All Episodes

August 10, 2024 47 mins

This episode is jam-packed with tips on saving money in Berlin. There's transportation and dining tips, insurance recommendations, information on Turkish markets and food-sharing platforms, our favorite newsletters, and just a lot free stuff. It's time for Berlin money hacks!

Show Notes

Contribute: everyone.berlin/contribute

Discord: everyone.berlin/discord

Mark as Played
Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Manuel: Money. (00:08):
undefined

Jae: Money, money, money, money, money. (00:09):
undefined

Manuel: Berlin is still, I would say, one of the most affordable big cities in ... not the world, but in Europe. (00:11):
undefined

Jae: Thank you. Can we talk about that for a quick second? Everyone is always complaining (00:20):
undefined

Jae: about how Berlin's cost of living is going up, and I understand it. (00:24):
undefined

Jae: But if you compare it to all the other big cities in Europe, (00:30):
undefined

Jae: if you compare it to Paris, London, you still can get by really well. (00:34):
undefined

Manuel: Right. And, for example, housing is getting more expensive [Yeah] and that's a problem. And Vienna, for example, in Austria has more affordable good housing. That's great, but then the groceries are so expensive. [Yes, yes.] And you can get pretty good deals on groceries (00:40):
undefined

Manuel: . (01:01):
undefined

Jae: Yeah, you can save a lot of money and live pretty well here. (01:02):
undefined

Manuel: And today we thought we would share our favorite money-saving tips and tricks. Hacking ... Berlin money hacking ... Is that a thing? Is that ...? [Berlin money hacking!] There's a podcast I listen to, of course, it's called All the Hacks, and it's all about how to save money and how to be frugal in a good way. It's very American. It talks a lot about airline points and stuff and I skipped those episodes, but ... (01:07):
undefined

Manuel: . (01:33):
undefined

Jae: Always use your credit card, because you get points on your credit card. (01:35):
undefined

Manuel: I know. That stuff's stupid, especially from a European perspective because it doesn't really work like that in Germany. But I do like ... like I'm not one of those coupon-saving people who put in three hours of work to save $5 or €10, but I do like to be money-savvy, money-smart. I do ... Like when I buy something that's expensive, for example, I do look at one of those price search engines to see is it currently cheap or expensive and has it been cheaper? You know what I mean? Those types of things. And I think we have - at least I have - a lot of tips on how to do those types of things in Berlin, so you can have a good time even if you're short on money or you just want to be frugal or money savvy or whatever. (01:38):
undefined

Jae: Yeah, this is actually a very valuable topic Because I think a lot of people who are moving to Berlin aren't guaranteed high paying jobs, or they're still struggling to make ends meet in some way. So the idea of being able to cut costs and still live a great life is, I think, a very doable thing and a very valuable piece of information to know. (02:26):
undefined

Manuel: So let's get going. I have a very basic, simple tip to start with. But maybe if you're new here or you're just planning to move here, it's not so obvious to you. Which is that there's different kinds of supermarkets. And the more expensive ones are like the Rewe and Edekas out there. Those are a little bit more fancy. And then there's the discount supermarkets. And those are Aldi and Lidl and Penny, which is - and I feel like we talked about this when we started this podcast - Penny's like just there, Penny's a bit weird, but Lidl is great actually, like they ... It's okay, they have ... (02:47):
undefined

Jae: Lidl is always ... If I don't want to go to Edeka or Rewe, I will always go to Lidl first, and then maybe Aldi. (03:28):
undefined

Manuel: Right. And then I will add to this, that there's a lot of places where you can get fresh fruit and vegetable vegetables in Berlin, that is good and much cheaper than any supermarket, and it's just these little ... like often they're Turkish - but not always, kind of - run. And they're often just on a street corner and they're often open very long, and yeah, check those out. Like your mileage may vary. I have a really good one close to where I live and it's huge, they have a ton of stuff and it's really good quality, and it's so much cheaper. Like I buy a huge bag of stuff for like €20 and I swear it would cost me €50 at the supermarket. (03:35):
undefined

Jae: I agree. The Turkish supermarkets are really, really, really great. There's one like right by my gym in John Reed and it is really good, especially when you want to go for groceries, like produce, and even a good example is just a bag of rice, you can get it much cheaper there. (04:25):
undefined

Jae: And something that's even cheaper than the (04:44):
undefined

Jae: Turkish supermarkets are the flea markets. (04:46):
undefined

Manuel: Ooh, flea markets! Is that your first hack? (04:50):
undefined

Jae: That is my first hack. Well, since I'm going off of yours, Maybachufer is the one that I typically go on because that's where I live. And, I mean, I have an Edeka, Aldi and a Lidl right by me, but the amount of food that I can get, the amount - emphasis on the amount - of food that I can get for €5 going to the little market is so much more worth it than going to like a Lidl or an Edeka. [Yeah.] Like ... (04:53):
undefined

Manuel: So you're not talking about a flea market, you're talking about like a Wochenmarkt, like a weekly ... (05:23):
undefined

Jae: Yes. (05:26):
undefined

Manuel: And they all ... it's like kind of mixed, right? At Maybachufer they also have like clothes and stuff. (05:28):
undefined

Jae: They have clothes and stuff like that, yeah. (05:32):
undefined

Manuel: Yeah. (05:33):
undefined

Jae: But they're like twice a week, I think on Tuesdays and Fridays. And you can get ... like they have all the people yelling, having these deals, so you can get watermelons, [Yeah.] mangoes, and stuff. My only thing is that you have to eat the food quite quick, because the food can spoil quickly. But it is much, much, much, much, much cheaper. Like you can get 10 lemons for €2, and I know because that's what I got. (05:33):
undefined

Manuel: Yeah, and my fruit and vegetable corner thing has two avocados for €2. (06:00):
undefined

Jae: Yes. (06:05):
undefined

Manuel: And they're good. Good avocados. (06:06):
undefined

Jae: Yes. [That's amazing.] Yeah, you can get really good deals there. You just have to pay with cash, but if you always have cash on you, I think that is like the number one hack that you can actually do, is don't go to a Rewe or Edeka, but try going to a discount store, Turkish supermarket, or one of the outdoor markets as well. (06:07):
undefined

Manuel: My next one is, instead of having - and I learned this from a friend - instead of going to a bar for beer, have a Spatzbiergang, which is plain words, Spatziergang, and you add the word, beer! So you buy your beer at a Späti, and then you have a walk with your bottle of beer, which is... [That was my second to last one!] Yeah, and because that's perfectly legal in Germany, you can walk around the streets with your beer. And some of the more fancy Spätis, or the bigger Spätis, even put out benches and sometimes even tables outside in the summer, so you can have a seat. And the Späti beer is more expensive than buying beer at the supermarket, but it's cheaper than at a bar. (06:30):
undefined

Jae: Yeah, and especially if they have tables or you're out by a park or by like the streets where you can just drink and chill, it's like the perfect deal. And yeah, I mean, it's cold, it's fresh, and most times it's €1.50 to €2 for a bottle. (07:20):
undefined

Manuel: Speaking of €1.50 to €2, do you know about the €1 falafel? (07:38):
undefined

Jae: The €1 falafel? (07:44):
undefined

Manuel: Well, it doesn't exist anymore. It used to exist. You know the intersection of Hermannstraße and Boddinstraße? [Yes.] Or is it ...? No, Flughafenstraße. Flughafenstraße, Hermannstraße. [Yes, yes.] It's the subway station Bodinstraße in Neukölln. There's a falafel shop at the corner that when I used to live at that corner in 2012, had €1 falafel, small, yes, but you would have two or three and that would fill you. I think they've raised the price, it's now like €1.50 or €2 but it's still one of the cheapest and best falafel in Berlin. And I'm not even bringing this up. I mean, I can link this specific place in the show notes but ... I mean, I wouldn't go there from Wedding just to have that specific falafel, but I'm just saying (07:46):
know your local cheap and good falafel place [Yeah.] which, there's so many in Berlin, and that's a really good meal that will fill you up, and it's vegan and it's good.

