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January 7, 2026 8 mins
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3414: Tiffany Aliche lays out five straightforward steps to help 20-somethings take control of their financial future, without sacrificing enjoyment in the present. By focusing on smart habits like maxing out 401k matches, avoiding bad debt, and setting realistic savings goals, young adults can set themselves up for a secure and stress-free retirement. Read along with the original article(s) here: https://thebudgetnista.com/retirement-start-early/ Quotes to ponder: "The earlier you start, the sooner you can get your money working for you." "A dollar saved is a dollar earned." "Credit cards, auto loan, these are considered bad debts since they don’t appreciate in value." Learn more about your ad choices. Visit megaphone.fm/adchoices
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