All Episodes

April 23, 2025 • 27 mins

đź’¬ Show Notes


In this episode, we dig into fixed annuities and U.S. Treasuries—how they can bring stability and income to your retirement. We’ll also discuss Social Security risks and how to stress-test your plan so you can retire with confidence. Let’s get you one step closer to rocking retirement!


SUMMARY OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

  • (00:00) Today we talk about the basics of fixed annuities.
  • (00:59) Roger continues the discussion on navigating retirement planning during uncertain times.
  • (02:06) Listener, Christina, asks Roger to consider stress testing including Social Security for the average potential retiree.
  • (07:17) Roger defines fixed annuities and how they fit into the retirement planning process.
  • (07:54) Roger evaluates the similarities and differences between CDs and fixed annuities.
  • (10:08) What are the negatives of fixed annuities?
  • (12:27) How are the rates of annuities determined?
  • (14:08) What are the primary uses of fixed annuities?
  • (15:12) Roger goes through an example of optimization using fixed annuities.


LISTENER QUESTIONS

  • (19:38) Listener, Barbara, asks Roger to educate listeners about the basics of treasuries.


SMART SPRINT

  • (24:36) In the next seven days, I want you to shift the way you approach your retirement planning. Think of yourself as a scientist—you're on a mission to discover and understand. When we run these stress tests or feasibility tests, the goal is to uncover where potential risks might exist and where opportunities could be hiding.


BONUS

  • (25:25) Roger reads from his grandfather’s WWII Journal


REFERENCES 

Books:

Show notes created by https://headliner.app

Mark as Played

Advertise With Us

Popular Podcasts

Stuff You Should Know
Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

24/7 News: The Latest

24/7 News: The Latest

The latest news in 4 minutes updated every hour, every day.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.