February 27, 2024 • 34 mins
Discover the unexpected economic advantages of Medicare for All — a concept that may sound controversial but holds promise for both public welfare and corporate America. Join me, Adam Brous, alongside my insightful co-host Scott, as we unravel healthcare's Gordian knot. This episode isn't just a dialogue; it's an exploration of a groundbreaking perspective that sees Medicare for All not as a burden, but as a potential jackpot for the business world.
We're no strangers to the hefty price tags attached to private healthcare taxes, including premiums, co-pays, and deductibles. However, this time we're flipping the script and examining Medicare for All as a substantial tax break that could save a fortune for individuals and corporations alike. As we dissect policies from the Obama era to Biden's current administration, we reveal the surprising inertia of governance and propose a strategic realignment of Medicare for All as an economic reform poised to unite citizen welfare and corporate prosperity.
Wrapping up our provocative exchange, we delve into 'job lock' and its ramifications on the labor market. Imagine a world where businesses are freed from the financial shackles of providing health insurance, potentially triggering a surge in innovation and profit. We also tackle the transition for those employed in the private health insurance industry, ensuring their skillset's versatility paves the way for new opportunities within the reformed system. Tune in for a session that not only informs but also challenges your perspective on one of the most pivotal issues of our time.
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Comments? Feedback? Questions? Solutions? Message us! We will do a mailbag episode.
Email: solutionsfromthemultiverse@gmail.com
Adam: @ajbraus - braus@hey.com
Scot: @scotmaupin
adambraus.com (Link to Adam's projects and books)
The Perfect Show (Scot's solo podcast)
The Numey (inflation-free currency)
Thanks to Jonah Burns for the SFM music.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
You got a 45 pound weight.
Yeah, I mean, yeah, you gotkettle bells.
Speaker 2 (00:05):
I see, I'm laying my eyes on your beautiful kettle
bells as we speak.
Speaker 1 (00:09):
You know what my kettle bells are being useful
right now.
Keeping the fridge closed, Isaw that one is keeping a
cabinet closed from a cat, oneis keeping a table weighed down
so that it doesn't fall over.
Speaker 2 (00:18):
Okay, it's extended and the other one just sits
there, I don't you don't kettle,I don't you don't bell the
kettles.
I keep telling myself I will,but I do a simple thing I just
hold.
It's a dumbbell, it's not akettle, but I probably should
get a kettle bell, but I justit's a dumbbell and oh is that
was at my cue to be like hey,you've been, have you been
working out?
Oh, you don't know, adam, haveyou been work?
(00:42):
Have you been what?
Speaker 1 (00:42):
is oh, have you been working?
Speaker 2 (00:44):
out, I've been weightlifting and doing these
kind of calisthenic things andyou know, last night I like
barely slept.
I slept like five hours becauseyou were weightlifting all
night.
Speaker 1 (00:52):
I was just.
Speaker 2 (00:54):
In the mirror like American psycho just be like.
Speaker 1 (00:57):
Yeah yeah, listen to Huey Lewis plotting out some
crazy murder plan.
Speaker 2 (01:02):
You just described last night for me oh great.
Speaker 1 (01:06):
And now you're here and so welcome to the last
episode of solutions for themulti-verse everybody,
apparently I'll be getting.
Speaker 2 (01:13):
What a serial killed at the end of this.
Yeah okay, my name's Adam Brous.
My name is Scott Moppen.
This is solutions from themulti-verse.
Speaker 1 (01:31):
Every week, we come to you with a unheard of and new
solution to the society's wetoss it up in the air, we kick
it around, we knock on the tiresnever heard of it before,
unless you have, in which caseit's bully for you, but you
probably haven't.
Speaker 2 (01:47):
Okay, today's solution is we're going back to
one of my favorite things wehaven't touched on a long time
healthcare.
Okay, our first solution wasNurse hotline right healthcare.
Speaker 1 (01:57):
We've done healthcare ones.
We're both on the same page asThinking that our current
healthcare system has a lot ofroom to get better for people
who don't know.
Speaker 2 (02:07):
I used to work for the leading electronic medical
records company in the country.
My, my, my mom built one of thegreatest healthcare systems in
the world.
She, like, was one of thebuilders of it in its early days
.
Cool, my parents are all myparents are both doctors.
My brother, two of my brothers,are doctors.
Anyways, I know, when I workedat epic I ran hospital billing
(02:32):
offices at like six of thelargest health systems in the
country with like thousands,like Tens of thousands of
employees nice.
There were like hundreds ofclinics and like many hospitals
in in one of the systems andthere's six of them that I
worked for, yeah, and we, I gotto go straight in.
I could, I could look at allthe billing.
I could look.
I ran reports all the time.
(02:53):
What were the billing?
How is it working, you know?
So I can say I can actuallywith this, with this I can speak
with authority.
Okay, I actually can speak withauthority on this you have like
other things in this pot.
Speaker 1 (03:02):
You have.
Speaker 2 (03:03):
X, you have specific expertise.
I do I do, and, and I know alittle bit about politics too,
so I can, so we can talk aboutpolitics.
Okay solution today.
What is it?
You know, this is what I callthe American medical business
private tax break and medicaleconomic stimulus bill, which
say that again.
Speaker 1 (03:27):
The American run that run the MVP TB M E.
Speaker 2 (03:29):
Oh the yeah the American medical business
private tax break and medicaleconomic stimulus bill.
Speaker 1 (03:42):
Also called it's mouthful, also called the
mouthful Medicare for all.
Okay.
Speaker 2 (03:46):
Yeah, so what so today's solution?
Speaker 1 (03:47):
I see why they go with that.
Speaker 2 (03:48):
Yeah well, my solution today is we need to
message Medicare for allcompletely differently than
we're messaging it.
But again, once again, the leftis wrong.
They're just bad at marketing,bad at branding right bad at
like politics.
They're just like bad ateverything, and that's why the
left doesn't take over in theUnited States, because the left
has wildly more popular.
(04:08):
You know, it's a democracy.
If you say we're gonna give youa bunch of free stuff, that
should be the winning policy,right?
But it's not, which meansthey're doing it wrong, right?
That's my sort of conclusion.
I yeah, from that firstprinciple, anyways.
So we're gonna rebrand Medicarefor all and we're gonna rebrand
it as two things attack aprivate tax break and a medical
(04:32):
economic stimulus.
A.
Speaker 1 (04:35):
Private tax break and a medical economic stimulus.
Yeah, okay, we're all primedfor the idea of a stimulus,
because we just went through oneright and we liked it sort of
except it was yeah botched andweird, but uh, yeah, so this one
isn't even for regular people.
Speaker 2 (04:51):
This is for corporations.
Corporations are gonna make ahuge amount of money with
Medicare for all.
This is what no one realizes,and the left doesn't.
Speaker 1 (05:00):
I was like people love it when we give
corporations, don't you?
Speaker 2 (05:03):
feel like, don't you feel like when you're gonna say
let's do Medicare for all who's?
Who's against it?
Corporations?
Speaker 1 (05:09):
are people who the money, the money bands right,
who make money on the bigmistake, big mistake.
Speaker 2 (05:14):
Medicare for all will make well, just get.
It will be the one of thelargest corporate bailouts, like
handovers of wealth, in history, and this is what people don't
say, for some reason.
So let me explain how it works.
Speaker 1 (05:27):
So the other group of people that are against
Medicare for all are the peoplewho think that like it would
mean that they suddenly havesome sort Of weird third-world
medical Treatment options andit's just, I don't know.
I was gonna say, as I lived inJapan for six years, had
nationalized healthcare.
It was wonderful, it worked sowell and was it actually there?
Speaker 2 (05:47):
was it just the pair?
Was the government, like wherethe hospitals government
employees?
Speaker 1 (05:52):
I don't know, I don't think.
No, I think it was.
The pair was government.
I don't feel like they were.
Yeah, I don't feel like everydoctor was like the government
employee, but only.
Speaker 2 (06:01):
Britain does that and actually people complain about
it because it's actually notvery good right and so I would
never advocate.
I said right, like I know, ohyeah, but I would never advocate
ever for like governmentemployee.
I mean, you could have somegovernment hospitals.
Okay and look like but itshouldn't be government
hospitals, it should be privatehospitals With government payer
(06:22):
right with an insurance go, andJapan was far from perfect.
Speaker 1 (06:25):
It wasn't perfect, but it was like it was so nice
and this Amazing and the ideathat you're gonna drop in
quality of it.
Suddenly no one's gonna do it's, it's ridiculous.
It just doesn't happen actuallyyou'll probably go up in, but
there are people that definitelybelieve that and they go.
No, we can't have Medicare forall, because then I'll have to
wait nine months to see someoneabout an earring You're like.
(06:45):
That's not.
They'll be like if I break myarm, I have to let it like heal
at a weird angle and thenthey'll have to re-break it a
year later, when they finallysee me at the Emergency room and
I lived in Germany.
Speaker 2 (06:57):
Exactly the same experience like I, spraying the
hell out of my ankle, likereally bad.
I thought I like destroyed myankle and I went immediate to
the hospital.
They x-rated, they said you,you know, you have a bad sprain,
go, you know.
They gave me everything andleft.
It was no weight, nothing, justimmediate.
I.
Speaker 1 (07:15):
I broke my first bone in Japan.
I broke a bone in my foot, hadto have a cast and like and see
doctors and get x-rays and havelearn a whole bunch of new
Japanese vocabulary likeinternal bleeding I didn't.
