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November 21, 2025 35 mins

In Episode 224 of Money Matters USA, Fred discusses the critical issue of longevity risk in retirement planning. He emphasizes the importance of understanding how long individuals may live and the financial implications of that longevity. The conversation covers the need for comprehensive planning, including strategies for long-term care and the outdated 4% rule for withdrawals.  Fred stresses the necessity of preparing for potential healthcare costs and the reality of living longer than expected, urging listeners to take proactive steps in their retirement planning.

Reach Fred at 800-593-8188.

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