Fire Your Financial Advisor by Golden Reserve

Fire Your Financial Advisor by Golden Reserve

The Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. We challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Join us each week for straight shooting, honest insights on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.

Episodes

September 30, 2025 11 mins

We go through the list from Kiplinger of "The Five Golden Rules of Retirement Planning" including figuring out your Five “L”s.

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On this episode:

  • Estate Planner and Golden Reserve Founder Tim Stallings joins us to talk about inheritance and long-term care planning.

  • Why are people moving toward dividend paying stocks?

  • An 80-year-old with a big tax problem.

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Private equity, IPOs, Bit Coin, and more non-traditional investments may appear in your 401(k) soon. Should you be interested?

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On this episode:

  • Is the fear of running out of money a farce?
  • How much could advisor and investment fees cost you over your retirement?
  • What are we talking about in our year end meetings?

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There are a lot of financial rules that you will find on Google. We found seven that you can throw in the trash.

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On this episode:

  • Has retirement planning become like “the new math”?
  • Inheritance: When you look at your kid and say, “there’s no free lunch.”
  • When all the retirement numbers look good, what are you missing?
  • Be aware of what they might slip into your 401(k) Target Date Fund.

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Most of us are worried about the stock market or taxes taking our retirement money. But there is another villain out there and it could be the biggest thief of all.

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Social Security, Medicare, and RMDs. Retirement is just different. Most people don’t have 1 million in savings. Does that mean you won’t have a happy retirement? Work throws you an early retirement curve ball. How does that change your planning?

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We were shocked when we found out that AOL was still around. We are even more surprised to find out that some financial advisors are still using these outdated ideas.

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Motley Fool says without some money in the stock market you risk not achieving the growth you need for a long retirement. Are they correct?

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On this episode:

  • Many people will get an inheritance, but many are not ready for the issues surrounding it.
  • Markets, Fees, and Healthcare can be big costs in retirement. Are you ignoring your biggest threat?  
  • Social Security has been around for 90 years. Will it make it another 90?

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S...

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The financial media now says we need 1.8 million dollars to retire. That doesn’t square with what couples actually spend. We have those numbers.

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On this episode:

  • How much should we follow the investment moves of people like warren Buffett?
  • New data on what people need and spend in retirement.
  • A retirement lesson from George Carlin.

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One big company just cut their stock dividend in half. Is this a trend?

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Or Call us at 855-546-2074 to schedule an appointment.

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On this episode:

  • Taxes, the markets, inflation, and your health. Don’t assume it will remain the same.
  • How often do you hear from you advisor?
  • It’s a problem, but a good problem.

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Many seniors skip this retirement tax strategy. Then they get into their 70s and regret it.

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On this episode:

  • Social Security may cut your check soon by 20%. What do you do?
  • Is your 401(k) loaded with fees?
  • How many financial advisors are turning to…GASP…annuities to fill retirement income needs.

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The rule of thumb is that you need to replace 80% of your current income to continue your lifestyle in retirement. Does that formula work?

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On this episode:

  • Protecting your assets against the high cost of long-term care.
  • Should you put your kids on the title of your home?
  • You can’t handle work one more day, but you feel you are too young to retire.
  • Will the market go up another 150% in the next 10 years?

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Can you replace some or all of your paycheck in retirement? It’s an issue many of us don’t know how to solve.

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