Welcome to "Small Talks for Big Change," the podcast from Patelco Credit Union dedicated to educate our members and communites with financial knowledge and tools to help them achieve financial wellness. In each episode, we will simplify complex financial topics and provide practical tips and advice that can be applied to everyday life. Join our expert guests and host as we discuss a range of financial topics, from budgeting and saving to investing and retirement planning. We will also explore the latest trends in personal finance and provide insights into the challenges and opportunities facing individuals and families today. Through engaging conversations and real-life examples, our podcast aims to inspire and educate listeners on how to take control of their financial lives and achieve their goals. Whether you're just starting your financial journey or looking to fine-tune your strategy, "Small Talks for Big Change" is the podcast for you. So, if you're ready to make positive changes to your financial life, tune in to "Small Talks for Big Change" and start your journey towards financial wellness today!
Join us for an inspiring episode of Small Talks for Big Change as we celebrate Credit Union Youth Month and National Financial Literacy Month. Hear from high school interns Lei’ani Donaldson and Yesley Romo Quezada about their transformative experiences at Patelco Credit Union through the Genesys Works program. Discover their insights on financial wellness, personal growth, and practical advice for young people navigating their fin...
Join us for an engaging episode of Small Talks for Big Change as we chat with Jannine Glista, CEO of Biz Kid$. Discover how Biz Kid$ is revolutionizing youth financial education through innovative classroom initiatives and hands-on experiences. Learn how early financial education is empowering young minds to become future kidpreneurs. Don't miss this inspiring conversation on nurturing financially savvy kids and making financial li...
Join us for a special episode of Small Talks for Big Change as we celebrate Financial Literacy Month and National Credit Union Youth Month! We welcome Kelly Young, Patelco's Director of Retail Branches, to discuss the importance of student checking accounts and financial education for teens. Discover how youth can build strong financial foundations, make smart banking decisions, and navigate student checking accounts.
Get ready for a fun and enlightening episode as we welcome the fabulous Veronica Dangerfield, Patelco's Senior Financial Well-Being Educator and the newly crowned Educator of the Year! Veronica brings her wit and wisdom to the table as we dive into the rising costs of homeowners insurance and the importance of planning for financial health. With her infectious humor and insightful tips, this episode is sure to leave you both inform...
In this episode, host Michele welcomes Charles Brandt, product manager in Patelco's consumer lending department. Charles shares his extensive experience and insights on credit cards, discussing how to choose the right product and use credit responsibly to achieve financial goals. Tune in to learn about Patelco's credit card offerings and how they can help you on your financial journey.
Join us as we welcome back Andrew Farrell, Patelco's community engagement specialist and financial educator, to discuss the transformative concept of a No Spend Month. Discover how this challenge can help you maximize savings, improve financial wellness, and kickstart your journey towards financial freedom. Tune in to learn practical tips, personal experiences, and the motivation you need to take on this exciting financial challeng...
Join us for an insightful conversation with Melissa Steed, Assistant Branch Manager at Patelco Credit Union's Folsom branch and a Certified Financial Specialist. Melissa shares her journey from stay-at-home mom to financial expert and offers invaluable tips on family budgeting, smart grocery shopping, and managing expenses. Whether you're feeling the pinch or just looking to optimize your finances, this episode is packed with pract...
Join us as we welcome back Jennifer Mink, the queen of financial health. Jennifer shares her insights on setting and achieving financial goals for 2025, including the popular "no spend" resolution. We also discuss the four pillars of financial health: spend, borrow, save, and plan. Tune in for practical tips and inspiring stories to kickstart your financial wellness journey this year!
Join us as we kick off a new year with financial wellbeing experts Jessica Rubalcava and Lauren Goucher from Patelco. They share their career journeys and provide actionable tips on spending wisely, saving effectively, managing debt, and planning for the future. Discover practical strategies and resources to help you achieve your financial goals this year.
As the year winds down and the holiday season picks up, it's the perfect time to set financial boundaries that will set you up for success in the new year. In this episode, Patelco Educators Veronica Dangerfield and Andrew Farrell share actionable strategies for managing holiday spending, communicating your financial limits with loved ones, and staying aligned with your financial goals. Tune in for expert advice on building a healt...
