Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Manuel:
Money. (00:08):
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Jae:
Money, money, money, money, money. (00:09):
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Manuel:
Berlin is still, I would say, one of the most affordable big cities in ... not the world, but in Europe. (00:11):
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Jae:
Thank you. Can we talk about that for a quick second? Everyone is always complaining (00:20):
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Jae:
about how Berlin's cost of living is going up, and I understand it. (00:24):
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Jae:
But if you compare it to all the other big cities in Europe, (00:30):
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Jae:
if you compare it to Paris, London, you still can get by really well. (00:34):
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Manuel:
Right. And, for example, housing is getting more expensive [Yeah] and that's a problem. And Vienna, for example, in Austria has more affordable good housing. That's great, but then the groceries are so expensive. [Yes, yes.] And you can get pretty good deals on groceries (00:40):
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Manuel:
. (01:01):
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Jae:
Yeah, you can save a lot of money and live pretty well here. (01:02):
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Manuel:
And today we thought we would share our favorite money-saving tips and tricks. Hacking ... Berlin money hacking ... Is that a thing? Is that ...? [Berlin money hacking!] There's a podcast I listen to, of course, it's called All the Hacks, and it's all about how to save money and how to be frugal in a good way. It's very American. It talks a lot about airline points and stuff and I skipped those episodes, but ... (01:07):
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Manuel:
. (01:33):
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Jae:
Always use your credit card, because you get points on your credit card. (01:35):
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Manuel:
I know. That stuff's stupid, especially from a European perspective because it doesn't really work like that in Germany. But I do like ... like I'm not one of those coupon-saving people who put in three hours of work to save $5 or €10, but I do like to be money-savvy, money-smart. I do ... Like when I buy something that's expensive, for example, I do look at one of those price search engines to see is it currently cheap or expensive and has it been cheaper? You know what I mean? Those types of things. And I think we have - at least I have - a lot of tips on how to do those types of things in Berlin, so you can have a good time even if you're short on money or you just want to be frugal or money savvy or whatever. (01:38):
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Jae:
Yeah, this is actually a very valuable topic Because I think a lot of people who are moving to Berlin aren't guaranteed high paying jobs, or they're still struggling to make ends meet in some way. So the idea of being able to cut costs and still live a great life is, I think, a very doable thing and a very valuable piece of information to know. (02:26):
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Manuel:
So let's get going. I have a very basic, simple tip to start with. But maybe if you're new here or you're just planning to move here, it's not so obvious to you. Which is that there's different kinds of supermarkets. And the more expensive ones are like the Rewe and Edekas out there. Those are a little bit more fancy. And then there's the discount supermarkets. And those are Aldi and Lidl and Penny, which is - and I feel like we talked about this when we started this podcast - Penny's like just there, Penny's a bit weird, but Lidl is great actually, like they ... It's okay, they have ... (02:47):
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Jae:
Lidl is always ... If I don't want to go to Edeka or Rewe, I will always go to Lidl first, and then maybe Aldi. (03:28):
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Manuel:
Right. And then I will add to this, that there's a lot of places where you can get fresh fruit and vegetable vegetables in Berlin, that is good and much cheaper than any supermarket, and it's just these little ... like often they're Turkish - but not always, kind of - run. And they're often just on a street corner and they're often open very long, and yeah, check those out. Like your mileage may vary. I have a really good one close to where I live and it's huge, they have a ton of stuff and it's really good quality, and it's so much cheaper. Like I buy a huge bag of stuff for like €20 and I swear it would cost me €50 at the supermarket. (03:35):
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Jae:
I agree. The Turkish supermarkets are really, really, really great. There's one like right by my gym in John Reed and it is really good, especially when you want to go for groceries, like produce, and even a good example is just a bag of rice, you can get it much cheaper there. (04:25):
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Jae:
And something that's even cheaper than the (04:44):
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Jae:
Turkish supermarkets are the flea markets. (04:46):
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Manuel:
Ooh, flea markets! Is that your first hack? (04:50):
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Jae:
That is my first hack. Well, since I'm going off of yours, Maybachufer is the one that I typically go on because that's where I live. And, I mean, I have an Edeka, Aldi and a Lidl right by me, but the amount of food that I can get, the amount - emphasis on the amount - of food that I can get for €5 going to the little market is so much more worth it than going to like a Lidl or an Edeka. [Yeah.] Like ... (04:53):
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Manuel:
So you're not talking about a flea market, you're talking about like a Wochenmarkt, like a weekly ... (05:23):
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Jae:
Yes. (05:26):
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Manuel:
And they all ... it's like kind of mixed, right? At Maybachufer they also have like clothes and stuff. (05:28):
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Jae:
They have clothes and stuff like that, yeah. (05:32):
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Manuel:
Yeah. (05:33):
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Jae:
But they're like twice a week, I think on Tuesdays and Fridays. And you can get ... like they have all the people yelling, having these deals, so you can get watermelons, [Yeah.] mangoes, and stuff. My only thing is that you have to eat the food quite quick, because the food can spoil quickly. But it is much, much, much, much, much cheaper. Like you can get 10 lemons for €2, and I know because that's what I got. (05:33):
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Manuel:
Yeah, and my fruit and vegetable corner thing has two avocados for €2. (06:00):
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Jae:
Yes. (06:05):
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Manuel:
And they're good. Good avocados. (06:06):
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Jae:
Yes. [That's amazing.] Yeah, you can get really good deals there. You just have to pay with cash, but if you always have cash on you, I think that is like the number one hack that you can actually do, is don't go to a Rewe or Edeka, but try going to a discount store, Turkish supermarket, or one of the outdoor markets as well. (06:07):
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Manuel:
My next one is, instead of having - and I learned this from a friend - instead of going to a bar for beer, have a Spatzbiergang, which is plain words, Spatziergang, and you add the word, beer! So you buy your beer at a Späti, and then you have a walk with your bottle of beer, which is... [That was my second to last one!] Yeah, and because that's perfectly legal in Germany, you can walk around the streets with your beer. And some of the more fancy Spätis, or the bigger Spätis, even put out benches and sometimes even tables outside in the summer, so you can have a seat. And the Späti beer is more expensive than buying beer at the supermarket, but it's cheaper than at a bar. (06:30):
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Jae:
Yeah, and especially if they have tables or you're out by a park or by like the streets where you can just drink and chill, it's like the perfect deal. And yeah, I mean, it's cold, it's fresh, and most times it's €1.50 to €2 for a bottle. (07:20):
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Manuel:
Speaking of €1.50 to €2, do you know about the €1 falafel? (07:38):
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Jae:
The €1 falafel? (07:44):
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Manuel:
Well, it doesn't exist anymore. It used to exist. You know the intersection of Hermannstraße and Boddinstraße? [Yes.] Or is it ...? No, Flughafenstraße. Flughafenstraße, Hermannstraße. [Yes, yes.] It's the subway station Bodinstraße in Neukölln. There's a falafel shop at the corner that when I used to live at that corner in 2012, had €1 falafel, small, yes, but you would have two or three and that would fill you. I think they've raised the price, it's now like €1.50 or €2 but it's still one of the cheapest and best falafel in Berlin. And I'm not even bringing this up. I mean, I can link this specific place in the show notes but ... I mean, I wouldn't go there from Wedding just to have that specific falafel, but I'm just saying (07:46):
know your local cheap and good falafel place [Yeah.] which, there's so many in Berlin, and that's a really good meal that will fill you up, and it's vegan and it's good.
