The Your Life! Your Terms! Show

The Your Life! Your Terms! Show

Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star Inner Circle, the Rock Star team has helped Canadians invest in $3B+ of income properties and build freedom. Join thousands living life on their terms & start your journey at RockStarInnerCircle.com

Episodes

July 18, 2025 89 mins

In this episode, Adam Niman returns to reveal what he discovered after digging deep into participating life insurance, infinite banking, and the promises sold alongside them.He breaks down real policy illustrations, compares them to market returns, and asks one uncomfortable question: why are so many investors being told this is the smartest move for their money? We explore the truth behind the sales tactics, the math behind the hy...

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Darcy Griffith has been a Rock Star member since 2009—and his journey is nothing short of remarkable. In this wide-ranging conversation, we cover his experiences investing across small-town Ontario, buying property in Italy and Mexico, and why he’s now strategically winding down his portfolio to prepare for retirement. He shares lessons learned the hard way, how he's rethinking his entire investment strategy, and what every inv...

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What if the obesity epidemic, chronic illness, and skyrocketing food prices weren't accidents—but deliberate outcomes of a broken monetary system? Investigative journalist Matthew Lysiak joins us to break down the real story behind his book Fiat Food: Why Inflation Destroyed Our Health and How Bitcoin Fixes It. From Nixon's 1971 gold shock to today's ultra-processed diets, we trace how fiat currency enabled the state to...

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What happens when life forces you to face your mortality head-on, three times in a row?

In this heart-opening and deeply insightful conversation, Rock Star member and author Michael Drake shares the raw, personal journey that inspired his book The Paradox of a Mortal Mind. After losing three people close to him, including a friend at just 41 years old, Michael realized he had been living a life out of alignment with his true values.

...

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Craig Ballantyne returns to share raw insights on discipline, relationships, and how to stay grounded in a world moving at AI speed. We get into the cost of hustle culture, why most people are solving the wrong problems, and how your network can change everything. Craig breaks down how to think clearly, act with intention, and simplify your life for maximum impact. This one’s packed with perspective, practical wisdom, and the minds...

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Anton Livaja has spent years protecting billions in digital assets, advising Bitcoin companies, and helping people take control of their digital lives. In this episode, we dive into what it really means to secure your information in today’s world, how open-source tech is reshaping privacy and personal freedom, and why Anton is choosing to live and work globally with a home base in the Cayman Islands. From hacking threats to hardwar...

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Everyone’s talking about Florida as the next big move for Canadians—sun, sand, and supposedly easy money. But is it really all it’s cracked up to be?In this episode, we sit down with Fabio Campanella, who’s just completed a deep dive into the Florida real estate market. Whether you’re eyeing a personal vacation home, an income-generating rental, or a hybrid Airbnb setup, Fabio’s explored it all—and he doesn’t hold back.We dig into ...

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On this episode, we sit down with Victoria Suen—Investor, Architect, Designer, and Rock Star Member—who’s built a thriving real estate business by betting on herself and saying yes to big opportunities.


We talk profitable multi-unit BRRRs in Toronto, what the numbers actually look like, and how she turned her creative background into serious cash flow. Victoria shares how she quit her job, launched her own architecture firm, and...

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Jonathan Stanton-Humphreys has lived through the collapse of currencies, Marxist regimes, and political upheaval—from Rhodesia to South Africa, to Canada, and now London. In this episode, he shares what those experiences taught him about tribalism, power, and the danger of fiat money. We also explore how his company, TallyMoney, is bringing gold back as a usable, everyday currency.

Connect with Jonathan: https://uk.linkedin.com/in/...

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Lawyer and real estate investor Shawn Quigg joins us to unpack the wild legal side of investing. From nightmare tenant stories to promissory note disasters and joint venture fallouts. 

If you're in real estate and working with partners, lenders, or tenants, this is the behind-the-scenes education you didn’t know you needed!

Get in contact with Sean on Instagram: https://www.instagram.com/spquigg/ or shoot him an email at: shawn@c...

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Dr. Kaitlin spent years on the front lines of emergency medicine before realizing the real crisis was happening long before people showed up at the hospital. Now, she’s on a mission to reinvent healthcare through Benchmark Proactive Health. A proactive, data-driven system focused on prevention, not prescriptions. In this episode, we dive into the metrics that actually matter, why muscle is medicine, and how you can take full contro...

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What if Bitcoin wasn’t just about price charts—but about rebuilding financial services from the ground up with integrity, mission, and values?
In this episode, we sit down with Pablo, Bitcoin Evangelist at Bull Bitcoin, to explore how they’re doing exactly that. We go behind the scenes of the crypto exchange business, uncover how Bull Bitcoin is building powerful financial services beyond just buying and selling Bitcoin, and discuss...

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Ready to flip your business finances upside down? In this episode, we sit down with Mike Michalowicz—the author of Profit First—to break down his revolutionary cash management system that’s helping entrepreneurs prioritize profit, control spending, and build lasting financial freedom. 

Mike shares how taking profit first, using Parkinson’s Law to make your money work for you, and creating disciplined financial habits can transform y...

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Get the latest state of the union on Ontario’s Landlord-Tenant Board straight from paralegal expert Kelly Hawkes.

We break down the positive changes landlords have been waiting for—shorter hearing wait times, system improvements, and how to confidently navigate today’s rental market.

Discover the truth behind the conspiracies of the LTB, learn practical, highly applicable steps to qualify for an above-guideline rent increase you mi...

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He’s back. And he's not holding back.

Len the Legend returns to drop truth bombs about the Canadian dollar (aka the Arctic Peso), the illusion of the banking system, why real estate won't crash 50%, and more.

This one’s packed with bold takes and hard truths. We break down:

  • Why more Canadians are rethinking where and how they live

  • What most people get wrong about real estate and the banking system

  • How Bitcoin fits into a lon...

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What if everything you thought about global finance is upside down?In this episode, Brent Johnson—creator of the Dollar Milkshake Theory—breaks down how global debt, relentless demand for the U.S. dollar, and systemic imbalances are reshaping the world economy. We dive into:

Why global demand for U.S. dollars is still relentless

Why a global sovereign debt crisis is inevitable (but not imminent)

The critical importance of diversificat...

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Is Canada’s banking system really built to serve you—or serve itself? 

In this episode, we sit down with Andrew Spence, author of Fleeced: Canadians Versus Their Banks, to break down how the Big Six operate as a protected oligopoly. 

We explore the country’s resistance to innovation, what’s keeping real financial progress stuck in neutral, and the big trends set to disrupt the banks— whether they like it or not. 

If you’ve ever felt l...

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What does it really take to become a full-time content creator?

Robin Syre has released a new podcast episode every single day for over 500 days. In this episode, we dive into his journey—from discovering Bitcoin to building a daily podcast, quitting his job, and turning content into a full-time living. We talk about how he built momentum, how he monetized, and the mindset needed to go from side hustle to full-time creator.

We also g...

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Matt and Gino Spada built a real estate portfolio while simultaneously growing a busy health club business—and they managed the properties themselves the entire way through.In this episode, they share how $350/month in cash flow turned into $600,000 payouts years later, why they stayed hands-on with their rentals, and how they made real estate work as a long-term wealth strategy alongside running a demanding business.
They break...

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What if the way we’ve been told to raise and educate our kids is totally backwards?

In this episode, we chat with Matt Beaudreau — former public school educator turned full-blown education rebel and co-founder of Apogee Strong. He left the traditional school system after realizing it wasn’t built to develop strong, independent humans — it was built to create obedient ones.

Now he’s helping families around the world raise sovereign ki...

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