So for me abuse happened in ahome.
The physical and the sexual,emotional abuse happened in the
home, between for me and mybrother as well.
But for me I channeled mine toschool.
So I was really good in schooland I would take first in my
(06:58):
class and then in the village.
So a girl child is not likepushed to go to school, like if
you get to grade seven it's like, oh, it's time for you to get
married.
So for me, after middle schoolmy friends were already getting
married, my playmates and theywere like she has to go get
married too, because I alreadyhad somebody that I was supposed
to get married to.
So my auntie was like she'sreally good in school and we're
(07:19):
not really paying any moneytowards the school.
The school is paying, she'sgetting scholarship.
Let him go marry someone elseor let him just wait for her to
go at least finish high school.
So she kept lobbying for me andshe and my um, my, my sister,
and that's how I put I gotpushed all the way to college.
Time for college they were likeno, so the elders, the men make
the decision.
They were like nope, it's timefor her to get married, her
(07:41):
college is at baby number twoand she's here, wants to go to
school.
A girl child doesn't have to goto that, like she already has.
She can read and write, that'senough.
But I really wanted to go tocollege so I got a scholarship
to study.
Our university was new then, somy country is colonized by the
British, so we will havecolleges from the UK do exchange
(08:04):
programs or have some scholarscome and teach us for a year or
so like a pro bono kind of work.
So there was a programintroduced at the time that I
joined as computer science.
So I was really good inmathematics so that made sense
to me.
So that's what I did and I hada scholarship because it's maths
.
I did a major in computerscience and a minor in
mathematics.
(08:24):
So the scholarships are notmany, like they're not a thing.
But chances are higher for mebecause not many girls in
computer science and mathematics.
So I got the scholarship,completed it.
In the final semester I got aninternship to work as a software
engineer in one of the only twosoftware companies and the
connections for you to get jobslike this was coming from my
(08:47):
village that has no power, nowater, running water.
It was more like somebody hasto connect to you, like you have
to have like the kids from thecity, their parents work in the
government and the scholarshipcome and they do it down to them
.
Nothing gets to people like us.
Yeah, one of my friends uh,family member knows the person
(09:08):
that was opening that softwarecompany and they were looking
for people.
So they hired her and when shewent to went, went for
internship the boss told her doyou know anybody?
Because you're really good, doyou know anybody you know who
can come and work for me?
You're like, well, I have thisfriend, I can call her.
She's really come and work forme.
She was like well, I have thisfriend I can call her, she's
really good.
And then she called me and itwas like my boss wants you to
(09:28):
come and I was like I don't haveany money to come to the city
right now.
I'm at school.
She was like just borrow moneyand come, we'll give it to you.
So I went, did an interview,passed the interview and he was
like you're hired today, so Istarted working there and he'll
give me stipends and I use thatfor transportation because
sometimes I go to school with nofood and yeah, so so that's how
I started.
(09:49):
So during that time I was likethere are not many girls doing
IT, especially computer scienceor mathematics.
So I started a non-profitorganization that teaches girls
how to code.
So we'll take the usedcomputers you started that, I
started that.
So the computers, computersfrom the work, the used one that
they're using we take that andI mobilize some of the guy
(10:10):
friends that I work with.
I would just go from differentvillages and just teach them
basic IT stuff.
Just the school and the schoolswill send girls and we teach
them.
So it kind of blew up indifferent regions and people
were adopting, doing it andpeople getting donations to get
computers, to teach people,sensitize them on it and stuff
like that.
So there's this program that wascreated by the us government by
(10:32):
the time uh obama was thepresident.
It's called mandela washingtonfellowship for young african
leaders.
Yeah, fellowship that take afocus on young community leaders
that are doing amazing work.
So they keep sending me thislink at work and I'm like
because when I go home there'sno internet, so I have internet
when I go to the city to work,right.
So I say, well, I'll applytomorrow.
(10:53):
And I'm like I don't think theywant me.
These people are looking forpeople that are fighting
domestic violence, war andamazing things, not this IT
stuff.
But I was like, well, it's free, let me just apply, so I apply.
And they called me to theinterview to the US embassy.
I went after the interview.
They sent us an email and saidyou are going to the next phase
(11:13):
of the interview.
And then I kept going.
And then I was like, oh, thisis going somewhere.
Yeah, eventually, out of 40,000applicants, they chose me to
come and I studied atNorthwestern University and I
get to meet President Obamabefore he left office in 2016.
Dwan Bent-Twyford (11:30):
That is crazy
.
That must have been such adream.
Yamundow Canara - Yamu (11:33):
Yes, I
was on the news.
My auntie was so proud, mysister, they were taking all the
accolades Like people werecoming to them.
Whoa, you guys did great andI'm like I'm the one that worked
hard.
Thank you, thank you, thank you.
We knew this would happen.
I was like, okay, you can takeall the alcoholics because you
did good, but yeah, and then yougot to stay in America.
(11:56):
Yeah.
So before I came, I was like Idon't want to go back.
If I go back, I'm still goingto be marrying that guy Because
even though he has a wifealready, we have multiple wives.
They have multiple, which isthe normal culture, and I'm like
I'll be second or third wife.
I want to go back.
So by the time I was doing theinterviews and I'm going from
one interview to another, I saidlet me apply for colleges here.
(12:16):
So I had a friend here thathelped me pay for the
application fee I think it waslike $30 or less than $100 and I
applied to one university inIllinois and I applied to all
the scholarship on their website, some of the course scholarship
I don't even qualify for.
So I saw one that's forinternational students, but for
international students that arealready in the university, like
(12:37):
maybe they're on their fourth orsecond semester, right.
But I was like, let me justapply.
I mean, after I went andchecked I realized, oh is, I did
not qualify for this.
And I was like I guess that'swhy they didn't message me,
email me back.
And then a few days later theyemailed me and said, well, we
never do this.
This is the first time we didit.
Your application was reallygreat.
We want to give you a shot.
So they sent me a.
They said we'll give you aninterview, but it's the first
(13:01):
time we're doing it.
So here's the Skype link forthe interview.
The interview was at midnightin my time.
I was like first of all, Idon't have Internet at home.
I don't have a laptop.
I have to be at work.
So I told my boss, hey, can Istay tonight?
And he was like for what?
And I was like I have aninterview from the US and it's
(13:23):
midnight here.
I was like, well, I'll tell thecaretaker who takes care of the
office that you'll be spendingthe night, so they know that
you'll be here.
