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October 3, 2025 10 mins
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3304: Jackie Beck emphasizes two foundational, yet often overlooked, steps to finally break free from debt: stop borrowing and stay committed through the ups and downs. Her practical advice reframes debt not as a budgeting puzzle but a mindset shift, encouraging listeners to build support systems, establish emergency funds, and plan for the inevitable surprises that come with financial transformation. Read along with the original article(s) here: https://www.jackiebeck.com/want-to-get-out-of-debt-dont-forget-the-most-important-step/ Quotes to ponder: "You have to quit borrowing in order for any get out of debt method to work." "When you’re in a hole and want to climb out, the first step is to put down the shovel." "The most important thing when it comes to quitting debt is remembering that there are always alternatives to borrowing." Learn more about your ad choices. Visit megaphone.fm/adchoices
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