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November 23, 2025 9 mins

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Episode 2808:

Andy Hill explores three thoughtful alternatives to fully merging finances in marriage, drawing on real-life examples from the personal finance community. Whether couples want to maintain autonomy, streamline shared expenses, or build in guilt-free spending, these options aim to reduce tension and better align financial habits with relationship values.

Read along with the original article(s) here: https://marriagekidsandmoney.com/3-smart-alternatives-to-merging-money-in-marriage-2/

Quotes to ponder:

"What I'm finding more and more in marriage is that we need to choose what works best for us and not let other opinions interfere."

"Money is also a form of independence, and so having to negotiate with another person regarding money can create a power struggle that is really about so much more than money."

"Life is good."

Episode references:

43 Blue Doors: https://www.43bluedoors.com

Route to Retire: https://www.routetoretire.com

 



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