In this episode of Small Talks for Big Change, we welcome fraud expert Tiffany Kiefer to highlight the most common holiday scams—from fake delivery notices to fraudulent charity requests. Learn how to spot red flags, protect your personal information, and stay safe while shopping this season. Tune in for essential tips to safeguard your wallet and avoid falling victim to scams this holiday season.
Join host Michele Enriquez as she welcomes back Andrew Farrell, Patelco’s Community Engagement Specialist, to discuss holiday budgeting. Catch his expert advice on aligning your budget with your values and making the most of your holiday season! Many feel the pressure to spend during the holidays. Andrew shares his practical approach to budgeting, goals, how to manage holiday expenses without sacrificing fun, and ways you can emerg...
In this episode, we explore the differences between credit unions and traditional financial institutions. Our guest, Joseph Luque, Central Operations Supervisor at Patelco, shares his extensive experience in the financial services industry. Learn about the unique benefits of credit unions, how they support community financial wellness, and why they might be a better choice for your financial needs. Tune in for practical insights an...
In this special International Credit Union month episode, we sit down with Flora Nafei, the Executive Director of Credit Union Affairs at Patelco. Flora shares her incredible journey from starting as a part-time teller in New Jersey, to becoming a leading advocate in the credit union industry. With over 30 years in financial services and nearly 15 years dedicated to credit unions, Flora discusses her passion for member-focused serv...
In this episode, we welcome Ruben Gonzalez, the Manager of Consumer Loan Processing at Patelco. Ruben shares his insights on the car loan process, emphasizing the importance of financial wellness and member-focused service. Ruben discusses how Patelco’s team supports members through every step of financing, ensuring they get the best rates and a smooth experience. Join us for an engaging conversation about car loans, financial well...
In this episode, host Michele Enriquez and Patelco's Community Giving Partner Cara Houck, discuss the powerful community impact of Patelco Credit Union, focusing on support for local nonprofits like Habitat for Humanity, United Way, Children's Miracle Network and more. Join us as we discuss how Patelco collaborates with organizations to tackle pressing issues like homelessness and economic inequality in Northern California. Discove...
Join Michele Enriquez, as she discusses insights from Patelco's latest webinar on membership perks. Special guest Peggy Wyman, a seasoned financial expert at Patelco Credit Union, shares tips on smart auto buying, retirement planning, and estate management. Discover how Patelco's membership benefits can help you navigate your own financial journey and bring some well-deserved financial wellbeing to your life.
Join Michele Enriquez and special guests Andrew Farrell and Alexia Razo-Orrego as they unpack all things credit cards. Tune in for expert advice and real-life experiences with interest rates, credit limits, rewards, credit score impacts, and a little guidance on how to choose the right card for you. Regardless of if you are a seasoned cardholder or a newbie this episode was created to help you make educated and...
Join Michele Enriquez and special guest Veronica Dangerfield in Episode 25 of Small Talks for Big Change as they delve into the world of retirement planning. With insights from Veronica, Patelco Credit Union's financial wellness educator, listeners gain valuable tips for navigating financial wellness and retirement readiness. From managing healthcare costs to optimizing assets, this episode offers practical advice for crafting a fu...
Discover pathways to financial inclusion with Small Talks for Big Change. Join host Michele Enriquez and guests Ivonne Ortega and Leo Rosales from Patelco Credit Union as they discuss serving the underserved. Uncover strategies to break barriers to access and affordability, providing vital financial education and resources. Tune in to be part of the movement toward financial wellbeing for all.
In 1997, actress Kristin Davis’ life was forever changed when she took on the role of Charlotte York in Sex and the City. As we watched Carrie, Samantha, Miranda and Charlotte navigate relationships in NYC, the show helped push once unacceptable conversation topics out of the shadows and altered the narrative around women and sex. We all saw ourselves in them as they searched for fulfillment in life, sex and friendships. Now, Kristin Davis wants to connect with you, the fans, and share untold stories and all the behind the scenes. Together, with Kristin and special guests, what will begin with Sex and the City will evolve into talks about themes that are still so relevant today. "Are you a Charlotte?" is much more than just rewatching this beloved show, it brings the past and the present together as we talk with heart, humor and of course some optimism.
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
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The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy And Charlamagne Tha God!