So I did the interview.
That's the first time I've seenfive white people together,
because in my village you don'tsee, you don't see.
I was like.
I was like white people.
You're like who are?
Dwan Bent-Twyford (13:39):
all these
white men asking me all these
questions in their suits too,like in the movies.
Yamundow Canara - Yamu (13:44):
I was
like, just like the movies, but
a village girl like I've neverseen that before.
So I was like, okay, I waspanicking at the beginning but
God helped me.
All the questions I wasanswering them and I was going
and they didn't show anyemotions like oh, you're doing
great or anything.
They really don't face cold.
Yeah, don't fail.
I was like maybe I'm not.
I was like, maybe I'm not.
I was like, whatever it is, Itried and this is a blessing for
(14:07):
me to even come to this level,for them to even consider me,
and that's how it happened.
The next day, after theinterview, they were like don't
contact us, we'll let you know.
It's a whole process.
It's intense.
There's so many candidates.
Dwan Bent-Twyford (14:30):
The next day
I go to work, there's an email
saying you were so impressive,we can't wait to have you at the
university full scholarship.
Yamundow Canara - Yamu (14:33):
That's
how God works.
I think God shined his light onyou.
Yeah, so that's how it works.
So when I came for thefellowship after that completed,
I started the, the master'sprogram with the university.
So the scholarship is more likeI work for the university and I
like data.
I like a data analyst job andthey would give me my tuition
and give me a thousand dollarstipend.
Dwan Bent-Twyford (14:51):
Wow, and that
was at which college 2016.
Yamundow Canara - Yamu (14:56):
Yes,
it's college.
Which one, so University ofIllinois.
Dwan Bent-Twyford (15:00):
Illinois.
Okay, so you're in Illinois,yeah.
Yamundow Canara - Yamu (15:03):
So you
were kind of all over before.
Dwan Bent-Twyford (15:05):
Now, how did
you land over in Georgia I?
Yamundow Canara - Yamu (15:07):
know.
So my.
So at the time when I theydidn't know that when I come for
the fellowship cause, my auntietold her oh, she's going to
come for the fellowship, she'sgoing to come back and then she
can get married or whatever youguys want, right, finally.
But then she didn't tell themabout the second scholarship.
So the plan was, when I come Ican continue and do my program.
(15:29):
But because I have two visasone for presidential guests, one
for student visa I have toleave with one and come back in.
So I left, I met President Obamaon a Thursday, I believe it was
August, on the 5th.
I had to leave to go to Africaand come back like in two days,
and it takes like one and a halfday or two days to go.
So when I got back I left allmy stuff at Northwestern and
(15:53):
only took the bags that weregoing to be for their gifts and
when I went there dropped it.
The next day I went on a flightto come back.
So most people did not even getto see me, they just heard oh
she's here, you come back.
Dwan Bent-Twyford (16:04):
So some most
people did not even get to see
me.
They just heard oh she's here,you need to get out.
Yamundow Canara - Yamu (16:06):
Why are
you still get out?
Yeah, so they know, oh, she'snot coming back for this
marriage.
And they were like my auntiewas like now that they're off
your back, you know the dowryand all of that has to be paid
back, because you know we dodowry.
It's more like you get you haveto give back the engagement
ring, basically.
So that's what.
What's happened and I met, uh,my husband.
Me and my husband got marriedin 2017.
So I met my husband in collegeback home, but we were friends
(16:29):
then, but he had come to the UShe's two years ahead of me in
college, so he had had ascholarship to study here in the
US as well.
So we reconnected and gotmarried.
So I told my auntie I'll findyou here in the US.
Dwan Bent-Twyford (16:40):
So you have
one husband, one wife married in
America and you're out of allof that.
Yamundow Canara - Yamu (16:47):
Yeah out
of all of that.
So I met.
He's a different tribe, so frommy tribe.
I usually didn't want that.
They want you to marry in yourtribe, but that's how it
happened.
We're married now with two kids.
Dwan Bent-Twyford (16:57):
Oh, you know,
honestly, I could just talk
about your story all day long.
I mean, it's just, it's amazing, like how the different
countries and the differentcultures and you know, raised
kind of like an orphan and on acompound and with the abuse and
the sexual and the physical likethat's so that's so much that
some people could never overcomethat.
(17:19):
And then you came over here andyou got all this great
education and then you marriedsomeone that you knew that's
over here and you got all thisgreat education.
And then you married someonethat you knew that's over here
and you have this amazing lifeand all of those things like
prepared you, I guess, along theway to be the amazing Yami that
you are today.
Yamundow Canara - Yamu (17:34):
Thank
you.
It's something that I look at.
Sometimes I cry when I thinkabout, like, what I've been
through, like when I have dejavu, like when I see a box, my
mind goes to when I have, when Iwasn't allowed to sleep on the
bed.
I was allowed.
I was sleeping on the floorsbecause I used to pee in bed and
, if you know, abused kidsusually have that trend in them
and I was.
(17:55):
I was.
I was forced to sleep on the onthe floor, like dirt floor, not
carpet or anything like.
This is poverty in a village,and you haven't seen an African
village.
Just Google it and see typicalAfrican village, how it looks
like.
So that, like when I see boxesor I smell something, my mind
goes to an abuse that happenedto me, yeah.
So, yes, it's painful, but I'mgrateful for what God has done
(18:19):
in my life, what he has done forme.
So when I, when I completed mymy master's program 2018, my
husband then used used to livein California.
He used to work for thiscompany, payroll company, adp,
and they moved him to Georgiabefore I graduated.
So when we got married, itwasn't mine, because my auntie
was like they're forcing me foryou to get married.
If you're not going to comeback, then you need to find
(18:41):
somebody.
So before I, I graduated, wegot married, and when he when.
When I completed, I just movedto Georgia to meet him here.
Dwan Bent-Twyford (18:48):
So that's so.
I'm assuming he's a nice guythat treats you well and all the
abuses behind you, and you'rein a wonderful, loving, godly
marriage.
Yes.
Yamundow Canara - Yamu (18:56):
Yes,
tell him.
Dwan Bent-Twyford (18:57):
Antoine will
come there and kick his ass.
No, he's amazing.
Yamundow Canara - Yamu (19:05):
I don't
tolerate that.
I'm mama bear for everyone.
I don't tolerate that.
I'm the type of person.
So make sure he's in check.
I'll let him know.
Dwan Bent-Twyford (19:09):
I'll come and
pick him up and take him up to
my house with my backhoe andwe'll find that body.
