EP 65 - Your Money Questions Answered #askross

Your Money Questions Answered

Questions: 00:00: Introduction 00:40: How can I start investing in the Australian stock market with a small amount of money? 01:55: What percentage of my income should I be saving each month to reach my financial goals? 03:30: What are the factors that affect my credit score in Australia and how can I improve it? 06:30: What are the tax benefits of contributing to a superannuation fund? 08:15: How can I negotiate a higher salary or benefits package in my industry in Australia? 11:30: What are the best strategies for paying off my HECS DEBT or other debt quickly and efficiently 14:45: How can I build an emergency fund that can cover up to six months of my living expenses in Australia? 17:00: What are the benefits and drawbacks of buying a property versus renting in Australia? 20:15: What are some effective ways to budget and manage my expenses? 22:20: What are some ways to reduce my tax bill and maximise my deductions in Australia? 24:25: How can I save money on my regular expenses such as groceries, utilities, and entertainment in Australia? 28:00 What are the best ways to save for a down payment on a property in Australia?

Ask a question | ⁠⁠⁠www.rossmarais.com/askross⁠⁠⁠

Episode Sponsor | This episode is brought to you by ⁠⁠⁠More Time Financial⁠⁠⁠, a financial planning company that is on a mission to help young Australians make smarter decisions with money by providing real-life financial advice, coaching and financial education.

Book a free initial 30-minute consultation - ⁠⁠⁠moretimefinancial.com.au/get-started/⁠⁠⁠

Disclaimer | In preparing this podcast episode, the contributors have not taken into account any particular person's objectives, financial situation or needs. Before acting on this information, you should consider its relevance to your personal circumstances.