I found my notebook recentlywith my notes from that time and
like all my new vocab that I'dread and I was like oh, like
internal bleeding, I'm like geezall these very specific terms,
(07:38):
but yeah, like, and then I hadphysical therapy afterward and
the bill to me, I think, waslike under 50 bucks total and it
was just like a processingthing.
Yeah, it was crazy.
Speaker 2 (07:47):
I was just like the nearest thing to Medicare for
all is accountable careorganizations like Kaiser
Permanente, which is a hugehealth system that uses Epic.
Actually, it's one of Epic'slargest.
Speaker 1 (07:58):
Is Kaiser.
Good, I mean I have Kaiser.
Speaker 2 (08:01):
The only complaint people have for Kaiser is that
there's not very good mentalhealth Like you only can meet a
therapist once a month, whichpeople with mental health issues
say.
That's probably not enough.
Speaker 1 (08:11):
Which is yeah, okay, when they bought that old Arkham
Asylum up on the hill andstarted taking over it.
Speaker 2 (08:16):
They put a lot of criminals in there.
Speaker 1 (08:19):
I mean it seems like maybe not the place to group
them all together but I'm not amedical professional.
Let's spread them out, I thinkmaybe one hallway with all the
most dangerous people that we'veever known Like dangerous in a
way that they can all like talkto each other and very easily
Talk to each other.
Speaker 2 (08:35):
Oh my God, is that what happens up there?
Speaker 1 (08:36):
I feel like they could just be like the joker's,
like hey, penguin, what's up?
Penguin's like leave me alone.
But like they could plot thingsright, these criminal
masterminds.
Speaker 2 (08:46):
I agree, maybe we separate them.
I think maybe even just like acommunity program, you know,
maybe just keep them in theirhomes but have like community
workers show up every day.
Speaker 1 (08:56):
That's what I'm gonna push you for.
Hey joker, how's it going?
I'm gonna push you for how areyou?
Speaker 2 (08:59):
doing today?
Did you do okay today?
That's what I'm gonna push youfor one of these days as a
solution.
Speaker 1 (09:05):
For what would you do for if Gotham criminals were
real criminals in our society?
We could do fantasies.
How would you deal with them?
How do you solve?
In a compassionate and orreasonable way.
But what if you were actually?
You can't just be like I don'tknow.
Shoot them all, cause that'snot.
Speaker 2 (09:20):
Wait, okay, medicare for all.
We're not branding it properly.
Why not?
Because we're pitching it as Imean.
I think I'm compelled by thisargument, which is that it's a
moral, we have a moralimperative to like provide
healthcare for everyone, andthat there's a kind of practical
rationality to it.
Like it, our health systemcurrently is really expensive
(09:42):
and actually a Medicare fallsystem would be like
significantly more affordableand just as good, if not
tremendously better.
Oh yeah, so.
So there's like a, there's likea morality with a practicality.
That's the current pitch, Likethat's the burning pitch for
Medicare for all, morality,practicality, okay, that never
gets anything done in America.
When you want something done,you don't say morality,
(10:03):
practicality.
Those are the opposite of whatAmerican laws are.
It doesn't get anyone's juicesflowing.
Exactly, If you want Americanlaws, you got to say
billionaires are going to make ashite ton of money, One and
it'll like create like Americanpower, dominance, like you know,
economically or militarily.
That's like the two things youhave to prove to the federal
(10:24):
government if you want an actuallaw passed.
Wait what's the first one?
Like billionaires are going tomake a ton of money Like rich
people are going to get a lotricher.
Speaker 1 (10:31):
You have to show that first.
Speaker 2 (10:33):
And then you have to show that we'll be like
militarily or economicallydominant geopolitically over the
world.
Those are the two things thatpass laws Like any law you look
at in the last, like you know,100 years, was basically just
like we will rich people getsuper rich and we'll dominate
the world, whether it's a marketor military or whatever.
Speaker 1 (10:54):
So you have to show the Medicare for all.
We'll do this.
That should turn around nowthat we have all these young
people running for.
Wait, who's running forpresident right now?
Speaker 2 (11:01):
Oh yeah, the two youngest people, a 35 year old
and a 37 year old, fresh, newideas out there, even a 55 year
old would be 30 years youngerthan both of them.
It's like a 50 year old.
Speaker 1 (11:14):
You would be a young, yeah, 50 year old.
The 50 year old would be likeoh my God, 50 years old.
Hey Pops what's up.
Why don't you?
Speaker 2 (11:22):
pack away.
Oh my God, I don't mind thatthey're old.
I mind more about their policy.
Really, I think there's oldpeople with great.
My grandma's pretty smart.
Well, she was prettyprogressive, she was like 90.
Here's what I don't like.
Speaker 1 (11:35):
I don't like the people in power clinging on
until the very bitter end.
Yeah, that's not good and notfostering a normal transition to
the younger and younger people,generation to generation.
That's true.
Yeah, I get it.
You have power and you can keepit if you want it.
But you know what, when you gotpower, you're right.
Speaker 2 (11:52):
The person who gave it to you wasn't 89.
Speaker 1 (11:55):
It was like a normal thing.
Speaker 2 (11:57):
You make a fantastic point, scott, like a fantastic
point.
The conversation about this isalways about faculties and maybe
policy.
Are their faculty sharp enoughto do the job Is the big
question.
The smaller question, which isalso brought up, but it's still
there, is are their policieskind of out of date or old
because they're old?
But you're bringing up a farmore fundamental point, which is
(12:21):
the concept of the transitionof power.
Means that people with aninordinate amount of power
voluntarily give it over tothose with less power in order
to keep like the democracyflowing.
Speaker 1 (12:34):
They're hogging the ball.
You shouldn't want to bepresident when you're 81 years
old.
You shouldn't want to be.
There should be enoughconfidence in people who are 50
years old that you've helpedbuild up that you're like cool
guys, your turn, let me do someother stuff.
You don't have to be in chargeof everything, it's okay, that's
a very good point.
Speaker 2 (12:54):
I love that.
I like that as a third leg ofthe stool of the criticism of
you know.
Speaker 1 (12:59):
Anyway, sorry, that's just my personal.
Speaker 2 (13:01):
No, it's great, but let's talk about how Medicare
for All could be rebranded to belike a corporate stimulus bill.
So, that the evil people wouldthink it was good To get through
the hurdles.
Speaker 1 (13:09):
So we have to convince the evil people.
Speaker 2 (13:11):
So here are evil people, listen to them.
So Medicare for All would bepaid for for people who don't
know.
The bill that Bernie proposed,which I think is a good bill,
proposed that Medicare for Allwould be paid for by a 4% income
tax, flat, flat.
So everyone would pay 4% moreon their income tax.
(13:32):
Okay, okay, so okay, peopledon't like taxes, whatever, but
it would be.
It would actually be less thanyou're paying in medical
expenses, so you'd actually savemoney.
Speaker 1 (13:44):
I believe that I'm fine.
Speaker 2 (13:45):
So then this should be pitched as a what I call a
private tax break.
So you're currently payinggovernment taxes and you're
paying private taxes.
And private taxes are all theservices that could be more
efficiently and cheaply providedto you by the government.
But it are provided to you byCorporate.
(14:06):
You know corporate America,right?
That's private taxes.
Okay, so like medical insurance, for sure is a private tax.
So is you know a bunch of otherthings, like when utilities
screw you over and they could bepublic utilities In some ways.
Housing, you pay a private taxbecause we don't have enough
public housing to keep theprices in check and stuff.
So anyways.
(14:27):
But with health care, I wouldsay that's a private tax.
So you're paying a private taxof your health insurance
premiums, your co-pays, yourdeductibles.
If you pay.
If we replace that with apublic tax, you'll actually get
a tax break.
So it's a private tax break.
So that would get the kind ofpeople who are anti-tax.
(14:48):
Yeah.
So it would at least be anargument to them that you could
kind of throw in their spokeswhen they say, yeah, it's gonna
raise taxes, up, up, up, up, up,up, up, up up.
No, it's not yeah.
Speaker 1 (14:58):
It's gonna lower taxes if you include private
taxes the real way to do thatwould be like go back, look at
your last year.
How much did you spend onhealth care?
Speaker 2 (15:06):
Was it now than 4% of your?
Speaker 1 (15:07):
imagine that as a zero.
And now are you happy or no?
Yeah, like yeah, and mostpeople would look back and go,
oh yeah, I'd be happy, right,exactly, I would be.
But even this narrative.
Speaker 2 (15:17):
No one says that I mean this could have been a
solution on its own private tax.
That could be a ver, a word inour lexicon politically that the
left could use to explain thisconcept, because Americans just
don't want to get screwed.
That's what they don't like.
Speaker 1 (15:32):
They don't like to get screwed labeling it as like
the private tax of medicalinsurance.
Speaker 2 (15:36):
Exactly, we're gonna do a tax break, a private tax
break.
You're being taxed by theinsurance companies.
Americans wouldn't know thesubtle differences between a
public tax and a private tax.
They would just say, yeah, youjust mean I'm getting railed
like I'm getting screwed by someinstitution.
That's a big facelessinstitution.
So you say, yeah, you aregetting railed by a faceless
(15:58):
institution.
It's called private healthinsurance, private, you know,
for-profit right insurance andpeople of law.
Speaker 1 (16:03):
Like you know, the criticism is that when they had
the power to do something, whatthey did was they made a law
where, instead of like gettingrid of insurance Companies,
they're like now everyone has tobuy insurance.
Speaker 2 (16:14):
Yeah, no, that's the wrong thing it's trying to, I
understand but it's moving ustoward the wrong goal post.
