What you don't know CAN hurt you! Retirement is the most expensive purchase you'll ever make and, because you only get one shot, you better get it right. This show is dedicated to helping retirees and Baby Boomers learn what they need to know so they can make informed decisions and retire successfully. And best of all, we make it understandable! If you want to learn how to avoid some of the more common mistakes I've seen retirees and Boomers make over the last two decades, tune in; and if you like what you hear, kindly consider giving us a review. It helps our show reach more people like you.
Over the past few months, the economic debate has heated up: the Federal Reserve is weighing the possibility of lowering interest rates, President Trump has already extended corporate tax cuts, and the national debt continues to soar. What does all of this mean for your retirement security?
In this episode, we unpack how lower rates could affect everything from your 401(k) and pension returns to the cost of borrowing in retirement....
If a fire broke out, would you know exactly how to respond? In the heat of the moment, panic can take over — and retirement works the same way. The worst time to make critical financial decisions is in the middle of a crisis.
That’s why planning ahead is essential. In this week’s Providence Financial Retirement Show, we share 5 practical ways to fireproof your retirement, so you can face the unexpected with confidence. We’ll cover ...
The "big beautiful bill" that just went into play has sparked both praise and criticism — but what does it really mean for retirees and those approaching retirement?
While politicians debate and high-profile voices like Elon Musk warn that this law could widen the deficit and eventually pressure lawmakers to cut spending or raise taxes, supporters argue that reducing taxes puts money back into the pockets of consumers and businesse...
Mutual funds are one of the most popular investment tools — but are they the right choice for your retirement? This week on the podcast we take a closer look at mutual funds and ETFs, uncovering fees, tax implications, and drawbacks you may never have considered.
In retirement, it’s not just about growth — it’s about generating reliable income and protecting your...
When you retire, your paycheck stops — but your need for income doesn’t. Too many retirees rely on the “withdrawal method,” slowly spending down their savings and hoping the market cooperates. In this week’s podcast, we explain why building an income stream through interest and dividends can be a smarter, more sustainable approach.
You’ll learn:
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We’re officially in the second half of the year — and just like in football, halftime is the perfect moment to reassess the game plan and take a strategic pause to evaluate your finances, goals, and risk exposure before the year slips away.
Ask yourself:
✔️ What’s gone well so far this year—and what hasn’t?
Most people think retirement readiness is all about the numbers — but there’s a lot more to it than that. In this week’s episode, we explore what it truly means to be ready for retirement — not just financially, but mentally and emotionally too.
We’ll cover the financial side, including:
✔️ Creating reliable income that lasts
✔️ Managing inflation and taxes
✔️ Planning for longevity and the sequence of returns
And we’ll also tackle...
A successful retirement isn’t just about how much you’ve saved — it’s about how wisely you manage it. In this episode, we walk through some of the most effective strategies for turning your nest egg into lasting, tax-efficient retirement income.
We’ll cover:
✔️ Tax-saving moves that can keep more money in your pocket
Long-term care is one of the most underestimated — and financially devastating — challenges facing retirees today. In this week’s episode of The Providence Financial Retirement Show, we break down everything you need to know about preparing for the possibility of needing care in your later years.
Whether it’s home health assistance, assisted living, or full-time nursing care, the reality is that 70% of people over age 65 will need ...
Join me for a comprehensive review of retirement account essentials — covering how to maximize benefits, avoid pitfalls, and optimize for both tax efficiency and legacy planning.
- Traditional IRA: Tax-deferred contributions grow until withdrawal; ideal for those seeking upfront tax deductions
- Roth IRA: After‑tax contributions grow tax-free, with no required minimum distributions—great for long‑term tax flexibility
- Roth Convers...
Join us for a Q&A-style deep dive as we tackle the retirement planning questions you’ve been asking:
Inflation: Learn how rising prices slowly chip away at your purchasing power — what used to cover essential expenses now may fall short.
Interest Rates: Discover the ripple effect of rate changes on income streams and savings—whether you’re holding CDs or fixed-income investments.
Stock Market Volatility: Anthony explains why market...
Welcome to episode #400! This week, we explore the unseen cost of inaction in retirement planning — from delaying tax planning and staying trapped in growth investments (rather than shifting to income investments), to hoping the market simply rebounds.
With interest rates expected to drop later this year and tax laws set to evolve — such as potential extensions of tax cuts and raised standard deductions for seniors — clinging to o...
With recent market turbulence — fueled by geopolitical tensions, rising oil prices, tariffs, and inflation — many retirees are feeling the pressure. How do you stay grounded when everything is shifting? In this week's podcast, we break down how these forces can impact your retirement income strategy and why having a proactive, long-term plan is more important than ever.
What you'll learn:
- How Fed policy is evolving in response to...
We take the time this week to explore the evolving dynamics of retirement planning. Gone are the days when a 30-year tenure at a single company culminated i...
This week's podcast sheds light on seven critical yet often overlooked warning signs that could derail your retirement plans.
1. Market Volatility: Sudden market swings can significantly impact your retirement savings, especially if they occur early in your retirement. Understanding sequence of returns risk is crucial to safeguarding your nest egg.
2. Inflation's Silent Erosion: Over time, inflation can diminish your purchasing p...
This week's podcast is focused on the intricacies of Required Minimum Distributions (RMDs) and Roth IRA conversions—two pivotal elements in retirement planning.
With the age for initiating RMDs now set at 73, retirees are compelled to withdraw a minimum amount annually from their traditional retirement accounts, potentially escalating their taxable income. We explore strategies to manage these distributions effectively, including t...
This week on the podcast we delve into the rising interest in annuities as a response to current economic uncertainties. With market volatility, discussions...
In this episode of the Providence Financial Retirement Show, we discuss the recent implementation of President Trump's tariffs and their potential impact on the economy and retirees. With tariffs reaching up to 145% on Chinese imports, consumers may face higher prices on everyday goods, from electronics to clothing.
Anthony discusses how these tariffs, intended to protect domestic industries and influence trade negotiations, can le...
In this episode of the podcast, we delve into the often-overlooked emotional aspects of retirement planning. While market corrections, geopolitical tensions, and economic uncertainties can stir anxiety, it's the mastery over our emotional responses that truly determines retirement success.
A successful retirement isn't solely about the size of your portfolio but about ensuring a steady income stream that lasts a lifetime. Drawing ...
In this week's podcast, we delve into four critical aspects of retirement planning that can significantly impact your financial future.
- Roth Conversions: This strategy involves transferring funds from a traditional IRA or 401(k) to a Roth IRA, paying taxes on the converted amount now to enjoy tax-free withdrawals later. It's particularly beneficial if you anticipate higher tax rates in the future or want to reduce required minim...
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