California’s Homeowners Insurance is in Crisis
Here’s What You Need to Know In this episode of All Things Wildfire, OP Almaraz sits down with Robert Feldman, CEO of WOWS Insurance, to break down the skyrocketing premiums, shrinking coverage options, and the wildfire-driven shakeup hitting California's insurance market.
Robert Feldman is an insurance professional with nearly 25 years of experience. Robert’s specialty is insurance in fire zones and hard to place risks. As an industry professional, Robert has served as a speaker at the California Association of Realtors. Robert travels the state educating realtors about how to secure insurance for homes that are deemed uninsurable. Robert serves on many task forces and insurance panels, working directly with senior leadership of many insurance carriers to solve the state’s current insurance crisis. To that end, Robert is the founder of WOWS Insurance Services, designed to deliver insurance solutions for large homes that struggle to secure insurance in California.
OP and Robert dive into the WOWS Insurance program, a bold initiative aiming to transform how high-risk homes stay insured.
You’ll learn:
Why fire hardening is no longer optional
The difference between admitted vs. non-admitted insurance
What the California FAIR Plan doesn’t cover
The hidden power of realtors in keeping homes insurable
Why neighbor collaboration and annual mitigation are now essential
Whether you're a homeowner, broker, or real estate pro — this episode is your wake-up call.
Subscribe for more wildfire defense strategies and real estate risk insights.
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