SeedTime Money (Christian living & Personal Finances)

Most people think wealth is about earning more. The truth? It’s about the patterns you repeat every day.

In this episode, we break down 10 specific patterns that predict whether you’ll be broke or wealthy 10–20 years from now. These aren’t obvious mistakes like “don’t buy lattes.” They’re subtle, sneaky habits that quietly lock people into financial struggle… or quietly compound into freedom.

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This episode hit me hard. We cracked open 2 Kings 4—the story of the widow, her debt, and the jars of oil—and I realized it’s not just about a miracle… it’s about God’s system for provision.

Most of us pray for breakthrough but miss the order:
👉 Ask
👉 Obey
👉 Sell (work the miracle)
👉 Pay debt
👉 Then live on the overflow

The widow didn’t just receive money from heaven. She started what mig...

Money advice is everywhere. But not all of it sticks.

In this episode, Linda and I unpack seven pieces of financial wisdom a friend of mine shared that literally changed his life. Some came from mentors, some from experience, some from mistakes—but all of them can save you years of stress and struggle.

By the end of this episode, you’ll walk away with practical steps and timeless wisdom to ref...

Pride is sneaky.

It hides behind our success. It masks itself as “spiritual maturity.” It even whispers, “Look at how humble you are.”

And if we’re not careful, pride will be the very thing that takes us out.

In this episode, Linda and I unpack a conversation with John Bevere that completely reframed how I see wealth, success, and following Jesus. We dive into the #1 thing that’s ...

We thought our story was set. For 13 years, we gave our age as a percentage of our income. It became who we were. People knew us as that couple. Our mortgage was paid off in 10 months. We wrote books about it. We spoke on stages about it. We shared the miracle everywhere.

And then—God asked us to stop.

This episode is not about numbers. It’s about obedience. About what happens when the thing G...

This episode was eye-opening. I asked ChatGPT what keeps everyday Americans broke—and some of the answers hit way too close to home.

Linda and I went through the list together and realized that many of us are quietly wasting thousands of dollars every single year without even realizing it. 

In this episode, we break down 10 money wasters that sneak into your life:

If you take just...

What if being “too good” at saving and stewarding money is actually holding you back from obedience to God?

In this episode, we share the story of friends who, in their leanest financial season, felt God ask them to spend way beyond what made sense. Every financial expert would’ve called it foolish—but their “irresponsible obedience” led to one of the most important divine encounters of their lives.

We almost missed out on an $8,000 furniture set for just $1,000 — because of one dangerous mindset: “You get what you pay for.”

This episode isn’t really about chairs — it’s about how this deeply ingrained belief system can keep us from receiving what God wants to lavish on us. Grace, provision, salvation — none of them came because we “paid enough.” And if we don’t learn to think differently, we may keep ...

In today’s episode, we’re telling the full, raw, and unfiltered story of how one joking sentence I said over a decade ago blocked something we'd been praying, fasting, and believing for: a child.

After 9 years of waiting, trying, and wondering, the Holy Spirit revealed something that shifted everything — not only for our family, but also for how we see our words, faith, and even finances.

Here...

What if the hardest thing you're walking through right now is actually where God is working the most - even when you can't see it?

A few months ago everything was normal in our family. Linda's mom cooked a full Thanksgiving dinner, we all gathered around the table, and life felt predictable. But two weeks later everything changed forever when she got ...