Jae: Is it ... like if you go out of Bollingerstraße from the steps, is it to the right? (08:46):
undefined

Manuel: It depends on where you leave, but yeah, it's kind of it's that big intersection the Flughafenstraße which leads to Tempelhofer Feld and Hermannstraße, and then like almost right on that intersection is this kind of yellow, Imbiss-y thing that sells falafel. (08:51):
undefined

Jae: I think I know exactly which one you're talking about, and it's still pretty cheap. (09:08):
undefined

Manuel: It's still very cheap. (09:11):
undefined

Jae: Because I went to one exactly ... if we're talking about the same one, I went to one right around the area and I was very surprised. I think it was like €2 or something. (09:12):
undefined

Manuel: Yeah. (09:19):
undefined

Jae: So it was still very very low. (09:20):
undefined

Manuel: It's a good place to go to after Tempelhofer Feld. (09:21):
undefined

Jae: Yes, it is. If we're talking about falafel places, other falafel places is like Sahara. (09:24):
undefined

Manuel: Oh, Sahara is so good. (09:30):
undefined

Jae: Yeah. (09:32):
undefined

Manuel: There's several. There's one in Neukölln. There's one in Wedding. There might be more. (09:32):
undefined

Jae: Yeah. (09:35):
undefined

Manuel: And they have just the best peanut sauce. (09:35):
undefined

Jae: Yes. Any of the places that serve the peanut sauce have really cheap falafels. I mean, of course, the prices are going up, and it's shocking to actually like visually see the prices go up. Like I never ... You know, I'm still new, so I'm always hearing, "Oh, the price is going up." But I went into the store and I was like, "Oh shit, the price went up!" (09:38):
undefined

Manuel: I know. But try to get a falafel for even €2 or €3 in Paris, like ... (10:01):
undefined

Jae: Yeah, you're never ... [It's not going to happen.] Exactly. And also the falafel ... when I'm thinking about the falafel, I'm like, "Oh, this won't fill me up." Those falafels fill you up! [Yeah.] They are quite filling. So you really do get your money's worth. (10:05):
undefined

Manuel: I have one more food-related thing, which is food sharing. There are different places that you can go to where you can pick up a bag of essentially the groceries ... the fresh groceries that supermarkets are going to throw out, like salad and tomatoes and stuff. There's also an app called Too Good To Go where bakeries and restaurants and supermarkets will say, "Hey, for this last hour of the day, or this last half hour of the day, everything's like super cheap. And you can come during that hour and tell them, "I'm here for the discount," and you get like a giant bag of like ... My neighbor ... I never do this because my neighbor does it. And she will do it, and then she'll text in our little neighborhood ... neighbor ... neighborship ... What's it called? Like our Neighbor WhatsApp Group. She'll be like, "I went to the food sharing. Please come by and pick up some salad because I have so much." That's essentially free food. (10:19):
undefined

Jae: Too Good To Go. (11:16):
undefined

Manuel: Yeah, that's a good app. But there's also just places that you can go to, so ... (11:17):
undefined

Jae: I will look that one up. (11:23):
undefined

Manuel: And maybe I can do this as the next one, which is, if you don't know where to find these places, there is a social network called nebenan.de, which I never really got into because it's a little weird. It's like a social network for your Kiez, or your ... it's even like a smaller, like your immediate neighborhood. Not not just your building or your street, it's like essentially, I would say ... (11:26):
undefined

Jae: Like Reuterkiez has one. (11:58):
undefined

Manuel: Yeah. It's like basically they ask for your address and then it's like anything that's within like a 10-minute walking distance maybe from you, you're like in a cohort with them or in a group with them. And I know that, for example, in the US a lot of that is done through Facebook, and maybe even in Germany too, but their system is kind of smart because they just like literally put you in your immediate vicinity. And then there's often people giving things away and asking for help - "Who can lend me a drill?" whatever it may be - and there's people that are really into it. I'm not into it, but I sometimes log on. I will log on if I needed help, or if I wanted to ask, like, "Hey, does anyone know where the nearest food sharing place is?" That's a good place to ask that question. (11:59):
undefined

Jae: Okay, I didn't know about that either. [Yeah, nebenan.de ...] (12:49):
undefined

Manuel: And while we're at the topic of these types of groups, there's Kleinanzeigen, which I think everybody knows about. It used to be called eBay Kleinanzeigen, now it's just Kleinanzeigen because it's not actually owned by eBay anymore. And it's essentially the German version of Craigslist, and it's free to put up ads there. (12:51):
undefined

Jae: It's pretty legit as well. Craigslist was always sketchy. (13:13):
undefined

Manuel: Yeah. [This is very ...] Kleinanzeigen is good at tamping down the scams. [Yeah.] They have a pretty good system and you can obviously sell things there, but there's also so much stuff you can just get for free. Like Berlin really has a culture of people giving stuff away through either Kleinanzeigen or just putting stuff on the street. (13:17):
undefined

Jae: On the side of the street, yes. Which I've actually found, like in my little area, I found things. They weren't perfect condition but they were good enough. I found a chair. I found two dressers. And like I said, they're like wobbly and there's like a knob off of it. And I said I'll fix it, but I haven't fixed it. But like temporarily, it's actually been pretty good and pretty useful. I think I won't keep it forever because it's literally ratchet. But it's like people throw out decent enough stuff. Especially if you're moving here and stuff and you don't have a lot, you can always find something on the side of the street. And they have those little like kiosk things like the book nooks as well. (13:36):
undefined

Manuel: Oh, yeah. There's like these official looking little tiny libraries where it's like an old phone booth or something, and it has books that you can just take. You can put other books in there. I think it's very Berlin-specific that people put out a box with stuff they don't want anymore. I've done it. And they just put "Zu Verschenken" on the box and then all that stuff's free. And often it's good quality. I feel like there's an agreement, a silent agreement that you don't put like trash in there, like it's often like books and ... I have a friend who has an eagle eye for these boxes, like she will see them before we turn the corner, I swear, like somehow she like ... she can smell these boxes. And there's like good stuff. Like she has a child, and there's like good stuff for children in there often, like children's books, children's clothes, like these boxes, like ... Develop an eye for the "Zu Verschenken" boxes and you'll have so much free stuff. (14:18):
undefined