Jae:
Is it ... like if you go out of Bollingerstraße from the steps, is it to the right? (08:46):
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Manuel:
It depends on where you leave, but yeah, it's kind of it's that big intersection the Flughafenstraße which leads to Tempelhofer Feld and Hermannstraße, and then like almost right on that intersection is this kind of yellow, Imbiss-y thing that sells falafel. (08:51):
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Jae:
I think I know exactly which one you're talking about, and it's still pretty cheap. (09:08):
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Manuel:
It's still very cheap. (09:11):
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Jae:
Because I went to one exactly ... if we're talking about the same one, I went to one right around the area and I was very surprised. I think it was like €2 or something. (09:12):
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Manuel:
Yeah. (09:19):
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Jae:
So it was still very very low. (09:20):
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Manuel:
It's a good place to go to after Tempelhofer Feld. (09:21):
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Jae:
Yes, it is. If we're talking about falafel places, other falafel places is like Sahara. (09:24):
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Manuel:
Oh, Sahara is so good. (09:30):
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Jae:
Yeah. (09:32):
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Manuel:
There's several. There's one in Neukölln. There's one in Wedding. There might be more. (09:32):
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Jae:
Yeah. (09:35):
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Manuel:
And they have just the best peanut sauce. (09:35):
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Jae:
Yes. Any of the places that serve the peanut sauce have really cheap falafels. I mean, of course, the prices are going up, and it's shocking to actually like visually see the prices go up. Like I never ... You know, I'm still new, so I'm always hearing, "Oh, the price is going up." But I went into the store and I was like, "Oh shit, the price went up!" (09:38):
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Manuel:
I know. But try to get a falafel for even €2 or €3 in Paris, like ... (10:01):
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Jae:
Yeah, you're never ... [It's not going to happen.] Exactly. And also the falafel ... when I'm thinking about the falafel, I'm like, "Oh, this won't fill me up." Those falafels fill you up! [Yeah.] They are quite filling. So you really do get your money's worth. (10:05):
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Manuel:
I have one more food-related thing, which is food sharing. There are different places that you can go to where you can pick up a bag of essentially the groceries ... the fresh groceries that supermarkets are going to throw out, like salad and tomatoes and stuff. There's also an app called Too Good To Go where bakeries and restaurants and supermarkets will say, "Hey, for this last hour of the day, or this last half hour of the day, everything's like super cheap. And you can come during that hour and tell them, "I'm here for the discount," and you get like a giant bag of like ... My neighbor ... I never do this because my neighbor does it. And she will do it, and then she'll text in our little neighborhood ... neighbor ... neighborship ... What's it called? Like our Neighbor WhatsApp Group. She'll be like, "I went to the food sharing. Please come by and pick up some salad because I have so much." That's essentially free food. (10:19):
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Jae:
Too Good To Go. (11:16):
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Manuel:
Yeah, that's a good app. But there's also just places that you can go to, so ... (11:17):
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Jae:
I will look that one up. (11:23):
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Manuel:
And maybe I can do this as the next one, which is, if you don't know where to find these places, there is a social network called nebenan.de, which I never really got into because it's a little weird. It's like a social network for your Kiez, or your ... it's even like a smaller, like your immediate neighborhood. Not not just your building or your street, it's like essentially, I would say ... (11:26):
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Jae:
Like Reuterkiez has one. (11:58):
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Manuel:
Yeah. It's like basically they ask for your address and then it's like anything that's within like a 10-minute walking distance maybe from you, you're like in a cohort with them or in a group with them. And I know that, for example, in the US a lot of that is done through Facebook, and maybe even in Germany too, but their system is kind of smart because they just like literally put you in your immediate vicinity. And then there's often people giving things away and asking for help - "Who can lend me a drill?" whatever it may be - and there's people that are really into it. I'm not into it, but I sometimes log on. I will log on if I needed help, or if I wanted to ask, like, "Hey, does anyone know where the nearest food sharing place is?" That's a good place to ask that question. (11:59):
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Jae:
Okay, I didn't know about that either. [Yeah, nebenan.de ...] (12:49):
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Manuel:
And while we're at the topic of these types of groups, there's Kleinanzeigen, which I think everybody knows about. It used to be called eBay Kleinanzeigen, now it's just Kleinanzeigen because it's not actually owned by eBay anymore. And it's essentially the German version of Craigslist, and it's free to put up ads there. (12:51):
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Jae:
It's pretty legit as well. Craigslist was always sketchy. (13:13):
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Manuel:
Yeah. [This is very ...] Kleinanzeigen is good at tamping down the scams. [Yeah.] They have a pretty good system and you can obviously sell things there, but there's also so much stuff you can just get for free. Like Berlin really has a culture of people giving stuff away through either Kleinanzeigen or just putting stuff on the street. (13:17):
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Jae:
On the side of the street, yes. Which I've actually found, like in my little area, I found things. They weren't perfect condition but they were good enough. I found a chair. I found two dressers. And like I said, they're like wobbly and there's like a knob off of it. And I said I'll fix it, but I haven't fixed it. But like temporarily, it's actually been pretty good and pretty useful. I think I won't keep it forever because it's literally ratchet. But it's like people throw out decent enough stuff. Especially if you're moving here and stuff and you don't have a lot, you can always find something on the side of the street. And they have those little like kiosk things like the book nooks as well. (13:36):
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Manuel:
Oh, yeah. There's like these official looking little tiny libraries where it's like an old phone booth or something, and it has books that you can just take. You can put other books in there. I think it's very Berlin-specific that people put out a box with stuff they don't want anymore. I've done it. And they just put "Zu Verschenken" on the box and then all that stuff's free. And often it's good quality. I feel like there's an agreement, a silent agreement that you don't put like trash in there, like it's often like books and ... I have a friend who has an eagle eye for these boxes, like she will see them before we turn the corner, I swear, like somehow she like ... she can smell these boxes. And there's like good stuff. Like she has a child, and there's like good stuff for children in there often, like children's books, children's clothes, like these boxes, like ... Develop an eye for the "Zu Verschenken" boxes and you'll have so much free stuff. (14:18):
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Jae:
Yes. It takes a while to not walk past it and think of it as trash, but if you do stop you look at it, some of it is really good condition. I also got a whiteboard off the side of a street once, with the markers and the eraser on it too! (15:15):
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Manuel:
