Subprime lending is still out there, and the mainstream take on it is totally wrong. Instead of solving what causes borrowers to be subprime, the system simply bends the rules and allows those borrowers to get burdened with debt that are not equipped to manage. This leaves them very vulnerable to market shifts or other bumps in their financial road.
In todays show, we chat about that but also revisit last weeks show. ChatGPT was used to write last weeks show and it was an experiment to demonstrate a point I made in a podcast a few weeks back. With todays reality, it is becoming easier for real estate agents and others to seem far more informed and proficient than they actually are. So we discuss that and how to protect yourself from making a bad choice.
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