Financially Free Gen Z

Financially Free Gen Z

Older members of Generation Z are just now stepping into early adulthood, the workforce, and lives often filled with financial unknowns. Join your hosts, Emma Barger and Rachel Munger, as they discuss the financial questions and topics prevalent to Gen Zers. This podcast is brought to you by Coulee Bank. Member FDIC.

Episodes

June 11, 2025 18 mins

Taxes can be confusing—especially when no one ever taught you how they work. In this episode of Financially Free Gen Z, Rachel and Joshua break down everything you wish you learned in school about filing taxes. From W-2s and 1099s to deductions, estimated payments, and choosing how to file, we share our real-life experiences and tips to help you prepare for ne...

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Financially Free Gen Z is back for Season 3! Join Joshua Herrmann and Rachel Munger in this unique episode discussing the community of La Crosse, Wisconsin. Hear their recommendations, as well as recommendations from Coulee Bank La Crosse Market President, Jodi Ehrenberger.

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On this episode, Rachel and Joshua discuss some some last-minute holiday shopping tips to avoid a huge credit card bill come January.

Holiday shopping can very quickly get out of hand with multiple parties to attend to, family to buy gifts for, and coworker celebrations. The cost can add up really quickly. This can lead to having not so Happy New Year when your credit card bill comes in January. So how can we avoid this? And what s...

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November 5, 2024 32 mins

In this episode, Rachel and Joshua discuss recent fraud trends that are targeted to Gen Zers. Special guests Janel Garrick and Sarah Laxton discuss essential advice for staying safe online. This podcast is brought to you by Coulee Bank. Member FDIC.

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August 27, 2024 30 mins

In this episode, we dive into the magic of compound interest and how it can transform your financial future. Rachel and Joshua break down the basics, share real examples, and provide practical tips on how to start investing early. Additionally, special guest Cal Christensen joins the podcast to offer...

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In this episode of Financially Free Gen Z, Rachel and Joshua discuss credit scores, their importance in financial matters, and practical tips on building and maintaining a healthy score. Our guest, Annie Bertram (AVP, Treasury Management), offers practical advice on how to build and maintain a healthy credit score, sharing actionable tips that are particularly relevant for young adults just starting out.

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In this episode of Financially Free Gen Z, Rachel and Joshua dive deep into the quest every Gen Z listener is either facing or about to face: landing your first professional job. As the world of work evolves, so do the strategies to kickstart your career. We're not just talking about polishing your resume or acing your interviews; we're exploring how to truly stand out in a sea of applicants and make a mark from day one...

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In this episode of Financially Free Gen Z, Rachel and Joshua discuss student loans: the terminology used, the different types of loans, and tips for paying them back. Devon Plecas joins the podcast to share his knowledge on the topic.

 

This podcast is brought to you by Coulee Bank. Member FDIC.

 

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In this episode of Financially Free Gen Z, we welcome our new co-host, Joshua Herrmann! Rachel and Joshua discuss holiday spending habits, and some tips on how to recover from the spendiest time of the year. Special guest Eric Gatz joins to provide some insight on budgeting for the new year. 

This podcast is brought to you by Coulee Bank. Member FDIC.

You can read our sources here:

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January 31, 2023 15 mins

When setting financial goals, it is important to consider both your short-term and long-term plans. In episode 5 of “Financially Free Gen Z”, Emma and Rachel discuss goal-setting techniques and some inspiration for setting 2023 financial goals. Special guest Brianna Kane joins the podcast to discuss her goals.

This podcast is brought to you by Coulee Bank. Member FDIC.

Read the full Money Under 30 article here: https://www.moneyund...

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December 30, 2022 14 mins

In this episode, Emma Barger and Rachel Munger sit down with one of Coulee Bank's Mortgage Loan Officers, Dominick Sweeney, to discuss the pros and cons of both renting and buying a home. 

This podcast is brought to you by Coulee Bank. Member FDIC. 

The transcript for this episode can be found here: https://issuu.com/couleebank/docs/episode_4_transcript

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November 30, 2022 25 mins

When you are just getting started in your career, retirement can seem really far away, and to be fair, it is! However, contributing to investment accounts when you are young can make all the difference later in life when you are hoping to retire. During this episode of "Financially Free Gen Z", Emma and Rachel talked with Coulee Bank's Retail Banking Manager, Peter Michelson, to help clear up some of the murkiness that surrounds re...

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October 31, 2022 16 mins

In this episode, Rachel Munger and Emma Barger discuss both the positives and negatives of credit cards, as well as some tips to help you determine if you are ready to apply for a credit card or not. 

This podcast is brought to you by Coulee Bank. Member FDIC.

The transcript for this episode can be found here: https://issuu.com/couleebank/docs/episode_2_transcript

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September 26, 2022 58 mins

Young Americans are becoming increasingly more likely to experience spending regret. In a survey conducted by The Harris Poll, it was found that 83% of Gen Zers and Millenials experience regret surrounding their personal spending. In this inagural episode of "Financially Free Gen Z", Emma and Rachel sit down with Coulee Bank Retail Banking Manager, Eric Gatz, to discuss budgeting tips and tricks relevant to Gen Z.

The transcript fo...

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