Retire In Texas

Retire In Texas

If you are close to retirement and your plan is to retire in Texas, this is the right money conversation for you. Here you will learn the Texas nitty-gritty of money and financial topics from a highly sought-after financial advisor, author, co-founder, and CEO of PAX Financial Group, Darryl Lyons. If your faith, family, and freedom are important to you, then you will love the Retire in Texas Podcast.

Episodes

April 22, 2026 17 mins

What should your mindset be when markets feel uncertain and life does not go according to plan?

Many people assume their financial success is driven mostly by market performance, timing, or access to the right opportunities. But what if one of the bigger influences on your long-term net worth is actually the mindset you bring to everyday decisions, setbacks, and uncertainty?

In this episode of...

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What should you understand about artificial intelligence before you start using it?

Many people hear the term AI almost every day now, but still feel confused about what it is, how it works, and whether they are already behind. But what if the better place to start is not with fear or hype, but with a practical understanding of how AI fits into everyday life, business, and decision-making?

In ...

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April 8, 2026 17 mins

What should Texans understand about the state's rapid economic growth?

Many people see packed highways, busy small...

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What should investors understand before adding private credit to their portfolio?

Many people hear the phrase private credit and assume it is just another income-producing investment. But what if the real issue is not simply the yield it offers - it is understanding the structure, liquidity, and risk that come with it?

In this episode of Retire in Texas, Darryl Lyons breaks down the growing ro...

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What really keeps people from building generational wealth?

Many people assume the biggest obstacle to building long-term wealth is picking the wrong investment. But what if one of the biggest barriers isn't market performance at all - it's trust?

In this episode of Retire in Texas, Darryl Lyons explores why trust may be one of the most overlooked components of building generational wealth. He...

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What are the smartest ways to give to charity while also being tax efficient?

Many people want to be generous. But what if the biggest obstacle to giving strategically isn't a lack of desire - it's behavior, emotion, and not knowing the right financial tools?

In this episode of Retire in Texas, Darryl Lyons explores the intersection of charitable giving, tax strategy, and behavioral finance. H...

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Is the escalating conflict with Iran something investors should worry about?

Global headlines about war, oil supply disruptions, and geopolitical tensions can make it feel like a major market crash is just around the corner. But are these fears grounded in probability - or simply possibility amplified by the news cycle?

In this episode of Retire in Texas, Darryl Lyons explores the investing sk...

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Is food insecurity really a problem in San Antonio - even in a city with so much abundance?

Many people assume hunger is caused by a lack of food. But what if the real issue isn't supply - its distribution, dignity, and breaking the deeper psychological cycles of poverty?

In this episode of Retire in Texas, Darryl Lyons sits down with Marcus Walker of Daily Bread Ministries, a San Antonio-base...

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February 25, 2026 19 mins

Should you really try to die with zero?

The popular book "Die With Zero" argues that many people save too much money and miss opportunities to enjoy life along the way. Its philosophy encourages maximizing experiences, spending intentionally during different seasons of life, and giving wealth away earlier rather than leaving large inheritances.

But does that approach actually work for most retirees?

In this episode of Retire in Tex...

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What are the four new financial changes families and retirees should know about?

Several new programs and policy updates have quietly launched that could impact children, seniors, private school families, and retirees - but most people haven't heard the details yet.

Some involve compounding investment accounts for kids. Others affect IRA withdrawals after age 65. And a few provide direct educa...

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What is elder fraud and why is it increasing right now?

Elder fraud is financial exploitation that targets seniors, often through impersonation, emotional manipulation, or false emergencies. 

There's an $80 trillion wealth transfer underway - and scammers know it.

In this episode of Retire in Texas, Darryl Lyons exposes how criminals are increasingly targeting seniors and families...

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Is faith-based investing an all-or-nothing decision, or is there room for balance?

In this episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, continues the two-part conversation on faith-based (biblical responsible) investing by exploring the remaining perspectives investors often hold.

Building on Part 1, Darryl focuses on investors who are fully committed to...

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What is biblical responsible investing - and why does ownership matter?

In this episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, begins a two-part conversation on faith-based (biblical responsible) investing and why it often sparks such strong reactions.

Darryl breaks down what biblical responsible investing actually is, how it works within portfolios, and w...

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When should you hire a financial advisor - and when don't you need one?

In this episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, breaks down the real-life situations where having a thinking partner can help you make more informed decisions. While technology gives us endless financial calculators and online tools, Darryl explains why more informed financial decisions stil...

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In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, breaks down what Wall Street's biggest firms are predicting for 2026 - and what it could mean for your portfolio.

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January 7, 2026 17 mins

In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, takes a deeper look at why so many goals fail - and makes the case that it's not a lack of motivation, discipline, or strategy that holds us back, but a misunderstanding of suffe...

In this week's Greatest Hits edition of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, reflects on the deeper meaning of work, beyond the paycheck and the hustle, and explores how our ...

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 In this week's episode of Retire in Texas, Darryl Lyons explores one of the most overlooked drivers of long-term financial success: behavior. Rather than focusing on market performance or investment selection, Darryl breaks down why the way we think, communicate, and make decisions could potentially have a greater impact on outcomes than the strategies we choose.

Darryl begins by reflecting on his own jou...

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December 10, 2025 16 mins

In this week's episode of Retire in Texas, Darryl Lyons explores one of the most significant economic shifts happening in our state: the creation of the Texas Stock Exchange - and what this means for business owners, investors, and the long-term financial landscape of Texas.

Darryl begins by sharing a personal story from a recent trip to New York with his daughter, reflecting on how Wall Street has changed over time and how electro...

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In this episode of Retire in Texas, Darryl Lyons and PAX Financial Advisor Greyson Hanna take listeners through the emotional, practical, and behavioral realities that business owners face when preparing to transition out of their companies. Drawing on years of advising entrepreneurs - and personal experience from a family of business owners - Darryl explains why selling a business is far more than a financial transact...

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