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January 27, 2025 8 mins
Beyond the Rate – The Questions That Matter Most When Choosing A Mortgage Episode Summary

Are you making the most informed decision about your mortgage? In this episode, Bo Kauffmann dives deep into the critical questions homebuyers should be asking—beyond just the interest rate. While the rate grabs most of the attention, other factors like prepayment options, penalties, and mortgage portability could save you thousands and provide essential flexibility for your future.

Learn how to evaluate the total cost of your mortgage and avoid the common pitfalls many buyers face when focusing solely on rates. Whether you're a first-time buyer or looking to upgrade, this episode is packed with actionable insights to help you make the smartest choice for your financial future.

🎙️ Highlights:
  • 💡 Why focusing only on the interest rate can cost you more in the long run.
  • 📅 How amortization periods impact your monthly payments and total interest.
  • 💵 The importance of prepayment options and how they can save you thousands.
  • 🔑 Avoiding hefty penalties: What to know about breaking your mortgage early.
  • 🏡 The value of a portable mortgage when planning for future moves.
  • 🤝 How to find a lender with great service and transparent terms.
Why This Episode Matters

Choosing the right mortgage is more than just securing a great rate. This episode gives you the tools to ask the right questions and find a mortgage that fits your life, your goals, and your financial situation. If you're house hunting, this is a must-listen!

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🚀 Connect with Bo

Need expert advice on buying, selling, or finding a trusted mortgage broker? Contact Bo directly:

Let me know if you'd like any further adjustments or additions!

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