My daughter was in an abusiveone.
I was like, listen, you touchthat girl again.
I'm going to hkill you whileyou're sleeping.
I'm going to bury you in thebackyard by the dog.
Yamundow Canara - Yamu (19:26):
I hate
people that abuse, especially
people that abuse kids.
Dwan Bent-Twyford (19:30):
Oh man, me
too, me too, I am such a mama
bear and I've got like my littlenine-year-old granddaughter
here with me now and I'm justlike we were talking about that
in bed laying in bed last nightjust talking about it, and I
said no, mimi laying in bed lastnight just talking about, and I
said no, mimi is like theprotective one of the family.
I know we have pappi, I knowyou have a mom and dad, but I'm
gonna type it.
We're walking down the streetand something comes up.
I'm stepping in front ofeverybody and I will kill a mofo
(19:52):
.
Then nobody hurt anybody.
My kids, none of my kids,nothing's ever happened.
None of my daughters.
Yamundow Canara - Yamu (19:57):
I said
no, no maybe don't play like
that crazy too about my kids,looking at my kids next to me.
When you see a child, you'relike how can somebody do
anything to a child so innocent?
It's just beyond me.
Dwan Bent-Twyford (20:11):
It is beyond
me.
So many kids have theirinnocence stolen.
It's a shame, it doesn't haveto happen.
But there has to be adults.
You're 35.
You've got kids, so you're afull grown adult.
Now.
People like you know you're 35,you got kids, so you're a
full-grown adult now.
People like you have to watchout for that and you know
there's no way to stop it ifother people don't get into.
Oh, I don't want to getinvolved.
It's like, yeah, but you knowwhat you have to kids can't
(20:32):
defend themselves.
Yamundow Canara - Yamu (20:32):
When
does it stop?
When who's gonna stop it if youdon't get involved?
Dwan Bent-Twyford (20:37):
I'm with you,
okay, so I love your story.
I could really talk about yourstory forever.
You are, you are literally theamerican dream.
You came from some place andpoverty.
And you came to america theright way, like through the
documents and not crossing overthe border down in mexico,
coming in with like drug addictsand gang members.
(20:57):
And you came in and you got allyour papers, you got degree,
you're smart.
It's like like I wish you hadmore people like you, thank you.
I look at the Mexican borderand see all those people just
piling in with nothing andsending little kids just alone.
It's like these poor kids, likeI don't know how any of them
are ever going to make it.
They need to be in the rightsystem.
(21:20):
You know, like the presidentialthing and meeting the president
, like how thrilling was that,it was amazing.
Yamundow Canara - Yamu (21:26):
He was
amazing.
It was amazing to meet him andhaving that opportunity to come
in from a village, from nothingto that it was mind blowing to
me.
Dwan Bent-Twyford (21:34):
Did you meet
him at the White House?
Yamundow Canara - Yamu (21:36):
Yeah, no
, we met at a hotel nearby the
White House, so it was like aconference setting Nice.
Dwan Bent-Twyford (21:43):
Is he like
gorgeous and big smile in person
it was gorgeous and he wasreally funny.
Yamundow Canara - Yamu (21:46):
It was a
few days before his birthday.
I believe I met him august 3rd,I think that was a day before
his birthday or day after, I'mnot sure.
But like, oh, you can say happybirthday to him and stuff.
He wasn't really.
He just walked in in the hall.
They were like secret serviceeverywhere.
They were like, okay, he'sgonna walk in in any of these
doors, because they don't reallytell you what door.
Oh, yeah, yeah, yeah.
(22:07):
I was expecting, oh, that doorand I'm looking like this and he
just walked like this.
I'm like all the training thatthey gave me about how to behave
, everything went away oh, ofcourse it does.
Dwan Bent-Twyford (22:17):
That's how
you mean the queen.
You're just like uh curtsy, Idon't know, I don't know, all
right.
So now you have all thatamazing, crazy knowledge.
You are clearly smart as a whipand you are building um wealth
from rentals.
Yes, so how did that transitionhappen?
Yeah, so, a lot of.
(22:37):
I'm a big fan of rentals myself, so I love to hear how this
happened.
Yamundow Canara - Yamu (22:41):
Of
course, of course a lot of
people ask me that question likehow did you know you want to
invest in real estate?
So it goes back to me8-year-old, 10-year-old, laying
down on the floor.
I go to the shopkeeper and havethe shopkeeper give me boxes
you know, like moving boxes,empty boxes, and that's what I
would use to sleep on in themorning.
I pee on them, I go throw themout, right.
(23:08):
So at night, of course they'rea box.
I'm sitting right on the floor.
If it rains, the door is rightthere.
So at night I wake up and killthe box from my neck, from my
wall and stuff like that.
So my goal.
So if you're going throughanything, your goal is like if
you're thirsty, all you want todo is drink, right.
If you're hungry, all you wantto do is eat.
You don't care about anything.
So for me, it was like my goalas a child was like I'm jealous
of kids.
I look up to kids that have ahouse, that have a mom.
You know they have a dad, theyhave this.
(23:29):
Those are the things that Ilook up to.
So for me it's like when I growup I'm going to buy a house.
I didn't know it was going tobe multiple houses, but I said
I'm going to have pillows, sothose are the things that I used
to dream about.
So I always knew I wanted that.
I was like I'm going to work sohard and get a house of my own
right and I can't buy myself amom but I can buy.
Dwan Bent-Twyford (23:49):
If I work
hard, I can buy it.
I'll be your adoptive mom.
You can call me for anything.
Girl, you're the same age as mykids.
I will help you through all thethings in life.
Thank you, thank you so when Icame I mean it with all my heart
.
I love you so much.
Yamundow Canara - Yamu (24:02):
Oh,
thank you so much.
You're going to make me cry.
But then goes back to when Iwas in college, when I was doing
my master's program, I wasgiven a thousand dollars stipend
.
Almost 400, 450 or about 500goes to student insurance, which
is very expensive internationalmedical insurance, because it's
a short insurance, right.
And then the 500, I use it forboss fare to go to the campus
(24:24):
and back and I have a roommatethat I could share a room with.
So my expenses are less on rentand internet and all that stuff
.
So I'll be left with maybe $50,$40.
And I'll use that for food.
So of course it's not enough.
I'll be For the whole month.
Yeah, for the whole month.
So what I'll do is I'll go tothe university.
That's what I do.