Amazing. (15:30):
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Jae:
And generally, if you are unsure, most times if it's on the side of a street, it is for taking ... and it's not locked, it's for taking. (15:31):
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Manuel:
Yeah, usually people say, "Zu Verschenken," but you can kind of tell. If it's in a box, it's free. (15:38):
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Jae:
This one said, "Free," and then it had like "Freed the World," or whatnot, on it as well, too. (15:46):
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Manuel:
Yeah. (15:51):
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Jae:
I was like, "Oh, that's really nice." (15:51):
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Manuel:
And if you're doing this yourself, be considerate. Like don't put it out on a rainy day. Like put it on a sunny day [Yeah.] so people see it. And like I also ... I will put out the box, but then I'll come back a few hours later to check. And if like some stuff, nobody wants it, then I'll pick it up. Don't leave trash on the street, obviously. (15:53):
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Jae:
Okay, that's good. I was going to ask you, would you think of it as litter as well? (16:10):
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Manuel:
Yeah, I would say there's a way to do it where you're not leaving litter, in case ... But I mean, whenever I've done it, like stuff's gone like that in 30 minutes. There's always people who want that stuff, unless it's like literally trash, but obviously ... (16:15):
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Jae:
Sometimes, like I said, it can be very, very, very good. (16:29):
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Manuel:
Yeah. (16:32):
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Jae:
I have one. Speaking of finding things on the side of the street, I recommend shopping at secondhand stores. (16:33):
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Manuel:
Ooh! Do you have any recommendations? (16:41):
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Jae:
Humana is like a classic one, and that's pretty much ... They have a lot of them all around the city. And the reason why I choose Humana is because there are other secondhand stores but they're quite expensive, their store shopping has gotten actually up in this price. But Humana typically always is fairly cheap, or they always have even a cheaper discount section there. Like every time I go to Humana, I can get a piece of clothing, an article of clothing, for like €1 or €2 or whatnot. I end up paying like €50 because I end up getting a lot of stuff. But you could always end up getting it really cheap. I even struck gold at this other thrift store. They have this like special twice a year, where they get all of ... some of the clothes that didn't really sell, and they make everything €1, €3, or €5. And I did that and ended up paying, I think, €100 but I got like 30 pieces of clothing. And like it was like Carhartt, you know, that one brand? I got like three pants of those and a shirt from them. That's like at least €120 if I bought that at a store. So the thrift store shopping in Berlin is really, really, really good and I definitely recommend it. Like I would not see reasons - unless it's like the ones you're looking for something specific - I would not really see a reason to first go to a like H&M or something like that, when you can go to like a Humana. (16:42):
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Manuel:
Super picky too like the stuff there is usually in really good condition. (18:15):
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Jae:
Yeah. (18:19):
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Manuel:
Won't sell stuff that's not in great condition.[ (18:19):
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Manuel:
Exactly, exactly.] Yeah, that's a good tip. (18:22):
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Manuel:
Okay, what else? I have some newsletter recommendations. (18:26):
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Manuel:
One is Mit Vergnügen. Have you heard of that one? (18:33):
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Jae:
No. (18:37):
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Manuel:
So that one I just recently learned about myself. They have a newsletter and (18:38):
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Manuel:
an Instagram, and they always tell you about free shit you can do every month. (18:41):
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Manuel:
They're like (18:46):
Hey, this month this thing is going on in Berlin and it's free.
Manuel:
And yeah, you can just follow them or subscribe to their newsletter, and then (18:50):
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Manuel:
they'll tell you there's this festival, there's this thing. That's (18:56):
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Manuel:
good. (18:59):
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Jae:
The Berliner also does that as well, doesn't it? (18:59):
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Manuel:
The Berliner, it's called? (19:02):
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Jae:
Yes, it was the Exberliner, but I think they had to change the name because ... (19:03):
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Jae:
I think it was supposed to stand for, I think, Expat Berliner, but (19:07):
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Jae:
when you think of it, it sounds like ex-Berliner, like you left Berlin! (19:10):
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Manuel:
Like someone who moved away! (19:13):
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Jae:
So now it's called the Berliner. But I always check the Berliner also for like (19:15):
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Jae:
free activities and stuff too. (19:19):
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Manuel:
And do you know about WOLOHO? (19:22):
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Jae:
WOHOLO? (19:25):
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Manuel:
W-O-L-O-H-O. (19:26):
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Jae:
Yes, that's that other newsletter where you can .. (19:29):
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Manuel:
It's three newsletters. It stands for WOrk, LOve, HOme, and it's actually three (19:32):
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Manuel:
separate newsletters that you can also subscribe to separately. (19:36):
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Manuel:
The WOrk letter is job postings. (19:39):
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Manuel:
The HOme letter is apartment postings. You can both search or offer. (19:43):
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Manuel:
And the LOve letter is partially people looking for a partner (19:50):
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Manuel:
but it also has things like, "Hey I am (19:58):
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Manuel:
a therapist in training and I need subjects (20:01):
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Manuel:
to practice on. If you would like some free therapy, hit me up and you can have (20:04):
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Manuel:
a free session with me." Or, "I am a whatever in training or i would like to organize (20:09):
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Manuel:
a workshop and it's free." Like these types of things. so you can actually get (20:15):
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Manuel:
a lot of free kind of experiences or things through this newsletter. [That's just super cool. I didn't know about that one.] (20:19):
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Jae:
Something else that I think (20:26):
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Jae:
is good to know - which I think we've talked about in a few of our last ones {episodes} - when (20:28):
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Jae:
it comes to like activities and stuff, is (20:34):
check out the free museums,
Jae:
especially the first (20:38):
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Jae:
Sunday of every month. Museum Island has a lot of free opportunities, and (20:39):
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Jae:
there are also a lot of just free museums in general in the city as well. (20:45):