Jae: Yes. It takes a while to not walk past it and think of it as trash, but if you do stop you look at it, some of it is really good condition. I also got a whiteboard off the side of a street once, with the markers and the eraser on it too! (15:15):
undefined

Manuel: Amazing. (15:30):
undefined

Jae: And generally, if you are unsure, most times if it's on the side of a street, it is for taking ... and it's not locked, it's for taking. (15:31):
undefined

Manuel: Yeah, usually people say, "Zu Verschenken," but you can kind of tell. If it's in a box, it's free. (15:38):
undefined

Jae: This one said, "Free," and then it had like "Freed the World," or whatnot, on it as well, too. (15:46):
undefined

Manuel: Yeah. (15:51):
undefined

Jae: I was like, "Oh, that's really nice." (15:51):
undefined

Manuel: And if you're doing this yourself, be considerate. Like don't put it out on a rainy day. Like put it on a sunny day [Yeah.] so people see it. And like I also ... I will put out the box, but then I'll come back a few hours later to check. And if like some stuff, nobody wants it, then I'll pick it up. Don't leave trash on the street, obviously. (15:53):
undefined

Jae: Okay, that's good. I was going to ask you, would you think of it as litter as well? (16:10):
undefined

Manuel: Yeah, I would say there's a way to do it where you're not leaving litter, in case ... But I mean, whenever I've done it, like stuff's gone like that in 30 minutes. There's always people who want that stuff, unless it's like literally trash, but obviously ... (16:15):
undefined

Jae: Sometimes, like I said, it can be very, very, very good. (16:29):
undefined

Manuel: Yeah. (16:32):
undefined

Jae: I have one. Speaking of finding things on the side of the street, I recommend shopping at secondhand stores. (16:33):
undefined

Manuel: Ooh! Do you have any recommendations? (16:41):
undefined

Jae: Humana is like a classic one, and that's pretty much ... They have a lot of them all around the city. And the reason why I choose Humana is because there are other secondhand stores but they're quite expensive, their store shopping has gotten actually up in this price. But Humana typically always is fairly cheap, or they always have even a cheaper discount section there. Like every time I go to Humana, I can get a piece of clothing, an article of clothing, for like €1 or €2 or whatnot. I end up paying like €50 because I end up getting a lot of stuff. But you could always end up getting it really cheap. I even struck gold at this other thrift store. They have this like special twice a year, where they get all of ... some of the clothes that didn't really sell, and they make everything €1, €3, or €5. And I did that and ended up paying, I think, €100 but I got like 30 pieces of clothing. And like it was like Carhartt, you know, that one brand? I got like three pants of those and a shirt from them. That's like at least €120 if I bought that at a store. So the thrift store shopping in Berlin is really, really, really good and I definitely recommend it. Like I would not see reasons - unless it's like the ones you're looking for something specific - I would not really see a reason to first go to a like H&M or something like that, when you can go to like a Humana. (16:42):
undefined

Manuel: Super picky too like the stuff there is usually in really good condition. (18:15):
undefined

Jae: Yeah. (18:19):
undefined

Manuel: Won't sell stuff that's not in great condition.[ (18:19):
undefined

Manuel: Exactly, exactly.] Yeah, that's a good tip. (18:22):
undefined

Manuel: Okay, what else? I have some newsletter recommendations. (18:26):
undefined

Manuel: One is Mit Vergnügen. Have you heard of that one? (18:33):
undefined

Jae: No. (18:37):
undefined

Manuel: So that one I just recently learned about myself. They have a newsletter and (18:38):
undefined

Manuel: an Instagram, and they always tell you about free shit you can do every month. (18:41):
undefined

Manuel: They're like (18:46):
Hey, this month this thing is going on in Berlin and it's free.

Manuel: And yeah, you can just follow them or subscribe to their newsletter, and then (18:50):
undefined

Manuel: they'll tell you there's this festival, there's this thing. That's (18:56):
undefined

Manuel: good. (18:59):
undefined

Jae: The Berliner also does that as well, doesn't it? (18:59):
undefined

Manuel: The Berliner, it's called? (19:02):
undefined

Jae: Yes, it was the Exberliner, but I think they had to change the name because ... (19:03):
undefined

Jae: I think it was supposed to stand for, I think, Expat Berliner, but (19:07):
undefined

Jae: when you think of it, it sounds like ex-Berliner, like you left Berlin! (19:10):
undefined

Manuel: Like someone who moved away! (19:13):
undefined

Jae: So now it's called the Berliner. But I always check the Berliner also for like (19:15):
undefined

Jae: free activities and stuff too. (19:19):
undefined

Manuel: And do you know about WOLOHO? (19:22):
undefined

Jae: WOHOLO? (19:25):
undefined

Manuel: W-O-L-O-H-O. (19:26):
undefined

Jae: Yes, that's that other newsletter where you can .. (19:29):
undefined

Manuel: It's three newsletters. It stands for WOrk, LOve, HOme, and it's actually three (19:32):
undefined

Manuel: separate newsletters that you can also subscribe to separately. (19:36):
undefined

Manuel: The WOrk letter is job postings. (19:39):
undefined

Manuel: The HOme letter is apartment postings. You can both search or offer. (19:43):
undefined

Manuel: And the LOve letter is partially people looking for a partner (19:50):
undefined

Manuel: but it also has things like, "Hey I am (19:58):
undefined

Manuel: a therapist in training and I need subjects (20:01):
undefined

Manuel: to practice on. If you would like some free therapy, hit me up and you can have (20:04):
undefined

Manuel: a free session with me." Or, "I am a whatever in training or i would like to organize (20:09):
undefined

Manuel: a workshop and it's free." Like these types of things. so you can actually get (20:15):
undefined

Manuel: a lot of free kind of experiences or things through this newsletter. [That's just super cool. I didn't know about that one.] (20:19):
undefined

Jae: Something else that I think (20:26):
undefined

Jae: is good to know - which I think we've talked about in a few of our last ones {episodes} - when (20:28):
undefined

Jae: it comes to like activities and stuff, is (20:34):
check out the free museums,

Jae: especially the first (20:38):
undefined

Jae: Sunday of every month. Museum Island has a lot of free opportunities, and (20:39):
undefined

Jae: there are also a lot of just free museums in general in the city as well. (20:45):
undefined

Manuel: Yeah. (20:49):
undefined

Jae: One of my favorite ones is the Urban ... Museum? (20:50):
undefined

Jae: It's about urban art and stuff. It's in Schöneberg, (20:55):
undefined

Jae: off of Nollendorfplatz. (21:01):
undefined

Manuel: Urban Nation. (21:02):
undefined

Jae: Urban Nation, yes, off of Nollendorfplatz. (21:03):
undefined

Jae: And it's free. You can walk in, like there's nothing else you need to do. (21:07):
undefined

Jae: And it's just super cool to see all of thiskind of (21:11):
undefined

Jae: street art and stuff all in this one place. (21:14):
undefined

Jae: If you ever see 1UP around the city, they also are based there as well. (21:16):
undefined