I'll go buy noodles.
(24:45):
Also, when I'm tired of eatingnoodles, I go to the auditoriums
in the university.
You know where they have eventsand stuff like that.
They have lemonade and crackersand stuff outside and wait for
the person organizing hispacking and stuff.
I'll say, hey, you want to?
I'll help them pack.
And I say, hey, what are yougonna do with this?
They're going to throw them.
Oh, I said, can I take it?
They're like, yeah, so I takethose bottles and stuff and I
(25:05):
keep them home in the crock andso that kept me.
Sometimes it's cheese, theyhave cheese and grapes, you know
.
So I just take those.
Just say, hey, I'm looking for aroommate or we're looking for
three roommates.
We only have two, we need onemore.
(25:26):
So the lesser, the moreroommates you have, the lesser
you get the pay.
I was like, okay, if I have aroommate that's like more
roommates, I'll be able to savemoney, right, so I can put that
to feeding.
So I realized what theseparents will do is buy a
property close by the college,realized what these parents will
do is buy a property close bythe college, have their child
(25:47):
stay in one bedroom and rent outthe other rooms.
Yep, rent the rooms out to uslike international students for
a mattress, so in one room youcan have three to four
mattresses.
So I realized, with oneproperty, like one room is
paying for the whole mortgage.
I was like this is amazing, I'llhave to do this when I when I
start working.
So that's what I was working.
I was like this is amazing,I'll have to do this when I
start working.
So that's what I was working, Iwas like I started investing,
looking into real estate, likereading real estate.
(26:09):
I was so invested in it likepodcasts.
I love reading.
I can't afford the book, sowhat I will do is read, watch
interviews, people's interviewson real estate, their portfolio,
their journey, and joinnetworking events that are free
online.
That's what I would do andeventually, when I graduated, I
(26:30):
moved to Georgia with my husbandand I have my son then and I
have to with internationalstudent.
When you graduate, you have toget a job within one year and
have a company sponsor your visa, or then you have to go back.
So I was terrified.
I was like I need to get a job,so I'm applying for a job I'm
not going back.
Yeah, I'm not going back to thatlife.
So I escaped that I'm not goingback.
So I applied for every job thatI see and eventually I got this
(26:54):
walking with this recruiter andhe sent me this job application
.
I didn't even know what the CDCwas, I just applied, I just
wanted a job, okay.
And after the interview theywere like the interview has so
many rules, like, don't be quiet, do that, do that.
And I was like, okay, fine,I'll just do it.
I've been doing the interviewsand I'm not getting it.
Sometimes I'll get the job.
And they were like oh, but wecan't sponsor your visa, so you
(27:16):
just have to find out how to geta green card somewhere else or
something.
So I can't do that, so I'lljust let go of that job.
So with this job I didn't even.
The recruiter didn't even askme.
I think he assumed I alreadyhave a green card, which I
didn't.
I was a student visa, studentvisa.
So I did the interview.
The interview was like at thebeginning was chaos, because
(27:36):
they said be quiet, let it nonoise or whatever.
The apartment complex that Iwas living at.
I went to the, to the porch youknow the back porch so I can
have quiet and peace.
Close the slide door andeverything.
And then the apartment comes.
I decided to cut the lawn thatday.
So I ran with the laptop insideand I was like I'm so sorry I
didn't know they were going tocut the lawn today.
(27:56):
Everything was like hello,they're like, yeah, go ahead.
Like they're frustrated.
So I I was like, oh, there goesthat interview, I don't think
I'm going to do it, but I did mybest anyways.
30 minutes, one hour later, therecruiter called me.
He was like did you even knowwho you interviewed for?
And I was like, no, he said,well, it was the government.
(28:17):
That was the CDC Do.
How am I supposed to know?
How would you know the CDC?
Yeah, so he was like well, theylove you so much, they want to
offer you the job.
So I got the job through thereand he was like oh, send me your
green card on all yourdocuments and stuff.
I said, well, I don't have agreen card.
He said what?
I was like oh my God, theregoes that job.
(28:39):
He and said, well, it's fine,they're good with that.
And that's how I startedwalking there, and this was 2019
.
So I worked there for like sixmonths.
Then COVID happened.
Oh yeah, yeah.
Then COVID happened.
So that was that.
But during that time I hadsaved for at least 8,000 from
(29:04):
the three, four months of workand I've already been reading
real estate and watchingpodcasts and stuff.
I'm a reader, so I buy books onAmazon real estate books and
I'll listen to podcasts likeBiggerPockets and all that?
Dwan Bent-Twyford (29:13):
Did you read
my books right there?
See my three books.
Yep, I have three bestsellersright there.
You better be reading my books.
Yamundow Canara - Yamu (29:21):
I'm
going to be reading it, You're
going to send it to me and I'mgoing to buy them.
I have to read them.
I have to read it.
Yeah, so that's how I started.
I got $8,000 saved up.
So I was like everything thatI've learned from the books and
the you know, the podcast isreally what they say is connect
with a local bank, connect witha local bank, connect with a
local bank.
So I said, okay, where else doI know that I can buy, Because I
(29:42):
can't buy where I live inGeorgia, but let me see where I
can find that's cheaper.
So I went back to my roots,which is Illinois.
Right, I went to college there.
So I look outside of Chicago,one hour, two hours away from
Chicago, to a smaller town whereI can afford.
I found this property that is52,000 and the person was going
(30:03):
through a divorce, the coupleand they just wanted to sell.
They listed it for $75,000 orsomething like that.
I got it as $52,000 on thecontract.
So what happened is, when Icontacted the local banks most
of them with my accent they justhang up.
They don't even know what I'msaying, which is understandable,
because I couldn't understandwhat some of them say.
But they would hang up and Icalled most of them and some
will say, no, you're notqualified or they don't tell me
(30:25):
why I don't qualify.
So I get one bank to listen tome.
And the lady was like I see thatyou have so much passion for
this.
If I were you, it's like you'rea newborn baby because your
social security is new.
If I were you, go open a creditcard.
I didn't know what a creditcard was right, Because I was
just given a debit card and Iwas just given a thousand
dollars stipend, so I didn'tknow what that was.
I was like go you work for CDC,right.
(30:47):
Go get a secure line of credit,build the credit, open a
Capital One or Discover card andstart building pay utilities
and all that stuff.
And then I didn't know how todrive, so I don't have any
expense.
I take the bus to work and thetrain and back and the bus would
pick me up from the trainstation back.
