The Pilot’s Advisor Podcast
Financial and retirement planning guidance from pilot and financial advisor Ryan Fleming. The show will help you figure out how to take your financial plan from takeoff to landing with smooth sailing along the journey. We’ll teach both pilots and non-pilots what it takes to have a successful financial future. The Pilot’s Advisor Podcast will answer your questions about 401(k)s, IRAs, taxes in retirement, long term care needs and much more.
Episodes
We’ve talked about it some already on the show, but the South Carolina Coaches for Charity event has become a passion of ours. The money raised goes to help some outstanding charities, including the Fisher DeBerry Foundation started by Ryan’s former head coach.
Our goal for the 2023 event was to pour our time and effort into helping the organizers continue to grow the event and build on the success they’ve already seen. To help us ...
Imagine being addicted to meth and leading an organized crime ring, only to be arrested and sentenced to life in prison. That was the reality for our guest today, the best-selling author and motivational speaker Damon West.
His story of transformation is unlike any other, filled with tales of resilience, hope, and a unique perspective on life that only prison walls could provide. He went from being a college quarterback with a brig...
In this episode, we construct a helpful conversation about the role of real estate in a retirement strategy, exploring everything from rental income to reverse mortgages. Whether you're a pre-retiree with a portfolio of properties or just curious about leveraging your home equity, this discussion offers thoughtful insights for anyone navigating the crossroads of real estate and retirement.
Home Equity Video:
Are you nearing “retirement age”? If so, let’s explore that pivotal question you’ll soon face: Should you retire or continue working? We’ll unravel the intricacies of this decision, addressing both financial and emotional aspects, and help you find out if you’re truly ready to retire.
Show Notes & Info:
Retire Pilots Website - https://retirepilots.com/
Retirement Toolkit - https://retirepilots.com/toolkit-2/
Pilot Tax - https...
Legendary football coach Fisher DeBerry joins Ryan to discuss the South Carolina Coaches for Charity Event. This year might be the biggest event yet. Listen to learn about their mission. You can also learn more online at https://southcarolinacoaches.com and if you're nearby, consider attending the annual gala on Monday, July 17, 2023.
Show Notes & Info:
Retire Pilots Website - https://retirepilots.com/
Retirement Toolkit - ht...
Are you a golfer? Even if you're not, the game of golf can teach us valuable lessons about retirement planning. For example, hitting a hole-in-one might be thrilling, but it won't necessarily guarantee your overall success. And just like you need different clubs in your golf bag to play a round, you need a well-balanced approach to your investments in retirement. But perhaps the most important lesson from golf is the value of havin...
Today we are joined by Dave Befort, CEO of Max Performance Financial and IBC practitioner. In this episode, Dave will explain how utilizing IBC can enhance retirement planning by eliminating the risk associated with a sequence of returns and offering a volatility buffer. Learn how borrowing tax-free income from the insurance policy can protect your retirement portfolio during market downturns, the advantages of building a tax-free ...
Today we are back with David Befort, the CEO of Max Performance Financial. We find that many of our clients are using 529 plans to prepare for their children's future, but is this the best option? In this episode, we'll highlight the limitations of 529 college savings plans and the potential issues pilots face when using them. We'll then discuss some advantages of IBC, or the infinite banking concept, such as flexibility, penalty-f...
David Befort joins us on today's show. David is the CEO of Max Performance Financial where his mission is to help his clients control their own money. We will be discussing what strategies David uses in his practice and why these can potentially give you more freedom than a typical banking system.
Show Notes & Info:
Retire Pilots Website - https://retirepilots.com/
Retirement Toolkit - https://retirepilots.com/toolkit-2/
Are you tired of one-size-fits-all financial advice that doesn't quite fit your unique needs and goals? In this episode, we'll tackle the question of whether an advisor should tailor a plan to fit your personality. We'll discuss the pros and cons of different approaches and explore how understanding your financial personality can help you make more informed decisions.
