Stressed About Money? The Hidden Trap for High Achievers & a Path to Peace with Joyce Marter

Stressed About Money? The Hidden Trap for High Achievers & a Path to Peace with Joyce Marter

"I make good money… so why am I still stressed?"

If this thought keeps you up, you’re not alone. Maybe you have a good career & nice home but you still worry about retirement, rising college costs, or just wanting to feel secure.

Everyone assumes you’ve got it all figured out.

Secretly, you’re unsettled & wonder if it’s enough.

 

Licensed psychotherapist Joyce Marter understands. While building her successful practice, she was outwardly thriving, but privately suffering with anxiety. What she discovered: money stress often isn’t about the numbers, it’s rooted in inherited beliefs & old emotional patterns.

 

Your Money Story Wasn’t Your Choice

The thoughts of “I should be further ahead” or “why is success so hard?” often come from generational experiences. If your family went through financial hardship, your nervous system might be wired for anxiety. As a child, you may have learned: money means danger.

 

Common inherited money beliefs include:

 

• Working nonstop because “rest equals laziness”

• Thinking you must “suffer now to enjoy later”

• Feeling guilty for wanting more when you “should be grateful”

• Fearing investment because “money doesn’t grow on trees”

 

Financial anxiety isn’t a character flaw—it’s a learned survival response.

 

Financial Freedom Isn’t About More Money

The truth: Your net worth is not your self-worth.

 

“Our money situation is how we are. It’s not who we are,” Joyce says. “Who we are is innate.” Your value doesn’t depend on your bank account, debt, or choices.

True financial self-care means healing emotional roots of stress & scarcity.

Building Financial and Emotional Resilience

Recovery is about navigating uncertainty without losing yourself.  It’s time to break old patterns & find peace.

 

Episode Highlights

Your relationship with money:

[0:37] - Why your financial situation doesn't define your identity or self-worth

[4:11] - How inherited money beliefs create anxiety in successful adults

Shame and mental health:

[6:06] - The hidden mental health crisis among high-earners: when financial stress becomes dangerous

[10:25] - "I should be further ahead by now": Breaking the shame cycle around money

Growth & Peace:

[14:54] - Why growth requires letting go (even when it feels scary)

[21:22] - Three mindfulness practices to reduce financial anxiety starting today

[29:28] - The future of work: Why your unique gifts matter more than ever

 

Powerful Quotes

"Our money situation is how we are. It's not who we are. Who we are is innate, and whether we're going through turbulent times financially or not, that's separate from our worth." –Joyce Marter

 

Resources Mentioned

• Joyce's website: https://www.joyce-marter.com

• Financial Mindset Fix digital course: https://www.joyce-marter.com/the-financial-mindset-fix-mental-health-for-financial-wealth/

 

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• 1:1 Alignment Accelerator coaching sess