EP 183: Clarity-Driven Wealth Building

In this inspiring episode of Money & You, host Michelle Perkins welcomes Monica Garcia Duggal, a financial strategist, entrepreneur, and transformational wealth coach, for an in-depth conversation on building true wealth with clarity, focus, and self-love. Monica brings decades of experience from Wall Street to entrepreneurship and shares powerful insights from her work with high-achieving founders and her Financial Bites Method. Together, they explore how mindset, meditation, and self-awareness are the foundational tools for wealth creation—not just financially, but in every area of life. Monica's energetic, no-nonsense approach busts money myths, challenges limiting beliefs, and reminds listeners that wealth begins with knowing and honoring what you truly want.

Highlights from this episode include:
06:18 – Monica’s early influences and her unconventional path from investment banking to entrepreneurship
13:45 – Building and selling a digital marketing business: lessons in systems and exit strategy
18:40 – The importance of being able to step away from your business in order to scale or sell
22:50 – Monica’s multi-pronged approach to building a family office and growing personal wealth
27:30 – Why negotiation education is crucial when exiting a company
34:10 – Breaking through money taboos: why taking care of yourself financially is not greedy
39:45 – Redefining money as neutral: the mindset shift that can change everything
44:00 – How to know what you really want—and how meditation helps clarify that
51:20 – Coaching as a tool for clarity, transformation, and execution
56:45 – Monica’s framework: Financial B.I.T.E.S. (Budgeting, Investing, Taxes, Exit Strategy, Systems)
1:02:10 – The power of focus: how narrowing down your ideas helps you build momentum
1:06:00 – Personal stories of resilience, emotional support, and investing in yourself
1:12:35 – Upcoming TEDx talk: “Breathwork Makes You Wealthy” and how self-regulation drives success

Key Takeaways:

• Your relationship with money must start from a place of unconditional self-love and self-trust.
• Wealth isn't one-size-fits-all—define it on your own terms, whether it's a beachfront mansion or a peaceful cabin in the woods.
• Mindset, breathwork, and emotional clarity are as important as strategy and planning.
• If you want to sell a business someday, you must build systems that let it run without you.
• Success isn’t about doing it alone—coaches, mentors, and community are essential.
• Don’t let limiting beliefs or old narratives hold you back—clarity and focus are game changers.

Resources Mentioned:

• Free financial planning resources and Monica’s Financial Bites Method: monicagarciaduggal.com
• Upcoming TEDx Talk: Breathwork Makes You Wealthy
• Book: The Promise: The Power of Breath and Self-Actualization Through Meditation

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