All Episodes

June 4, 2025 44 mins

AI will change your life! Are you ready? Today we dive into the evolving landscape of AI, the capabilities and limitations of current AI models like ChatGPT, Claude, Grok, and Gemini, and why most users don't get the results they truly want. While AI is a very powerful but immature tool, learning how to use it effectively will help you to stay relevant in the workforce and can benefit your personal life as well. AI disruption is inevitable and potentially beneficial but it also raises serious questions about human adaptability for a rapidly changing future.

We discuss...

  • Frustrations around AI tools like ChatGPT, Gemini, Claude, Grok, and DeepSeek, especially when users expect too much without giving clear input.
  • The importance of context and prompting in getting valuable responses from AI.
  • Most people use AI poorly, often giving it vague or vanity prompts without depth.
  • Our industrial-era mindset doesn’t prepare us to use AI effectively, and adaptation is essential.
  • AI can assist with tasks like job postings or report generation, results depend heavily on user input.
  • AI disruption will be massive, though adoption will happen gradually over time.
  • The first wave of job losses will hit those who don’t learn how to use AI tools.
  • Identity—such as being a provider, parent, or worker—could be threatened by AI taking over meaningful roles.
  • Ego and confirmation bias could limit AI’s effectiveness as a truth-telling tool.
  • While AI can process inputs and generate useful outputs, it still requires thoughtful human analysis.
  • The U.S. housing market has shown nearly 500,000 more sellers than buyers — the largest gap on record.
  • Credit conditions has deteriorated — 2.3 million borrowers have dropped into subprime credit territory
  • Student loan delinquencies have spiked sharply since collections resumed in May.
  • Nearly $100 million has been collected by Treasury and the Department of Education from defaulted borrowers.
  • Average rent prices have declined, yet overall consumer stress has risen due to financial pressure.
  • Housing prices remained elevated, but affordability has deteriorated, putting pressure on cash-strapped households.
  • Mortgage availability remains key to housing demand, as the majority of buyers rely on loans, not cash.
  • Google search trends reveal more people are asking AI and search engines basic “adulting” questions, like how to use a mop or credit card.

 

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Douglas Heagren | ProCollege Planners

Follow on Facebook: https://www.facebook.com/moneytreepodcast

Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast

Follow on Twitter/X: https://x.com/MTIPodcast

For more information, visit the show notes at https://moneytreepodcast.com/ai-will-change-your-life-717

Mark as Played

Advertise With Us

Popular Podcasts

On Purpose with Jay Shetty

On Purpose with Jay Shetty

I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!

Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

Cold Case Files: Miami

Cold Case Files: Miami

Joyce Sapp, 76; Bryan Herrera, 16; and Laurance Webb, 32—three Miami residents whose lives were stolen in brutal, unsolved homicides.  Cold Case Files: Miami follows award‑winning radio host and City of Miami Police reserve officer  Enrique Santos as he partners with the department’s Cold Case Homicide Unit, determined family members, and the advocates who spend their lives fighting for justice for the victims who can no longer fight for themselves.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.