Jae: But, yeah, the free museum is something I definitely ... I mean, (21:20):
undefined

Jae: we talked about that in our last episode, but (21:23):
undefined

Jae: it's something that I want to take advantage of more and more and more. (21:26):
undefined

Jae: And also with free museums, another free activity are the flea markets, like Mauerpark. (21:29):
undefined

Manuel: Yeah. (21:36):
undefined

Jae: Sundays, you go there, you don't have to buy anything. You can honestly ... (21:36):
undefined

Jae: There's a Späti right across the street. (21:41):
undefined

Jae: You can go get a drink from there, a Club Mate, and just walk around the flea market. (21:43):
undefined

Manuel: And there's so many street artists, so many singers. There's so much going on. (21:48):
undefined

Manuel: There's Mauerpark Karaoke if it's good weather, which I read that it might end for some reason. (21:52):
undefined

Manuel: But there's good stuff happening on Mauerpark on Sunday it's super touristy. (21:56):
undefined

Jae: Yeah. (22:01):
undefined

Manuel: Obviously there's a ton of people, but rightly so like it is nice. (22:02):
undefined

Jae: It is the thing I always recommend tourists to go to [For sure.] (22:06):
undefined

Jae: And if you don't want to go there, I mean, all of the parks on the weekends are (22:09):
undefined

Jae: also really good activities to do. Like going ... Like that's something that I do (22:14):
undefined

Jae: often and I encourage people to do more is (22:18):
go to the parks, have a picnic, go to ... like

Jae: if you are at Tempelhofer Feld, there is an Edeka right there, get some like grapes, (22:24):
undefined

Jae: something like that, get something from a Späti, get your blanket, lay on the ground, lay on the grass. (22:29):
undefined

Manuel: Exactly. (22:34):
undefined

Jae: And yeah, just enjoy your time. I mean, like that really is much better sometimes (22:34):
undefined

Jae: than going to a restaurant or a bar or something. (22:39):
undefined

Manuel: I had the exact same thing written down. This is also something that is not (22:41):
undefined

Manuel: unique to Berlin, but not every big city has this many green spaces and (22:46):
undefined

Manuel: parks that you can just go to and you're allowed to drink wine and beer. (22:50):
undefined

Jae: Yeah. (22:54):
undefined

Manuel: So you can literally meet your friends for dinner at a park, (22:54):
undefined

Manuel: bring a blanket, it'll be cheaper and probably more fun. (22:57):
undefined

Jae: Yes. And other people ... like it's a thing to do, right? Like everyone does it, (23:01):
undefined

Jae: especially when the weather is great. (23:05):
undefined

Jae: Another free activity, speaking of that, is going to the lake. (23:07):
undefined

Jae: I mean, of course you have to pay for transportation, but other (23:11):
undefined

Jae: than that, I mean, like lakes don't cost anything, right? So you can plan a whole (23:15):
undefined

Jae: day to go to let's say Teufelssee, and yeah, just enjoy your time there with your (23:19):
undefined

Jae: friends. Bring a picnic, bring your drinks or whatnot. That's something that I ... (23:26):
undefined

Jae: we do constantly during the summertime. (23:30):
undefined

Manuel: We did a whole episode about the lakes. (23:34):
undefined

Jae: We did. We did. [We'll link that up.] Yes. (23:36):
undefined

Manuel: Did you know that most comedy shows are actually donation-based? (23:39):
undefined

Jae: Really? (23:44):
undefined

Manuel: So you can see a whole two-hour comedy show, and then just give whatever you're able to give. (23:44):
undefined

Manuel: So that's an affordable [It is an affordable ...] form of entertainment. (23:50):
undefined

Jae: Yes, I like that one. There's also jazz, also that ... I've been to one jazz place (23:55):
undefined

Jae: before and they also were a donation one. (24:00):
undefined

Jae: A lot of the performances actually don't ... some of them cost but sometimes there's (24:02):
undefined

Jae: like a €5 or €10 cover, but also some of them don't cost that much either. (24:07):
undefined

Manuel: I have two transportation-related ones. (24:14):
undefined

Jae: I have some too. And I have a surprise one that I don't think you've heard. (24:18):
undefined

Manuel: You have a surprise one? Okay, the first one is obvious, which is (24:22):
you should cycle.

Manuel: Like cycling is much better than public transport. You will get to know the city better. (24:29):
undefined

Manuel: We did a whole episode about it. But in the long run ... of course, (24:33):
undefined

Manuel: you have to get the bike, but it'll also be more expensive - (24:36):
undefined

Manuel: I mean, cheaper - than taking the BVG. (24:39):
undefined

Manuel: But then also, if you are officially unemployed, you should apply for the Berlin (24:44):
undefined

Manuel: S ticket {Berlin-Ticket S}. Do you know about that? (24:51):
undefined

Manuel: [Hm-hm.] So this is something that you can get if you're unemployed. But you don't get it automatically, (24:54):
undefined

Manuel: like the job center doesn't tell you, "Hey, you're unemployed, (25:00):
undefined

Manuel: so here's your S ticket," (25:03):
undefined

Manuel: you have to like actively apply for it. And they don't necessarily tell you about it, but (25:05):
undefined

Manuel: if you're unemployed you can apply for it. And then with this S ticket, (25:09):
undefined

Manuel: you get a bunch of discounts. (25:13):
undefined

Manuel: You get discounts at most movie theaters, you get a free library pass, (25:14):
undefined

Manuel: most of the museums are discounted, and you get a BVG ticket for Berlin for €9 per month. (25:19):
undefined

Jae: Oh, wow! (25:25):
undefined

Manuel: So that's much cheaper than the regular monthly ticket, which is around … [€49.] (25:26):
undefined

Manuel: Ah, that's the Deutschland ticket, and the BVG, the Berlin-only one, (25:30):
undefined

Manuel: is even more expensive, but it has some benefits that the Deutschland ticket doesn't have. (25:34):
undefined

Manuel: But yeah, €9 is much, much better obviously, (25:38):
undefined

Manuel: and yeah, if you're unemployed, apply for the S ticket. [That's actually a really good one. ] (25:42):
undefined

Jae: But I would say, going back to public transport, (25:48):
undefined

Jae: using public transport is still cheaper than owning a car (25:50):
undefined

Jae: [Of course.] or taking an Uber. (25:53):
undefined

Jae: So I would always encourage to use public transport. If you don't, (25:57):
undefined

Jae: or if you don't use public transport, you can use like the bikes or the scooters (26:00):
undefined

Jae: that you can rent as well too. (26:06):
undefined

Jae: That also ... like if I don't want to use public transport, but (26:07):
undefined

Jae: I also don't want to pay €20 (26:11):
undefined

Jae: for an Uber, honestly, the bikes and the scooters are quite cheap (26:13):
undefined

Jae: if you think about it and you actually use it. It's not that expensive if (26:18):
undefined

Jae: that is your ... like if those are your options. (26:22):
undefined

Manuel: I mean, it differs, like it depends, right? Like a lot of the scooters are pricey. (26:25):
undefined

