đź’¬ Show Notes
In this episode, we dig into fixed annuities and U.S. Treasuries—how they can bring stability and income to your retirement. We’ll also discuss Social Security risks and how to stress-test your plan so you can retire with confidence. Let’s get you one step closer to rocking retirement!
SUMMARY OF THIS EPISODE OF THE RETIREMENT ANSWER MAN
- (00:00) Today we talk about the basics of fixed annuities.
- (00:59) Roger continues the discussion on navigating retirement planning during uncertain times.
- (02:06) Listener, Christina, asks Roger to consider stress testing including Social Security for the average potential retiree.
- (07:17) Roger defines fixed annuities and how they fit into the retirement planning process.
- (07:54) Roger evaluates the similarities and differences between CDs and fixed annuities.
- (10:08) What are the negatives of fixed annuities?
- (12:27) How are the rates of annuities determined?
- (14:08) What are the primary uses of fixed annuities?
- (15:12) Roger goes through an example of optimization using fixed annuities.
LISTENER QUESTIONS
- (19:38) Listener, Barbara, asks Roger to educate listeners about the basics of treasuries.
SMART SPRINT
- (24:36) In the next seven days, I want you to shift the way you approach your retirement planning. Think of yourself as a scientist—you're on a mission to discover and understand. When we run these stress tests or feasibility tests, the goal is to uncover where potential risks might exist and where opportunities could be hiding.
BONUS
- (25:25) Roger reads from his grandfather’s WWII Journal
REFERENCESÂ
- Retirement Answer Man
- Sign up for The Noodle (previously known as Six Shot Saturday)
- Social Security Administration
- TreasuryDirect
- Immediate Annuities
Books:
Show notes created by https://headliner.app
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
True Crime Tonight
If you eat, sleep, and breathe true crime, TRUE CRIME TONIGHT is serving up your nightly fix. Five nights a week, KT STUDIOS & iHEART RADIO invite listeners to pull up a seat for an unfiltered look at the biggest cases making headlines, celebrity scandals, and the trials everyone is watching. With a mix of expert analysis, hot takes, and listener call-ins, TRUE CRIME TONIGHT goes beyond the headlines to uncover the twists, turns, and unanswered questions that keep us all obsessed—because, at TRUE CRIME TONIGHT, there’s a seat for everyone. Whether breaking down crime scene forensics, scrutinizing serial killers, or debating the most binge-worthy true crime docs, True Crime Tonight is the fresh, fast-paced, and slightly addictive home for true crime lovers.