Common Sense Financial Podcast

The complexity of Social Security calculations can cause some confusion around when someone eligible should file and claim their benefit. There are a lot of variables to consider and acronyms to decipher that can make Social Security feel like a confusing hedge maze.

Let’s cut through some of the noise and clarify some of the most pressing questions around Social Security benefits and what questions you need to consider to determin...

If you tune into social media, there are a lot of influencers and gurus peddling one-size-fits-all financial advice and unfortunately plenty of investors base their strategies on what these people recommend.

Find out why basing your investment decisions on what’s trending on TikTok is short sighted and discover the seven indispensable steps of building wealth that are the most common among our most successful clients.

• Conventi...

In this episode, Brian Skrobonja answers the top questions he receives from people looking for help with their financial plan.

He sheds light on why a plan is more than just picking stocks, what most people get wrong about passive income, and the benefits of knowing how much tax liability you’ll have in the future.

• Brian answers the top questions he receives from people looking for financial planning assistance. 
• He starts by ...

Most business owners come into the financial game as the quarterback. They’re telling their CPA and financial advisor what they need and when they need it instead of working as a team to plan out a cohesive strategy.

This needs to change.

Listen to the latest episode of the podcast to learn why your business needs a financial team that works together, and how to incorporate tax planning strategies into your operation, so you’re not...

Entrepreneurs by nature are continuously occupied with running their business and wearing multiple hats throughout the day just to keep things running smoothly. Unfortunately, that leads entrepreneurs into making a number of common mistakes.

Mistakes that damage the long-term success and potential of their business.

Listen to the latest episode of the podcast to learn about the four most common financial mistakes entrepreneurs make...

High income professionals face a unique situation when it comes to their retirement. You have the dual challenge of having your money tied up in your investments and also looming tax burdens once you retire.

Listen to the latest episode of the podcast to learn about a Specially Designed Life Insurance policy, also known as a life insurance retirement plan, and how it could be the wealth preservation tool you’ve been looking for.

The concept of investing is often associated only with money and the pursuit of wealth, but this Annuities are a popular thing these days… why is that the case?

And are they a valid option for those planning their retirement?

In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja explores the world of annuities – from what they are and the three types of annuities all the way to four common myths, Brian’s “...

In this episode, Brian Skrobonja breaks down ways to save, grow, and invest your money.

He sheds light on what a well-diversified portfolio looks like, the true definition of financial freedom, and why you need different mindsets for spending versus investing money.

• We all want the same thing when it comes to money--we all desire to make money, grow money, and use the money that we have.
• However, most people have a belief syst...

The concept of investing is often associated only with money and the pursuit of wealth, but this fails to capture the true essence of investing.

An ideal future isn’t encapsulated by a stack of $100 bills.

The true essence of investing is not about building wealth, but about building the atmospheric conditions that align with your ideal future self.

Listen to the latest episode of the podcast to learn why a relentless focus on accu...

Many people accumulate their wealth in a bank or a long-term investment, and this may create problems.

But there is a different strategy.

In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the Build Banking strategy and how you can consider a different banking paradigm using specially designed life insurance policies that allow you to start banking on yourself.

• Most people know that banks...

Time is your most precious resource, but how you use it is up to you.

The shift from earning to retirement can be quite challenging, as you have to thread the needle between income, growth, and time.

In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the most important mindset shift people need to make in order for their retirement plan to succeed.

• It is possible to retire without growth,...

In this episode, Brian Skrobonja sheds light on the complex and often overwhelming process of managing an estate after the loss of a loved one. This is a step-by-step guide from the initial steps you need to take after a loved one passes, to the intricate details of settling an estate.

Brian offers valuable advice and practical tips to navigate this difficult time with grace and efficiency.

• Having a clearly defined process in ...

“The more money you have, the bigger the mistakes,” someone once told Brian…

How does that translate into retirement planning? And how can you help ensure you approach your financial planning for your “golden years” in the best possible way?

In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over five retirement mistakes that you should stay away from at all costs, as well as what retirement is act...

Are you part of that 68% of people who would like to have a personalized financial plan, but aren’t sure where to find a financial advisor?

What should you pay attention to when trying to get a financial planning expert to help you, and you’re evaluating different options?

In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja shares six factors you should keep into consideration and look at when going thro...

You feel healthy so everything is okay, right? Have you ever thought that health planning should be part of your retirement planning efforts?

If you’ve answered ‘yes,’ pay close attention to Regan Archibald!

Regan joins host Brian Skrobonja to discuss how people should approach health planning, the world of preventive care, the role of nutrition, and why longevity medicine is something you should be mindful of.

• Regan Archibald...

In this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills.

Brian emphasizes the importance of sustainable income creation during retirement and the role of tax optimization in this proces...

Life when you’re gone… an uncomfortable conversation most people prefer to avoid.

Why isn’t that a good idea? How can estate planning help you ensure that things are taken care of once you aren’t around anymore?

Listen to learn about big mistakes people make, the different elements that make up the estate plan puzzle, the three primary areas of cash flow, and the type of plan you should have in place.

• When it comes to end of l...

Did you know that a good part of American households haven’t thought about retirement planning?

When it comes to planning for retirement, there are some key concepts to understand and three traps you should do your best to avoid.

Listen to learn why a money increase doesn’t always equal a lifestyle enhancement, the three things people often look at but that come back to bite them later on, and how you can effectively plan for retir...

Emergencies and retirement. This is what we're taught to save for. But what if you created a different system, which allowed you to pay for the expenses you will incur between now and retirement age – without losing the ability to build wealth?

Find out why you may need to rethink your financial planning approach and what you should do about the “Missing Middle.”

• According to popular opinion, sound financial planning advice ty...