This is Money Podcast

This is Money Podcast

What you need to know about money each week and what the news means for you, from the UK's best financial website.

Episodes

August 8, 2025 43 mins
The Bank of England has cut interest rates again, but this time, the decision wasn’t straightforward. 

Georgie Frost, Lee Boyce and Helen Crane ask what the division in the Monetary Policy Committee tells us about the state of the economy right now, and what the cut means for our money. 

We also talk about plans to hit those in wealthier areas with bigger council tax bills. Why is the current system so unequa...
Mark as Played
While the average household pays £16,700 in direct tax on income, our audit shows  this is just the tip of the iceberg.

We all pay a multitude of other taxes, from air passenger duty to environmental levies on our energy bills.

Lee Boyce, Simon Lambert and Georgie Frost discuss what the total sum is - and that our tax rate is more like 57 per cent.

And tax rises don't always bring in more cash for th...
Mark as Played
A stark warning has been sounded that the state pension age could have to rise to 74 for those under-30s.
The Institute for Fiscal Studies' pronouncement in the same week that the government announced a state pension review set the cat amongst the pensions.
But would Labour - or any party - really hike the state pension age that high? Wouldn't it  be political suicide and spark protests in the street?
The IFS warni...
Mark as Played
How do you solve a problem like high house prices without sinking the economy?
That's a conundrum that's kept politicians and central bankers awake at night for years. Now there's a new plan. Rachel Reeves unveiled a push for bigger mortgages this week, with the backing of the Bank of England, financial watchdogs, banks and building societies?
Protections in place since the credit crunch-induced crash will be swept awa...
Mark as Played
The slashing of the cash Isa was considered a nailed on certainty in next week's Mansion House speech, but now it seems Rachel Reeves has had a change of heart.
So, has the cash Isa allowance been saved for good, or is this just a victory for now - before the axe falls in the Budget?
On this episode of the This is Money Podcast, Georgie Frost, Lee Boyce discuss what next for the cash Isa and whether there was any merit...
Mark as Played
Mark as Played
The nation's favourite savings product has just got a little less generous.

The prize rate on NS&I's supremely popular Premium Bonds will be slashed from 3.8 per cent to 3.6 per cent from the August draw - the fifth cut since March 2024.

On this week's podcast, Helen Crane, Tanya Jefferies and Georgie Frost discuss why Premium Bonds are the Marmite of the savings world, and ask whether the latest cut will...
Mark as Played
Mark as Played
What would you do with £208million? Ahead of another Euromillions rollover, This is Money spoke to an adviser to those fortunate few who have scooped a jackpot to get some practical tips on what to do if you win big…just in case!

Would friends and family be top of your list when it comes to how to spend it... or something else? Lee Boyce, Simon Lambert and Georgie Frost discuss.

Simon turns his focus o...
Mark as Played
Tax is an increasingly taxing subject for many people who feel hard done by as Britain’s complicated system catches them out.

From quirks of the system, such as the 60 per cent tax trap and child benefit removal, to the childcare cliff edge, frozen thresholds, and pensions soon to be dragged into inheritance tax, there’s a whole host of things to drive us mad.

And, it’s getting worse. The Tories and now Labou...
Mark as Played
Banks have many tricks up their sleeves to try to attract customers and reward loyalty but Britain's biggest building society Nationwide appears to have hit upon a winning formula.
Its Fairer Share payments are back for a third year, with a £100 bonus for qualifying members.
Fairer Share has been credited with helping boost Nationwide's already strong position in the current account market.
The payments were announ...
Mark as Played
Mark as Played
How long did you take looking round your home before you put an offer in for it? The average prospective buyer spends just 43 minutes. 

Surprise, surprise, research suggests that it pays to take your time.

This is week, Georgie Frost, Simon Lambert and Lee Boyce talk about what should be on your checklist before you take the plunge and buy a property.

Should you go by vibes alone, or do...
Mark as Played
Mark as Played
When it comes to investing, it's stock markets that regularly hog the headlines but it's government bond markets that really matter.

Share prices taking a prolonged tumble is one thing but if bonds take a hammering, the financial world starts to really the notice.

A textbook example occurred a few weeks ago when in the aftermath of Donald Trump's introduction of US tariffs, stock markets took a dive and the P...
Mark as Played
Major banks are tweaking their rules to allow borrowers to get bigger mortgages, while a new upstart lender is offering seven times salary home loans.

Is this a welcome easing of the too tight rules to suit people’s needs or the start of a recipe for financial disaster?

On this week’s podcast, Georgie Frost, Lee Boyce and Simon Lambert dive into the world of mortgages and look at whether lenders are coming up...
Mark as Played
Amid Donald Trump's tariff madness, there may be a silver lining for British investors.

With American exceptionalism swiftly being replaced with American erraticism, the UK is attracting the eye of international investors.

They see the FTSE - and its European counterparts - as a relative bastion of sanity and somewhere that a rules-based trading system can ride out the storm away from a US government seemingl...
Mark as Played
For years, two-year fixes were the mortgage of choice for most homeowners - but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock in super-low rates.

Now, UK Finance figures show shorter fixed deals are once again back in vogue.

Does that mean people think rates are heading down - and what do you need to think about when choosing yours? This is Money's Helen Crane and Georgie Frost discu...
Mark as Played
Markets around the world have slumped, the dollar weakened and fears mount of a global recession, after Donald Trump announced huge 'reciprocal' tariffs on over 100 countries.

The UK appears to have got off lightly, attracting just the baseline 10 per cent tariff - but even that will wipe out the Chancellor's beloved headroom and leaves the door wide open for tax rises in the Autumn.

How else could it hit us ...
Mark as Played
Rachel Reeves is back to where she started after the Spring Statement, with her £9.9billion of budget headroom restored but at what cost.
The Chancellor was true to her word and didn't turn this week's economic update into a second Budget, with no tax changes coming in.
But a wave of spending cuts was announced, along with growth forecasts going both down and up.
We also got the Office for Budget Responsibility's u...
Mark as Played

Popular Podcasts

    UConn basketball star Azzi Fudd brings her championship swag to iHeart Women’s Sports with Fudd Around and Find Out, a weekly podcast that takes fans along for the ride as Azzi spends her final year of college trying to reclaim the National Championship and prepare to be a first round WNBA draft pick. Ever wonder what it’s like to be a world-class athlete in the public spotlight while still managing schoolwork, friendships and family time? It’s time to Fudd Around and Find Out!

    Crime Junkie

    Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.

    24/7 News: The Latest

    The latest news in 4 minutes updated every hour, every day.

    Stuff You Should Know

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

    The Breakfast Club

    The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.