Speaker 1 (16:21):
You know what I mean like I mean.
Speaker 2 (16:22):
I mean Obamacare was Romney care.
Let's just be straight.
Like Obama was a blackRepublican, I'm just gonna throw
that out there.
Like his policies were justRepublican policies that he like
he, like you know wrapped inliberal silk and like sailed
down the river to us.
It's the same thing with Biden.
Biden's just doing all Trump'spolicies.
Trump came in said I'm gonnadeport people and throw the wall
(16:43):
in Mexico.
Biden has deported way morepeople than Trump and is
building a wall.
Bill enhanced border securityin Mexico, but Trump came in and
said we should do an industrialpolicy and rebuild the
industrial base of the UnitedStates.
He then left.
Biden came in and did theinflation reduction act, which
is a trade war with China, andan industrial policy, a giant
(17:04):
industrial policy for the UnitedStates.
It's just exactly the Trumpplatform.
He's just making it happen now.
Speaker 1 (17:11):
So almost like the government is on its own course.
That can't be deterred by themeasly will of the voters but
new ideas.
Speaker 2 (17:20):
I think new ideas can change it.
So if we get this idea of aprivate tax, you say Medicare
for all is actually a tax breakfor you it's a private tax break
.
Okay, so that gets the taxpeople, okay.
So now we have the corporationswho are like ooh, I had my
corporation.
Now you have to explain to thecorporations.
Corporations pay 67% of thehealth care premiums in the
United States.
Speaker 1 (17:40):
I was just gonna say, like imagine, to the
corporation yes, look back inthe year, how much did you spend
on your health care for youremployees?
Speaker 2 (17:46):
I can tell you the amount corporations that is your
spend Each year spent eighthundred and fifty eight billion
dollars on this this is onlyeight hundred fifty eight bill.
Speaker 1 (17:58):
Only eight, five, eight by.
Speaker 2 (18:00):
That's like only eight, five, eight be almost
double our entire militaryspending each year.
In what?
Every year Corporations paythis to private for-profit
health insurance companies?
Uh-huh.
So the the moment that Medicarefor all is passed, all those
corporations Can just keep allthat money.
(18:20):
They can just move theiremployees onto the government
health care right.
Stop paying those premiums andThen the the employee gets taxed
four percent.
Corporation Nothing, so so thecorporations would get for free
for doing nothing right eighthundred and fifty eight billion
(18:42):
dollars what?
that's bigger than FDR's newdeal right just handed to them,
and then it would the next yearthey get.
They get it again like theyjust they would be a.
Speaker 1 (18:53):
Good, don't have to spend it.
Yeah, they would never have tospend that again.
Speaker 2 (18:56):
I Well, it's like what the hell?
Why did no one ever say thatLike?
Why didn't Bernie ever go andlike talk to like corporate
American chamber of commercelobbyists and be like this is a
huge corporate handout?
This is one of the biggestcorporate handouts in history.
Speaker 1 (19:12):
Because if someone's going to do that and I'm on the
side of the people getting $858billion a year, I'm going to pay
some pretty good lobbyistsmyself to like.
Follow Bernie Sanders to makeit better than that to make a
bet more to follow the otherguys lobbyists around and be
like yo yo yo.
What are you saying?
Here's some, here's some money,here's a little briefcase full
(19:33):
of cash, just but you would keepthe money for it, but you would
support it.
Speaker 2 (19:38):
But they didn't support it.
They did everything they couldto stop it Right.
Who did everything?
Corporate, corporate Americadidn't align itself with Bernie
Sanders.
I'm not, I'm, I'm I crazy.
Of course they didn't right.
They were.
They believed as enemies andthey were, and they took actions
against one another.
But Bernie could have just goneand said guys, this is one of
(19:59):
the biggest corporate moneygrabs right ever and I want to
do it for you.
I'm here to do it for you.
I'm literally going to moveyour expenses onto your
employees.
Yeah, that's what corporateAmerica loves to do.
Why are they in the business ofproviding health insurance for
their employees?
Speaker 1 (20:16):
It's crazy.
You have to increase everycompany's revenue immediately by
decreasing the amount of costyou have to Crazy and your
employee overhead.
Speaker 2 (20:25):
Yeah, sometimes people pay 10, 20 percent of
somebody's of somebody's salaryis just the health insurance
premiums they're paying.
Yeah, also, there's a wholepaperwork burden.
All the small businesses wouldnot have to let you save 30
employees and you're like let'sprovide health insurance for
everybody.
Speaker 1 (20:42):
I'm with you.
This is crazy.
Look, I'm with you.
Speaker 2 (20:45):
But I'm saying that's .
What I'm saying is that nobodyever frames it that way.
That's why this is the newsolution.
Frame Medicare for All is notjust good for people, which it
is but for health care, which itis, starts hammering that it's
good for freaking corporateAmerica.
They're going to get up almosta trillion dollars Get the Wall
Street feeling.
Speaker 1 (21:04):
you know those guys being like yeah, yeah, yeah, the
stock market will go way up ifthere was Medicare for All Money
, baby money.
You know they're throwing it.
You say hey, stock brokers.
Speaker 2 (21:12):
Every year.
From now on, corporate Americawill get a trillion dollars more
profit, because that's what itwould be.
It'd just be profit, they wouldjust be theirs.
Speaker 1 (21:20):
Yeah, that would probably affect some stock
prices, that's crazy.
Speaker 2 (21:24):
I mean, I don't even know what the total amount of
American profit is.
This might be near, like, Idon't know, some fraction of
like the total amount of profitmade every year.
I have no clue and it wouldjust be handed over.
Now you could say well, theAmerican, you know insurance
companies would whatever, dieoff or whatever.
Speaker 1 (21:41):
Okay, yes.
Speaker 2 (21:42):
And then welfare are they providing to the world?
Like nothing.
They're not providing anywelfare, they're just middlemen,
right.
Speaker 1 (21:50):
So what's going to be the effect of that?
That happens sometimes, youknow Like the Zeppelin industry
had to go.
Speaker 2 (21:57):
They went down in flames.
Yeah, they had to find newthings.
Speaker 1 (22:00):
Blacksmiths had to figure it out.
Speaker 2 (22:01):
It just happened.
Sometimes that's right.
Sorry private health insurancecompanies, Sometimes it's.
I'm sorry, it looks like rightnow.
Speaker 1 (22:07):
AI is about to go.
Sorry, artists and writers,you're all done so.
We're getting some.
We're getting mediocre contentchurned out at a rapid pace.
Try to keep up with that.
Speaker 2 (22:19):
Is that what people are saying, like kind of a
negative on AI?
Speaker 1 (22:21):
Well, that's the fear in art is that it's going to
severely undercut all theability to make it into a career
or a job or living thing.
Speaker 2 (22:32):
I see that, I see that, yeah, potentially.
Speaker 1 (22:35):
And that it will also just that undercutting that
will discourage people fromgoing into it in the first place
and then we're going to havejust a giant downturn of like
culture and art and interesting,good, entertaining things for
people to make people think Idon't know.
Speaker 2 (22:50):
Yeah, that's rough.
Speaker 1 (22:52):
Okay, but at least we have AI.
I'm sorry, thank you.
Speaker 2 (22:54):
So then there are.
So I don't want to be fatfatuous about this, though I do
want to talk about-.
Speaker 1 (22:59):
Fatuous.
Speaker 2 (23:00):
Stupid what you call me.
Speaker 1 (23:03):
No, I did understand.
Speaker 2 (23:05):
Yeah, I don't want to be like fatuous about it, Like,
okay, so corporate Americawould say, yeah, sure, we would
get that the first year, but thenext year there would be.
You know, it would eliminatewhat's called job lock.
Right, People don't want toquit their jobs because they'd
lose their health insurance.
Speaker 1 (23:21):
This is like a large fraction of the American public
who's working?
Right.
Speaker 2 (23:26):
So they would say we don't want Medicare for all,
because even if we got atrillion dollars for free the
next year, you know, 10% of ouremployees would just quit
because they have healthinsurance now and they don't
need our stupid crap jobs, andthen we would have to raise the
cost of labor.
How is that logical, though, inorder to attract people to
(23:47):
actually do those jobs?
Speaker 1 (23:48):
Because if you continue that line of thinking,
then 10% of every company wouldquit and you would have all
those people to fill in the 10%that like You'd have to raise
wages.
Speaker 2 (23:58):
The idea they won't come back without a higher wage.
Speaker 1 (24:00):
No, but I'm saying you don't need those people back
.
It's like the idea of job lockis like I'm keeping these people
, but if there's a lot morepeople floating around like free
electrons, you can just-.
Speaker 2 (24:11):
But you have to pay them more to attract them.
Speaker 1 (24:13):
Well, you're just saved $800 billion in healthcare
.
Speaker 2 (24:16):
Okay so that's what I'm saying.
So they would say, okay, yeah,for the first year, maybe we get
that $800 billion, but the nextyear we'd have to raise wages.
And the raise in wages over thenext few years would probably
be roughly, I mean efficient.
Speaker 1 (24:30):
If you believe in the efficient market hypothesis, it
would raise the wages by thatsame amount over the next few
years.
Speaker 2 (24:36):
So it wouldn't be forever.
What I would say is that youcould probably expect the first
year for it to be, you'd get thewhole amount or most of it, and
then the second year you'dprobably get like a third less,
and then next year you'd getlike a third less and a third
less.
So it would taper off over thenext like four or five years as
American labor got more.
