When faced with the opportunity to invest in real estate, one key decision often comes up: Is it better to use cash on hand or tap into home equity through a HELOC?
This episode dives into the pros and cons of both strategies. Using cash can provide simplicity, speed, and peace of mind—without monthly repayment obligations or exposure to rising interest rates. On the other hand, accessing equity through a HELOC offers flexibility and leverage, but also introduces debt service, rate variability, and risk that must be managed carefully.
We explore how current market conditions, interest rate trends, and property performance in different markets can all impact the effectiveness of either approach. You'll also learn how strategic tools like the 1031 exchange can help preserve capital and build long-term wealth, regardless of which funding path you choose.
If you're deciding between using equity or cash to fund your next move, don't make the decision in a vacuum. Speak with one of our expert investment counselors for a free consultation to help you map out the strategy that best fits your goals and financial situation.
Contact Us to schedule your call today.
And if you’re enjoying the podcast, don’t forget to subscribe and leave a review—it helps others discover the show and start their own investing journey.
--------------------------------
Throwback Thursday Episode (The episode originally took place in the year 2024)
This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated.
--------------------------------
If you missed our last episode, be sure to listen to How ONE Rental Property Paid for my Kid's College!
Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing.
See our available Turnkey Cash-Flow Rental Properties.
Our team of Investment Counselors has much more inventory available than what you see on our website. Contact us today for more deals.
Popular Podcasts
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Special Summer Offer: Exclusively on Apple Podcasts, try our Dateline Premium subscription completely free for one month! With Dateline Premium, you get every episode ad-free plus exclusive bonus content.
The Breakfast Club
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.