Episode Transcript
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You're building your financialhouse, you've done savings, you're
growing your income, you'vegot those goals, all those things
are growing. But deep down,just like we talked about yesterday,
you feel like something'smissing. Sure, you've got some wealth,
but you feel isolated. Well,let me ask you this question. What
if real richness isn't justfound in your bank account but also
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in your relationships? Well,stick with me today because I'm going
to explore what true wealthreally means. This is Financially
Confident Christian, yourdaily dose of gospel, grounded insight
and faith driven tips to helpyou break the cycle of financial
shame with confidence. Hey,friend. Welcome back to your Financially
Confident Christian. I'm Ralphand I'm truly glad to be with you
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again today. This is the showall about helping you answer that
one life changing question,how can I become a financially confident
Christian? And we'recontinuing in our series beyond the
Budget, finding Financialfreedom through Intentional Living.
Now, if you missed yesterday'sshow, which I'll encourage you to
go check out, we explored howto invest with a purpose, not just
for return. It's not aboutjust growing your wallet, but to
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really support your God givenmission. Well, today we're going
to go even deeper. Hey, didn'tyou think there was going to be any
deeper? But yes, we're goingto do that today. We're going to
redefine what wealth reallymeans. Because sometimes, and I've
learned this firsthand, someof the richest people in the world,
you ready for this one? Theyare relationally bankrupt. And listen,
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you don't want to be that way.So let me ask you this. Have you
ever looked around andrealized, hey, you know what, Ralph?
I'm doing well financially,Ralph, I'm hitting my savings goals,
I'm, I'm planning wisely, I'mgrowing my retirement. But then you
look around and there's nobodyaround there with you. You've lost
touch with your people. Youmiss church gatherings, you haven't
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called that friend back.Family dinners. Hey, I rarely have
time for that. I'm too busy onmy goals. Ralph. Yeah, you're prosperous,
but you're not connected. Andsee that disconnect, this creates
this subtle ache. And whenyou're really honest with yourself,
when you really start to thinkabout, gives you a sense that something's
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just off. See, here's thething I want you to hear today. And
this is not something you'regoing to hear on every show. It's
a difference. With my show,true wealth is not just financial.
See, if you look at thetabloids, if you look at social media,
if you look all around you,everybody. Oh, wealth, wealth, wealth.
Oh, we got nice cars and bigboats and big houses and fat bank
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accounts and nice jewelry. Butsome of the most unhappy people I
met, I've met in my life arepeople who have all those things.
See, true wealth. I had apastor one time, he was a counselor
of mine, said this to me. Hesays, Ralph, in the end, it's all
about relationships. And letme just tell you right now, it's
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taken me a long time to reallyunderstand what he's getting at.
See, true wealth is not justfinancial. It's deeply relational.
Listen, let's talk. Let's lookat the scripture and I'll show you
exactly where I'm going withthis. Look at the Book of Proverbs,
chapter 11, verse 16. It saysthis. A kind hearted woman gains
honor, but ruthless men gainonly wealth. Think about that for
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a second. A kind hearted womangains honor. Kind, heart, relational,
but that. Ruthless men, yeah,they gain wealth, but only wealth.
See, that's a reminder. Youcan chase wealth and listen, I'm
guilty of this. There weretimes and seasons in my life when
that's all I was worriedabout. How much was in that bank
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account? How much more moneywas I making? How much more stuff
could I buy? How many morecars could I get? How many boats
could I get? Could I get aextra house? Could I get a beach
house? Could I go on vacation?So you could be chasing all of those
things and think, hey, look,I'm so wealthy. But ask yourself,
do you feel good about it? Doyou feel good about it? Or you missing
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honor? Are you missing love?And this might seem kind of counterintuitive,
but look at the Book ofProverbs, chapter 15, verse 17. It
says this. Better a smallserving of vegetables with love than
a fattened calf with hatred. Ifound this in the Bible. It's a verse
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I used a couple weeks ago onthe show, and it's one I hadn't really
noticed. I've been reading theBible since I was, you know, a teenager.
But I love this verse. Bettera small serving of vegetables with
love than a fattened calf withhatred. And just think about the
visual of that. Yeah, you'vegot a plate with some meager vegetables
on if you're a vegetarian.Listen, right now you're like, Ralph,
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that's a, that's, that's a.That's great for me. But the mind
shows us something different.See that little serving of Vegetables.