I mean it does empower labor.
When you can go on strike, yourbusiness that you're striking
(24:59):
against can't stop yourhealthcare benefits and end the
strike by ending your healthcarebenefits.
That's legal.
That's crazy.
That's not.
That's actually legal.
So that would go away.
People wouldn't have job locks,so there'd be a lot of people
like leaving their jobs to thehealthcare now.
Speaker 1 (25:11):
Do you think that's why corporations weren't for the
thing initially?
Like is because it gives themthat leverage.
They make some blues.
That leverage over labor, yep,wow, it's almost like company
town.
So gross, oh, it's disgusting.
Speaker 2 (25:26):
It's like the company town.
Oh, we'll pay you in companyscript and you can go down to
the general store and it's likeyou know.
Have you heard of that?
Speaker 1 (25:33):
No.
Speaker 2 (25:34):
Back in the day they would have these company towns
where they would pay you in USdollars, but they would also
just like pay you part of yoursalary in the company's money.
That could be redeemed in thegeneral store of the city of the
town.
Speaker 1 (25:48):
Here's your Sears bucks.
You can only use it at theSears store, like imagine if
Amazon paid people and they gavethem like farther pay in Amazon
gift cards.
Speaker 2 (26:00):
So the idea, so what Bernie did was hey, it's a moral
thing, hey, it's a practicalthing, but what it should have
been was we're going to blastthe American economy like
through the roof.
The American economy is goingto be unleashed by Medicare for
all.
They shouldn't even call itMedicare for all.
They should call it, like Isaid, like a medical stimulus,
like, like medicals, historicmedical stimulus, economic
(26:22):
stimulus package.
Because that's really what itwould be, because all that job
lock, all those people leavingthose jobs, would shoot up real
wages.
So now real wages would beclimbing for everybody, right,
you would also supportunionization, which means also
wages shooting up way more fromthat.
And all those people in joblock, they hate their jobs.
They're barely productive.
(26:43):
That's what all the researchshows.
If you hate your job, you'relike 10% productivity compared
to someone who loves their job.
Speaker 1 (26:49):
It's like no, yeah, you're not begrudgingly doing
awesome at your work, which?
Speaker 2 (26:53):
means those people leave other people.
You raise the salary, you fixthe workplace, you fix it or you
replace it with AI, whatever,and now all that value gets
created.
That's real value in theeconomy.
So you actually create, youremove the value loss or just
waste of, like job lock, and youlose the value loss, waste of
for-profit health insurancecompanies, like the middlemen of
(27:14):
those, and you get whateveractually is value additive work
in the economy.
We find out what that is Causeright now, we just don't know
what that is Cause we don'tallow people to actually
discover it.
Speaker 1 (27:27):
So yeah, it's massive .
Speaker 2 (27:28):
And small businesses.
If you want to start a smallbusiness right now, you get up
to eight, 10, 12 employees.
There's this huge paperworkburden and tax and weird stuff.
Provide health insurance foryour workers.
That would just be gone.
It'd be so easy to go from 10employees to 100 employees If
you had no didn't have to dohealth insurance for all your
(27:49):
freaking employees.
So it would just be this huge,like a giant millstone around
the American economy's neck.
It would just be like snippingit and just off.
Speaker 1 (28:00):
And it would just be crazy.
Maybe Bernie Sanders rebrandshimself as bling, bling Bernie.
Yeah, okay, and he startstalking about it.
He's like don't be a Lambo Inevery driveway.
Speaker 2 (28:12):
I do love Bernie, but I do think and he's a genius
politically.
Speaker 1 (28:15):
He's also pretty old too, right?
Yeah, that's the best evidencethat it doesn't matter how old
people are.
What I'm saying.
Where's the young Bernie who?
Speaker 2 (28:23):
is that?
Well, Marianne Williamsoncurrently is sort of trying to
take on the mantle of aprogressive, true progressive
mantle.
So she's sort of the youngBernie.
She's like 60, 70 or something.
She's older too.
Speaker 1 (28:37):
That's what I'm saying, Like where it's so the
age shift is so wild.
Speaker 2 (28:42):
Most progressive leaders in the past came from
unions and Bernie kind of well,not Bernie really, but you know
Robert Reich and Bernie to someextent.
Well, bernie kind of just cameup through the politics of like
he was the mayor of the capitalof Vermont and then became the
congressperson, then the senatorand then almost the president
right.
So he kind of came up the wayyou're supposed to.
(29:04):
But anyways, this would.
I think this would be a waybetter way to pitch Medicare for
all, because it speaks to likethe American psyche.
Not the American psyche in like25 years from now, after we've
like destroyed the entireclimate and the economy and
there's just like billionairesof all, not the Mad Max future.
Speaker 1 (29:20):
Yeah, exactly those people might actually like
Bernie.
Speaker 2 (29:23):
They might be like, yeah, we should just have
Medicare for all because we'd beso.
We're so desperate at thatpoint that we're just like do
something to like save us.
But right now we're still inthis like people still have this
consciousness of like America'sgonna be great, it's gonna grow
, it's gonna be.
We're gonna stimulate theeconomy.
We're not at like rock bottomwhere we need to like salvage
the economy, which is, I feel,like Bernie, it's almost like a
(29:44):
salvage.
We're gonna salvage this brokensystem.
Americans don't like that.
They like to hear we're gonnagrow, we're gonna lean into it
and we're gonna push through andwe're gonna like be on a
frontier and we're gonna gofurther than we've ever gone.
People love that.
Speaker 1 (29:56):
So that's what this would frame it, as that's what
this idea would frame Medicareall as, and the result is we get
a way better healthcare system,way better, a way better
Economy, it sounds like, and away better like just a way
better experience for everyonegoing through the process,
everything is better and also itreally helps with AI.
Speaker 2 (30:17):
You know people are worried about AI and they don't
know what's gonna happen.
Is there gonna be unemployment,blah blah.
One of the one of the absolutemost baseline things we could do
to be like, to be like readyfor AI, is already have a public
health system, like a public,you know, public option, public,
government supported healthinsurance, universal Supported
health insurance, because if youhave that, if there is
(30:37):
overnight you know somecatastrophic thing we're
overnight you have 20%unemployment.
Yep, they all can still go tothe doctor, right?
You don't.
You don't have, even if they'rehomeless and who knows what,
they can go to the freakingdoctor, right.
Speaker 1 (30:50):
It's important you don't have a second.
A wave of people not being ableto afford medication and life
saving Operations causes allkinds.
Speaker 2 (30:59):
Yeah, there's the comorbidities of that social
horrible.
So yeah, and they're all losingtheir jobs.
And guess what?
Your job has?
Your health insurance, yeah, sothis?
This is like, like the AIpeople are all libertarians,
which is unfortunate.
I've connected with a lot ofthe AI people recently, like the
.
Speaker 1 (31:14):
AI.
What like people who are likeworried you're connecting with a
lot of AI People yeah, likepeople who are like worried
about a.
Speaker 2 (31:19):
I like hi Adam.
Speaker 1 (31:20):
Can I help you?
What is your problem today?
Oh no you're like.
Robots you're like.
I need to solve some of thesociety's problems like that
sounds great.
I have a, do I my understandingis you want to solve society's
problems.
Is that correct?
You're like, yes, ai peoplethat you're that's better than
most AI's.
Speaker 2 (31:38):
Actually, they don't usually ask clarifying questions
and check in with you.
They're usually just likehere's a solution you know,
here's what I think is right,you know.
But yeah, so this.
But it's strange, because allthese AI people are all like
libertarians, so they, so theythink like, oh my god, we need
like Charities or something, andI'm like what?
Like?
Speaker 1 (31:57):
we need government programs.
Speaker 2 (31:59):
Like you're literally describing the onset of
communism, like the, theprinciple that you know Mark
said.
I mean, I don't necessarilylove centrally planned communism
, but this is what the AI peopleare telling us.
They're telling us they'regonna make computers that are so
smart it can plan all society.
That's called communism.
Like that's what Mark said.
Mark said Capital would get soefficient and so automatic that
(32:19):
no one would have to work betterand that would usher in
Communism.
They're describing that and yetnone of them even know Mark's
enough to realize that whatthey're saying is just communism
.
Well, anyways, that's thesolution.
Everybody kind of a boringpolitics.
Speaker 1 (32:33):
No, I like this.
Okay, I'm always good we getinto medical.
Yeah, refer, yeah, we justtalked about Lamborghini's in
every driveway.
That's absolutely exciting.
Adam, what color is yourLamborghini gonna be?
Speaker 2 (32:44):
Well, I'm green.
No, yeah, with with lime greenrunning lights underneath lime
green with lime green lights.
Speaker 1 (32:51):
Yeah, I mean, if you're gonna have a Lambo, what
get ridiculous?
Right, I get ridiculousludicrous.
I think they say ludicrous hasa Lambo.
Speaker 2 (32:58):
No, that's like a thing, isn't it like Tesla has a
ludicrous mode.
What yeah, where you?
Speaker 1 (33:03):
like you're the guy who tells me about test.
You told me that all the modelsI don't like love the word sexy
.
You know that's gross.
Speaker 2 (33:11):
All right, everybody remember Medicare for all.
It's just the biggest corporatebailout ever, which I actually
think is fine because it wouldbe better for everyone.
Everyone wins.
The whole point is that this isnot a fight.
Speaker 1 (33:23):
Yes, this is everyone winning.
This is not boring, this iscool.
Speaker 2 (33:26):
No that's the whole point.
Everyone wins.
