What happens when your favourite financial educator’s identity is hijacked by scammers? In this episode, Ben and Cameron pull back the curtain on a disturbing but increasingly common reality: sophisticated scammers using Ben’s name, voice, and online content to steal from unsuspecting investors. Ben breaks down exactly how these scams work—everything from fake WhatsApp investment groups and cloned emails to AI-generated voice notes and “pig butchering” scams that promise guaranteed returns. You’ll hear about pump-and-dump operations, shady PDFs full of financial nonsense, and how scammers prey on optimism, credibility, and fear of missing out.
Key Points From This Episode:
(0:04) Why the Rational Reminder podcast builds connections—and unintended consequences of trust
(1:58) The hidden value of the podcast’s reach: referrals and relationships that can’t be measured
(4:03) How a last-minute topic pivot turned into an urgent discussion on scams
(5:24) Why investment scams are more sophisticated—and dangerous—than ever
(6:16) AI voice clones and impersonation: How deepfakes make scams harder to spot
(9:26) Why specific scam education works better than general warnings
(12:29) Source credibility: Why scammers use trusted names to win trust fast
(15:23) Ben’s firsthand story of infiltrating a fake “Ben Felix” WhatsApp trading group
(19:57) Pump-and-dump in real time: How Ben tracked a fraudulent stock scam
(23:39) The email scam that used Ben’s name to pitch “secret” investments
(25:08) YouTube comment scams: the “fake advisor” trap and pig butchering explained
(31:15) How scammers use financial jargon that sounds smart—but means nothing
(34:52) The classic red flag: promises of guaranteed, high returns with zero risk
(41:23) Financial planning hot takes: unconventional views from the Rational Reminder Community
(49:44) Upcoming road trips and community meetups for Rational Reminder listeners
Papers From Today’s Episode:
https://zbib.org/e42750e4157e468d83fc633b40ddb0d1
Links From Today’s Episode:
Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p
Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582.
Rational Reminder Website — https://rationalreminder.ca/
Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/
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