Market Update - September 2025

Get the latest insights on how the financial markets are performing from WHZ's VP, Associate Financial Advisor Holly C. Wanegar, CFP®.

- Subscribe to the You and Your Money podcast
- Follow us on Facebook, Instagram, LinkedIn and YouTube
- See how we can create a tailored financial strategy to help you live with Absolute Confidence, Unwavering Partnership, For Life: whzwealth.com

Episode Transcript

(00:10):
Yeah. We'll,kick it off here with some
positive news and positivereturns year to date in,
in the markets.
Company valuations remain highso that's, that's driving a,
a lot of this.
The S&P is up almost11% year to date.
The Dow Jones is up about 8%.
NASDAQ about 11 and a half.
Bonds are also doing well at 5%,and internationals winning the

(00:32):
race this year, up about 23%.
There are still some factors wecontinue to watch though.
Tariffs, jobs, inflation, rates,all,
all things that there continuesto be some uncertainty around
that we'll be watching to seehow they play out through,
through the end of the year.
Of course,if the tariff tantrums

(00:52):
stick around,that could raise inflation a
little bit in, in the near term.
And then the jobs report that iscoming out later this
week will be,will be watched to see how
that job growth continues and,and monitoring that
unemployment rate.
Expected both to still stay in,in positive territory there.

(01:13):
And inflation,inflation is something to watch.
It has been inching up overthe last few months.
So we'll see what, what thewhat the,
what the rates show on the11th when it comes out.
That's expected to come up from2.7 in July to about 3% is the
expectation. So we'll see that.
And these all will impact whatthe Fed does with

(01:34):
interest rates.
We've been talkinga lot about that.
Yeah.
And there is an expectationthe Fed to cut rates 25 basis
points in September and thenanother 25 basis point cut
before the end of the year.
And that's really aligned to,to their long-term strategy
of bringing that, that,that rate down to about 3%.
So what does this meanfor our investors?

(01:54):
Of course politicaltheatrics are,
are likely to continue and candrive some uncertainty
in the markets.
With these positive returns,could always be a good time to
rebalance back to your targetand maintain a diversified
portfolio that helps keep yourlong-term financial plan on
track to achieve your goals.