Medicare for all.
There is no loser.
Even big corporate Americamakes tons of well.
Private health insurance loses,but they all can just go get
jobs with their other corporateshills.
You know, there's the othercorporate shills We'll all be
hiring.
Speaker 1 (33:40):
There'll be a lot of swing jobs.
Yeah, do stuff.
Speaker 2 (33:42):
Yeah, we can do like a little transition.
We could take some of that 800billion and do a little
transition for the and guesswhat?
Speaker 1 (33:48):
the insurance when they are looking for jobs.
They're not going to be out ofhealthcare, they can.
That's right.
They'll have healthcare.
Speaker 2 (33:53):
It'll be a lot better work that major health
insurance corporations.
Perfect technology skills, mathskills, business skills,
they'll be fine.
Anyways, okay, we're done, allright, solely money, everybody
Bye.
You.
You got a 45 pound weight.
Yeah, I mean, yeah, you gotkettle bells.
Speaker 2 (00:05):
I see, I'm laying my eyes on your beautiful kettle
bells as we speak.
Speaker 1 (00:09):
You know what my kettle bells are being useful
right now.
Keeping the fridge closed, Isaw that one is keeping a
cabinet closed from a cat, oneis keeping a table weighed down
so that it doesn't fall over.
Speaker 2 (00:18):
Okay, it's extended and the other one just sits
there, I don't you don't kettle,I don't you don't bell the
kettles.
I keep telling myself I will,but I do a simple thing I just
hold.
It's a dumbbell, it's not akettle, but I probably should
get a kettle bell, but I justit's a dumbbell and oh is that
was at my cue to be like hey,you've been, have you been
working out?
Oh, you don't know, adam, haveyou been work?
(00:42):
Have you been what?
Speaker 1 (00:42):
is oh, have you been working?
Speaker 2 (00:44):
out, I've been weightlifting and doing these
kind of calisthenic things andyou know, last night I like
barely slept.
I slept like five hours becauseyou were weightlifting all
night.
Speaker 1 (00:52):
I was just.
Speaker 2 (00:54):
In the mirror like American psycho just be like.
Speaker 1 (00:57):
Yeah yeah, listen to Huey Lewis plotting out some
crazy murder plan.
Speaker 2 (01:02):
You just described last night for me oh great.
Speaker 1 (01:06):
And now you're here and so welcome to the last
episode of solutions for themulti-verse everybody,
apparently I'll be getting.
Speaker 2 (01:13):
What a serial killed at the end of this.
Yeah okay, my name's Adam Brous.
My name is Scott Moppen.
This is solutions from themulti-verse.
Speaker 1 (01:31):
Every week, we come to you with a unheard of and new
solution to the society's wetoss it up in the air, we kick
it around, we knock on the tiresnever heard of it before,
unless you have, in which caseit's bully for you, but you
probably haven't.
Speaker 2 (01:47):
Okay, today's solution is we're going back to
one of my favorite things wehaven't touched on a long time
healthcare.
Okay, our first solution wasNurse hotline right healthcare.
Speaker 1 (01:57):
We've done healthcare ones.
We're both on the same page asThinking that our current
healthcare system has a lot ofroom to get better for people
who don't know.
Speaker 2 (02:07):
I used to work for the leading electronic medical
records company in the country.
My, my, my mom built one of thegreatest healthcare systems in
the world.
She, like, was one of thebuilders of it in its early days
.
Cool, my parents are all myparents are both doctors.
My brother, two of my brothers,are doctors.
Anyways, I know, when I workedat epic I ran hospital billing
(02:32):
offices at like six of thelargest health systems in the
country with like thousands,like Tens of thousands of
employees nice.
There were like hundreds ofclinics and like many hospitals
in in one of the systems andthere's six of them that I
worked for, yeah, and we, I gotto go straight in.
I could, I could look at allthe billing.
I could look.
I ran reports all the time.
(02:53):
What were the billing?
How is it working, you know?
So I can say I can actuallywith this, with this I can speak
with authority.
Okay, I actually can speak withauthority on this you have like
other things in this pot.
Speaker 1 (03:02):
You have.
Speaker 2 (03:03):
X, you have specific expertise.
I do I do, and, and I know alittle bit about politics too,
so I can, so we can talk aboutpolitics.
Okay solution today.
What is it?
You know, this is what I callthe American medical business
private tax break and medicaleconomic stimulus bill, which
say that again.
Speaker 1 (03:27):
The American run that run the MVP TB M E.
Speaker 2 (03:29):
Oh the yeah the American medical business
private tax break and medicaleconomic stimulus bill.
Speaker 1 (03:42):
Also called it's mouthful, also called the
mouthful Medicare for all.
Okay.
Speaker 2 (03:46):
Yeah, so what so today's solution?
Speaker 1 (03:47):
I see why they go with that.
Speaker 2 (03:48):
Yeah well, my solution today is we need to
message Medicare for allcompletely differently than
we're messaging it.
But again, once again, the leftis wrong.
They're just bad at marketing,bad at branding right bad at
like politics.
They're just like bad ateverything, and that's why the
left doesn't take over in theUnited States, because the left
has wildly more popular.
(04:08):
You know, it's a democracy.
If you say we're gonna give youa bunch of free stuff, that
should be the winning policy,right?
But it's not, which meansthey're doing it wrong, right?
That's my sort of conclusion.
I yeah, from that firstprinciple, anyways.
So we're gonna rebrand Medicarefor all and we're gonna rebrand
it as two things attack aprivate tax break and a medical
(04:32):
economic stimulus.
A.
Speaker 1 (04:35):
Private tax break and a medical economic stimulus.
Yeah, okay, we're all primedfor the idea of a stimulus,
because we just went through oneright and we liked it sort of
except it was yeah botched andweird, but uh, yeah, so this one
isn't even for regular people.
Speaker 2 (04:51):
This is for corporations.
Corporations are gonna make ahuge amount of money with
Medicare for all.
This is what no one realizes,and the left doesn't.
Speaker 1 (05:00):
I was like people love it when we give
corporations, don't you?
Speaker 2 (05:03):
feel like, don't you feel like when you're gonna say
let's do Medicare for all who's?
Who's against it?
Corporations?
Speaker 1 (05:09):
are people who the money, the money bands right,
who make money on the bigmistake, big mistake.
Speaker 2 (05:14):
Medicare for all will make well, just get.
It will be the one of thelargest corporate bailouts, like
handovers of wealth, in history, and this is what people don't
say, for some reason.
So let me explain how it works.
Speaker 1 (05:27):
So the other group of people that are against
Medicare for all are the peoplewho think that like it would
mean that they suddenly havesome sort Of weird third-world
medical Treatment options andit's just, I don't know.
I was gonna say, as I lived inJapan for six years, had
nationalized healthcare.
It was wonderful, it worked sowell and was it actually there?
Speaker 2 (05:47):
was it just the pair?
Was the government, like wherethe hospitals government
employees?
Speaker 1 (05:52):
I don't know, I don't think.
No, I think it was.
The pair was government.
I don't feel like they were.
Yeah, I don't feel like everydoctor was like the government
employee, but only.
Speaker 2 (06:01):
Britain does that and actually people complain about
it because it's actually notvery good right and so I would
never advocate.
I said right, like I know, ohyeah, but I would never advocate
ever for like governmentemployee.
I mean, you could have somegovernment hospitals.
Okay and look like but itshouldn't be government
hospitals, it should be privatehospitals With government payer
(06:22):
right with an insurance go, andJapan was far from perfect.
Speaker 1 (06:25):
It wasn't perfect, but it was like it was so nice
and this Amazing and the ideathat you're gonna drop in
quality of it.
Suddenly no one's gonna do it's, it's ridiculous.
It just doesn't happen actuallyyou'll probably go up in, but
there are people that definitelybelieve that and they go.
No, we can't have Medicare forall, because then I'll have to
wait nine months to see someoneabout an earring You're like.
(06:45):
That's not.
They'll be like if I break myarm, I have to let it like heal
at a weird angle and thenthey'll have to re-break it a
year later, when they finallysee me at the Emergency room and
I lived in Germany.
Speaker 2 (06:57):
Exactly the same experience like I, spraying the
hell out of my ankle, likereally bad.
I thought I like destroyed myankle and I went immediate to
the hospital.
They x-rated, they said you,you know, you have a bad sprain,
go, you know.
They gave me everything andleft.
It was no weight, nothing, justimmediate.
I.
Speaker 1 (07:15):
I broke my first bone in Japan.
I broke a bone in my foot, hadto have a cast and like and see
doctors and get x-rays and havelearn a whole bunch of new
Japanese vocabulary likeinternal bleeding I didn't.
I found my notebook recentlywith my notes from that time and
like all my new vocab that I'dread and I was like oh, like
internal bleeding, I'm like geezall these very specific terms,
(07:38):
but yeah, like, and then I hadphysical therapy afterward and
the bill to me, I think, waslike under 50 bucks total and it
was just like a processingthing.
Yeah, it was crazy.
Speaker 2 (07:47):
I was just like the nearest thing to Medicare for
all is accountable careorganizations like Kaiser
Permanente, which is a hugehealth system that uses Epic.
Actually, it's one of Epic'slargest.
Speaker 1 (07:58):
Is Kaiser.
Good, I mean I have Kaiser.
Speaker 2 (08:01):
The only complaint people have for Kaiser is that
there's not very good mentalhealth Like you only can meet a
therapist once a month, whichpeople with mental health issues
say.
That's probably not enough.
