All Episodes

June 28, 2023 76 mins
Episode 23 (Insuring Your Home: Top Insider Tips):
 
In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending. 
 
In The Scoop, we're joined by a special guest and insurance broker - Jeff Nengel of Baystate Insurance Group. We discuss the importance of having the proper coverage when buying a home, and some tips on what to consider when choosing an insurance policy. 
 
In this week's The Unreal, we talk about some good news! Do you know what asset class now eclipses the value of the S&P 500 and in fact that of all US public companies? 
 
In The Spotlight we feature Maggie's Farm in Hamilton! Farm to table with super fresh, locally-sourced ingredients. They're on Instagram at @maggiesfarm_md, or call them at (410) 254-2376, or find them on the web at www.maggiesfarmmd.com. Check them out!
 
Episode Highlights
  • Brad surprises Michael
  • Special guest: Jeff Nengel with Baystate Insurance Group
  • Words to live by: "Always rake your bunkers."
  • We have no control over the TV in our homes
  • [00:05:15] THE RUNDOWN (Mortgages)
  • [00:08:41] THE RUNDOWN (Real Estate)
  • More props for @logan_mohtashami (follow him on IG)
  • [00:18:41] THE SCOOP (Insuring Your Home: Top Insider Tips)
  • [00:22:38] Why are insurance companies leaving California?
  • [00:28:30] What should people be aware of when choosing an insurance company?
  • [00:32:30] How much coverage is enough?
  • [00:35:22] What types of coverage do homeowners need?
  • [00:38:15] What's the scoop with liability insurance?
  • [00:41:22] Does it make sense to bundle policies?
  • [00:44:10] What can homeowners can do to save money on insurance?
  • [00:46:36] What's not covered with typical home insurance policies?
  • [00:52:44] How can you find out who the best insurance companies are?
  • [00:58:00] How often should you review your insurance policies?
  • [01:01:42] Final thoughts from Jeff Nengel
  • [01:05:35] THE UNREAL
  • Any guesses what has become the largest asset class in the US?
  • [01:09:40] THE SPOTLIGHT
  • Maggie's Farm in Hamilton!
  • [01:12:20] Final thoughts
  • Next episode - Well and Septic: What Homeowners and Homebuyers Should Know (another special guest!)

Hosts

Michael Becker, Sierra Pacific Mortgage
NMLS #200085
Michael.Becker@spmc.com
(443) 310-0012 (m) / (410) 252-9000 (office)
https://lo.sierrapacificmortgage.com/michael-becker 

Brad Cox, The Vesta Group of Long & Foster Real Estate
MD Lic #652795
Brad@HomesByVesta.com
(410) 375-7550 (m) / (410) 583-5700 (office)
https://www.bradcox.realtor/ 

Our Guest

Jeff Nengel, Baystate Insurance Group
(410) 419-6273 (mobile)
https://www.savewithbig.com

Links

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