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Manuel:
Yeah. (20:49):
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Jae:
One of my favorite ones is the Urban ... Museum? (20:50):
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Jae:
It's about urban art and stuff. It's in Schöneberg, (20:55):
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Jae:
off of Nollendorfplatz. (21:01):
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Manuel:
Urban Nation. (21:02):
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Jae:
Urban Nation, yes, off of Nollendorfplatz. (21:03):
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Jae:
And it's free. You can walk in, like there's nothing else you need to do. (21:07):
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Jae:
And it's just super cool to see all of thiskind of (21:11):
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Jae:
street art and stuff all in this one place. (21:14):
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Jae:
If you ever see 1UP around the city, they also are based there as well. (21:16):
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Jae:
But, yeah, the free museum is something I definitely ... I mean, (21:20):
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Jae:
we talked about that in our last episode, but (21:23):
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Jae:
it's something that I want to take advantage of more and more and more. (21:26):
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Jae:
And also with free museums, another free activity are the flea markets, like Mauerpark. (21:29):
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Manuel:
Yeah. (21:36):
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Jae:
Sundays, you go there, you don't have to buy anything. You can honestly ... (21:36):
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Jae:
There's a Späti right across the street. (21:41):
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Jae:
You can go get a drink from there, a Club Mate, and just walk around the flea market. (21:43):
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Manuel:
And there's so many street artists, so many singers. There's so much going on. (21:48):
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Manuel:
There's Mauerpark Karaoke if it's good weather, which I read that it might end for some reason. (21:52):
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Manuel:
But there's good stuff happening on Mauerpark on Sunday it's super touristy. (21:56):
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Jae:
Yeah. (22:01):
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Manuel:
Obviously there's a ton of people, but rightly so like it is nice. (22:02):
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Jae:
It is the thing I always recommend tourists to go to [For sure.] (22:06):
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Jae:
And if you don't want to go there, I mean, all of the parks on the weekends are (22:09):
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Jae:
also really good activities to do. Like going ... Like that's something that I do (22:14):
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Jae:
often and I encourage people to do more is (22:18):
go to the parks, have a picnic, go to ... like
Jae:
if you are at Tempelhofer Feld, there is an Edeka right there, get some like grapes, (22:24):
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Jae:
something like that, get something from a Späti, get your blanket, lay on the ground, lay on the grass. (22:29):
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Manuel:
Exactly. (22:34):
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Jae:
And yeah, just enjoy your time. I mean, like that really is much better sometimes (22:34):
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Jae:
than going to a restaurant or a bar or something. (22:39):
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Manuel:
I had the exact same thing written down. This is also something that is not (22:41):
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Manuel:
unique to Berlin, but not every big city has this many green spaces and (22:46):
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Manuel:
parks that you can just go to and you're allowed to drink wine and beer. (22:50):
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Jae:
Yeah. (22:54):
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Manuel:
So you can literally meet your friends for dinner at a park, (22:54):
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Manuel:
bring a blanket, it'll be cheaper and probably more fun. (22:57):
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Jae:
Yes. And other people ... like it's a thing to do, right? Like everyone does it, (23:01):
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Jae:
especially when the weather is great. (23:05):
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Jae:
Another free activity, speaking of that, is going to the lake. (23:07):
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Jae:
I mean, of course you have to pay for transportation, but other (23:11):
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Jae:
than that, I mean, like lakes don't cost anything, right? So you can plan a whole (23:15):
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Jae:
day to go to let's say Teufelssee, and yeah, just enjoy your time there with your (23:19):
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Jae:
friends. Bring a picnic, bring your drinks or whatnot. That's something that I ... (23:26):
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Jae:
we do constantly during the summertime. (23:30):
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Manuel:
We did a whole episode about the lakes. (23:34):
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Jae:
We did. We did. [We'll link that up.] Yes. (23:36):
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Manuel:
Did you know that most comedy shows are actually donation-based? (23:39):
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Jae:
Really? (23:44):
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Manuel:
So you can see a whole two-hour comedy show, and then just give whatever you're able to give. (23:44):
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Manuel:
So that's an affordable [It is an affordable ...] form of entertainment. (23:50):
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Jae:
Yes, I like that one. There's also jazz, also that ... I've been to one jazz place (23:55):
undefined
Jae:
before and they also were a donation one. (24:00):
undefined
Jae:
A lot of the performances actually don't ... some of them cost but sometimes there's (24:02):
undefined
Jae:
like a €5 or €10 cover, but also some of them don't cost that much either. (24:07):
undefined
Manuel:
I have two transportation-related ones. (24:14):
undefined
Jae:
I have some too. And I have a surprise one that I don't think you've heard. (24:18):
undefined
Manuel:
You have a surprise one? Okay, the first one is obvious, which is (24:22):
you should cycle.
Manuel:
Like cycling is much better than public transport. You will get to know the city better. (24:29):
undefined
Manuel:
We did a whole episode about it. But in the long run ... of course, (24:33):
undefined
Manuel:
you have to get the bike, but it'll also be more expensive - (24:36):
undefined
Manuel:
I mean, cheaper - than taking the BVG. (24:39):
undefined
Manuel:
But then also, if you are officially unemployed, you should apply for the Berlin (24:44):
undefined
Manuel:
S ticket {Berlin-Ticket S}. Do you know about that? (24:51):
undefined
Manuel:
[Hm-hm.] So this is something that you can get if you're unemployed. But you don't get it automatically, (24:54):
undefined
Manuel:
like the job center doesn't tell you, "Hey, you're unemployed, (25:00):
undefined
Manuel:
so here's your S ticket," (25:03):
undefined
Manuel:
you have to like actively apply for it. And they don't necessarily tell you about it, but (25:05):
undefined
Manuel:
if you're unemployed you can apply for it. And then with this S ticket, (25:09):
undefined
Manuel:
you get a bunch of discounts. (25:13):
undefined
Manuel:
You get discounts at most movie theaters, you get a free library pass, (25:14):
undefined
Manuel:
most of the museums are discounted, and you get a BVG ticket for Berlin for €9 per month. (25:19):
undefined
Jae:
Oh, wow! (25:25):
undefined
Manuel:
So that's much cheaper than the regular monthly ticket, which is around … [€49.] (25:26):