Manuel: Like if you use them for 10-15 minutes, it'll be like €3, €4, €5, like (26:30):
undefined

Manuel: I'm sometimes surprised how expensive they are. But some of them are actually (26:35):
undefined

Manuel: cheap. For example, nextbike, (26:40):
undefined

Manuel: that's my (26:41):
undefined

Manuel: go-to, they're good quality bikes, they're not e-bikes or anything, and they are (26:42):
undefined

Manuel: €1 per half hour. And that's fair. (26:46):
undefined

Jae: That's fair. (26:50):
undefined

Manuel: It just really sucks if you finish your ride after like 30 minutes and 11 seconds because (26:51):
undefined

Manuel: then it just went over to the €2, but (26:56):
undefined

Manuel: that's super cheap and you're cycling. (26:59):
undefined

Jae: Yes, but €5 is still cheaper than €15 if you ... (27:01):
undefined

Manuel: Compare it to the car [Yeah.] or compare it to BVG. Yeah. (27:05):
undefined

Jae: And I don't think you've heard about this app, but (27:09):
undefined

Jae: this is new in the city, it's called Bliq. (27:12):
undefined

Jae: [Ihaven't. What's that?] B l i q. It (27:15):
undefined

Jae: is a new app that (27:19):
undefined

Jae: compares - and this is not a sponsored app, not sponsored - but it compares all of (27:22):
undefined

Jae: thetransportation services such as Uber, Bolt, FREENOW, and it presents (27:27):
undefined

Jae: to you the cheapest option. And if they have enough drivers, (27:35):
undefined

Jae: it also presents you the Bliq option, which is even cheaper. (27:39):
undefined

Jae: [Ohh! That's smart!] Yes. (27:45):
undefined

Manuel: There've been a few of these services, and I feel like they all eventually stopped working, (27:48):
undefined

Manuel: but this is the first one that I see where they have their own service. (27:54):
undefined

Manuel: So that's probably how they're trying to break into the market. (27:58):
undefined

Jae: Yes. And it's a smart way of breaking into the market, is by doing it that way. (28:01):
undefined

Jae: But like the Bliq offers often don't work, because I don't think they (28:04):
undefined

Jae: have enough drivers in the city ... (28:10):
undefined

Jae: Well, actually, now I can order one to Alexanderplatz for €4. 41. (28:12):
undefined

Manuel: Or you could walk! It's like 20 minutes. (28:19):
undefined

Jae: Or I could walk. But if you want to Bliq, you can do it for €4 compared (28:20):
undefined

Jae: to a Bolt, which is honestly just €8 as well, or Uber, it's just €10 or €12. (28:27):
undefined

Jae: So those are options to save on. (28:32):
undefined

Manuel: Yeah, it's like a hierarchy, right? Because, also, it's cheaper to drive yourself (28:34):
undefined

Manuel: using a Bolt, especially, or Miles, than using an Uber or Bolt where someone drives you. (28:40):
undefined

Manuel: [Yeah.] It's obviously also riskier, like If you get into an accident, you have to pay and (28:49):
undefined

Manuel: stuff like that. You should be very confident about driving in Berlin. (28:53):
undefined

Manuel: But I prefer it. I drive places, not often, but I'll do it once or twice a month, (28:56):
undefined

Manuel: rather than getting an Uber or taxi. (29:02):
undefined

Jae: People with license, you're lucky. But speaking of car accidents and stuff like (29:06):
undefined

Jae: that, another thing to help you save money, I'm curious to know if this is on (29:12):
undefined

Jae: your list, is to get insurance? (29:17):
undefined

Manuel: It's not on my list, but I am overinsured. I have [I know!] every insurance under the (29:21):
undefined

Manuel: sun, so yeah, you're probably right. (29:26):
undefined

Manuel: I mean, you're probably wrong in my case (29:29):
I'm paying so much for insurance and

Manuel: nothing ever happens to me! (29:33):
undefined

Jae: Yes, but it can come in handy. Especially the personal liability insurance. (29:35):
undefined

Manuel: No, that you have to have. (29:40):
undefined

Jae: Yeah. That's like the biggest recommendation. Like 85% of (29:41):
undefined

Jae: Germans have that insurance, and they really recommend it. (29:44):
undefined

Jae: Because that means that if you end up ... like let's say you crash into somebody (29:46):
undefined

Jae: or you damage something, your insurance will pay for it rather than you having (29:50):
undefined

Jae: to pay them out of pocket yourself. [Right.] So it can save you money in the long run (29:54):
undefined

Jae: if accidents happen. There's also household insurance, there is legal insurance, there's (29:58):
undefined

Jae: dentist insurance ... (30:03):
undefined

Manuel: Yeah, we did a whole episode - which we will link - and I don't want to repeat all that. But (30:06):
undefined

Manuel: the personal liability insurance, I know it'svery particular to Germany, but (30:10):
undefined

Manuel: you really ... you're not legally obliged to have it but you really need (30:13):
undefined

Manuel: to have it. It's not about (30:17):
undefined

Manuel: you breaking someone else's phone, because then, you know, you can cover that, but (30:18):
undefined

Manuel: it's about you causing an accident where someone ends up in a wheelchair, that (30:22):
undefined

Manuel: can essentially put you in aposition where you're broke for the rest of your life because (30:27):
undefined

Manuel: you end (30:32):
undefined

Manuel: up having to pay millions. And so you need this insurance, and it's only like (30:32):
undefined

Manuel: €60 a year. It's not expensive. (30:37):
undefined

Jae: Yeah, exactly. And for all the expats, the one (30:40):
undefined

Jae: that I have is Feather Insurance, and they offer you like all the insurances, (30:43):
undefined

Jae: like every one that Manuel has, they offer it to you. They have at least (30:49):
undefined

Jae: 10 or 12 or 15 types that you can use. [Sound of glass tipping over.] (30:54):
undefined

Manuel: Oopa! History repeats! No Macbook nearby this time. (31:01):
undefined

Manuel: Should we pause this recording? We'll be right back everybody, hold on one second. [Music.] (31:03):
undefined

Manuel: And we're back! (31:27):
undefined

Jae: Where did we leave off at? (31:28):
undefined

Manuel: You were talking about ... You were very excited. (31:30):
undefined

Manuel: You were using your hands to explain to us that ... (31:35):
undefined

Jae: Was it about Feather Insurance? (31:42):
undefined

Manuel: Everybody should get insurance. [Yes.] And there's other apps like this, too, where (31:43):
undefined

Manuel: essentially the app becomes your insurance broker and they let you compare different (31:48):
undefined

Manuel: types of insurances and then you just buy them through the app. (31:52):
undefined

Jae: Yes, that's how Feather Insurance works. It's like you kind of just make an account (31:55):
undefined

Jae: and then you can just like add as many as you want. (32:00):
undefined

Jae: They tell you like you can either ... they even have calculations and stuff where (32:03):
undefined

Jae: you insert different things about your life, and (32:09):
undefined

Jae: then they can tell you how much like different offers will cost and stuff. (32:13):
undefined

Jae: And it's very easy. And it was also recommended to me by the allaboutberlin.com (32:16):
undefined

Jae: and I really trust that website, so if they recommend it, then I'm like (32:22):
Hell, yeah!

