#71: From Diapers to Diplomas: Strategic Financial Planning for Families

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In this episode of Blue Chip NOW!, Daniel Dusina, CFA, is joined by Adam Larkin, CFP®, and Dan Seder, CFA, CMT, CFP® for an in-depth discussion on the real costs of raising a child and the best financial strategies for securing their future. Kicking off with market commentary on the most recently announced tariffs and their ripple effects, the conversation quickly transitions into the practical, personal, and long-term considerations of new parents. Daniel shares insights from meticulously tracking his baby’s expenses over nine months, providing real, actionable figures that many new parents can relate to. 

The core of the discussion focuses on various investment vehicles including 529 plans, UTMA accounts, Roth IRAs, and even brokerage options, with detailed breakdowns of their pros, cons, tax implications, and strategic uses. Whether you’re a new parent, a grandparent, or just someone looking to better understand education savings tools, this episode is a comprehensive guide to making informed financial decisions that will benefit your family for years to come. 

Individual views and opinions expressed in the podcast, article, or other media included herein may not necessarily reflect the views and opinions of Blue Chip Partners, LLC. This material has been prepared for informational purposes only and is not intended to provide and should not be relied on for individualized