undefined
Manuel:
Ah, that's the Deutschland ticket, and the BVG, the Berlin-only one, (25:30):
undefined
Manuel:
is even more expensive, but it has some benefits that the Deutschland ticket doesn't have. (25:34):
undefined
Manuel:
But yeah, €9 is much, much better obviously, (25:38):
undefined
Manuel:
and yeah, if you're unemployed, apply for the S ticket. [That's actually a really good one. ] (25:42):
undefined
Jae:
But I would say, going back to public transport, (25:48):
undefined
Jae:
using public transport is still cheaper than owning a car (25:50):
undefined
Jae:
[Of course.] or taking an Uber. (25:53):
undefined
Jae:
So I would always encourage to use public transport. If you don't, (25:57):
undefined
Jae:
or if you don't use public transport, you can use like the bikes or the scooters (26:00):
undefined
Jae:
that you can rent as well too. (26:06):
undefined
Jae:
That also ... like if I don't want to use public transport, but (26:07):
undefined
Jae:
I also don't want to pay €20 (26:11):
undefined
Jae:
for an Uber, honestly, the bikes and the scooters are quite cheap (26:13):
undefined
Jae:
if you think about it and you actually use it. It's not that expensive if (26:18):
undefined
Jae:
that is your ... like if those are your options. (26:22):
undefined
Manuel:
I mean, it differs, like it depends, right? Like a lot of the scooters are pricey. (26:25):
undefined
Manuel:
Like if you use them for 10-15 minutes, it'll be like €3, €4, €5, like (26:30):
undefined
Manuel:
I'm sometimes surprised how expensive they are. But some of them are actually (26:35):
undefined
Manuel:
cheap. For example, nextbike, (26:40):
undefined
Manuel:
that's my (26:41):
undefined
Manuel:
go-to, they're good quality bikes, they're not e-bikes or anything, and they are (26:42):
undefined
Manuel:
€1 per half hour. And that's fair. (26:46):
undefined
Jae:
That's fair. (26:50):
undefined
Manuel:
It just really sucks if you finish your ride after like 30 minutes and 11 seconds because (26:51):
undefined
Manuel:
then it just went over to the €2, but (26:56):
undefined
Manuel:
that's super cheap and you're cycling. (26:59):
undefined
Jae:
Yes, but €5 is still cheaper than €15 if you ... (27:01):
undefined
Manuel:
Compare it to the car [Yeah.] or compare it to BVG. Yeah. (27:05):
undefined
Jae:
And I don't think you've heard about this app, but (27:09):
undefined
Jae:
this is new in the city, it's called Bliq. (27:12):
undefined
Jae:
[Ihaven't. What's that?] B l i q. It (27:15):
undefined
Jae:
is a new app that (27:19):
undefined
Jae:
compares - and this is not a sponsored app, not sponsored - but it compares all of (27:22):
undefined
Jae:
thetransportation services such as Uber, Bolt, FREENOW, and it presents (27:27):
undefined
Jae:
to you the cheapest option. And if they have enough drivers, (27:35):
undefined
Jae:
it also presents you the Bliq option, which is even cheaper. (27:39):
undefined
Jae:
[Ohh! That's smart!] Yes. (27:45):
undefined
Manuel:
There've been a few of these services, and I feel like they all eventually stopped working, (27:48):
undefined
Manuel:
but this is the first one that I see where they have their own service. (27:54):
undefined
Manuel:
So that's probably how they're trying to break into the market. (27:58):
undefined
Jae:
Yes. And it's a smart way of breaking into the market, is by doing it that way. (28:01):
undefined
Jae:
But like the Bliq offers often don't work, because I don't think they (28:04):
undefined
Jae:
have enough drivers in the city ... (28:10):
undefined
Jae:
Well, actually, now I can order one to Alexanderplatz for €4. 41. (28:12):
undefined
Manuel:
Or you could walk! It's like 20 minutes. (28:19):
undefined
Jae:
Or I could walk. But if you want to Bliq, you can do it for €4 compared (28:20):
undefined
Jae:
to a Bolt, which is honestly just €8 as well, or Uber, it's just €10 or €12. (28:27):
undefined
Jae:
So those are options to save on. (28:32):
undefined
Manuel:
Yeah, it's like a hierarchy, right? Because, also, it's cheaper to drive yourself (28:34):
undefined
Manuel:
using a Bolt, especially, or Miles, than using an Uber or Bolt where someone drives you. (28:40):
undefined
Manuel:
[Yeah.] It's obviously also riskier, like If you get into an accident, you have to pay and (28:49):
undefined
Manuel:
stuff like that. You should be very confident about driving in Berlin. (28:53):
undefined
Manuel:
But I prefer it. I drive places, not often, but I'll do it once or twice a month, (28:56):
undefined
Manuel:
rather than getting an Uber or taxi. (29:02):
undefined
Jae:
People with license, you're lucky. But speaking of car accidents and stuff like (29:06):
undefined
Jae:
that, another thing to help you save money, I'm curious to know if this is on (29:12):
undefined
Jae:
your list, is to get insurance? (29:17):
undefined
Manuel:
It's not on my list, but I am overinsured. I have [I know!] every insurance under the (29:21):
undefined
Manuel:
sun, so yeah, you're probably right. (29:26):
undefined
Manuel:
I mean, you're probably wrong in my case (29:29):
I'm paying so much for insurance and
Manuel:
nothing ever happens to me! (29:33):
undefined
Jae:
Yes, but it can come in handy. Especially the personal liability insurance. (29:35):
undefined
Manuel:
No, that you have to have. (29:40):
undefined
Jae:
Yeah. That's like the biggest recommendation. Like 85% of (29:41):
undefined
Jae:
Germans have that insurance, and they really recommend it. (29:44):
undefined
Jae:
Because that means that if you end up ... like let's say you crash into somebody (29:46):
undefined
Jae:
or you damage something, your insurance will pay for it rather than you having (29:50):
undefined
Jae:
to pay them out of pocket yourself. [Right.] So it can save you money in the long run (29:54):
undefined
Jae:
if accidents happen. There's also household insurance, there is legal insurance, there's (29:58):
undefined
Jae:
dentist insurance ... (30:03):
undefined
Manuel:
Yeah, we did a whole episode - which we will link - and I don't want to repeat all that. But (30:06):
undefined
Manuel:
the personal liability insurance, I know it'svery particular to Germany, but (30:10):
undefined
Manuel:
you really ... you're not legally obliged to have it but you really need (30:13):
undefined
Manuel:
to have it. It's not about (30:17):
undefined
Manuel:
you breaking someone else's phone, because then, you know, you can cover that, but (30:18):
undefined
Manuel:
it's about you causing an accident where someone ends up in a wheelchair, that (30:22):
undefined
Manuel:
can essentially put you in aposition where you're broke for the rest of your life because (30:27):
undefined
Manuel:
you end (30:32):
undefined
Manuel:
up having to pay millions. And so you need this insurance, and it's only like (30:32):
undefined
Manuel:
€60 a year. It's not expensive. (30:37):
undefined
Jae:
Yeah, exactly. And for all the expats, the one (30:40):
undefined
Jae:
that I have is Feather Insurance, and they offer you like all the insurances, (30:43):
undefined
Jae:
like every one that Manuel has, they offer it to you. They have at least (30:49):
undefined
Jae:
10 or 12 or 15 types that you can use. [Sound of glass tipping over.] (30:54):
undefined
Manuel:
Oopa! History repeats! No Macbook nearby this time. (31:01):
undefined
Manuel:
Should we pause this recording? We'll be right back everybody, hold on one second. [Music.] (31:03):
undefined
Manuel:
And we're back! (31:27):
undefined
Jae:
Where did we leave off at? (31:28):
undefined
Manuel:
You were talking about ... You were very excited. (31:30):
undefined
Manuel:
You were using your hands to explain to us that ... (31:35):
undefined
Jae:
Was it about Feather Insurance? (31:42):
undefined
Manuel:
Everybody should get insurance. [Yes.] And there's other apps like this, too, where (31:43):
undefined
Manuel:
essentially the app becomes your insurance broker and they let you compare different (31:48):
undefined
Manuel:
types of insurances and then you just buy them through the app. (31:52):
undefined
Jae:
Yes, that's how Feather Insurance works. It's like you kind of just make an account (31:55):
undefined
Jae:
and then you can just like add as many as you want. (32:00):
undefined
Jae:
They tell you like you can either ... they even have calculations and stuff where (32:03):
undefined
Jae:
you insert different things about your life, and (32:09):
undefined
Jae:
then they can tell you how much like different offers will cost and stuff. (32:13):
undefined
Jae:
And it's very easy. And it was also recommended to me by the allaboutberlin.com (32:16):
undefined
Jae:
and I really trust that website, so if they recommend it, then I'm like (32:22):
Hell, yeah!