Jae: And then you can even call them and talk to them, ask them questions and stuff. (32:26):
undefined

Jae: And they seem pretty easy and pretty good to go to. And they didn't seem like (32:31):
undefined

Jae: uber expensive. You can pay less. (32:36):
undefined

Jae: You also pay more, and you can get protected for more, right? (32:38):
undefined

Jae: So I think right now I pay maybe €60. (32:41):
undefined

Manuel: Yeah, that's good for liability. I'll add Check24, which (32:45):
undefined

Manuel: is a website where you can compare not (32:49):
undefined

Manuel: only insurances but also electricity, [Yeah.] gas (32:52):
undefined

Manuel: for your apartment, [Phone companies.] internet, phone ... or dsl,or (32:56):
undefined

Manuel: fiber, [Car companies.] rental cars, and (33:00):
undefined

Manuel: they're legit. Like they're making money off of the ... like they get a kickback (33:03):
undefined

Manuel: every time you do a contract, but they're still pretty much independent, so they'll (33:08):
undefined

Manuel: still show you all of the options. And it's a really good way to kind of price (33:13):
undefined

Manuel: shop for these things. (33:17):
undefined

Jae: Now I have a question. Do you end up paying through Check24 or do you end up going (33:19):
undefined

Jae: to the actual website and doing it? (33:23):
undefined

Manuel: No, you end up paying through the insurance or the company that you end up buying. (33:25):
undefined

Manuel: They are just the broker, essentially. (33:30):
undefined

Jae: Because you can start the process on the Check24. (33:33):
undefined

Manuel: Right. They'll handle getting the contract and stuff for you, and they will also basically (33:36):
undefined

Manuel: email you a reminder when it's time to cancel, like they organize it (33:42):
undefined

Manuel: for you, but you're not buying anything from them. You're always buying it from (33:45):
undefined

Manuel: the actual service. [Nice.] Okay. (33:50):
undefined

Jae: Which ones do you still have? (33:54):
undefined

Manuel: I have two more. One is sports, where there's probably a lot of things you can (33:55):
undefined

Manuel: do for free. The one thing that I'll mention is not for free, and it's actually quite (34:05):
undefined

Manuel: expensive, and I did it for a year, and it was definitely not a deal for me because I barely used it. (34:11):
undefined

Jae: Is it this one? (34:17):
undefined

Manuel: It is that one. (34:19):
undefined

Jae: Yeah. (34:20):
undefined

Manuel: It's the Urban Sports Club. It's an app. It's a service where you pay about €60 a month for the medium membership. There's (34:21):
undefined

Manuel: different ... there's S and M and L memberships. (34:27):
undefined

Jae: But Medium? (34:31):
undefined

Manuel: Medium is a good one. And it's €60 a month. And then you can do a ton of different things. (34:31):
undefined

Manuel: You can go to dance classes, yoga classes, gym, swimming pools. (34:37):
undefined

Jae: Calisthenics. (34:43):
undefined

Manuel: Anything. There's so many sports venues in Berlin. (34:43):
undefined

Manuel: At this point, I think if you're a sports venue you kind of have to participate in the system. (34:48):
undefined

Manuel: I don't know what the dynamics are, if it's good for them or bad, but (34:54):
undefined

Manuel: as a member, you get ... as a Medium membership member, you get one check-in per month. (34:57):
undefined

Manuel: And so if you use the shit out (35:02):
undefined

Manuel: of it, it's a great deal [Yeah.] because you can do (35:05):
undefined

Manuel: something every day. And there's some things on (35:08):
undefined

Manuel: there ... like if you just go to a swimming thing, okay, that's (35:11):
undefined

Manuel: like €4 or €5 if you just pay for it, but there are yoga studios (35:14):
undefined

Manuel: that cost like €28 [For one session.] for one session if you drop in, and it's (35:19):
undefined

Manuel: just included in your Urban Sports Club, and so if you go three times in a (35:24):
undefined

Manuel: month then it's already covered. (35:28):
undefined

Jae: Yes. I definitely like struggle between the line of, "Is it worth it?" or "Is it too expensive?" (35:32):
undefined

Jae: And I'm debating if I want to go back to Urban Sports and pay to €60, because (35:37):
undefined

Jae: I know I'll get the money's worth but it is ... like it is €60 a month, right? (35:42):
undefined

Jae: But if you do think about what you are signing up for, let's say for me, I do dance classes, (35:47):
undefined

Jae: I like the BEAT81, BEAT ... whatever it's called. (35:52):
undefined

Jae: And individually, I think an Urban ... like a Flying Steps Academy dance class (35:55):
undefined

Jae: costs €15 for one class. (36:01):
undefined

Jae: I think BEAT81 also is like (36:03):
undefined

Jae: €15 to €20 for one class, right? So if you think about, okay, (36:06):
undefined

Jae: you have eight opportunities to do this in a month, it's definitely much cheaper. (36:09):
undefined

Jae: [Right.] But you want to make sure you're going to get your money's worth, [Right.] because (36:15):
undefined

Jae: if you don't, then you're going to waste your money. (36:18):
undefined

Manuel: And before you sign up ... I will say, I made this mistake, I signed up and I thought (36:20):
undefined

Manuel: to myself (36:23):
I will use it all the time because I'm paying the €60, and

Manuel: I'll just try all these different classes. But realistically, (36:28):
undefined

Manuel: I'm not going to try stuff that's really far from my place, and there's not (36:31):
undefined

Manuel: much where I live, like my neighborhood ... (36:37):
undefined

Jae: Poor Wedding! (36:40):
undefined

Manuel: I know! There's ... my area in Wedding, there's just not that many yoga studios or whatever. (36:43):
undefined

Manuel: And I just didn't want to go to Prenzlauer Berg or Mitte all the time. (36:50):
undefined

Manuel: And so I would say, before you sign up, check the map. (36:55):
undefined

Jae: Yes. (36:57):
undefined

Manuel: Check the map. And if there's a ton of stuff near you that you are interested (36:58):
undefined

Manuel: in doing on a regular basis, then do it, but if there's not that much stuff near you, (37:02):
undefined

Manuel: don't think ... don't lie to yourself. You're not going to cycle for 40 minutes to do (37:08):
undefined

Manuel: a 30-minute class and then cycle 40 minutes back. That's just not going to happen. [Exactly.] (37:12):
undefined

Jae: Yes, like I would recommend planning it out (37:15):
undefined

Jae: first, 'cause you can see all the offers before (37:18):
undefined

Jae: you sign up. Like it's not blocked by like a paywall where you have to pay (37:21):
undefined

Jae: and then see everything. You can see everything before you even sign up, so I (37:26):
undefined

Jae: would recommend, if you think it's worth it, make your schedule, what do you want to (37:30):
undefined

Jae: do, and then try it. The benefit of it is that they do really hold you accountable for like doing regular classes. (37:33):
undefined

Manuel: Yeah, you have to sign up for the class you want to do, and then (37:41):
undefined

Manuel: if you're no-show, they actually charge you €15, which makes sense because (37:44):
undefined