So I didn't have any expensesexcept daycare for the kid and
(31:07):
one of the ladies that I knewthat's from back from my country
.
I met at the grocery storebabysits the baby for me, so I
paid her daughter $200, so Ididn't have any like a lot of
expense, right, yeah?
So she was like go do that andcome back in two years you'll be
ready to buy a property.
I was like I've learned so muchabout real estate in this short
period of time.
(31:27):
I don't want the fire to diedown.
I want it now.
So I went back and I told herwell, I've done everything you
said.
I've opened the credit cardsand everything.
I've started building it.
However, I found this propertyis $52,000.
The down payment would be likeless.
I have negotiated for theseller to pay for the closing
cost.
They just want to sell and bedone and settled.
(31:49):
And I said it's already rentedJust how much they say it's
rented.
Now, here are the numbers.
So I'm going to date another.
So I presented to her and I waslike well, I'm not promising
anything, but I'll give it tothe underwriting team.
And the next day she was likewell, the underwriting team said
what's the scenario?
One tenant will be able to payyour mortgage, which will be
(32:11):
$350.
And it's all on Section 8, sotheir new is guaranteed money.
Dwan Bent-Twyford (32:15):
So that's how
that happened and I started
with that one property andscaled Nice.
Wow, I'm telling you what agreat story.
I love to hear how people likewhat the first step was and the
second step.
But your journey, I mean yourjourney starts back as a child
to escape, and then all thiseducation, and then now you're
in America and you're you'relike living the American dream.
(32:36):
You're buying rentals, yes, andso now that you have that
person, so now, what is it thatyou mainly do now?
Yamundow Canara - Yamu (32:48):
So now?
So I started buying thosecheaper properties, doing
section eight, getting thecashflow.
So the cashflow started comingfrom 2000 to 3000 to 6,000,
10,000.
So I'm like, okay, now I canbuy more.
So I'm buying portfolios, I'mbuying like five properties at a
time and have my contractorsfix it up.
So I was doing that.
And 2021, that's when everybodywas tired of the lockdown.
Everybody wanted to travel,right In Atlanta.
(33:09):
It was like everybody was like,oh, airbnb, there's Airbnb,
there are travel nurses and that.
And I was like, well, I'malready an investor out of state
, right, how about I take thisbusiness model and put it in
smaller towns that havehospitals where I'm already
investing?
So that's what I took, that thesame model, and I'll buy
properties that are like 80,000,a 12 apartment complex for 150,
(33:31):
145.
And I'll renovate it, put80,000 in it and rent it out to
12 nurses.
One property was bringing melike 12,000.
One of them was bringing melike 22,000.
So that's how I got started.
Of course, the bank was likethis model is not going to work
here.
This is a small town.
I was like, well, it will work.
My mortgage is only 1,200.
If it doesn't work out, I canstill rent it on market rent and
(33:54):
it's going to cash flow.
When I did it, the lendersthemselves asked me to show them
how to do it and they starteddoing it themselves.
So I ran to businessprofessionals.
I have contract with companies,insurance companies and I'll
house their people.
So I'll buy the properties, fixit up while my contractors are
fixing it, whatever they haddone.
Whatever unit is done, I justbuy stuff beds, couches, tvs on
(34:15):
Amazon and I'll just ship itthere and I'll just travel and
furnish it over the weekend andcome back.
So now I don't travel.
My property managers do thefurnishing for me because I have
a whole team now, but I used todo it myself.
So that's how I scale myportfolio.
So I do midtown rentals and nowI buy in Georgia.
I buy in different states and Ijust entered the commercial
(34:35):
property.
I just purchased my firstself-storage facility two, three
months ago.
Dwan Bent-Twyford (34:47):
I today,
facility two, three months ago.
I tell you, girl, you have suchhuge things in front of you.
Thank you, such huge things infront of you.
You know, when I first startedbuying my first rental, I went
when my daughter was only eightmonths old.
My husband and I split up likereally unexpectedly, and I lost
my house and my car and likeeverything I I had $75 in my
purse.
I was like the heck, am I goingto do right now?
So I actually got into realestate investing and my first
(35:08):
rentals for like a decade Ibought all section eight and I'm
like, hey, these women, youknow, same situation, they've
got no man, they have multiplekids, they, you know, you, you,
you want to raise your kids in ahouse, a nice house, and so I
still, to this day, I'm a bigfan.
I've been renting Section 8rentals for 30 years and I still
(35:30):
love it.
But I work with the moms thatare using the program properly.
They're supposed to go tocollege, get a degree and then,
when they get a job, then thegovernment pays.
They take whatever 50 bucks outof their paycheck and they
match it, and they match it upuntil they can qualify for a
first-time homebuyers loan andthen they're able to buy a house
(35:52):
and have home ownership and thejob and they're off section
eight.
And so I've had most of mygirls over the last 25 years
work all the way through thesystem and get college degrees
and and get, and then theyalways want to buy my rental.
I've been living here for 10years.
You changed my life.
I want to buy this rental.
I was like, no, not that rental.
(36:12):
So I end up selling.
If they do want it.
I I sell that rental to thembecause you know they they work
really hard for it.
Yeah, that's their home, that'stheir home.
And so I'm uh, when you saidthat I'm like I and a lot of
people I go along, so like thosepeople in section eight, it's
like what?
Those?
What does that mean?
I said those are just poorpeople that need a break and you
(36:33):
know there's a system.
Now there are other people, I'msure you'll know as you go
along, that are section eightlifers.
Their mom was on it, they're onit, they're on it, their
grandma's on it, they're lifers.
So I don't ever rent to lifers.
I rent to people that are likeI want to get ahead in life and
I want to break this.
I just need help right now.
Yes, I want to break thispoverty streak that my family is
(36:55):
stuck in.
But almost all the people thathave rented for me and one guy
had one, only one male tenant.
He had six kids, his wifepassed away and and he's like he
worked at a butcher for thepublic's grocery stores with a
butcher and he still had sectioneight.
He's like I just I don't wantto give my kids all the
relatives.
I'm gonna keep my kids together.
You know, in the blackcommunity I think a lot of black
(37:18):
men don't always want to keepall their kids together.
They're like well, you, well,you have to live with the aunts
and you know there's otherpeople that will help me.
And William's like no, all mykids staying with me, I'm
raising them all.
I don't want no one in myfamily.
Everybody wants my kids.
It's like I'm raising my ownkids and I was like how you can
rent from me till that lastchild turns 18.
