Retirement Isn’t Just for Chads & Karens
Let’s be honest—when most folks picture retirement, it’s usually a straight couple named Chad and Karen sipping Chardonnay in Scottsdale. Cute for them. But what about you—still fabulous at 67, maybe rocking a part-time gig at a queer-owned café because your bank account missed the memo that you were done working?
On this week’s Queer Money, we’re ditching the tired, hetero retirement fantasy and giving you the real tea on how queer folks can retire fabulously (and actually afford it). We’re serving up a 5-step no-BS framework to take you from “fabulously stressed” to “financially fierce.”
Whether you’re figuring out your retirement number, learning how to pay your future self first, or just trying to make peace with the word “budget,” we’ve got you. Because your golden years shouldn’t be basic—or broke.
Retirement isn’t one-size-fits-all, especially for our community. So let’s stop trying to live someone else’s dream and start planning for yours. The goal? A future that fits you like your favorite pair of perfectly broken-in jeans. Or leather pants. We don’t judge.
🎯 5 Steps to Go From Fabulously Stressed to Financially Fabulous
- Know Your Number 👛 - Guessing doesn’t cut it. Use the Happy Gay Retirement Calculator to figure out how much you need for the life you want.
- Pay Your Future Self First 💸 - Even $25 a paycheck adds up. Start now so your 65-year-old self can sip cocktails, not stress.
- Ditch Chad & Karen’s Plan ❌ - You’re not straight. Your retirement shouldn’t be either. Build a plan that fits your life.
- Lasso Your Accounts 🤠 - Round up those stray 401(k)s. One place. One plan. So much easier to manage.
- Pick Your Paradise 🏖️ - Palm Springs? Portugal? Start researching now so you can retire where you’ll live your best life.
Chapters
- 0:00 - Intro
- 2:04 - Step 1 - Know your retirement number
- 4:05 - Step 2 - Pay your future self first
- 6:22 - Step 3 - Skip the straight benchmarks
- 8:21 - Step 4 - Consolidate retirement accounts
- 9:22 - Step 5 - Pick your gay paradise
- 10:30 - Wrap up
Get your Happy Gay Retirement Calculator
- Download it here: queermoneypodcast.com/hgrcalc
Popular Podcasts
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Special Summer Offer: Exclusively on Apple Podcasts, try our Dateline Premium subscription completely free for one month! With Dateline Premium, you get every episode ad-free plus exclusive bonus content.
The Breakfast Club
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.