Manuel: the studio has like limited spots. But that did happen to me that I signed up (37:48):
undefined

Manuel: and then I was really lazy and I didn't want to go, (37:54):
undefined

Manuel: but they were like, "If you miss one more check-in, (37:57):
undefined

Manuel: then we're going to charge you €15, and so then I just went, even though (38:00):
undefined

Manuel: I wasn't in the mood. And that's actually what I wanted. [Yeah.] Like I wanted that push. (38:03):
undefined

Manuel: [Exactly.] So that's good. And I will recommend one (38:08):
undefined

Manuel: venue which is in Mitte, which is a little bit different (38:11):
undefined

Manuel: than most things maybe, which is MyJump, and it's (38:13):
undefined

Manuel: a trampoline place and you can just ... and it's mostly kids there. I would say, don't (38:17):
undefined

Manuel: go on the weekend because there's a lot of kids, but if you go during the week, (38:22):
undefined

Manuel: you can just have a ton of fun on all the trampolines and that's like €15 (38:27):
undefined

Manuel: if you just pay, so it's a good deal. (38:33):
undefined

Jae: That is really good. I like that. (38:36):
undefined

Jae: Another thing that's quite cheap and is an available thing to use, (38:38):
undefined

Jae: but honestly, it does come in handy (38:43):
Amazon.

Manuel: Oh, my God! Are you going to advocate for buying stuff on Amazon on this podcast? (38:47):
undefined

Manuel: We're not capitalists here! (38:53):
undefined

Jae: Yes, but we are expats, and we do know how hard it is to get some stuff in the (38:55):
undefined

Jae: city. And the city does not do good with returns. (38:58):
undefined

Jae: So I do use Amazon sometimes, as a lot of people do, (39:01):
undefined

Jae: so - I'm pointing at y'all too - and it is really good for a lot of cheap things, (39:07):
undefined

Jae: because not everything you can get from Rewe, not everything you can get from (39:11):
undefined

Jae: a Kaufman's, not everything you can get easily, (39:15):
undefined

Jae: nor cheaply. A lot of times, if you're trying to get like let's say a power bank (39:18):
undefined

Jae: or something from the store, they're quite expensive. And if you want to save (39:22):
undefined

Jae: money, Amazon is just a really good, easy way to save money on a lot of products (39:27):
undefined

Manuel: I hate the direction this podcast episode (39:31):
undefined

Manuel: is going! I mean, I use (39:33):
undefined

Manuel: Amazon but I don't want to admit it. I don't recommend (39:35):
undefined

Manuel: it. (39:37):
undefined

Manuel: I feel bad about it. I feel guilty. (39:38):
undefined

Jae: Okay, well, don't feel guilty. You're going to do something, (39:40):
undefined

Jae: I might as well just do it and own it. (39:42):
undefined

Manuel: All right. (39:45):
undefined

Jae: This is a podcast about accountability and a podcast about helping people. (39:46):
undefined

Manuel: Helping Jeff Bezos. (39:51):
undefined

Jae: Helping people. Helping people. (39:52):
undefined

Manuel: Which, Jeff Bezos is a person! Let's all help him! (39:55):
undefined

Jae: Yes, but like it does come in handy, and it has saved me a lot whenever I am (39:59):
undefined

Jae: struggling to find something. And there are ... like things are expensive in the (40:04):
undefined

Jae: vitamin store. A lot of things are expensive that I would not think would be so expensive. (40:07):
undefined

Manuel: That too. Check the internet. I mean this is now not super related to Berlin (40:11):
undefined

Manuel: anymore, but like go to like (40:14):
undefined

Manuel: Geiz ... there's several of these websites but the one that I usually use is called Geizhals - (40:16):
undefined

Manuel: I'll link it - and you can search any product, really, and it'll show you which (40:22):
undefined

Manuel: website it's cheapest on. And it's often Amazon, but sometimes it's also another (40:28):
undefined

Manuel: website. [Really? Oh, I didn't know.] And it's just a really good way to (40:31):
undefined

Manuel: compare prices. [Yes.] And yeah, what's the ... I will say that Amazon has this like (40:34):
undefined

Manuel: no-questions-asked, 30-day return policy, and it's true that you don't get that (40:39):
undefined

Manuel: if you just buy something at Saturn or MediaMarkt, (40:43):
undefined

Manuel: or whatever. (40:45):
undefined

Jae: Yeah. They all look at you like, "You opened it!" (40:46):
undefined

Jae: [Yeah.] "It's yours!" And I'm like ... my American is like, "You should take it back! But Walmart (40:48):
undefined

Jae: lets me bring anything back!" (40:54):
undefined

Manuel: Exactly. Like this is Germany. If you've used it ... which is fair, because they're (40:57):
undefined

Manuel: not going to be able to sell it for the same price. (41:01):
undefined

Jae: Yeah, and a lot of these stores don't do discounts and stuff like that off of ... (41:05):
undefined

Manuel: Right, and it's kind of ... I mean, it's kind of the reason why like the Altstätte, like the (41:08):
undefined

Manuel: cities with the shopping streets (41:14):
undefined

Manuel: In Germany, (41:17):
undefined

Manuel: are dying out, because no one can compete with Amazon, you (41:18):
undefined

Manuel: know, [Yes.] so (41:21):
undefined

Manuel: it's sad, but also we shouldn't all support Jeff Bezos. (41:22):
undefined

Jae: Yes we should not, but ... how to save money? (41:26):
undefined

Manuel: All right, all right. I see your point. (41:31):
undefined

Jae: Another way of saving money that I didn't (41:32):
undefined

Jae: realize until here so you have to pay for tap water, you have to pay for water (41:36):
undefined

Jae: at restaurants. [Sometimes.] Request tap water! You have to specifically request (41:40):
undefined

Jae: tap water, and it will come in the smallest glass. [How do you say it in German?] (41:45):
undefined

Jae: "Tap wasser?" [Leitungswasser.] Leitungswasser. (41:52):
undefined

Manuel: And sometimes they charge you like 50 cents but it's still cheaper than the €3 (41:56):
undefined

Manuel: San Pellegrino. (42:00):
undefined

Jae: Still water that they want to give you. [Yeah.] Do you have any more? (42:01):
undefined

Manuel: I have one more. It's not super specific to Berlin, and we kind oftalked about it in another episode, (42:07):
undefined

Manuel: but (42:12):
get a free credit card. If you're paying for your credit card

Manuel: you are making a mistake because there's good free credit cards. (42:16):
undefined

Manuel: For example, DKB has one. I know you have the N26. (42:21):
undefined

Manuel: There's also a true credit card that's not a debit card but an actual credit (42:24):
undefined

Manuel: credit card that's completely free if you pay it off completely every month, (42:32):
undefined

Manuel: otherwise you pay a lot of money, which is called Genialcard, Genial (42:35):
undefined

Manuel: Card, and it's from HanseMerkur {Hanseatic Bank}. I will link all three in the (42:41):
undefined

Manuel: show notes. Don't pay for a credit card. (42:44):
undefined

Jae: Don't pay for a credit card. Don't be like me! I pay €144. But my credit card card, N26, it (42:46):
undefined

