Farming Without the Bank Podcast

Farming Without the Bank Podcast

Welcome to the Farming Without the Bank podcast, the show with a no-B.S. approach to money, hosted by a farm strategy expert and authorized IBC practitioner. Join us as we get real and expose the flaws of traditional financial institutions in order to help farmers take control of their finances, create peace of mind, grow their wealth, and leave a legacy. https://www.farmingwithoutthebank.com/

Episodes

August 29, 2025 24 mins

In this episode, Mary Jo shares her candid thoughts on the inefficiency of writing out goals and drafting mission statements, advocating instead for actionable steps and a positive mindset to achieve business success. Through a detailed client case study, she discusses leveraging resources and strategic thinking to maximize returns in farming and ranching. Mary Jo challenges conventional wisdom and encourages listeners to focus on ...

Mark as Played

In this episode, Mary Jo explores the significant impacts of bank control on farming operations and presents the Infinite Banking Concept as a solution. By controlling their own finances, farmers could make strategic decisions without bank-imposed selling deadlines, increasing profits and reducing stress. The discussion also touches upon the broader implications of financial control, such as influencing market prices, promoting gen...

Mark as Played
August 15, 2025 52 mins

In this episode, Mary Jo and John continue their study through Nelson Nash's Becoming Your Own Banker book. They address common misconceptions about money, interest, and banking systems, emphasizing the importance of viewing money as valuable and leveraging whole life insurance to become your own banker. The discussion includes the biblical basis for earning interest, the mechanics of banking, and the critical aspects of creating a...

Mark as Played

Are you a farmer worried about losing your family farm to banks, bad estate planning, or expensive buyouts?

Mary Jo Irmen joins Tracy Brunet on the Impact Farming Show to reveal how Infinite Banking for farmers can protect your farm, simplify farm succession planning, and keep your operation in the family for generations.

In addition to providing an overview of the Infinite Banking Concept, they discuss specifically how it is instr...

Mark as Played

Too many farmers assume “Farming Without the Bank” means living cash-only and staying debt-free.

In this episode, Mary Jo Irmen sets the record straight. She breaks down why using cash only could be costing you thousands in lost opportunity, why paying interest isn’t the enemy, and how uninterrupted compound interest is t...

Mark as Played
July 25, 2025 20 mins

🌱 Seed vs. Harvest: What Are You REALLY Paying Taxes On?

Most farmers and business owners are unknowingly planning for a tax-heavy retirement, and it’s costing them big time.

In this episode, Mary Jo Irmen uses a simple corn jar visual to unpack the po...

Mark as Played

📣 Farm Progress Got It WRONG About Infinite Banking

In this no-holds-barred episode, Mary Jo Irmen breaks down a misinformed article published by Nebraska Farmer on the Infinite Banking Concept (IBC). She exposes the inaccuracies line by line, from calling IBC an “investment” to lumping ...

🎙️ EP. 310 – Arrival Syndrome at Its Finest

Why is it so hard to get others to understand Infinite Banking, even when you’ve done the work and read the book?

In this episode, Mary Jo Irmen breaks down one of the biggest barriers to spreading the truth about IBC:

Mark as Played

Starting a Bank vs. Starting a Policy (w/ John Hasche)

Most farmers don’t question putting capital into their land, cattle, or equipment. But when it comes to life insurance policies, suddenly they hesitate. Why is that?

In this episode, Mary Jo Irmen and John Hasche dig into Nelson Nash’s...

Mark as Played

Too many farmers claim they “can’t afford” life insurance premiums—but turn around and spend thousands on tractors, trailers, and toys.

In this episode, Mary Jo Irmen challenges that mindset head-on. She walks through why premiums should be treated like any other farm expense, how to rewire your thinking around affordability, and why putting off Infinite Banking ...

Mark as Played

Many farmers take pride in being debt-free, but is that pride holding them back?

In this episode, Mary Jo Irmen joins Damien Mason on the Business of Agriculture podcast to challenge the status quo of farm finance.

