Real Money Talks

What happens when you’ve done everything “right”… but your money still isn’t working the way it should?

In this episode, Loral works with a high-income business owner who has paid millions in taxes and is searching for a better path forward. The conversation quickly reveals that the real issue isn’t income, it’s the lack of a clear reduce tax liability strategy.

They break down how many entrepreneurs unknowingly overpay in taxes beca...

What if the real issue isn’t how much you’re making, but rather how your business is structured?

In this episode, Loral works with a high-income business owner who has paid millions in taxes and is still searching for a better way forward. The problem isn’t effort—it’s the lack of a corporate tax structure strategy that actually supports wealth building.

They break down why having multiple companies isn’t enough if they aren’t struct...

In this episode, Loral walks Jason through a w2 to business transition strategy designed to reduce taxes, lower healthcare costs, and create long-term wealth.

Like many high-income earners, Jason is staying in his W2 role for one main reason: benefits. But as Loral explains, relying on a paycheck often limits your financial potential. A W2 to business transition opens the door to smarter tax strategies, including lowering payroll, l...

In this episode, Loral sits down with Lee Benson to unpack how to build a value creation family and why traditional financial education is failing the next generation. Instead of relying on schools, Lee explains why families must take ownership of teaching real-world money skills at home.

They dive into the difference between financial literacy and competency, and why a value creation family focuses on applying money skills like ear...

What’s the smartest way to move from a W2 job into ownership without getting crushed by taxes?

In this episode, Loral walks Scott through a real-life equity and tax strategy as he transitions into a 20% ownership stake in a plumbing company. With rising income and new opportunities, the focus shifts from earning money to structuring it correctly.

They break down how your equity and tax strategy starts with the agreement itself becaus...

What if the biggest thing affecting your money, focus, and performance is not your strategy, but your brain?

In this episode, Loral sits down with Dr. Patrick Porter, founder of BrainTap, to talk about brain training for entrepreneurs and why so many business owners stay stuck in stress, survival mode, and mental overload. They explore how your brain processes pressure, how stress changes your decision-making, and why better results...

Most people are waiting for clarity, certainty, or the “perfect plan” but as this week's guest Hugh Zaretsky explains, momentum comes from action. A strong launch strategy starts with taking the next step, even when it’s only 70–80% aligned.

You’ll also hear how AI is changing the way investors find deals, analyze opportunities, and save time. But tools alone aren’t enough. Loral and Hugh emphasize that mentorship, critical thinking...

In this powerful episode, Loral talks with Dr. Phil Ovadia about heart disease prevention and the myths that keep so many people stuck in poor health. From his years as a heart surgeon to his own 100-pound weight loss, Dr. Phil explains why traditional advice about cholesterol, low-fat diets, and statins often misses the bigger picture.

They unpack the real drivers behind heart disease prevention, including metabolic health, insulin...

Loral reunites with Sharon Lechter, her “financial mom” for a powerful conversation on true wealth mentorship and the difference between chasing money and building a life that’s rich in every way.

Sharon shares her money story, and dives into her newest book Old Wealth, New Wealth, True Wealth and the real message behind it: true wealth mentorship isn’t just about accumulation, it’s about who you become, who you impact, and what you...

In this episode, Loral sits down with Bev Ottone to expose what’s really happening behind the scenes in small business fraud prevention, and why most owners don’t catch fraud until it’s too late.

Bev shares real examples of fraud she’s uncovered, including payroll tricks (ghost employees and reimbursements), vendor fraud inside bookkeeping software, ACH changes, check theft, and even points scams. You’ll learn the most common red fl...

In this episode of Real Money Talks, Loral sits down with ZZ, a Louisiana entrepreneur who built an experiential tourism business rooted in Cajun culture, storytelling, and alligator hunting.

From taking over his family’s swamp tour company to expanding into guided alligator hunts, ZZ explains how an experiential tourism business is about selling memories, not products. He shares how hurricanes, COVID, and coastal erosion impacted o...

In this powerful conversation, Loral speaks with Debbie Posnien, Executive Director at Suicide Prevention Network in Nevada, about the growing mental health crisis and the importance of recognizing suicide warning signs.

They discuss the difference between impulsive teen suicides and the more planned nature of adult suicides, especially among men over 60. Debbie explains the most common suicide warning signs, including isolation, ch...

Brad shares his three-year plan to exit traditional employment and live a fully automated business life, what he calls a corporate lifestyle strategy. He’s already launched fitness and supplement LLCs and is preparing to add real estate, but questions how to fund growth without overexposing personal capital.

Loral walks through why a true corporate lifestyle strategy requires sequencing, management entities, and the right mix of LLC...

A commercial construction CEO earning mid-six figures asks Loral how to turn income into lasting wealth. His challenge is common: high taxes, a maxed-out 401(k), and strong earnings but no real momentum toward financial freedom.

Loral outlines a construction wealth strategy she personally used to build multi-million-dollar wealth: owning not just real estate, but the construction company, distribution channels, and service businesse...

A listener from Cleveland asks Loral two big questions:

Can college tuition be put through a business and paid for before taxes?

Can an SBA loan help reduce personal liability?

Loral’s answer is clear: yes, but it’s all tax strategy, and it has to be done precisely. She explains that tuition can be paid through a business only when the student’s education aligns with the company’s purpose and when the proper corporate resolutions and ...

Today I sit down with J Bird, founder of Cross Country Wellness, to unpack the real-world CBD business strategy behind building a premium product line and surviving in a crowded hemp market.

He shares the personal story that led him into the industry, losing his father to an accidental overdose, and how that pain became purpose: creating a holistic alternative that people could trust.

Loral's Takeaways:

In this episode of Loral’s Real Money Talks, Loral explores the powerful connection between mental health and wealth with Nikki, clinical director and founder of Mind People in Ontario, Canada.

Nikki brings decades of experience in psychoanalytic psychotherapy, cognitive behavioral therapy, and trauma-informed care to explain why mental health and wealth cannot be separated, especially for entrepreneurs, high performers, and legacy ...

If you’re asking how to multiply $100,000, you’re already ahead of most people but the real question is how you do it without unnecessary risk or costly mistakes.

In this episode of Real Money Talks, Loral walks through how to multiply $100,000 using strategic options like starting or buying a business, investing in real estate, exploring short-term rentals, and partnering with others who already have experience. Rather than pushing...

Navigating divorce is emotionally overwhelming but without a clear divorce wealth strategy, it can also become financially devastating.

In this episode of Real Money Talks, Loral walks through how to approach divorce with a divorce wealth strategy that protects your assets, minimizes tax damage, and sets you up for long-term independence and not just a clean break.

Rather than reacting from fear or urgency, Loral explains why a smart...