Target Date Funds (TDFs) might seem like a simple solution for your 401(k), but are they really working for you? In this episode, Brandon Bowen breaks down the pros and cons of TDFs, why they may be too “vanilla” for your retirement goals, and how a personalized portfolio review can uncover hidden fees, overlap, and missed opportunities. If you’re relying on a set-it-and-forget-it strategy, it might be time to rethink your approach.
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