They tackle the misconceptions around debt, why Infinite Banking isn’t just abo...

Mark as Played
June 13, 2025 24 mins

Too many farmers are stuck in survival mode, juggling high input costs, debt, and unpredictable markets, without a real plan for control or long-term success.

In this episode, Mary Jo Irmen unpacks the Top 10 Concerns facing today’s farmers and ranchers, from inconsistent cash flow to retirement worries, and shows how five of t...

June 6, 2025 25 mins

Some folks think Mary Jo Irmen doesn’t understand farming. Spoiler alert: she does.

In this episode, Mary Jo sets the record straight about her deep roots in agriculture, from growing up on a cattle ranch in North Dakota to working with thousands of farmers across the country. 

She shares h...

Mark as Played

Let’s discuss why starting small with infinite banking is not only possible but powerful. Today, we’re looking at real-life examples and challenging the idea that you need big money to build lasting financial security.

Audio Production by Podsworth Media - https://podsworth.com 

Mark as Played
May 22, 2025 18 mins

Today we're diving into recent life insurance scams and highlighting the dangers of working with unqualified or misleading agents. Learn why due diligence, proper policy structure, and working with experienced professionals are critical to protecting your financial future.

Audio Production by Podsworth Media - https://podsworth.com 

Mark as Played

In this episode we explore the often-overlooked topic of transferring ownership of life insurance policies from parents to children. Let's unpack the risks, responsibilities, and strategic considerations of gifting these policies, while emphasizing the importance of education and control in building generational wealth through infinite banking.

Audio Production by Podsworth Media - https://podsworth.com 

Mark as Played
May 9, 2025 26 mins

In this episode, John joins us to look into the growing trend of millennials and Gen Z stepping in to rescue family farms from financial collapse, often due to poor planning and mismanagement by older generations. We share real-life stories, practical strategies, and tough-love advice for making smart financial decisions without drowning in inherited debt.

Audio Production by Podsworth Media - https://podsworth.com 

Mark as Played

In this episode, we confront the unspoken tension around the question, "How many acres do you farm?" and challenge farmers to take pride in their accomplishments and share their journeys. Let's unpacks why transparency in agriculture matters, how silence hurts the next generation, and why owning your story can inspire others and strengthen the industry.

Audio Production by Podsworth Media - https://podsworth.com 

Mark as Played

Only 1–3% of people actually take action on big ideas like Infinite Banking or sell-by marketing. Let's explore the mindset gap between dreamers and doers—and why success will never be the norm.

Audio Production by Podsworth Media - https://podsworth.com 

Mark as Played
April 17, 2025 17 mins

Let's discuss the trap of comparison and the power of patience, especially for young farmers feeling pressured to "catch up." We are sharing real-life insights on managing finances, embracing life's pace, and learning from those with decades of experience.

Audio Production by Podsworth Media - https://podsworth.com 

Mark as Played

Popular Podcasts

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

    Crime Junkie

    Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.

    NFL Daily with Gregg Rosenthal

    Gregg Rosenthal and a rotating crew of elite NFL Media co-hosts, including Patrick Claybon, Colleen Wolfe, Steve Wyche, Nick Shook and Jourdan Rodrigue of The Athletic get you caught up daily on all the NFL news and analysis you need to be smarter and funnier than your friends.

    The Bobby Bones Show

    Listen to 'The Bobby Bones Show' by downloading the daily full replay.

    New Heights with Jason & Travis Kelce

    Football’s funniest family duo — Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs — team up to provide next-level access to life in the league as it unfolds. The two brothers and Super Bowl champions drop weekly insights about the weekly slate of games and share their INSIDE perspectives on trending NFL news and sports headlines. They also endlessly rag on each other as brothers do, chat the latest in pop culture and welcome some very popular and well-known friends to chat with them. Check out new episodes every Wednesday. Follow New Heights on the Wondery App, YouTube or wherever you get your podcasts. You can listen to new episodes early and ad-free, and get exclusive content on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. And join our new membership for a unique fan experience by going to the New Heights YouTube channel now!

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.