Ep 68: We Grew Our Net Worth by $310K in Q2: Here’s How and the System We Used

We just had our biggest financial leap ever, a $310,000 increase in our net worth in just one quarter. In this episode, I take you behind the curtain to reveal exactly how we did it. But this isn’t just about our win—it’s a blueprint for how you can do it too. I’m sharing the exact system we use (and teach inside Budget Dog Academy) that’s changing lives and stacking net worth gains for hundreds of our students.

 

I’ll show you how simple financial tools—like a balance sheet, budget, and roadmap—when automated and aligned with your values, can completely transform your financial life. Whether you’re in debt, overwhelmed, or just looking for next-level results, this is your episode.

 

Timeline Summary:

[0:00] – Introduction

[0:41] – Our $310K Q2 net worth increase and why this framework is different

[3:07] – Real-life student success stories and their massive net worth jumps

[4:59] – Core drivers behind our growth: cash flow optimization, investing, and business valuations

[5:26] – The 5-document system: balance sheet, budget, amortization schedule, roadmap, and cash flow goal worksheet

[10:01] – How tracking quarterly net worth can change your mindset

[13:01] – Why automation beats emotion when managing your finances

[20:05] – Turning your goals into monthly cash flow targets

[23:36] – The 3 pillars of financial fitness: education, automation, and community

[27:39] – The myth of “more income equals clarity”—what really solves financial anxiety

[29:34] – My personal “why” and how financial freedom saved our family

 

5 Key Takeaways:

 

1. Automation is key. Your system should run itself with minimal input—30 minutes a month is all it takes.

2. Clarity trumps income. You don’t need more money—you need a better plan for the money you already have.

3. Track it or lose it. A quarterly balance sheet is like stepping on the financial scale—you can’t improve what you don’t measure.

4. Your roadmap should reflect your values. Build a system that funds your goals, not someone else’s idea of success.

5. Community and education drive momentum. Surrounding yourself with the right tools and people accelerates your financial journey.

 

Quotables:

“More income is speed—not clarity. If you’re leaking at $60K, you’ll be leaking at $600K.”

 

“If you can’t commit to 30 minutes a month, you’re not ready to win financially.”

 

“Automation eliminates the human limitations holding you back from wealth.”

 

“Net worth is the scoreboard, but freedom is the real win.”

 

“I don’t just build systems—I build legacies.”

 

Links & Resources:

 

• https://bookwithbudgetdog.com/ped

 

If this episode gave you clarity or motivation, share it with someone who needs to hear it. And if you haven’t yet—rate, follow, and leave a review. Your support helps spread this mission of financial empowerment. Let’s get to work!