Jae: gives you like a lot of like ... (42:52):
undefined

Manuel: I know, you were so happy about all the perks! (42:54):
undefined

Jae: I still use (42:56):
undefined

Jae: it! I still have it, and I even convinced my boyfriend to get it as well! (42:56):
undefined

Manuel: But you know they have a free option to it? (43:01):
undefined

Jae: Yes. (43:03):
undefined

Manuel: You don't have all the insurance stuff. (43:03):
undefined

Jae: But yes, they do, which ... I recommend N26 especially for expats because it's very (43:04):
undefined

Jae: easy to to set up, it's quick, and they don't really ask that many questions, and it's all online, too, and it's in English. [Nice.] (43:08):
undefined

Jae: A few quick things. I know we talked (43:17):
undefined

Jae: about cycling and stuff, but an even cheaper option than cycling is walking. (43:20):
undefined

Jae: And you can walk everywhere. Walk! It is really a really nice city to walk. (43:25):
undefined

Manuel: This ... We're really getting into the life hacking [Yeah!] section of this episode. You can walk places? [Yeah!] What? (43:29):
undefined

Jae: I mean, for Americans that is something! That is a very shock ... (43:36):
undefined

Jae: That's a big, big shock. But if you can walk, don't get your Uber. Walk. (43:39):
undefined

Manuel: But is it safe?! (43:43):
undefined

Jae: It is very safe. One of the safest cities in ... [Uhh ...] in Europe? It's pretty safe. (43:44):
undefined

Manuel: Yeah, it's like less safe than the rest of Germany, but it's... (43:52):
undefined

Jae: It depends on who you are. (43:57):
undefined

Manuel: Frankfurt is more dangerous than Berlin. (43:59):
undefined

Jae: It depends on who you are. (44:02):
undefined

Manuel: I mean, did (44:04):
undefined

Manuel: we do an episode about safety? Maybe we should. [We should.] It is a safe city. You can walk around. (44:04):
undefined

Jae: Yeah. For the most part, I feel safe here. I don't feel safe in any other place in Germany. (44:10):
undefined

Jae: So this is actually ... Berlin is the safest place that I ... . And I still have issues in Berlin, (44:14):
undefined

Jae: definitely, but still, for me, it's like the most safest possible option. (44:18):
undefined

Jae: So, if you can walk, it's easy. And most times, I mean, at night, (44:24):
undefined

Jae: the public transportation does go, so you have that option as well. (44:29):
undefined

Manuel: No, it stops at some point. It goes 24 hours from Friday to Sunday, (44:33):
undefined

Manuel: but then I think during the week it stops. (44:39):
undefined

Manuel: I mean, there's the night buses, but the subway closes at like 12 or 1 or something. (44:42):
undefined

Jae: The night buses are a hit or miss sometimes. (44:46):
undefined

Manuel: They're good because you get a little tour of the city. (44:48):
undefined

Jae: That's true. (44:51):
undefined

Manuel: You take a big reroute. (44:51):
undefined

Jae: It's very calming. (44:53):
undefined

Jae: Last one of how to save money is, if you don't want to pay for co-working, (44:56):
undefined

Jae: like if you're an expert and you work from home or whatnot and you don't want (45:02):
undefined

Jae: to work from home, and you don't want to pay for a WeWork or something. (45:06):
undefined

Manuel: Can I guess? (45:09):
undefined

Jae: What? [The library.] The library, exactly. The library or, my friend even told me, hotels. (45:10):
undefined

Manuel: Hotel? The lobby. (45:15):
undefined

Jae: The lobby in an hotel. They don't ask questions. Like you can sit there and (45:16):
undefined

Jae: like get a drink at the bar and just work there. My friends ... I haven't tried that, (45:22):
undefined

Jae: but there's like hotels where you can just kind of ... (45:27):
undefined

Jae: especially the big ones, where they're like not really caring about who is coming in and out, just (45:30):
undefined

Jae: go into the lobby and just sit there. Also the library. That was my other one. (45:35):
undefined

Manuel: Hotels are also the best place (45:39):
undefined

Manuel: if you need a bathroom break, because we (45:42):
undefined

Manuel: don't have like good public bathrooms at every (45:45):
undefined

Manuel: subway stop like Korea does, or anything like that, but there's (45:48):
undefined

Manuel: hotels everywhere. And the big hotels, you can just walk in [Yes.] and go to the bathroom. (45:52):
undefined

Manuel: But yeah, the library, I agree. And the library is a great money-saving hack in (45:55):
undefined

Manuel: general, because they have ... you can ... if you have the S ticket you get it for free, (46:00):
undefined

Manuel: otherwise it's like €10 a year or €12. It's very cheap to get a library pass. (46:04):
undefined

Jae: And it works for all libraries. (46:11):
undefined

Manuel: And it works for all the libraries in Berlin. It's called the (46:12):
undefined

Manuel: Verbund der Öffentlicher Bibliotheken Berlins {VÖBB}. So they're all together. (46:16):
undefined

Manuel: And yeah, not only do they have books, but they also have DVDs, (46:22):
undefined

Manuel: Blu-rays, CDs, games, board games, PlayStation games. (46:26):
undefined

Manuel: You can get so much stuff at the library. And it's fun. [It is fun.] (46:30):
undefined

Jae: Last one. (46:36):
undefined

Manuel: All right. (46:37):
undefined

Jae: This is the last money-saving tip I think everyone should at least consider (46:38):
make a budget.

Manuel: Ooh! The budget nerd! (46:46):
undefined

Jae: Make a budget, even if it's not something detailed (46:48):
undefined

Jae: or something ... even if you just get (46:51):
undefined

Jae: like a Google Sheets and just say (46:54):
Okay, this is my income, it's how much money

Jae: I have, this is where it's going. Just do like the bare minimum of just somewhat (46:57):
undefined

Jae: sorting your money. It helps a lot. It helps a lot. Like I use YNAB sometimes. (47:02):
undefined

Jae: Now I've fallen off on doing it as consistently as probably Manuel does ... (47:08):
undefined

Manuel: I still use it, it's You Need A Budget. It's a budgeting service for nerds [Yes!] like us! (47:12):
undefined

Jae: But even if you just like write it down or something and (47:17):
undefined

Jae: just say (47:21):
This is how much money I'm going to put in different areas, it really

Jae: makes a lot of a difference, especially if you don't have that much money. (47:25):
undefined

Jae: Because, yeah, saving is something we all roll our eyes on, but it can help you out in the long run. (47:29):
undefined
Advertise With Us

Popular Podcasts

24/7 News: The Latest
Therapy Gecko

Therapy Gecko

An unlicensed lizard psychologist travels the universe talking to strangers about absolutely nothing. TO CALL THE GECKO: follow me on https://www.twitch.tv/lyleforever to get a notification for when I am taking calls. I am usually live Mondays, Wednesdays, and Fridays but lately a lot of other times too. I am a gecko.

The Joe Rogan Experience

The Joe Rogan Experience

The official podcast of comedian Joe Rogan.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.