Speaker 1 (08:11):
Which is yeah, okay, when they bought that old Arkham
Asylum up on the hill andstarted taking over it.
Speaker 2 (08:16):
They put a lot of criminals in there.
Speaker 1 (08:19):
I mean it seems like maybe not the place to group
them all together but I'm not amedical professional.
Let's spread them out, I thinkmaybe one hallway with all the
most dangerous people that we'veever known Like dangerous in a
way that they can all like talkto each other and very easily
Talk to each other.
Speaker 2 (08:35):
Oh my God, is that what happens up there?
Speaker 1 (08:36):
I feel like they could just be like the joker's,
like hey, penguin, what's up?
Penguin's like leave me alone.
But like they could plot thingsright, these criminal
masterminds.
Speaker 2 (08:46):
I agree, maybe we separate them.
I think maybe even just like acommunity program, you know,
maybe just keep them in theirhomes but have like community
workers show up every day.
Speaker 1 (08:56):
That's what I'm gonna push you for.
Hey joker, how's it going?
I'm gonna push you for how areyou?
Speaker 2 (08:59):
doing today?
Did you do okay today?
That's what I'm gonna push youfor one of these days as a
solution.
Speaker 1 (09:05):
For what would you do for if Gotham criminals were
real criminals in our society?
We could do fantasies.
How would you deal with them?
How do you solve?
In a compassionate and orreasonable way.
But what if you were actually?
You can't just be like I don'tknow.
Shoot them all, cause that'snot.
Speaker 2 (09:20):
Wait, okay, medicare for all.
We're not branding it properly.
Why not?
Because we're pitching it as Imean.
I think I'm compelled by thisargument, which is that it's a
moral, we have a moralimperative to like provide
healthcare for everyone, andthat there's a kind of practical
rationality to it.
Like it, our health systemcurrently is really expensive
(09:42):
and actually a Medicare fallsystem would be like
significantly more affordableand just as good, if not
tremendously better.
Oh yeah, so.
So there's like a, there's likea morality with a practicality.
That's the current pitch, Likethat's the burning pitch for
Medicare for all, morality,practicality, okay, that never
gets anything done in America.
When you want something done,you don't say morality,
(10:03):
practicality.
Those are the opposite of whatAmerican laws are.
It doesn't get anyone's juicesflowing.
Exactly, If you want Americanlaws, you got to say
billionaires are going to make ashite ton of money, One and
it'll like create like Americanpower, dominance, like you know,
economically or militarily.
That's like the two things youhave to prove to the federal
(10:24):
government if you want an actuallaw passed.
Wait what's the first one?
Like billionaires are going tomake a ton of money Like rich
people are going to get a lotricher.
Speaker 1 (10:31):
You have to show that first.
Speaker 2 (10:33):
And then you have to show that we'll be like
militarily or economicallydominant geopolitically over the
world.
Those are the two things thatpass laws Like any law you look
at in the last, like you know,100 years, was basically just
like we will rich people getsuper rich and we'll dominate
the world, whether it's a marketor military or whatever.
Speaker 1 (10:54):
So you have to show the Medicare for all.
We'll do this.
That should turn around nowthat we have all these young
people running for.
Wait, who's running forpresident right now?
Speaker 2 (11:01):
Oh yeah, the two youngest people, a 35 year old
and a 37 year old, fresh, newideas out there, even a 55 year
old would be 30 years youngerthan both of them.
It's like a 50 year old.
Speaker 1 (11:14):
You would be a young, yeah, 50 year old.
The 50 year old would be likeoh my God, 50 years old.
Hey Pops what's up.
Why don't you?
Speaker 2 (11:22):
pack away.
Oh my God, I don't mind thatthey're old.
I mind more about their policy.
Really, I think there's oldpeople with great.
My grandma's pretty smart.
Well, she was prettyprogressive, she was like 90.
Here's what I don't like.
Speaker 1 (11:35):
I don't like the people in power clinging on
until the very bitter end.
Yeah, that's not good and notfostering a normal transition to
the younger and younger people,generation to generation.
That's true.
Yeah, I get it.
You have power and you can keepit if you want it.
But you know what, when you gotpower, you're right.
Speaker 2 (11:52):
The person who gave it to you wasn't 89.
Speaker 1 (11:55):
It was like a normal thing.
Speaker 2 (11:57):
You make a fantastic point, scott, like a fantastic
point.
The conversation about this isalways about faculties and maybe
policy.
Are their faculty sharp enoughto do the job Is the big
question.
The smaller question, which isalso brought up, but it's still
there, is are their policieskind of out of date or old
because they're old?
But you're bringing up a farmore fundamental point, which is
(12:21):
the concept of the transitionof power.
Means that people with aninordinate amount of power
voluntarily give it over tothose with less power in order
to keep like the democracyflowing.
Speaker 1 (12:34):
They're hogging the ball.
You shouldn't want to bepresident when you're 81 years
old.
You shouldn't want to be.
There should be enoughconfidence in people who are 50
years old that you've helpedbuild up that you're like cool
guys, your turn, let me do someother stuff.
You don't have to be in chargeof everything, it's okay, that's
a very good point.
Speaker 2 (12:54):
I love that.
I like that as a third leg ofthe stool of the criticism of
you know.
Speaker 1 (12:59):
Anyway, sorry, that's just my personal.
Speaker 2 (13:01):
No, it's great, but let's talk about how Medicare
for All could be rebranded to belike a corporate stimulus bill.
So, that the evil people wouldthink it was good To get through
the hurdles.
Speaker 1 (13:09):
So we have to convince the evil people.
Speaker 2 (13:11):
So here are evil people, listen to them.
So Medicare for All would bepaid for for people who don't
know.
The bill that Bernie proposed,which I think is a good bill,
proposed that Medicare for Allwould be paid for by a 4% income
tax, flat, flat.
So everyone would pay 4% moreon their income tax.
(13:32):
Okay, okay, so okay, peopledon't like taxes, whatever, but
it would be.
It would actually be less thanyou're paying in medical
expenses, so you'd actually savemoney.
Speaker 1 (13:44):
I believe that I'm fine.
Speaker 2 (13:45):
So then this should be pitched as a what I call a
private tax break.
So you're currently payinggovernment taxes and you're
paying private taxes.
And private taxes are all theservices that could be more
efficiently and cheaply providedto you by the government.
But it are provided to you byCorporate.
(14:06):
You know corporate America,right?
That's private taxes.
Okay, so like medical insurance, for sure is a private tax.
So is you know a bunch of otherthings, like when utilities
screw you over and they could bepublic utilities In some ways.
Housing, you pay a private taxbecause we don't have enough
public housing to keep theprices in check and stuff.
So anyways.
(14:27):
But with health care, I wouldsay that's a private tax.
So you're paying a private taxof your health insurance
premiums, your co-pays, yourdeductibles.
If you pay.
If we replace that with apublic tax, you'll actually get
a tax break.
So it's a private tax break.
So that would get the kind ofpeople who are anti-tax.
(14:48):
Yeah.
So it would at least be anargument to them that you could
kind of throw in their spokeswhen they say, yeah, it's gonna
raise taxes, up, up, up, up, up,up, up, up up.
No, it's not yeah.
Speaker 1 (14:58):
It's gonna lower taxes if you include private
taxes the real way to do thatwould be like go back, look at
your last year.
How much did you spend onhealth care?
Speaker 2 (15:06):
Was it now than 4% of your?
Speaker 1 (15:07):
imagine that as a zero.
And now are you happy or no?
Yeah, like yeah, and mostpeople would look back and go,
oh yeah, I'd be happy, right,exactly, I would be.
But even this narrative.
Speaker 2 (15:17):
No one says that I mean this could have been a
solution on its own private tax.
That could be a ver, a word inour lexicon politically that the
left could use to explain thisconcept, because Americans just
don't want to get screwed.
That's what they don't like.
Speaker 1 (15:32):
They don't like to get screwed labeling it as like
the private tax of medicalinsurance.
Speaker 2 (15:36):
Exactly, we're gonna do a tax break, a private tax
break.
You're being taxed by theinsurance companies.
Americans wouldn't know thesubtle differences between a
public tax and a private tax.
They would just say, yeah, youjust mean I'm getting railed
like I'm getting screwed by someinstitution.
That's a big facelessinstitution.
So you say, yeah, you aregetting railed by a faceless
(15:58):
institution.
It's called private healthinsurance, private, you know,
for-profit right insurance andpeople of law.
Speaker 1 (16:03):
Like you know, the criticism is that when they had
the power to do something, whatthey did was they made a law
where, instead of like gettingrid of insurance Companies,
they're like now everyone has tobuy insurance.
Speaker 2 (16:14):
Yeah, no, that's the wrong thing it's trying to, I
understand but it's moving ustoward the wrong goal post.
Speaker 1 (16:21):
You know what I mean like I mean.
Speaker 2 (16:22):
I mean Obamacare was Romney care.
Let's just be straight.
Like Obama was a blackRepublican, I'm just gonna throw
that out there.
Like his policies were justRepublican policies that he like
he, like you know wrapped inliberal silk and like sailed
down the river to us.
It's the same thing with Biden.
Biden's just doing all Trump'spolicies.
Trump came in said I'm gonnadeport people and throw the wall
(16:43):
in Mexico.
Biden has deported way morepeople than Trump and is
building a wall.
Bill enhanced border securityin Mexico, but Trump came in and
said we should do an industrialpolicy and rebuild the
industrial base of the UnitedStates.
He then left.
