ABA Banking Journal Podcast

On the latest episode of the ABA Banking Journal Podcast, ABA's Heather Trew breaks down recent news about the president's executive order on illegal immigration and the financial system and the advisory from the Financial Crimes Enforcement Network, the OCC, the FDIC and others on red flags associated with illegal immigration. Trew covers:

• An overview of the executive order and advisory
• Financial typologies of suspicious ac...

In an environment with higher-yielding options, how can banks compete for effectively for deposits? On the latest episode of the ABA Banking Journal Podcast — presented by Nexcess — Marc Womack, who leads the U.S. consumer deposits franchise at TD Bank, discusses his approach to maximizing data, customizing deposit offerings, developing valuable product bundles and using both physical and digital touchpoints to meet con...

Over the past two decades, Pennsylvania-based F.N.B. Corporation has grown its assets from roughly $5.4 billion to $50 billion, grown its net operating income by a similar ratio and more than doubled its retail footprint. On the latest episode of the ABA Banking Journal Podcast — presented by Nexcess — Chairman, President and CEO Vincent Delie discusses his approach to growing the franchise and how F.N.B. is investing i...

Several factors — the growth of the U.S. economy and asset prices, generational transitions and changing values — are reshaping the wealth management and financial advice sectors. More individuals and families are falling into the high-net-worth (investable assets of over $3 million) and ultra-high-net-worth (assets of over $30 million) than ever before. How are banks positioned to capitalize on this evolving marketplac...

In recent years, credit union business lending and the number of credit unions that exceed the statutory cap on member business lending have shot up sharply. What risks do these trends pose to safety and soundness and financial stability? On the latest episode of the ABA Banking Journal Podcast, ABA's Dan Brown and John Vermillion discuss their recent research on the subject. Not only does outsized credit union commercial activity ...

Sponsor banking, or banking as a service, is a unique opportunity for banks — but it requires strategy, discipline and a laser focus on risk. On the latest episode of the ABA Banking Journal Podcast, Amanda Swoverland, president of Hatch Bank, discusses her bank's strategy in BaaS. Among other topics, Swoverland talks about:

• Hatch Bank's evolution as a sponsor bank focused on embedded lending and card issuance.
• How board...

Major tech platforms make billions of dollars from scammers who advertise on their sites, according to reporting from Reuters, and there's not much incentive for them to change their practices — yet. Sens. Ruben Gallego (D-Ariz.) and Bernie Moreno (R-Ohio) have introduced the SCAM Act, which would take steps to tackle these scams. ABA strongly supports the SCAM Act, and on this crossover episode of the ABA Banking Journal P...

From one location in Wilmington, North Carolina, Live Oak Bank is the nation's largest Small Business Administration lender and a leading partner in developing technology for community banks. With an uncertain economic and business environment, two top executives from Live Oak Bank joined the ABA Banking Journal Podcast to discuss:

• How Live Oak delivers personalized banking services to a nationwide footprint.
• Where small bus...

If Texas were an independent country, its economy would rank as the world's eighth-largest. "France is the seventh largest economy in the world and I don't think it'll take as much time at all to catch them," laughs Texas Bankers Association Chairman Ron Butler. On the latest episode of the ABA Banking Journal Podcast, Butler — who is also vice chairman and chief administrative officer of $14 billion-asset, Abilene-based Firs...

The discontinuation of penny production in 2025 caused operational challenges for banks when the regional Federal Reserve banks said they would stop accepting pennies for deposit at coin terminals -- accelerating the circulation shortage that's posing challenges for retailers. Today, the Fed reversed that decision, resuming deposits effective Jan. 14. On the latest episode of the podcast, ABA payments expert Steve Kenneally walks...

The Philippines is a fast-growing economy, but it lags its peers in the unbanked rate, with more than four in 10 Filipinos unbanked, according to McKinsey. Many Filipinos use nonbank-provided ewallets, but bank penetration is on the rise since 2020, when the central bank approved a new license type for digital banking, helping the Philippines' traditional banks meet the mobile-first needs of Filipinos. In this episode, Russell Hern...

The bank consolidation logjam broke in 2025, with several banks, including large regionals, inking major deals amid an accelerated pace for approvals. While that may reflect both pent-up deal flow and a rush to get transactions done in a favorable environment, on the latest episode of the ABA Banking Journal Podcast, Paul Davis notes that the rush is forcing everyone in the market to pay attention and be ready. Davis discusses ...

Jon Sisk and Matt Lujano's banks couldn't be more different at first appearance — Sisk is a top executive at a community bank in Santa Cruz, California, near the beating heart of America's tech ecosystem, and Lujano leads a bank primarily based in a rural area of western Iowa where farming is dominant. But they share a positive outlook on the role of tech in community banking. As chair and vice chair, respectively, of ABA's C...

The Erie Canal — one of the biggest milestones of American history — celebrated the bicentennial of its completion this week. On the latest episode of the ABA Banking Journal Podcast, acclaimed economic historian and Banking Journal columnist John Steele Gordon and editor-in-chief Evan Sparks discuss the canal's development and construction, the involvement of the Savings Bank of New York in financing it, how it transf...