The year 2025 has been one of significant changes for brokers, with demand-side housing initiatives dominating the landscape. Liam Garman and Trent Carter unpack policies such as 5 per cent Deposit Scheme, Help to Buy, and changes to HECS-HELP serviceability, exploring whether these measures are genuinely improving affordability or simply adding pressure to already competitive property markets.
The hosts also delve into trust lending and the introduction of debt-to-income (DTI) caps, explaining why borrowing through trusts doesn't automatically increase capacity and why DTI limits are about responsible lending rather than dramatic market disruption.
Tune in to discover how lender behaviour and the growing role of AI in broking are reshaping the industry and why brokers who combine relationship-driven advice with efficiency tools are set to remain a central part of Australia's lending ecosystem well into 2026.
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The Joe Rogan Experience
The official podcast of comedian Joe Rogan.
Two Guys, Five Rings: Matt, Bowen & The Olympics
Two Guys (Bowen Yang and Matt Rogers). Five Rings (you know, from the Olympics logo). One essential podcast for the 2026 Milan-Cortina Winter Olympics. Bowen Yang (SNL, Wicked) and Matt Rogers (Palm Royale, No Good Deed) of Las Culturistas are back for a second season of Two Guys, Five Rings, a collaboration with NBC Sports and iHeartRadio. In this 15-episode event, Bowen and Matt discuss the top storylines, obsess over Italian culture, and find out what really goes on in the Olympic Village.