Unlock the secrets of savvy homebuying and empower yourself with knowledge as we team up withindustry experts Sarah Perkins, Adam Dahlberg, and lending guru Ryan Nelson. We're cutting through the confusion to bring you a comprehensive breakdown of loan programs, from conventional to FHA and VA loans. Get ready to bust myths, especially the one about needing a 20% down payment, and discover the reality of the national average down payment—it's time to redefine what you thought possible in homeownership.
Navigating the homebuying maze can be tricky, but you don't have to do it alone. This episode is all about the value of having a skilled realtor in your corner, someone who can untangle the complexities of downpayment assistance, bond programs, and the rare chance that sellers might cover closing costs. We'll take you behind the scenes of a lender's office to see exactly how your financial landscape is assessed to find the perfect loan for your dream home.
When it comes to aligning your finances with your homebuying aspirations, the strategy is key. We're sharing how to optimize your credit card debt to enhance your credit score and unlock better mortgage rates. Hear firsthand how making a smaller down payment might actually be a smart move, and learn about the magic of loan recasting for those with extra funds post-purchase. Join us as we discuss all this and more, blending personal stories with expert advice to guide you toward financial savvy in your home buying journey."
72Sold Arizona Lifestyle with HollyWaxman" is available on Apple, Spotify, iHeart, and everywhere you listen to podcasts. Just click the link in bio to check it out!
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For all your real estate needs call Holly at 602-388-0319.
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