Biden came in and did theinflation reduction act, which
is a trade war with China, andan industrial policy, a giant
(17:04):
industrial policy for the UnitedStates.
It's just exactly the Trumpplatform.
He's just making it happen now.
Speaker 1 (17:11):
So almost like the government is on its own course.
That can't be deterred by themeasly will of the voters but
new ideas.
Speaker 2 (17:20):
I think new ideas can change it.
So if we get this idea of aprivate tax, you say Medicare
for all is actually a tax breakfor you it's a private tax break
.
Okay, so that gets the taxpeople, okay.
So now we have the corporationswho are like ooh, I had my
corporation.
Now you have to explain to thecorporations.
Corporations pay 67% of thehealth care premiums in the
United States.
Speaker 1 (17:40):
I was just gonna say, like imagine, to the
corporation yes, look back inthe year, how much did you spend
on your health care for youremployees?
Speaker 2 (17:46):
I can tell you the amount corporations that is your
spend Each year spent eighthundred and fifty eight billion
dollars on this this is onlyeight hundred fifty eight bill.
Speaker 1 (17:58):
Only eight, five, eight by.
Speaker 2 (18:00):
That's like only eight, five, eight be almost
double our entire militaryspending each year.
In what?
Every year Corporations paythis to private for-profit
health insurance companies?
Uh-huh.
So the the moment that Medicarefor all is passed, all those
corporations Can just keep allthat money.
(18:20):
They can just move theiremployees onto the government
health care right.
Stop paying those premiums andThen the the employee gets taxed
four percent.
Corporation Nothing, so so thecorporations would get for free
for doing nothing right eighthundred and fifty eight billion
(18:42):
dollars what?
that's bigger than FDR's newdeal right just handed to them,
and then it would the next yearthey get.
They get it again like theyjust they would be a.
Speaker 1 (18:53):
Good, don't have to spend it.
Yeah, they would never have tospend that again.
Speaker 2 (18:56):
I Well, it's like what the hell?
Why did no one ever say thatLike?
Why didn't Bernie ever go andlike talk to like corporate
American chamber of commercelobbyists and be like this is a
huge corporate handout?
This is one of the biggestcorporate handouts in history.
Speaker 1 (19:12):
Because if someone's going to do that and I'm on the
side of the people getting $858billion a year, I'm going to pay
some pretty good lobbyistsmyself to like.
Follow Bernie Sanders to makeit better than that to make a
bet more to follow the otherguys lobbyists around and be
like yo yo yo.
What are you saying?
Here's some, here's some money,here's a little briefcase full
(19:33):
of cash, just but you would keepthe money for it, but you would
support it.
Speaker 2 (19:38):
But they didn't support it.
They did everything they couldto stop it Right.
Who did everything?
Corporate, corporate Americadidn't align itself with Bernie
Sanders.
I'm not, I'm, I'm I crazy.
Of course they didn't right.
They were.
They believed as enemies andthey were, and they took actions
against one another.
But Bernie could have just goneand said guys, this is one of
(19:59):
the biggest corporate moneygrabs right ever and I want to
do it for you.
I'm here to do it for you.
I'm literally going to moveyour expenses onto your
employees.
Yeah, that's what corporateAmerica loves to do.
Why are they in the business ofproviding health insurance for
their employees?
Speaker 1 (20:16):
It's crazy.
You have to increase everycompany's revenue immediately by
decreasing the amount of costyou have to Crazy and your
employee overhead.
Speaker 2 (20:25):
Yeah, sometimes people pay 10, 20 percent of
somebody's of somebody's salaryis just the health insurance
premiums they're paying.
Yeah, also, there's a wholepaperwork burden.
All the small businesses wouldnot have to let you save 30
employees and you're like let'sprovide health insurance for
everybody.
Speaker 1 (20:42):
I'm with you.
This is crazy.
Look, I'm with you.
Speaker 2 (20:45):
But I'm saying that's .
What I'm saying is that nobodyever frames it that way.
That's why this is the newsolution.
Frame Medicare for All is notjust good for people, which it
is but for health care, which itis, starts hammering that it's
good for freaking corporateAmerica.
They're going to get up almosta trillion dollars Get the Wall
Street feeling.
Speaker 1 (21:04):
you know those guys being like yeah, yeah, yeah, the
stock market will go way up ifthere was Medicare for All Money
, baby money.
You know they're throwing it.
You say hey, stock brokers.
Speaker 2 (21:12):
Every year.
From now on, corporate Americawill get a trillion dollars more
profit, because that's what itwould be.
It'd just be profit, they wouldjust be theirs.
Speaker 1 (21:20):
Yeah, that would probably affect some stock
prices, that's crazy.
Speaker 2 (21:24):
I mean, I don't even know what the total amount of
American profit is.
This might be near, like, Idon't know, some fraction of
like the total amount of profitmade every year.
I have no clue and it wouldjust be handed over.
Now you could say well, theAmerican, you know insurance
companies would whatever, dieoff or whatever.
Speaker 1 (21:41):
Okay, yes.
Speaker 2 (21:42):
And then welfare are they providing to the world?
Like nothing.
They're not providing anywelfare, they're just middlemen,
right.
Speaker 1 (21:50):
So what's going to be the effect of that?
That happens sometimes, youknow Like the Zeppelin industry
had to go.
Speaker 2 (21:57):
They went down in flames.
Yeah, they had to find newthings.
Speaker 1 (22:00):
Blacksmiths had to figure it out.
Speaker 2 (22:01):
It just happened.
Sometimes that's right.
Sorry private health insurancecompanies, Sometimes it's.
I'm sorry, it looks like rightnow.
Speaker 1 (22:07):
AI is about to go.
Sorry, artists and writers,you're all done so.
We're getting some.
We're getting mediocre contentchurned out at a rapid pace.
Try to keep up with that.
Speaker 2 (22:19):
Is that what people are saying, like kind of a
negative on AI?
Speaker 1 (22:21):
Well, that's the fear in art is that it's going to
severely undercut all theability to make it into a career
or a job or living thing.
Speaker 2 (22:32):
I see that, I see that, yeah, potentially.
Speaker 1 (22:35):
And that it will also just that undercutting that
will discourage people fromgoing into it in the first place
and then we're going to havejust a giant downturn of like
culture and art and interesting,good, entertaining things for
people to make people think Idon't know.
Speaker 2 (22:50):
Yeah, that's rough.
Speaker 1 (22:52):
Okay, but at least we have AI.
I'm sorry, thank you.
Speaker 2 (22:54):
So then there are.
So I don't want to be fatfatuous about this, though I do
want to talk about-.
Speaker 1 (22:59):
Fatuous.
Speaker 2 (23:00):
Stupid what you call me.
Speaker 1 (23:03):
No, I did understand.
Speaker 2 (23:05):
Yeah, I don't want to be like fatuous about it, Like,
okay, so corporate Americawould say, yeah, sure, we would
get that the first year, but thenext year there would be.
You know, it would eliminatewhat's called job lock.
Right, People don't want toquit their jobs because they'd
lose their health insurance.
Speaker 1 (23:21):
This is like a large fraction of the American public
who's working?
Right.
Speaker 2 (23:26):
So they would say we don't want Medicare for all,
because even if we got atrillion dollars for free the
next year, you know, 10% of ouremployees would just quit
because they have healthinsurance now and they don't
need our stupid crap jobs, andthen we would have to raise the
cost of labor.
How is that logical, though, inorder to attract people to
(23:47):
actually do those jobs?
Speaker 1 (23:48):
Because if you continue that line of thinking,
then 10% of every company wouldquit and you would have all
those people to fill in the 10%that like You'd have to raise
wages.
Speaker 2 (23:58):
The idea they won't come back without a higher wage.
Speaker 1 (24:00):
No, but I'm saying you don't need those people back
.
It's like the idea of job lockis like I'm keeping these people
, but if there's a lot morepeople floating around like free
electrons, you can just-.
Speaker 2 (24:11):
But you have to pay them more to attract them.
Speaker 1 (24:13):
Well, you're just saved $800 billion in healthcare
.
Speaker 2 (24:16):
Okay so that's what I'm saying.
So they would say, okay, yeah,for the first year, maybe we get
that $800 billion, but the nextyear we'd have to raise wages.
And the raise in wages over thenext few years would probably
be roughly, I mean efficient.
Speaker 1 (24:30):
If you believe in the efficient market hypothesis, it
would raise the wages by thatsame amount over the next few
years.
Speaker 2 (24:36):
So it wouldn't be forever.
What I would say is that youcould probably expect the first
year for it to be, you'd get thewhole amount or most of it, and
then the second year you'dprobably get like a third less,
and then next year you'd getlike a third less and a third
less.
So it would taper off over thenext like four or five years as
American labor got more.
I mean it does empower labor.
When you can go on strike, yourbusiness that you're striking
(24:59):
against can't stop yourhealthcare benefits and end the
strike by ending your healthcarebenefits.
That's legal.
That's crazy.
That's not.
That's actually legal.
So that would go away.
People wouldn't have job locks,so there'd be a lot of people
like leaving their jobs to thehealthcare now.
Speaker 1 (25:11):
Do you think that's why corporations weren't for the
thing initially?
Like is because it gives themthat leverage.
They make some blues.
That leverage over labor, yep,wow, it's almost like company
town.
So gross, oh, it's disgusting.
Speaker 2 (25:26):
It's like the company town.
Oh, we'll pay you in companyscript and you can go down to
the general store and it's likeyou know.
Have you heard of that?
Speaker 1 (25:33):
No.