Jae:
And then you can even call them and talk to them, ask them questions and stuff. (32:26):
undefined
Jae:
And they seem pretty easy and pretty good to go to. And they didn't seem like (32:31):
undefined
Jae:
uber expensive. You can pay less. (32:36):
undefined
Jae:
You also pay more, and you can get protected for more, right? (32:38):
undefined
Jae:
So I think right now I pay maybe €60. (32:41):
undefined
Manuel:
Yeah, that's good for liability. I'll add Check24, which (32:45):
undefined
Manuel:
is a website where you can compare not (32:49):
undefined
Manuel:
only insurances but also electricity, [Yeah.] gas (32:52):
undefined
Manuel:
for your apartment, [Phone companies.] internet, phone ... or dsl,or (32:56):
undefined
Manuel:
fiber, [Car companies.] rental cars, and (33:00):
undefined
Manuel:
they're legit. Like they're making money off of the ... like they get a kickback (33:03):
undefined
Manuel:
every time you do a contract, but they're still pretty much independent, so they'll (33:08):
undefined
Manuel:
still show you all of the options. And it's a really good way to kind of price (33:13):
undefined
Manuel:
shop for these things. (33:17):
undefined
Jae:
Now I have a question. Do you end up paying through Check24 or do you end up going (33:19):
undefined
Jae:
to the actual website and doing it? (33:23):
undefined
Manuel:
No, you end up paying through the insurance or the company that you end up buying. (33:25):
undefined
Manuel:
They are just the broker, essentially. (33:30):
undefined
Jae:
Because you can start the process on the Check24. (33:33):
undefined
Manuel:
Right. They'll handle getting the contract and stuff for you, and they will also basically (33:36):
undefined
Manuel:
email you a reminder when it's time to cancel, like they organize it (33:42):
undefined
Manuel:
for you, but you're not buying anything from them. You're always buying it from (33:45):
undefined
Manuel:
the actual service. [Nice.] Okay. (33:50):
undefined
Jae:
Which ones do you still have? (33:54):
undefined
Manuel:
I have two more. One is sports, where there's probably a lot of things you can (33:55):
undefined
Manuel:
do for free. The one thing that I'll mention is not for free, and it's actually quite (34:05):
undefined
Manuel:
expensive, and I did it for a year, and it was definitely not a deal for me because I barely used it. (34:11):
undefined
Jae:
Is it this one? (34:17):
undefined
Manuel:
It is that one. (34:19):
undefined
Jae:
Yeah. (34:20):
undefined
Manuel:
It's the Urban Sports Club. It's an app. It's a service where you pay about €60 a month for the medium membership. There's (34:21):
undefined
Manuel:
different ... there's S and M and L memberships. (34:27):
undefined
Jae:
But Medium? (34:31):
undefined
Manuel:
Medium is a good one. And it's €60 a month. And then you can do a ton of different things. (34:31):
undefined
Manuel:
You can go to dance classes, yoga classes, gym, swimming pools. (34:37):
undefined
Jae:
Calisthenics. (34:43):
undefined
Manuel:
Anything. There's so many sports venues in Berlin. (34:43):
undefined
Manuel:
At this point, I think if you're a sports venue you kind of have to participate in the system. (34:48):
undefined
Manuel:
I don't know what the dynamics are, if it's good for them or bad, but (34:54):
undefined
Manuel:
as a member, you get ... as a Medium membership member, you get one check-in per month. (34:57):
undefined
Manuel:
And so if you use the shit out (35:02):
undefined
Manuel:
of it, it's a great deal [Yeah.] because you can do (35:05):
undefined
Manuel:
something every day. And there's some things on (35:08):
undefined
Manuel:
there ... like if you just go to a swimming thing, okay, that's (35:11):
undefined
Manuel:
like €4 or €5 if you just pay for it, but there are yoga studios (35:14):
undefined
Manuel:
that cost like €28 [For one session.] for one session if you drop in, and it's (35:19):
undefined
Manuel:
just included in your Urban Sports Club, and so if you go three times in a (35:24):
undefined
Manuel:
month then it's already covered. (35:28):
undefined
Jae:
Yes. I definitely like struggle between the line of, "Is it worth it?" or "Is it too expensive?" (35:32):
undefined
Jae:
And I'm debating if I want to go back to Urban Sports and pay to €60, because (35:37):
undefined
Jae:
I know I'll get the money's worth but it is ... like it is €60 a month, right? (35:42):
undefined
Jae:
But if you do think about what you are signing up for, let's say for me, I do dance classes, (35:47):
undefined
Jae:
I like the BEAT81, BEAT ... whatever it's called. (35:52):
undefined
Jae:
And individually, I think an Urban ... like a Flying Steps Academy dance class (35:55):
undefined
Jae:
costs €15 for one class. (36:01):
undefined
Jae:
I think BEAT81 also is like (36:03):
undefined
Jae:
€15 to €20 for one class, right? So if you think about, okay, (36:06):
undefined
Jae:
you have eight opportunities to do this in a month, it's definitely much cheaper. (36:09):
undefined
Jae:
[Right.] But you want to make sure you're going to get your money's worth, [Right.] because (36:15):
undefined
Jae:
if you don't, then you're going to waste your money. (36:18):
undefined
Manuel:
And before you sign up ... I will say, I made this mistake, I signed up and I thought (36:20):
undefined
Manuel:
to myself (36:23):
I will use it all the time because I'm paying the €60, and
Manuel:
I'll just try all these different classes. But realistically, (36:28):
undefined
Manuel:
I'm not going to try stuff that's really far from my place, and there's not (36:31):
undefined
Manuel:
much where I live, like my neighborhood ... (36:37):
undefined
Jae:
Poor Wedding! (36:40):
undefined
Manuel:
I know! There's ... my area in Wedding, there's just not that many yoga studios or whatever. (36:43):
undefined
Manuel:
And I just didn't want to go to Prenzlauer Berg or Mitte all the time. (36:50):
undefined
Manuel:
And so I would say, before you sign up, check the map. (36:55):
undefined
Jae:
Yes. (36:57):
undefined
Manuel:
Check the map. And if there's a ton of stuff near you that you are interested (36:58):
undefined
Manuel:
in doing on a regular basis, then do it, but if there's not that much stuff near you, (37:02):
undefined
Manuel:
don't think ... don't lie to yourself. You're not going to cycle for 40 minutes to do (37:08):
undefined
Manuel:
a 30-minute class and then cycle 40 minutes back. That's just not going to happen. [Exactly.] (37:12):
undefined
Jae:
Yes, like I would recommend planning it out (37:15):
undefined
Jae:
first, 'cause you can see all the offers before (37:18):
undefined
Jae:
you sign up. Like it's not blocked by like a paywall where you have to pay (37:21):
undefined
Jae:
and then see everything. You can see everything before you even sign up, so I (37:26):
undefined
Jae:
would recommend, if you think it's worth it, make your schedule, what do you want to (37:30):
undefined
Jae:
do, and then try it. The benefit of it is that they do really hold you accountable for like doing regular classes. (37:33):
undefined
Manuel:
Yeah, you have to sign up for the class you want to do, and then (37:41):
undefined
Manuel:
if you're no-show, they actually charge you €15, which makes sense because (37:44):
undefined
Manuel:
the studio has like limited spots. But that did happen to me that I signed up (37:48):
undefined
Manuel:
and then I was really lazy and I didn't want to go, (37:54):
undefined
Manuel:
but they were like, "If you miss one more check-in, (37:57):
undefined
Manuel:
then we're going to charge you €15, and so then I just went, even though (38:00):
undefined
Manuel:
I wasn't in the mood. And that's actually what I wanted. [Yeah.] Like I wanted that push. (38:03):
undefined
Manuel:
[Exactly.] So that's good. And I will recommend one (38:08):
undefined
Manuel:
venue which is in Mitte, which is a little bit different (38:11):
undefined
Manuel:
than most things maybe, which is MyJump, and it's (38:13):
undefined
Manuel:
a trampoline place and you can just ... and it's mostly kids there. I would say, don't (38:17):
undefined
Manuel:
go on the weekend because there's a lot of kids, but if you go during the week, (38:22):
undefined
Manuel:
you can just have a ton of fun on all the trampolines and that's like €15 (38:27):
undefined
Manuel:
if you just pay, so it's a good deal. (38:33):
undefined
Jae:
That is really good. I like that. (38:36):
undefined
Jae:
Another thing that's quite cheap and is an available thing to use, (38:38):
undefined
Jae:
but honestly, it does come in handy (38:43):
Amazon.