I have no.
(37:38):
And he was one of my mostfavorite tenants out there
because he would work on thehouse and the kids would work in
the yard.
He's like I'm not splitting upmy family.
Everybody wants to split up myfamily and you know, help out.
And the thing I can't raise mykids is I'm raising my kids.
I love him.
I know I loved him.
I hated to see him leave.
I was like, oh, I washeartbroken, but you know, you
(38:08):
want it's like, nah, the kidshave moved out, it's just me.
But I was like so proud.
So I feel really proud aboutbeing able to help like that,
because you know, I was a brokesingle mom and I had my car
repossessed and I was bouncingfor clothes no money.
The story, yeah, and it's like Iwas fired from Denny's.
I worked at Denny's, they firedthree o'clock in the morning
from Denny's.
It's like where do you go fromthere?
And I had all the comfort ofbeing raised in America.
So now look at you now bestseller, oh best seller.
(38:29):
And so now I'm just like thebest thing that ever happened to
me is the best thing that everhappened to me.
So okay.
So now you're doing.
Uh, so you started off withyour own.
You bought your own house.
I had a tenant.
So you're doing.
So you started off with yourown.
You bought your own house.
I had a tenant.
So your first thing you boughtwas a rental.
Yamundow Canara - Yamu (38:47):
Yeah.
So I buy a rental and theproperty manager.
So when I close on the property, that's when I realized the
property manager lied, the agentlied, the numbers were not true
.
One of the tenants hasn't paidfor months.
One of them was about to leave.
The other one hasn't paid forlike two months, so hasn't paid
for months.
One of them was about to leave,the other one hasn't paid for
like two months.
So what I did is the one thatjust left, I just convert,
because I was like this is allmy money, this is all I have in
(39:08):
this property.
Yeah, there's nothing else.
So I was like I need to fixthis and that's I learned.
Everything that could go wrongin a deal went wrong, like the
numbers went sometimes.
Dwan Bent-Twyford (39:17):
That's not a
bad thing, though, because you
really like you get thrown intothe deep end it's not.
Yamundow Canara - Yamu (39:21):
It's not
because if I didn't learn that
I wouldn't I wouldn't be where Iam right now.
So what happened?
Thanks to god, he's helped meevery step of the way and I I
was like this is it?
I have to fix this.
So the first, the unit that wasempty, we cleaned it out and
rented out because the personwas moving out, because they
wouldn't pay.
And remember, you couldn'tevict anyone during covid time
and you could not.
(39:41):
So we rented that unit tosection eight that was that was
vacant, and the lady downstairsuh, she hasn't paid for months
the previous owner.
So now that I'm the owner, I,the money comes to me.
So what happened is there wasthe city had a um, they were
helping out, you know, covid,the what's it called, the relief
that they were giving, yeah,yeah, so many organizations were
(40:02):
giving relief for rents, peoplethat are back on rent, so, but
you have to apply with yourlandlord together and the rent
goes to the landlord.
So it's not like, oh, I'mapplying, you take the money, so
it goes to the landlord.
So we applied together and weshe won about eight thousand,
close to nine thousand, and Iused that to fix up the other
unit upstairs.
I'll give that lady cash forkeys to leave the one upstairs.
(40:22):
And then I converted that unitas well and rented on section
eight and it's been overcashflow in 2000.
But then it was like 1009something.
Now it's over because rent hasincreased over 2000 a month.
So I was like I need to do itagain.
So I started looking in otherstates, other properties as well
.
So I found one in Cleveland andI started growing there as well
.
Dwan Bent-Twyford (40:43):
Nice, well, I
tell you what, honey, you just
I mean, you have really, youhave just really hit the nail on
the head with every littlething that you're doing.
Now, what does your husband do?
He's a software engineer.
He's a software engineer, sohe's got his job.
He likes it.
You're out here and you'rebeing the mogul and you're the
millionaire maker.
Yamundow Canara - Yamu (40:59):
He
doesn't like real estate.
I force him, but he's like ah,that's all your stuff, he's not
into it.
Dwan Bent-Twyford (41:05):
But you know
how much you've done on your own
is amazing.
Yeah, thank you, it is amazingand you love it.
So, at our wonderful family, wealways want to know what is
your next biggest goal thatyou're working on and how can we
help you achieve your next biggoal.
Yamundow Canara - Yamu (41:21):
Okay, I
don't know if you guys can help
me.
But I have two kids.
I have a five-year-old and aone-year-old and I want more
kids, but my husband is likewe're done, so I want to take
out my birth control and beaccidentally pregnant.
Dwan Bent-Twyford (41:35):
Okay, well, I
will pray that over you, girl,
Take out that brotherhood.
Claim that in the name of JesusBaby's coming.
Yamundow Canara - Yamu (41:41):
I want a
baby, I want another one.
I'm not done with two, I wantmore kids.
I love kids, but that's onething.
That's my biggest personal goaland financial goal.
Dwan Bent-Twyford (41:50):
He'd get mad
if you accidentally turn up
pregnant.
Yamundow Canara - Yamu (41:52):
That's
what I would say.
Well, I forgot to tell you Itook out the back control.
Dwan Bent-Twyford (41:57):
What is he
going to do?
You know what?
He'll love it, cause he grew upwhere you grew up, right?
Yamundow Canara - Yamu (42:02):
Yes, he
did, okay, so he's probably you
know His dad had two wives, sohe has brothers and a lot of
sisters.
So I don't know why he doesn't.
We cannot have any more wives.
Dwan Bent-Twyford (42:12):
We don't do
that over here.
Yamundow Canara - Yamu (42:13):
No, no,
no, not him, no, no no.
Dwan Bent-Twyford (42:18):
We're
claiming in the name of Jesus
yeah, I'm just having babies.
You can also adopt some kidstoo.
Yamundow Canara - Yamu (42:24):
No, I do
have 17 that I adopted.
So I have started a nonprofitorganization to help kids just
like me, and I started with fourkids for five years and now I
have added more and I have 17 intotal.
Are they here in the?
Dwan Bent-Twyford (42:38):
States.
No, they're in Africa, nice, soyou have a 17 kid that you've
adopt over there, and then thereyou're in control of their
living situation a little bitbetter.
Yes, yes, I am.
You are a powerhouse, sunny.
I have not met very few womenat your age that have done this
many things, and you're doing somany good things for humanity
and stuff too.
Thank you, thank you so much.