Speaker 2 (25:34):
Back in the day they would have these company towns
where they would pay you in USdollars, but they would also
just like pay you part of yoursalary in the company's money.
That could be redeemed in thegeneral store of the city of the
town.
Speaker 1 (25:48):
Here's your Sears bucks.
You can only use it at theSears store, like imagine if
Amazon paid people and they gavethem like farther pay in Amazon
gift cards.
Speaker 2 (26:00):
So the idea, so what Bernie did was hey, it's a moral
thing, hey, it's a practicalthing, but what it should have
been was we're going to blastthe American economy like
through the roof.
The American economy is goingto be unleashed by Medicare for
all.
They shouldn't even call itMedicare for all.
They should call it, like Isaid, like a medical stimulus,
like, like medicals, historicmedical stimulus, economic
(26:22):
stimulus package.
Because that's really what itwould be, because all that job
lock, all those people leavingthose jobs, would shoot up real
wages.
So now real wages would beclimbing for everybody, right,
you would also supportunionization, which means also
wages shooting up way more fromthat.
And all those people in joblock, they hate their jobs.
They're barely productive.
(26:43):
That's what all the researchshows.
If you hate your job, you'relike 10% productivity compared
to someone who loves their job.
Speaker 1 (26:49):
It's like no, yeah, you're not begrudgingly doing
awesome at your work, which?
Speaker 2 (26:53):
means those people leave other people.
You raise the salary, you fixthe workplace, you fix it or you
replace it with AI, whatever,and now all that value gets
created.
That's real value in theeconomy.
So you actually create, youremove the value loss or just
waste of, like job lock, and youlose the value loss, waste of
for-profit health insurancecompanies, like the middlemen of
(27:14):
those, and you get whateveractually is value additive work
in the economy.
We find out what that is Causeright now, we just don't know
what that is Cause we don'tallow people to actually
discover it.
Speaker 1 (27:27):
So yeah, it's massive .
Speaker 2 (27:28):
And small businesses.
If you want to start a smallbusiness right now, you get up
to eight, 10, 12 employees.
There's this huge paperworkburden and tax and weird stuff.
Provide health insurance foryour workers.
That would just be gone.
It'd be so easy to go from 10employees to 100 employees If
you had no didn't have to dohealth insurance for all your
(27:49):
freaking employees.
So it would just be this huge,like a giant millstone around
the American economy's neck.
It would just be like snippingit and just off.
Speaker 1 (28:00):
And it would just be crazy.
Maybe Bernie Sanders rebrandshimself as bling, bling Bernie.
Yeah, okay, and he startstalking about it.
He's like don't be a Lambo Inevery driveway.
Speaker 2 (28:12):
I do love Bernie, but I do think and he's a genius
politically.
Speaker 1 (28:15):
He's also pretty old too, right?
Yeah, that's the best evidencethat it doesn't matter how old
people are.
What I'm saying.
Where's the young Bernie who?
Speaker 2 (28:23):
is that?
Well, Marianne Williamsoncurrently is sort of trying to
take on the mantle of aprogressive, true progressive
mantle.
So she's sort of the youngBernie.
She's like 60, 70 or something.
She's older too.
Speaker 1 (28:37):
That's what I'm saying, Like where it's so the
age shift is so wild.
Speaker 2 (28:42):
Most progressive leaders in the past came from
unions and Bernie kind of well,not Bernie really, but you know
Robert Reich and Bernie to someextent.
Well, bernie kind of just cameup through the politics of like
he was the mayor of the capitalof Vermont and then became the
congressperson, then the senatorand then almost the president
right.
So he kind of came up the wayyou're supposed to.
(29:04):
But anyways, this would.
I think this would be a waybetter way to pitch Medicare for
all, because it speaks to likethe American psyche.
Not the American psyche in like25 years from now, after we've
like destroyed the entireclimate and the economy and
there's just like billionairesof all, not the Mad Max future.
Speaker 1 (29:20):
Yeah, exactly those people might actually like
Bernie.
Speaker 2 (29:23):
They might be like, yeah, we should just have
Medicare for all because we'd beso.
We're so desperate at thatpoint that we're just like do
something to like save us.
But right now we're still inthis like people still have this
consciousness of like America'sgonna be great, it's gonna grow
, it's gonna be.
We're gonna stimulate theeconomy.
We're not at like rock bottomwhere we need to like salvage
the economy, which is, I feel,like Bernie, it's almost like a
(29:44):
salvage.
We're gonna salvage this brokensystem.
Americans don't like that.
They like to hear we're gonnagrow, we're gonna lean into it
and we're gonna push through andwe're gonna like be on a
frontier and we're gonna gofurther than we've ever gone.
People love that.
Speaker 1 (29:56):
So that's what this would frame it, as that's what
this idea would frame Medicareall as, and the result is we get
a way better healthcare system,way better, a way better
Economy, it sounds like, and away better like just a way
better experience for everyonegoing through the process,
everything is better and also itreally helps with AI.
Speaker 2 (30:17):
You know people are worried about AI and they don't
know what's gonna happen.
Is there gonna be unemployment,blah blah.
One of the one of the absolutemost baseline things we could do
to be like, to be like readyfor AI, is already have a public
health system, like a public,you know, public option, public,
government supported healthinsurance, universal Supported
health insurance, because if youhave that, if there is
(30:37):
overnight you know somecatastrophic thing we're
overnight you have 20%unemployment.
Yep, they all can still go tothe doctor, right?
You don't.
You don't have, even if they'rehomeless and who knows what,
they can go to the freakingdoctor, right.
Speaker 1 (30:50):
It's important you don't have a second.
A wave of people not being ableto afford medication and life
saving Operations causes allkinds.
Speaker 2 (30:59):
Yeah, there's the comorbidities of that social
horrible.
So yeah, and they're all losingtheir jobs.
And guess what?
Your job has?
Your health insurance, yeah, sothis?
This is like, like the AIpeople are all libertarians,
which is unfortunate.
I've connected with a lot ofthe AI people recently, like the
.
Speaker 1 (31:14):
AI.
What like people who are likeworried you're connecting with a
lot of AI People yeah, likepeople who are like worried
about a.
Speaker 2 (31:19):
I like hi Adam.
Speaker 1 (31:20):
Can I help you?
What is your problem today?
Oh no you're like.
Robots you're like.
I need to solve some of thesociety's problems like that
sounds great.
I have a, do I my understandingis you want to solve society's
problems.
Is that correct?
You're like, yes, ai peoplethat you're that's better than
most AI's.
Speaker 2 (31:38):
Actually, they don't usually ask clarifying questions
and check in with you.
They're usually just likehere's a solution you know,
here's what I think is right,you know.
But yeah, so this.
But it's strange, because allthese AI people are all like
libertarians, so they, so theythink like, oh my god, we need
like Charities or something, andI'm like what?
Like?
Speaker 1 (31:57):
we need government programs.
Speaker 2 (31:59):
Like you're literally describing the onset of
communism, like the, theprinciple that you know Mark
said.
I mean, I don't necessarilylove centrally planned communism
, but this is what the AI peopleare telling us.
They're telling us they'regonna make computers that are so
smart it can plan all society.
That's called communism.
Like that's what Mark said.
Mark said Capital would get soefficient and so automatic that
(32:19):
no one would have to work betterand that would usher in
Communism.
They're describing that and yetnone of them even know Mark's
enough to realize that whatthey're saying is just communism
.
Well, anyways, that's thesolution.
Everybody kind of a boringpolitics.
Speaker 1 (32:33):
No, I like this.
Okay, I'm always good we getinto medical.
Yeah, refer, yeah, we justtalked about Lamborghini's in
every driveway.
That's absolutely exciting.
Adam, what color is yourLamborghini gonna be?
Speaker 2 (32:44):
Well, I'm green.
No, yeah, with with lime greenrunning lights underneath lime
green with lime green lights.
Speaker 1 (32:51):
Yeah, I mean, if you're gonna have a Lambo, what
get ridiculous?
Right, I get ridiculousludicrous.
I think they say ludicrous hasa Lambo.
Speaker 2 (32:58):
No, that's like a thing, isn't it like Tesla has a
ludicrous mode.
What yeah, where you?
Speaker 1 (33:03):
like you're the guy who tells me about test.
You told me that all the modelsI don't like love the word sexy
.
You know that's gross.
Speaker 2 (33:11):
All right, everybody remember Medicare for all.
It's just the biggest corporatebailout ever, which I actually
think is fine because it wouldbe better for everyone.
Everyone wins.
The whole point is that this isnot a fight.
Speaker 1 (33:23):
Yes, this is everyone winning.
This is not boring, this iscool.
Speaker 2 (33:26):
No that's the whole point.
Everyone wins.
Medicare for all.
There is no loser.
Even big corporate Americamakes tons of well.
Private health insurance loses,but they all can just go get
jobs with their other corporateshills.
You know, there's the othercorporate shills We'll all be
hiring.
Speaker 1 (33:40):
There'll be a lot of swing jobs.
Yeah, do stuff.
Speaker 2 (33:42):
Yeah, we can do like a little transition.
We could take some of that 800billion and do a little
transition for the and guesswhat?
Speaker 1 (33:48):
the insurance when they are looking for jobs.
They're not going to be out ofhealthcare, they can.
That's right.
They'll have healthcare.
Speaker 2 (33:53):
It'll be a lot better work that major health
insurance corporations.
Perfect technology skills, mathskills, business skills,
they'll be fine.
Anyways, okay, we're done, allright, solely money, everybody
Bye.
You.
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