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October 1, 2024 29 mins

Want to know more about mortgages and how to hack the system? Here are my Top 10 Tips!

00:00 – Intro

00:30 – My History with Mortgages

08:31 – My Top Ten Tips For Mortgage Success

09:43 – #1 Mortgage Size

10:22 – #2 Get Rid of it Before Retirement

11:59 – #3 Understand Your Down-Payment

15:54 – #4 Credit Score

17:33 – #5 Avoid ARMs 

18:59 – #6 Recoup Closing Costs

19:52 – #7 Keep Equity as Equity

21:03 – #8 Refinance When it Makes Sense

25:51 – #9 Automate Extra Payments

27:04 – #10 Don't Go Backwards

Today's Story is about Jay's experiences with mortgages and what he has learned along the way - including how Dave Ramsey's advice didn't quite work for him. Let us know what your experiences have been with mortgages in the comments.

The Main Topic goes over Jay's Top 10 Tips for Mortgage Success. If you ever plan on having a mortgage you need to know these tips. If you have a tip we should have added, please leave us a comment!

Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! 

Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own.

Our Website: HopeFilledFinancial.com 

Music: "Take Me Higher" by Jahzzar

Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

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