Yamundow Canara - Yamu (43:03):
Take out
that birth control girl.
I have some more babies.
Yeah, that's.
That's my personal goal.
My financial goal is I want tobuy more commercial deals.
I've always wanted to get intothe self-study facility.
I just broke in.
It's so hard to find a deal.
Somebody just snatch it up, butthat's.
I want to scale on thecommercial side.
Probably a strip mall, that'ssomething I always wanted.
A warehouse you know those landthat you buy, you convert it to
(43:26):
warehouse and Amazon rents fromyou.
I'm speaking it all out there.
Dwan Bent-Twyford (43:30):
Hey, listen,
the Bible says God tells you to
speak it into existence, as ifit already is.
Yes, that's what I'm saying.
When people tell me like, oh,I'm manifesting to the universe.
I'm like no, don't do that.
Do what the Bible says, Likethe name of Jesus.
I'm speaking this into theworld.
You speak it into existence asif it already is.
(43:51):
Like God literally tells youhow to get things that you want.
Speak them into existence.
I have a strip mall.
I have this.
Thank you, lord, for that stripmall.
It's coming my way, yes.
In my religion even in Jesus,not into the whole universe.
So that's a bunch of hoo-ha.
Yamundow Canara - Yamu (44:07):
Yeah, in
my religion, in the Quran, it
says God is like how you imaginehim too.
So if you say God is going tobless me with this, that's how
you perceive him.
You can get anything you want.
It's like manifesting, butactually speaking it out
spiritually.
Dwan Bent-Twyford (44:24):
I do it all
the time.
Yamundow Canara - Yamu (44:26):
I do all
the time too.
Dwan Bent-Twyford (44:29):
I'm in this
little town here.
We're in clinton, iowa, rightnow.
My husband and I we live, uh,in colorado.
We have a house in florida andhe's from clinton.
We started coming back for highschool reunions and it's like
they have this downtown likeright over here at the downtown,
and I was like bill, thislittle downtown is like half of
it's boarded up and it lookslike a little town.
Right, people got a hold of itand bought some buildings and
(44:50):
fixed them up and put morebusinesses.
This would be like a littleantique shopping food.
So we started doing that fiveyears ago and we have purchased
28 buildings.
Wow, that's amazing.
So we are straight out rehaminga town and I never, I never
thought, thought, I mean, if youwould even told me 10 years ago
, hey, you guys are gonna,you're gonna turn around a town
(45:13):
I'd be like find a block, butthen they got one building.
I was like, lord, we need morebuildings and you know we want
to turn this town around.
And then we ended up, so we gota storage unit and a couple of
that and we've got a buildingright next door with a
four-story apartment buildingwith two floors of commercial
downstairs, two floors ofapartments, commercial at the
(45:34):
top, and it's just like and wejust so I said okay.
So first of all, we're stoppingat 28 because, like that's
really a lot.
But since we've come here, thislittle town, like every
thursday they block off thedowntown street and have music
on the avenue.
Like two weeks ago, like 1700people came out to music
(45:54):
downtown.
That don't even know that thatdowntown's vibing and changing
and getting revitalized andthere's restaurants and there's
we have an antique.
So I had no, nothing about this.
We open an antique store, amarketplace and a coffee shop
and a clothing boutique.
It's like, well, I know enough,you get a building and you rent
out a hundred spaces to othervendors that bring in their own
(46:16):
things.
I got them in the running cashregister, I'll do that.
So we have personally, even inmy own, five years so many more
things that I've never done.
I love the way mine was I needto read all those books right
there.
So I was just like, ah, whatthe heck.
So every time we're just likeLord, just open the door.
So we just do the same thing wespeak it into existence.
The town is getting better.
(46:36):
It's getting amazing.
Thank you for the fast food andwelcome.
Building up and like this Fridayis a big giant sidewalk sale
about three.
So the town is like the, themississippi uh, mississippi
river's here, so illinois, andwe crossed the bridge.
We're in iowa, so it's rightacross the bridge, the
mississippi river, so downtown,three blocks wide and three
blocks deep, so it's just alittle area.
(46:57):
Well, by buying that extra twoparcels of land, it gave us
boating rights, so extended it ablock each way, which bought
some other businesses in, and sonow they're doing like friday's
a sidewalk sale.
Everything's staying open till10 o'clock at night.
There'll be a thousand peopledown here shopping, and we do
(47:18):
wine walks and we do halloweenwalks, and we have christmas,
and we do christmas in july, wedo all this stuff.
And I was like and we doChristmas in July, we do all
this stuff.
And I was like there you go,and it's not all us, it's not
all us.
Other people had a businesshere and there.
But if you have three blocksand half of them are board and
half of them are open, peoplefeel kind of creepy about
(47:40):
walking around.
Now everything's open, evenpeople that haven't finished
their building on the inside.
The outside's done andbeautiful and it looks a hundred
percent different than itlooked five years ago.
I love that.
So, what do we do when we finishthis town?
Do we, do we find another town?
Yamundow Canara - Yamu (47:56):
I'd be
fun to move to another town for
like one year, two years andbuild that up and say, yeah,
we're done here, let's go findanother town.
Dwan Bent-Twyford (48:03):
Let's go find
that you don't to come out of
here.
You're not that far.
You have to come out here toClinton Iowa Sometimes.
Stay for a couple of days.
I'll show you all my bill, allof our stuff and what we did.
Yamundow Canara - Yamu (48:12):
I'm
going to.
I'm going to.
Are you going to text meafterwards?
Dwan Bent-Twyford (48:14):
Yeah, I'll
give you everything, but I'm
telling you it is uh, but duringthat time everybody watched out
for us and other people andother investors said, hey, buy
something in this town.
And the whole town is like it'scompletely different than it
was five years ago.
And I was like God's hand inthat.
(48:36):
And I know for a fact that alot of that happened because we
didn't buy one building andeverybody else says we bought 20
.
And we bought a couple more.
And then we bought a couplemore and then we're like how
many do we need to control thevote on what happens downtown?
If you have 28 parcels?
The two blocks over was astorage unit and then three big
(48:57):
giant buildings side by side,but each one was a parcel and
they're like for semi trucks andthey have all the cranes in
them and the parking lot, so itwas like five or six parcels.
Well, that put us over the vote, the next time being we're
saying, oh, we want to do musicand this and that no, and I said
no, but we have extra votes now.
So here's what we're going todo.
(49:17):
That's power right there.
I'm like listen, I'm a gangster.