And then we pictured this bigfattened calf and boy, this was fantastic,
but filled with hatred. And Ihad somebody say to me, they said
to me one time, they said,Ralph, what good is abundance if
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there's tension at the table?Now that I'm going to tell you right
now, think on that, ponder onthat today. What good is abundance
if there's tension at thetable? And of course, the best verse
of the Bible is Jesus himselfsays this in Matthew, chapter 6,
verses 19 to 21. And I've usedthis on the show many times. Do not
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store up for yourselvestreasures on earth where moth and
vermin destroy and wherethieves break in and steal. But store
up for yourselves treasures inheaven where moth and vermin do not
destroy and where thieves donot break in and steal. For where
your treasure is, there yourheart will be also. Think about that
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for a second. Your treasure,is it in your stuff? Hey, there have
been seasons in my life, likeI mentioned a few minutes ago, where
I thought it was all aboutstuff. And I'll tell you right now,
that's not how God views theword. God views us. God values connection
over accumulation. The Bibleis a love story about relationships.
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It's not about stuff. It's notabout wealth. It is about love over
luxury, community overconsumption. Because if you've ever
had money, what I'm gettingready to say will hit home to you.
Money will fade, money fades.But those relationships, if you truly
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grow and invest in thoserelationships, I'll talk about how
to do that in a minute. Thoserelationships, those last into eternity.
So now you're thinking, Ralph,man, I get it. For the first time,
a light bulb just went off,Ralph, because trust me, I've been
there. About 15 years ago, wassitting in this pastor's office counseling
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session, was really having arocky time with my wife, in my marriage
and my kids. We all. Nobodywas getting along. Was a constant
arguing in the house. And helooked across to me, he says, Ralph,
I can see you're wealthy. AndI don't say that to be boasting or,
or arrogant. But yes, I'vebeen doing well. He said, but that's
not what life is all about.Dude, how's your relationships? I
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was like, wow, man, you justhit me over the head with a, with
a two by four. But he was soright. It's all about the relationships.
And you've got to make thedecision right now, today, to intentionally
invest some time, some energy,and maybe a little of that money
into relationships thatmatter. I'm not Talking about grand
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gestures. I'm not talkingabout go buying somebody a car, go
buy a house. That's not whatI'm talking about. I'm talking about
little relational deposits,just small acts that build true wealth.
So here's your one action stepfor today. Here's what I want you
to do today. To start goingdown this path of relationship. I
want you to identify. Identifyjust one relationship or community.
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Just one. Think about it.Maybe a friend you haven't seen in
a while. Well, yeah, I used totalk to Jim all the time and it just
seems like I haven't talked tohim lately. What's the problem there?
Or maybe it's a church groupyou pulled away from. I used to be
super connected to the Sundaymorning Bible study or the, or the
Wednesday night or the men'sgroup, whatever that looks like for
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you. Or maybe for you it's afamily member you've drifted away
from. Yeah, you know, I usedto hang out with my aunt all the
time. It just. It seems likelife got so busy, I just haven't
had time to do that. Or maybeit's just that neighbor you've been
meaning to check on who livesdown the street or lives next door.
Just haven't taken the time todo that. So identify that one thing
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and then I want you to plan alow cost, high value action. This
isn't about how much money youcan spend. I'm going to give you
a few ideas right now, butit's not about that. Low cost, high
value, that's what we're goingto talk about. Here's a few ideas.
Maybe you haven't talked tothat friend for a while, invite them
out for coffee, say to them,hey, Joe, we haven't talked for a
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while. How about we gettogether and grab a sandwich or something
like that? That's not going tocost a lot of money. Here's another
great idea. A lot of peopledon't do this anymore. Writer send
a heartfelt handwritten note.Not a text, not an email, just a
heartfelt handwritten note.Maybe a card that just has your own
personal handwriting in it.And maybe you're just too technologically
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connected. Oh, then that'sfine. Text a word of encouragement.
Even a text of a word ofencouragement. Maybe it's good to
volunteer an hour with a localgroup. Maybe that group you're disconnected
from. Just say, hey, you knowwhat? I haven't been involved with
the soup kitchen lately. Ireally want to get connected again.
