Michigan's Retirement Coach Podcast With Mike Douglas

Are you ready for the 401k revolution? Mike Douglas unpacks the upcoming changes that will let everyday investors access alternative investments like hedge funds and private equity. Discover why diversification is both an opportunity and a risk, and learn the pitfalls of over-investing or misunderstanding complex options. With real-world analogies and practical advice, you’ll get clarity on how to navigate new choices, avoid ...

Confused by all the retirement advice out there? Mike Douglas kicks off with holiday planning and family milestones, then dives into the “three worlds of money”—Wall Street, banks, and insurance—and unpacks how tax loss harvesting can help balance your financial future. Get clear, practical insights to help you navigate retirement choices and avoid common pitfalls.

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Ever feel like your retirement plan is a patchwork of disconnected advice? In this episode, Mike Douglas shares why true financial planning means more than just spreadsheets and investment picks. Discover how integrating taxes, income, investments, insurance, and estate planning into one holistic strategy can simplify your life and help you avoid the pitfalls of fragmented advice. Hear real stories of clients who found peace of min...

Feeling lost in a maze of new retirement rules? Mike Douglas dives into why planning for retirement now feels like learning “new math,” explores the latest changes to Social Security and RMDs, and reveals how personalized advice can make all the difference compared to generic big-box solutions. Discover real stories of Michigan retirees navigating tax traps, making big life decisions, and finding clarity for their futur...

Is Social Security really running out of money—and what can you do about it? Certified financial planner Mike Douglas breaks down the latest headlines, explains why relying on a single income stream is risky, and shares practical strategies for building a resilient retirement plan. Learn how to diversify your income, optimize taxes, and stay proactive in uncertain times—all without falling for fear-driven news or clickb...

Are financial headlines making you anxious about retirement? Michigan’s Retirement Coach, Mike Douglas, reveals how to cut through market noise and build a plan that brings confidence and clarity. From Fed rate drama to tax surprises, discover real stories and strategies for protecting income, managing risk, and minimizing taxes. Learn why a personalized retirement plan beats generic advice—and how intentional planning ...

What’s the secret to a retirement plan that truly lasts? Certified financial planner Mike Douglas reveals five essential keys for building longevity into your finances and your life. From turning savings into a steady paycheck to spending with purpose and planning for life’s “what ifs,” this episode explores how shared values, smart tax strategies, and working with a trusted guide can help couples and indivi...

Think taxes end when you retire? Think again! Certified financial planner Mike Douglas breaks down the five reasons every retiree needs a tax advisor. From understanding how retirement income is taxed to timing your withdrawals, using tax-loss harvesting, protecting your legacy, and leveraging a virtual family office, this episode reveals strategies to help you keep more of your money and avoid costly mistakes. Don’t just acc...

Are you ready for retirement’s “goal line”? Discover the five essential strategies every retiree needs: income planning, investments, insurance, tax tactics, and estate planning. Certified financial planner Mike Douglas shares real-life stories and actionable advice to help you avoid common pitfalls, balance growth with protection, and keep more of what you’ve earned. Learn how to build a personalized, resil...

Women are set to inherit 80% of the $100 trillion wealth transfer—so why are they still being left out of financial planning conversations? In this episode, Mike Douglas tackles the outdated norms that exclude women from financial decision-making. From generational shifts to widowhood realities, he explores how advisors and families can better support women’s financial futures. It’s time to stop doing women a &ldq...

Is your retirement plan stuck in the dial-up era? In this episode, Michigan’s Retirement Coach Mike Douglas breaks down the four outdated elements that could be dragging your financial future offline: old advice, old investments, old technology, and yes—even old advisors. From phantom capital gains to spreadsheet planning pitfalls, Mike explains why modern retirement strategies demand more than yesterday’s tools. ...

Venus Williams returned to tennis—for the health insurance. In this episode, Mike Douglas uses her story to spotlight a major retirement blind spot: healthcare costs. From Medicare premiums to long-term care, Mike shares real-life examples and four key strategies to help retirees plan for medical expenses without sacrificing their lifestyle.

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Is the 4% retirement withdrawal rule outdated? Certified financial planner Mike Douglas dives into why generic financial advice may not fit your life. From debunking national radio soundbites to explaining how bond yields and equity returns impact your income, this episode urges listeners to rethink retirement planning. Learn why personalized strategies beat one-size-fits-all rules—and how to find an advisor who truly underst...

What if retirement wasn’t the end—but the beginning of something more meaningful? In this episode, Mike Douglas explores how to retire with purpose, not just a portfolio. From mental and physical wellness to community, service, and faith, he outlines five key areas to help you thrive in your next chapter. It’s not just about money—it’s about living with intention.

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Think doing your own taxes in retirement is no big deal? It could be a six-figure mistake. In this episode, Mike Douglas breaks down the difference between tax prep and tax planning—and why the latter is critical as you shift from saving to spending. From Roth conversions to RMDs and business write-offs, Mike shares real-life strategies that can help reduce your lifetime tax bill and protect your nest egg. If you’re ent...

We all dream about retirement—but are we actually planning for it? In this episode, Mike Douglas shares four powerful steps to help you turn your retirement dreams into reality. From front-loading your early retirement years to creating a “living inheritance” and protecting your legacy, Mike explains how to align your financial plan with your life goals. It’s not just about saving—it’s about spen...

Mariah Carey may not believe in birthdays, but the IRS sure does. In this episode, Mike Douglas breaks down the five key ages that shape your retirement tax strategy—and why ignoring them could cost you. From catch-up contributions at 50 to required distributions at 73, Mike explains how each milestone opens (or closes) a window of opportunity. Whether you're planning withdrawals, considering Roth conversions, or just trying ...

What if you lived to 120—would your retirement plan survive? In this episode, Mike Douglas tackles the growing reality of extreme longevity and what it means for your financial future. From shifting retirement age expectations to the impact of medical breakthroughs, Mike explores how to build a plan that supports not just a long life, but a fulfilling one. Whether you're retiring at 59 or 69, this conversation will challenge ...

What do roller coasters and retirement have in common? In this episode, Mike Douglas draws a vivid parallel between thrill rides and market volatility, offering practical strategies to help you step off the financial roller coaster. From segmenting your income and managing risk to understanding the real impact of 401(k) limitations, Mike breaks down how to build a retirement plan that fits your life—not the financial industry...