Manuel:
Oh, my God! Are you going to advocate for buying stuff on Amazon on this podcast? (38:47):
undefined
Manuel:
We're not capitalists here! (38:53):
undefined
Jae:
Yes, but we are expats, and we do know how hard it is to get some stuff in the (38:55):
undefined
Jae:
city. And the city does not do good with returns. (38:58):
undefined
Jae:
So I do use Amazon sometimes, as a lot of people do, (39:01):
undefined
Jae:
so - I'm pointing at y'all too - and it is really good for a lot of cheap things, (39:07):
undefined
Jae:
because not everything you can get from Rewe, not everything you can get from (39:11):
undefined
Jae:
a Kaufman's, not everything you can get easily, (39:15):
undefined
Jae:
nor cheaply. A lot of times, if you're trying to get like let's say a power bank (39:18):
undefined
Jae:
or something from the store, they're quite expensive. And if you want to save (39:22):
undefined
Jae:
money, Amazon is just a really good, easy way to save money on a lot of products (39:27):
undefined
Manuel:
I hate the direction this podcast episode (39:31):
undefined
Manuel:
is going! I mean, I use (39:33):
undefined
Manuel:
Amazon but I don't want to admit it. I don't recommend (39:35):
undefined
Manuel:
it. (39:37):
undefined
Manuel:
I feel bad about it. I feel guilty. (39:38):
undefined
Jae:
Okay, well, don't feel guilty. You're going to do something, (39:40):
undefined
Jae:
I might as well just do it and own it. (39:42):
undefined
Manuel:
All right. (39:45):
undefined
Jae:
This is a podcast about accountability and a podcast about helping people. (39:46):
undefined
Manuel:
Helping Jeff Bezos. (39:51):
undefined
Jae:
Helping people. Helping people. (39:52):
undefined
Manuel:
Which, Jeff Bezos is a person! Let's all help him! (39:55):
undefined
Jae:
Yes, but like it does come in handy, and it has saved me a lot whenever I am (39:59):
undefined
Jae:
struggling to find something. And there are ... like things are expensive in the (40:04):
undefined
Jae:
vitamin store. A lot of things are expensive that I would not think would be so expensive. (40:07):
undefined
Manuel:
That too. Check the internet. I mean this is now not super related to Berlin (40:11):
undefined
Manuel:
anymore, but like go to like (40:14):
undefined
Manuel:
Geiz ... there's several of these websites but the one that I usually use is called Geizhals - (40:16):
undefined
Manuel:
I'll link it - and you can search any product, really, and it'll show you which (40:22):
undefined
Manuel:
website it's cheapest on. And it's often Amazon, but sometimes it's also another (40:28):
undefined
Manuel:
website. [Really? Oh, I didn't know.] And it's just a really good way to (40:31):
undefined
Manuel:
compare prices. [Yes.] And yeah, what's the ... I will say that Amazon has this like (40:34):
undefined
Manuel:
no-questions-asked, 30-day return policy, and it's true that you don't get that (40:39):
undefined
Manuel:
if you just buy something at Saturn or MediaMarkt, (40:43):
undefined
Manuel:
or whatever. (40:45):
undefined
Jae:
Yeah. They all look at you like, "You opened it!" (40:46):
undefined
Jae:
[Yeah.] "It's yours!" And I'm like ... my American is like, "You should take it back! But Walmart (40:48):
undefined
Jae:
lets me bring anything back!" (40:54):
undefined
Manuel:
Exactly. Like this is Germany. If you've used it ... which is fair, because they're (40:57):
undefined
Manuel:
not going to be able to sell it for the same price. (41:01):
undefined
Jae:
Yeah, and a lot of these stores don't do discounts and stuff like that off of ... (41:05):
undefined
Manuel:
Right, and it's kind of ... I mean, it's kind of the reason why like the Altstätte, like the (41:08):
undefined
Manuel:
cities with the shopping streets (41:14):
undefined
Manuel:
In Germany, (41:17):
undefined
Manuel:
are dying out, because no one can compete with Amazon, you (41:18):
undefined
Manuel:
know, [Yes.] so (41:21):
undefined
Manuel:
it's sad, but also we shouldn't all support Jeff Bezos. (41:22):
undefined
Jae:
Yes we should not, but ... how to save money? (41:26):
undefined
Manuel:
All right, all right. I see your point. (41:31):
undefined
Jae:
Another way of saving money that I didn't (41:32):
undefined
Jae:
realize until here so you have to pay for tap water, you have to pay for water (41:36):
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Jae:
at restaurants. [Sometimes.] Request tap water! You have to specifically request (41:40):
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Jae:
tap water, and it will come in the smallest glass. [How do you say it in German?] (41:45):
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Jae:
"Tap wasser?" [Leitungswasser.] Leitungswasser. (41:52):
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Manuel:
And sometimes they charge you like 50 cents but it's still cheaper than the €3 (41:56):
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Manuel:
San Pellegrino. (42:00):
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Jae:
Still water that they want to give you. [Yeah.] Do you have any more? (42:01):
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Manuel:
I have one more. It's not super specific to Berlin, and we kind oftalked about it in another episode, (42:07):
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Manuel:
but (42:12):
get a free credit card. If you're paying for your credit card
Manuel:
you are making a mistake because there's good free credit cards. (42:16):
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Manuel:
For example, DKB has one. I know you have the N26. (42:21):
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Manuel:
There's also a true credit card that's not a debit card but an actual credit (42:24):
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Manuel:
credit card that's completely free if you pay it off completely every month, (42:32):
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Manuel:
otherwise you pay a lot of money, which is called Genialcard, Genial (42:35):
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Manuel:
Card, and it's from HanseMerkur {Hanseatic Bank}. I will link all three in the (42:41):
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Manuel:
show notes. Don't pay for a credit card. (42:44):
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Jae:
Don't pay for a credit card. Don't be like me! I pay €144. But my credit card card, N26, it (42:46):
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Jae:
gives you like a lot of like ... (42:52):
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Manuel:
I know, you were so happy about all the perks! (42:54):
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Jae:
I still use (42:56):
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Jae:
it! I still have it, and I even convinced my boyfriend to get it as well! (42:56):
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Manuel:
But you know they have a free option to it? (43:01):
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Jae:
Yes. (43:03):
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Manuel:
You don't have all the insurance stuff. (43:03):
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Jae:
But yes, they do, which ... I recommend N26 especially for expats because it's very (43:04):
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Jae:
easy to to set up, it's quick, and they don't really ask that many questions, and it's all online, too, and it's in English. [Nice.] (43:08):
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Jae:
A few quick things. I know we talked (43:17):
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Jae:
about cycling and stuff, but an even cheaper option than cycling is walking. (43:20):
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Jae:
And you can walk everywhere. Walk! It is really a really nice city to walk. (43:25):
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Manuel:
This ... We're really getting into the life hacking [Yeah!] section of this episode. You can walk places? [Yeah!] What? (43:29):