And if it's a family member,maybe Share a simple meal together,
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Say, hey, hey, how abouteverybody come over this Sunday and
we're gonna get together as afamily. And I know there might be
a lot of tension in doingthat. I get it. I come from a family.
There's a lot of tension. Butjust sharing a simple meal can make
a huge difference. And thenI'm gonna tell you, just redirect
a small amount of spending.Maybe you skip that one essential
for a couple days, that extralatte that you don't need or that
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online impulse buy, just save10 or 20 bucks to bless somebody,
maybe buy them a coffee, go tothe store, get a card, handwrite
it and mail that card to them.Maybe buy a book for them. Make a
memory. It's truly all aboutthe relationships. And now you might
be saying raffle. Why doesthis help? Well, here's why it helps.
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It gets heals that hiddenloneliness. See, you can be as wealthy
as wealthy comes. You can haveall the stuff. But a lot of times
you find yourself lonelybecause there's nobody to share it
with. You spent so much timefocusing on growing that business
or growing that money orworking two jobs or working all that
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overtime, but you didn'tinvest any of it in your family.
You didn't invest any of it inyour spouse. And listen, this is
Ralph talking from the heartright now. There were times in my
life where I, and I can't goback and fix this. But I should have
taken more time to invest inmy wife. I should have taken more
time to invest in my children.Well, today's show might be the time
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to change that. Go back tobuilding trust, building friendships
and building those faithfilled connections. Because let me
just tell you right now, andI've learned this personally, if
you really do this, if youreally focus on the relationship,
it will absolutely multiplyyour joy even more than money could
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ever do. And it's going togrow something bigger than your net
worth. It's going to grow yourrelationship network, your relational
net worth. And as I said atthe beginning, that's the kind of
wealth that lasts forever. Howabout we pray together? Father God,
I just thank you for theincredible gift of community and
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meaningful relationships. Weconfess, Lord, that we often chase
income while neglecting thatintimacy, neglecting those relationships.
Lord, we focus our efforts somuch on wealth and we forget about
that connection that youreally want to see. For us, the love
story, the Bible, all aboutrelationships, Our relationship with
you, your relationship withus, our relationship with those of
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the faith. And today, Lord,help us see what matters Most open
our hearts to reach out, Lord,show us where to love, Lord, where
to serve, where to investtime. Not just our money, Lord, but
our time and our efforts. AndLord, we just ask that you would
help us build true wealth, thewealth that reflects your heart.
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And we ask this withconfidence. In Jesus name, Amen.
If you take nothing else awayfrom today's show, I want you to
remember this, friend. Realwealth isn't measured in digits.
It's not measured in digits.It's measured in love. It's measured
in belonging. And it'smeasured in eternal impact. So today,
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I just want to encourage youone more time. Make one relational
investment. Reach out,reconnect, rebuild. You're not just
managing money, friend. You'restewarding a life that reflects God's
love. Hey, one of the ways youcan do that is share the show with
somebody. You might say,listen, I listen to this daily show.
It's called FinanciallyConfident Christian. And Ralph was
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talking all aboutrelationships today. And I feel like,
friend, I haven't connectedwith you for a while. I just wanted
to share this with you andhopefully it'll be an encouragement
for you. I'm just going toencourage you to do that. And while
you're there, think aboutgrabbing a free copy of my book.
It's called Mastering YourFinances. It's a quick read, but
it is super impactful. And youcan get to that by going to financiallyconfidentchristian.com/master.
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Now. Tomorrow we're going tohave a powerful episode on future
pacing your freedom. We'regoing to talk about how to visualize
and walk towards your idealGod honoring life. Now, before I
close today, I just want tomention my new show. It's a weekly
show. It's called TruthUnveiled with Ralph. If you love
the Daily show, you're goingto love the weekly show. I take the
topics we talk about on adaily basis and make them a little
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bigger. It's a little bitlonger content, but. But I also talk
about how to take the timelessword of the Bible and compare it
to what's going on in theworld all around you. Hey, the first
episode is all about theinflation illusion. So I'm going
to encourage you to check itout. I'll have a link to it in the
show notes. Or you can go totruthunveiledwithralph.com My friend,
today, stay generous, stayconnected, reconnect if you need
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to, and stay financiallyconfident. You've got this. God bless
you and you have a great day today.