Retire In Texas

How does innovation influence markets, technology adoption, and long-term economic thinking?

Many people hear about artificial intelligence, automation, new technology, or economic uncertainty and immediately wonder what it means for their money. But what if innovation is not something to fear, but something that can influence markets, investing, and long-term economic growth?

In this episode ...

What insurance coverages should you review as part of your long-term financial plan?

Many people do not spend much time thinking about insurance until something goes wrong. But what if reviewing your coverage now could help protect your family, your income, your assets, and your identity when life takes an unexpected turn?

In this episode of Retire in Texas, Darryl Lyons walks through six type...

What are the investing basics that can help shape long-term financial decisions?

Many people hear terms like stocks, bonds, ETFs, mutual funds, dividends, or Roth IRAs and assume they already understand the basics. But what if going back to the basics helps inform people as they make money decisions?

In this episode of Retire in Texas, Darryl Lyons breaks down the core building blocks of inves...

What should long-term investors understand about the Federal Reserve?

Many people see headlines about the Fed, interest rates, inflation, oil shocks, or the economy and immediately wonder what it means for their money. But what if the better response is not panic, but perspective?

In this episode of Retire in Texas, Darryl Lyons breaks down the Federal Reserve in a way that is practical, histo...

What can the San Antonio Spurs teach us about life, leadership, and long-term success?

Many people see the Spurs as ...

What can Europe's economic challenges teach us about America, faith, and long-term investing?

Many people see headlines about Europe's economy, rising poverty rates, regulation, energy issues, and declining standards of living and wonder what it all means for investors. But what if the bigger takeaway is not fear, but perspective?

In this episode of Retire in Texas, Darryl Lyons shares his tho...

What should your mindset be when markets feel uncertain and life does not go according to plan?

Many people assume their financial success is driven mostly by market performance, timing, or access to the right opportunities. But what if one of the bigger influences on your long-term net worth is actually the mindset you bring to everyday decisions, setbacks, and uncertainty?

In this episode of...

What should you understand about artificial intelligence before you start using it?

Many people hear the term AI almost every day now, but still feel confused about what it is, how it works, and whether they are already behind. But what if the better place to start is not with fear or hype, but with a practical understanding of how AI fits into everyday life, business, and decision-making?

In ...

What should Texans understand about the state's rapid economic growth?

Many people see packed highways, busy small t...

What should investors understand before adding private credit to their portfolio?

Many people hear the phrase private credit and assume it is just another income-producing investment. But what if the real issue is not simply the yield it offers - it is understanding the structure, liquidity, and risk that come with it?

In this episode of Retire in Texas, Darryl Lyons breaks down the growing ro...

What really keeps people from building generational wealth?

Many people assume the biggest obstacle to building long-term wealth is picking the wrong investment. But what if one of the biggest barriers isn't market performance at all - it's trust?

In this episode of Retire in Texas, Darryl Lyons explores why trust may be one of the most overlooked components of building generational wealth. He...

What are the smartest ways to give to charity while also being tax efficient?

Many people want to be generous. But what if the biggest obstacle to giving strategically isn't a lack of desire - it's behavior, emotion, and not knowing the right financial tools?

In this episode of Retire in Texas, Darryl Lyons explores the intersection of charitable giving, tax strategy, and behavioral finance. H...

Is the escalating conflict with Iran something investors should worry about?

Global headlines about war, oil supply disruptions, and geopolitical tensions can make it feel like a major market crash is just around the corner. But are these fears grounded in probability - or simply possibility amplified by the news cycle?

In this episode of Retire in Texas, Darryl Lyons explores the investing sk...

Is food insecurity really a problem in San Antonio - even in a city with so much abundance?

Many people assume hunger is caused by a lack of food. But what if the real issue isn't supply - its distribution, dignity, and breaking the deeper psychological cycles of poverty?

In this episode of Retire in Texas, Darryl Lyons sits down with Marcus Walker of Daily Bread Ministries, a San Antonio-base...

Should you really try to die with zero?

The popular book "Die With Zero" argues that many people save too much money and miss opportunities to enjoy life along the way. Its philosophy encourages maximizing experiences, spending intentionally during different seasons of life, and giving wealth away earlier rather than leaving large inheritances.

But does that approach actually work for most retirees?

In this episode of Retire in Tex...

What are the four new financial changes families and retirees should know about?

Several new programs and policy updates have quietly launched that could impact children, seniors, private school families, and retirees - but most people haven't heard the details yet.

Some involve compounding investment accounts for kids. Others affect IRA withdrawals after age 65. And a few provide direct educa...

What is elder fraud and why is it increasing right now?

Elder fraud is financial exploitation that targets seniors, often through impersonation, emotional manipulation, or false emergencies. 

There's an $80 trillion wealth transfer underway - and scammers know it.

In this episode of Retire in Texas, Darryl Lyons exposes how criminals are increasingly targeting seniors and fam...

Is faith-based investing an all-or-nothing decision, or is there room for balance?

In this episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, continues the two-part conversation on faith-based (biblical responsible) investing by exploring the remaining perspectives investors often hold.

Building on Part 1, Darryl focuses on investors who are fully committed to...

What is biblical responsible investing - and why does ownership matter?

In this episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, begins a two-part conversation on faith-based (biblical responsible) investing and why it often sparks such strong reactions.

Darryl breaks down what biblical responsible investing actually is, how it works within portfolios, and w...