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Jae:
I mean, for Americans that is something! That is a very shock ... (43:36):
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Jae:
That's a big, big shock. But if you can walk, don't get your Uber. Walk. (43:39):
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Manuel:
But is it safe?! (43:43):
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Jae:
It is very safe. One of the safest cities in ... [Uhh ...] in Europe? It's pretty safe. (43:44):
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Manuel:
Yeah, it's like less safe than the rest of Germany, but it's... (43:52):
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Jae:
It depends on who you are. (43:57):
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Manuel:
Frankfurt is more dangerous than Berlin. (43:59):
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Jae:
It depends on who you are. (44:02):
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Manuel:
I mean, did (44:04):
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Manuel:
we do an episode about safety? Maybe we should. [We should.] It is a safe city. You can walk around. (44:04):
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Jae:
Yeah. For the most part, I feel safe here. I don't feel safe in any other place in Germany. (44:10):
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Jae:
So this is actually ... Berlin is the safest place that I ... . And I still have issues in Berlin, (44:14):
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Jae:
definitely, but still, for me, it's like the most safest possible option. (44:18):
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Jae:
So, if you can walk, it's easy. And most times, I mean, at night, (44:24):
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Jae:
the public transportation does go, so you have that option as well. (44:29):
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Manuel:
No, it stops at some point. It goes 24 hours from Friday to Sunday, (44:33):
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Manuel:
but then I think during the week it stops. (44:39):
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Manuel:
I mean, there's the night buses, but the subway closes at like 12 or 1 or something. (44:42):
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Jae:
The night buses are a hit or miss sometimes. (44:46):
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Manuel:
They're good because you get a little tour of the city. (44:48):
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Jae:
That's true. (44:51):
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Manuel:
You take a big reroute. (44:51):
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Jae:
It's very calming. (44:53):
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Jae:
Last one of how to save money is, if you don't want to pay for co-working, (44:56):
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Jae:
like if you're an expert and you work from home or whatnot and you don't want (45:02):
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Jae:
to work from home, and you don't want to pay for a WeWork or something. (45:06):
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Manuel:
Can I guess? (45:09):
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Jae:
What? [The library.] The library, exactly. The library or, my friend even told me, hotels. (45:10):
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Manuel:
Hotel? The lobby. (45:15):
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Jae:
The lobby in an hotel. They don't ask questions. Like you can sit there and (45:16):
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Jae:
like get a drink at the bar and just work there. My friends ... I haven't tried that, (45:22):
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Jae:
but there's like hotels where you can just kind of ... (45:27):
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Jae:
especially the big ones, where they're like not really caring about who is coming in and out, just (45:30):
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Jae:
go into the lobby and just sit there. Also the library. That was my other one. (45:35):
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Manuel:
Hotels are also the best place (45:39):
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Manuel:
if you need a bathroom break, because we (45:42):
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Manuel:
don't have like good public bathrooms at every (45:45):
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Manuel:
subway stop like Korea does, or anything like that, but there's (45:48):
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Manuel:
hotels everywhere. And the big hotels, you can just walk in [Yes.] and go to the bathroom. (45:52):
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Manuel:
But yeah, the library, I agree. And the library is a great money-saving hack in (45:55):
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Manuel:
general, because they have ... you can ... if you have the S ticket you get it for free, (46:00):
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Manuel:
otherwise it's like €10 a year or €12. It's very cheap to get a library pass. (46:04):
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Jae:
And it works for all libraries. (46:11):
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Manuel:
And it works for all the libraries in Berlin. It's called the (46:12):
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Manuel:
Verbund der Öffentlicher Bibliotheken Berlins {VÖBB}. So they're all together. (46:16):
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Manuel:
And yeah, not only do they have books, but they also have DVDs, (46:22):
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Manuel:
Blu-rays, CDs, games, board games, PlayStation games. (46:26):
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Manuel:
You can get so much stuff at the library. And it's fun. [It is fun.] (46:30):
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Jae:
Last one. (46:36):
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Manuel:
All right. (46:37):
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Jae:
This is the last money-saving tip I think everyone should at least consider (46:38):
make a budget.
Manuel:
Ooh! The budget nerd! (46:46):
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Jae:
Make a budget, even if it's not something detailed (46:48):
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Jae:
or something ... even if you just get (46:51):
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Jae:
like a Google Sheets and just say (46:54):
Okay, this is my income, it's how much money
Jae:
I have, this is where it's going. Just do like the bare minimum of just somewhat (46:57):
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Jae:
sorting your money. It helps a lot. It helps a lot. Like I use YNAB sometimes. (47:02):
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Jae:
Now I've fallen off on doing it as consistently as probably Manuel does ... (47:08):
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Manuel:
I still use it, it's You Need A Budget. It's a budgeting service for nerds [Yes!] like us! (47:12):
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Jae:
But even if you just like write it down or something and (47:17):
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Jae:
just say (47:21):
This is how much money I'm going to put in different areas, it really
Jae:
makes a lot of a difference, especially if you don't have that much money. (47:25):
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Jae:
Because, yeah, saving is something we all roll our eyes on, but it can help you out in the long run. (47:29):
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