Show Notes & Info:
Retire Pilots Website - https://retirepilots....
Are you preparing for retirement but feeling confident that you have covered all the expenses? Well, think again… It turns out that many retirees overlook some crucial expenses that can leave them financially vulnerable. In this episode, we explore the retirement expenses that most people tend to forget, including skyrocketing medical bills, unexpected travel costs, taxes, and much more. We'll discuss practical tips and strategies ...
For many people, their house is the largest asset they own. Many people wonder if they should pay off their house before they go into retirement, or if it's okay to still carry a mortgage in this phase of life. Ryan will give us some considerations when making this important decision and some common situations he sees with his clients.
Show Notes & Info:
Home Equity PDF: https://bit.ly/42PZJo2
Retire Pilots Website - https://retire...
It’s tax season once again and that means Zach Smith of Pilot Tax is back for another episode to help break down some of the tax moves we should be considering for this year and beyond. Join Zach and Ryan as they analyze what future tax rates might look like, how the Secure Act 2.0 legislation could impact your bottom line, and whether it’s wise to over fund a 529 plan.
Show Notes & Info:
Retire Pilots Website - https://retirepilot...
Do you ever feel like your retirement planning goals are always moving? You're not alone. We’ve found that people often move the goalposts in their own retirement planning, often to their detriment. In this episode, we're diving deep into the psychology of retirement planning and the dangers of moving the goalposts.
Show Notes & Info:
Retire Pilots Website - https://retirepilots.com/
Retirement Toolkit - https://retirepilots.com/to...
We took an informal poll of listeners to find out what their biggest financial fears are. On this episode, we’ll explore the most common fears and talk about how they should be addressed in a retirement plan.
Show Notes & Info:
Retire Pilots Website - https://retirepilots.com/
Retirement Toolkit - https://retirepilots.com/toolkit-2/
Pilot Tax - https://pilot-tax.com/
After being discussed in Congress for nearly a year and a half, the SECURE Act 2.0 passed in January. Listen to today’s episode to see what you need to know and learn four ways the new changes might impact you.
Show Notes & Info:
Retire Pilots Website - https://retirepilots.com/
Retirement Toolkit - https://retirepilots.com/toolkit-2/
Pilot Tax - https://pilot-tax.com/
Another year is upon us and it’s a great time to ask yourself 10 questions to assess how ready you are for retirement to kick off 2023. If you’re retiring this year, it’s essential to have some concrete answers to these questions. If you’re still a few years from the milestone, tune in so you can start thinking about these critical conversations. In a non-financial topic, Ryan shares his thoughts as a former football player on what...
As we turn the page to a new year, Ryan looks back at lessons learned from 2022 and analyzes predictions for what 2023 will bring. We'll touch on taxes, inflation, the stock market and topics specific to the airline industry.
Show Notes & Info:
Retire Pilots Website - https://retirepilots.com/
Retirement Toolkit - https://retirepilots.com/toolkit-2/
Pilot Tax - https://pilot-tax.com/
If you’ve ever wanted to just learn a little more about investing in the stock market, this episode is for you. We’re going to cover some of those terms you’ve probably heard before, but perhaps never truly knew what they meant.
Show Notes & Info:
Webinar link https://retirepilots.com/2022/11/how-to-survive-a-bear-attack/?inf_contact_key=374777225ed5fcfe65812a763a9df2cf
Link to NASDAQ, DOW and S&P 500: https://www.nasdaq.com/
Sometimes you need to find a new financial advisor. Other times, you might think you need a new advisor, but really, you’re just guilty of thinking that the grass is greener on the other side. Let’s discuss some common scenarios and whether they’re legitimate reasons for leaving your advisor…
Show Notes & Info:
Retire Pilots Website - https://retirepilots.com/
Retirement Toolkit - https://retirepilots.com/toolkit-2/
Pilot Tax - htt...
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