Ep 56: How to Master Money With Your Spouse

In this deeply personal and unfiltered episode, I’m walking you through one of the most important money topics out there—how to master finances with your spouse. But here’s the catch: your money issues aren’t really about money. They’re about communication, subconscious beliefs, and emotional disconnect.

 

I’ll break down the real reason couples fight over Target spending, how to identify the root cause of financial friction, and the exact approach my wife and I used to go from misaligned to financially free and emotionally in sync. I also share some very real moments from our current family life, including a medical emergency we navigated while I was recording this episode.

 

Whether you’re in debt, trying to get on the same page with your partner, or just want to be better together, this episode is a must-listen.

 

Key Talking Points of the Episode

 

00:00 Introduction

01:42 Real-life chaos: daughter’s seizure, ER visit, and keeping calm
05:38 Why communication in crisis mirrors communication in finances
07:23 Marriage & money: 17 years of learning, adapting, and growing
08:55 Most “money issues” are actually emotional or relational gaps
10:10 Why BudgetDog Academy starts with a behavioral psychologist
11:37 Subconscious habits, childhood trauma, and financial conflict
12:35 The Target argument isn’t about spending—it’s about unmet needs

16:19 Your money arguments = your marriage problems in disguise
18:00 The root cause model: business, health, and relationships
19:37 Practical Tip 1: Ask your spouse what they want—goals, not budgets
20:45 Practical Tip 2: Use third-party voices to avoid sounding like a nag
22:25 The ultimate shift: two brains working toward one goal

Quotables

 

“Your money problem isn’t a money problem, it’s a relationship problem.”

 

“When we became a team in our finances, everything changed, our results exploded.”

 

“Fix the root cause. Solve the emotional gap. The finances will follow every time.”

 

Links

 

Budgetdog

https://budgetdog.com