I tried to play nice witheverybody.
I got half my stuff voted downfor a year.
I was like no, I don't playlike that.
I have a big dream, a bigvision and y'all won't vote with
me because I only tried it 10years ago.
It didn't work.
I'm like but look at the townnow.
So we got enough parcels andthey just go.
Okay, what do you guys want todo?
Like, oh glad you asked, that'samazing, I love that.
(49:40):
So you're a gangster too?
We're downstairs, that's whatyou gotta be.
Hey, listen, everybody you know.
Yes, every business downtown islike man, I can't believe how
much better we're doing than wedid a couple years ago.
It's like you're just changinglives.
Changing lives um so, um again.
Yamundow Canara - Yamu (50:02):
Tell me
how people reach you yeah, you
can reach me on instagram.
I I'm more active on Instagramon Building Wealth from Rental,
and also on Facebook and YouTubeBuilding Wealth from Rentals.
Dwan Bent-Twyford (50:16):
I love it.
I love it.
I would love to have you backon like in a year and see what
you're up to.
You're one of the people I'dreally like to follow along and
I will send you we'll text whenI I'm done and if you ever get a
chance to come out here whilewe're here, I would be so happy
to have you come and just kindof show you something bigger
that like I wouldn't havethought of something like this
when I was 35.
I only started investing when Iwas 30, but now I'm 65.
Yamundow Canara - Yamu (50:39):
It's
like look, what we got going on
now you look like 48, girl 65.
Dwan Bent-Twyford (50:45):
I don't know
how that happened, I don't know.
I just woke up one day.
It's like, oh my God, I'm 65.
How?
Yamundow Canara - Yamu (50:50):
did that
happen.
You know, time goes by.
I feel like just yesterday Igave birth to my daughter.
She's now one.
I'm like how did you evenbecome one?
I can remember being pregnant,it's crazy.
Dwan Bent-Twyford (51:01):
That's what I
felt.
My daughter turned 35 inDecember.
I was like, can I remember?
Just like, oh, and I was likenow you're 35.
I don't understand how the timewent.
I still feel I think in my mindI'm like stuck at 35.
Yeah, I was working, I wasrehabbing, I was in good shape,
I was having kids.
I was like the Girl Scout mom,the cookie mom, the homero.
That's part of what helps me.
(51:23):
Yeah, because my mind is like Ilove it.
I'm in this town that graduatedwith my husband and he's 66.
And they look like they're 100years old.
Yeah, how many colors theirhair.
How do you tell yourselfthey're all overweight, they all
walk like they're half dead andit's like At the same age as we
are.
I don't understand.
Yamundow Canara - Yamu (51:43):
I think
all you, god, live it up to you
to to work on your mindset.
I said that's it okay.
Dwan Bent-Twyford (51:49):
So I have one
more thing for you.
So everyone, if you enjoyed theshow today which I know you did
I have to tell you I think youmight be my favorite guest of
all time I, you.
You just came from such, a sucha place of hardship that no one
in America can reallyunderstand that.
We really can't.
I mean, the worst poverty thatwe have is like the inner cities
and things like the Appalachianmounds.
(52:09):
I just don't think people canunderstand what you came from,
to be who you are and you and itdidn't taint you Like you have
a good spirit and you're happyand you're like, glowing and
it's really.
You are really a one in amillion person.
You need to claim that andaccept that for yourself,
because I'm telling you that youare.
Thank you so much.
So, everyone else listening, ifyou had a good time today, which
(52:31):
I know you did, it's reallyimportant for those of us that
do podcasts to have you follow,leave a five-star review and
write something about how greatit was.
Also, follow me at Dwan-der-fulon Instagram, facebook, youtube
(52:51):
, all the places, linkedin,dwan-der-ful.
So what I did at Yalma was Itook my name Dwan and wonderful,
and I made a new word and I'mDwan-der-ful.
Yamundow Canara - Yamu (53:02):
I love
it and you are Dwan-der-ful.
You actually look Dwan-der-ful.
I'm Dwan-der-ful, so that's howthat came to be.
Dwan Bent-Twyford (53:07):
I just did a.
And you are wonderful, youactually look wonderful, I'm
wonderful.
So that's how that came to be.
I just did a play on my name.
I thought, ah, that's kind offun.
And so the last thing is, Ialways like my guests to leave
us just with one parting word ofwisdom, but just one single
word, one single wordConsistency.
(53:28):
I like that.
So everyone that listens knowsI tell them to take a little
yellow sticky, write the wordconsistency, put it up on their
mirror and every day that's theword of the week in this
wonderful world consistency,consistency.
But we want to know what itmeans to you, consistency means
don't give up.
Yamundow Canara - Yamu (53:46):
Every
time you on something, you don't
go halfway and say, ah, it'shard, I'm going to leave.
If I had done that, I wouldnever be where I am right now.
So I keep doing the same thingSchool.
I keep studying, even thoughI'm getting people telling me,
oh, you're going to go and getmarried soon, why are you even
disturbing yourself and studyingthis hard?
You're going to eventually dropout and go get married.
(54:09):
Like everyone else.
I keep pushing.
I consistency.
The same thing on my realestate business.
The same thing in myapplications to to universities
consistency.
I'm applying to differentuniversities.
The same thing with the banks,contacting all the banks.
I'm getting rejection.
I'm still consistent on doingwhat I keep doing, what I
believe in, and God gave me whatI prayed for and more.
(54:29):
Yeah.
Dwan Bent-Twyford (54:30):
Amen, girl,
amen, I love it.
So that's what it means.
Folks Just don't give up.
I tell people all the timepeople you know I do a lot of
coaching and mentoring andpeople go oh, that one deal was
so hard.
I don't know if this is for me.
It's like it's one deal I'm2000 deals in a town.
Yamundow Canara - Yamu (54:50):
Don't
tell me it's hard, I know it's
hard, but if it was easy,everybody would do it.
Everybody would do it.
If it was easy, there will beno property left for you to buy
in the first place.
Dwan Bent-Twyford (54:57):
All right.
So, and again, thank you.
I'm just really humbled to meetyou.
I just I love your heart somuch.
I can't even tell you how muchI love you.
And everyone will be back nextweek, same bat time, same bat
channel.
And remember that the truth isin the red letters.
All right, everybody.
Ciao, we'll see you next week.
And, yamu, thank you so muchfor being on.
(55:19):
You have just been such a joy.
See you next week, everybody,thank you, bye.